Stax

DECEMBER 12, 2024

These days, small and medium-sized businesses (SMBs) prefer to opt for industry-specific payment systems and tools over generic solutions. They account for over 50% of spending on vertical-specific software solutions (i.e., custom software for a particular industry or market). Merchant services are one of these key investments. They enable secure, efficient in-store and online payment processing and offer flexible payment options that customers demand today.

Small Business 88

Small Business Online and Mobile Banking Volume Checks 88

Fintech News

DECEMBER 11, 2024

The State Bank of Vietnam (SBV) and the National Bank of Cambodia (NBC) announced the successful implementation of a cross-border QR payment system between the two countries. The pilot project, which began in mid-2022, has been completed as scheduled. This initiative allows Vietnamese and Cambodian visitors to use their domestic currencies, VND and KHR, for payments at various merchants in each other’s country.

Cross-Border 130

Cross-Border Payments Facilitators Mobile Banking 130

Fintech Finance

DECEMBER 12, 2024

Mastercard, in collaboration with the Central Bank of Egypt (CBE) and Egyptian Banks Company (EBC), brings Apple Pay to users in Egypt, providing a safer, more secure and private way to pay in-store, in-app and online. To pay in-store, customers simply double-click the side button and hold their iPhone or Apple Watch near a payment terminal to make a contactless payment.

Visa 98

Visa Central Bank Debit Card Encryption 98

The Payments Association

DECEMBER 9, 2024

What is this article about? The dual impact of generative AI on payment security, highlighting its potential to enhance fraud detection while posing significant data privacy risks. Why is it important? It underscores the need for payment firms to balance AI innovation with robust privacy and regulatory compliance to protect sensitive consumer data. What’s next?

Privacy 88

Privacy AI Payment Security Security 88

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

Payments

Basis Theory

DECEMBER 10, 2024

3DS Mobile Now Available In February, we shared the announcement that we now support 3DS transactions for Enterprise customers.

Transactions 88

Transactions Product 88

Fintech Finance

DECEMBER 11, 2024

To better combat fraud in cross-border payments, Swift, the global provider of secure financial messaging services, is working with Google Cloud to develop anti-fraud technologies that use advanced AI and federated learning. In the first half of 2025, Swift plans to roll out a sandbox with synthetic data to prototype learning from historic fraud, working with 12 global financial institutions, with Google Cloud as a strategic partner.

SWIFT 95

SWIFT AI Cross-Border Payments Privacy 95

The Payments Association

DECEMBER 10, 2024

What is this article about? The article explores the growing threat of AI-enabled fraud in the payments sector and how firms can combat it with advanced technologies. Why is it important? It highlights the urgent need for payments firms to address AI-driven fraud to protect financial security, maintain customer trust, and comply with regulations. What’s next?

AI 88

AI Fraud Detection Deepfake Fraud Prevention 88

Segpay

DECEMBER 9, 2024

Fraud attacks are becoming more sophisticated and frequent, and if your business isnt prepared, you could be the next target. Hackers are relentless, using trial-and-error tactics to identify weaknesses in systems. Their goal? To uncover sensitive information or exploit payment systems. Without the right protections, these attacks can lead to expensive authorization fees and even the shutdown of your merchant account.

Shutdown 77

Shutdown Gateways Fraud Prevention Authorization 77

Fintech News

DECEMBER 8, 2024

Cake has become the first digital-only bank in Vietnam to achieve profitability, reaching this milestone 3.5 years after its launch. The digital bank attributes its success to strong growth, with revenue per user increasing threefold since 2023, reaching US$12 in 2024. Cake now serves nearly 5 million customers and processes an average of 400,000 credit applications each month.

Financial Inclusion 124

Financial Inclusion AI Transactions Innovation 124

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Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

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Fintech Finance

DECEMBER 9, 2024

With a series of organisational and strategic upgrades in 2024, Ant International , a leading global digital payment and financial technology provider, reported robust growth over the past year among all its four pillar businesses, Alipay+ , Antom , WorldFirst and Embedded Finance. Alipay+ expanded its vibrant wallet-based payment and digtalisation space that further strengthens WorldFirst and Antom , the two business fintech services.

Embedded Finance 98

Embedded Finance Cross-Border AI Cross-Border Settlement 98

The Payments Association

DECEMBER 13, 2024

A new era of faster, cheaper, and more efficient payments is here. Account-to-account (A2A) payments are transforming how businesses handle transactions, making them a top choice for industries like e-commerce, gaming, and beyond. With A2A payments projected to grow from 60 billion transactions in 2024 to 186 billion by 2029 , this technology is set to revolutionise payments.

Transactions 88

Transactions Payment APIs and Integration Push-to-Card Payer 88

Stax

DECEMBER 9, 2024

As consumers, most of us have looked at last month’s credit card statement and experienced the panic of not recognizing a charge. Most of the time, customers can identify what the charge is or where it came from by doing a bit of research. If not, filing a chargeback is the next best option. But credit card chargebacks also occur for a variety of other reasons and they’re not always honest.

Credit Cards 88

Credit Cards Process Disputes Card Issuer 88

Fintech News

DECEMBER 8, 2024

Coinbase users will soon be able to make crypto payments at a wider range of businesses following a new partnership with Triple-A. Triple A is a licensed provider of crypto payment solutions with a global network of merchants. This collaboration will allow Coinbase users to seamlessly make payments with crypto at select merchants across Triple-A’s extensive network, specifically in industries like fashion, luxury goods, travel, and gaming.

Payment APIs and Integration 121

Payment APIs and Integration Payments Cryptocurrency API 121

Speaker: Jennifer Wright and Nick Barron

2025 is right around the corner, and with it comes a new wave of consumer expectations, competitive pressures, and operational challenges. Success lies in finding the balance between operational flexibility and creating experiences that keep customers coming back. The future of retail belongs to those who can stay ahead of shifting customer preferences and marketing trends. 🔮 In this session, we’ll dive deep into what it takes to keep customers engaged and your operations nimble, no matt

Best Practices

Fintech Finance

DECEMBER 11, 2024

By the end of 2024, Bank of America corporate clients will have made over $1 Trillion in payment approvals on the banks CashPro App, the mobile application that companies use to manage their treasury operations. This will represent a more than 25% year-over-year increase in payments approved via the app, illustrating that clients are further utilizing the technology for its enhanced security and convenience.

Payment APIs and Integration 94

Payment APIs and Integration Online and Mobile Banking Treasury Payments 94

The Payments Association

DECEMBER 11, 2024

What is this article about? The FCA’s proposed safeguarding reforms in light of the UK’s National Payments Vision and associated challenges. Why is it important? It highlights the need for a strategic, proportionate approach to safeguarding that aligns with broader regulatory and consumer protection goals. What’s next? The FCA and HM Treasury must reflect on the National Payments Vision to refine safeguarding reforms, ensuring customer benefits at a reasonable cost.

Treasury 88

Treasury Payments Consulting Consumer Protection 88

The Fintech Times

DECEMBER 12, 2024

Looking to facilitate direct payments between businesses and customers in real-time through a new open banking solution, a three-way partnership has been announced between Eviden , the Atos Group business focusing on digital, cloud, big data and security, fintech innovator Ordo and blockchain company, ByzGen. With the pilot open banking solution, customers will be able to authorise payments directly from their bank accounts to businesses on a recurring basis using the Ordo variable recurring pay

Facilitators 72

Facilitators Payments AI Blockchain 72

Fintech News

DECEMBER 9, 2024

Singapore, a nation long recognised for its financial acumen and technological advancement, is making a calculated gamble on the future of finance through tokenisation. Rather than shying away from the complexities of the digital asset revolution, the city-state is actively embracing the potential of tokenisation and cryptocurrencies. This proactive approach, driven by the Monetary Authority of Singapore (MAS), seeks to enhance the nation’s financial infrastructure.

Cryptocurrency 117

Cryptocurrency Cross-Border Consumer Protection Facilitators 117

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Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

Payments

Fintech Finance

DECEMBER 10, 2024

Worldline [Euronext: WLN], a global leader in payments services, today announces a partnership with Telr , the multi-award winning, Dubai-based payment gateway aggregator and provider to launch an e-commerce payments solution for the rapidly expanding UAE. The solution will simplify online payments and optimise transactions, enabling global online businesses to take full advantage of the opportunities available in this exciting market.

Payment APIs and Integration 95

Payment APIs and Integration Payment Gateways Multi-Currency Cross-Border 95

The Payments Association

DECEMBER 10, 2024

Dialect Communications, a provider of payment and fintech customer experience outsourcing, has agreed on a partnership with FinPay , a prepaid gift card provider based in Poland, to deliver personalised customer support tailored to their clients’ and cardholders’ needs. This partnership aims to provide full multilingual customer support for FinPays customers through email, voice, and live chat, which can support multiple languages.

Disputes 88

Disputes AML Facilitators Innovation 88

The Fintech Times

DECEMBER 9, 2024

Google has filed a legal challenge against the US Consumer Financial Protection Bureau (CFPB), the agency responsible for overseeing consumer finance, after it placed Google Payment Corp., the companys payment arm, under federal supervision. The tech giant argues that the move, which the CFPB says is aimed at addressing potential consumer risks, constitutes regulatory overreach.

Consumer Financial Protection Bureau (CFPB) 75

Consumer Financial Protection Bureau (CFPB) CFPB Regulations Legal 75

Fintech News

DECEMBER 10, 2024

Indonesian fintech company JULO has launched a new feature to ensure quick loan disbursement, introducing the “Instant Disbursement Guarantee.” With this new feature, users receive their loans within 10 minutes of approval. If delays occur, customers are compensated with a cashback of IDR 25,000. JULO reports a nearly 99% on-time disbursement rate, with cashback claims reportedly resolved promptly in rare cases of delays.

Credit Cards 106

Credit Cards Financial Inclusion FinTech Transactions 106

Speaker: David Nisbet, Everett Zufelt, and Michaela Weber

Once upon a time, in the vast realm of online commerce, there lived a humble checkout button overlooked by many. Yet, within its humble click lay the power to transform a mere visitor into a loyal customer. 🧐 💡 Getting checkout right can mark the difference between a successful sale and an abandoned cart, yet many businesses fail to make payments a part of their commerce strategy even when it has a direct impact on revenue.

Transactions

Fintech Finance

DECEMBER 12, 2024

Codat and PayTech have partnered to transform how commercial card issuers support clients to optimize their supplier payments through spend analytics. Spend analysis is a critical service to help commercial clients optimize working capital by offering recommendations on how to best manage supplier spend patterns. However, these processes historically require heavy, manual efforts, making it challenging for issuers to deliver actionable insights to their commercial clients.

Issuers 98

Issuers Card Issuer Commercial Card Automation 98

The Payments Association

DECEMBER 9, 2024

What’s this article about? The upcoming changes in cryptocurrency regulation and its impact on payment services, focusing on the UK’s approach compared to the EU. Why is it important? It outlines how the regulatory landscape for cryptocurrencies in the UK will evolve, affecting businesses and compliance. What’s next? The UK government and the FCA will further develop and implement these regulations through consultations and legal frameworks, aiming for a comprehensive rollout b

Stablecoins 88

Stablecoins Rules Consulting Regulations 88

The Fintech Times

DECEMBER 10, 2024

Following the expansion of open banking solutions provider, Salt Edge into the Republic of Serbia, the company has now partnered with Serbian IT firm, Saga to support Serbian banks in meeting the latest open banking regulatory requirements. Recent amendments to the Payment Services Act (PSA) have been made to emulate the European PSD2 regulation as well as introduce open banking-driven services to the Serbian financial market.

Third-Party Service Provider 64

Third-Party Service Provider Compliance API Consumer Protection 64

Fintech News

DECEMBER 9, 2024

Cyril Han, Ant Group s President and current Chief Financial Officer, will step into the role of CEO on 1 March 2025, according to Bloomberg. Cyril Han Han will succeed Eric Jing, who will remain the companys chairman. He will continue to report to Jing and the board of directors. This leadership transition comes as Ant Group sharpens its focus on growth through its Alipay platform, artificial intelligence (AI), and its global business expansion.

Cross-Border 115

Cross-Border Embedded Finance Cross-Border Payments AI 115

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

Payments

Fintech Finance

DECEMBER 12, 2024

In a move that will help tackle the blight of late payments affecting the fitting and installer industries, Blink Payment , a UK paytech platform, today announces an integration with fitting industry enterprise resource planner (ERP), Business Pilot. With there estimated to be over 4,500 UK window and door installers and 101,000 construction contractors, the integration aims to enable installers to be paid more quickly and securely.

Payments 98

Payments Reconciliation Payment Reconciliation Settlement 98

Clearly Payments

DECEMBER 11, 2024

Alternative Payment Methods (APMs) have become a big part of todays evolving fintech landscape, as consumers seek faster, more convenient, and secure ways to pay. As digital transformation continues, new payment methods have grown beyond traditional credit and debit cards, reshaping the way businesses accept payments and how customers choose to make them.

Alternative Payment Methods 59

Alternative Payment Methods Online and Mobile Banking BNPL Payments 59

The Fintech Times

DECEMBER 9, 2024

The Dubai Virtual Assets Regulatory Authority (VARA) has provided BitOasis , the Middle East and North African (MENA) virtual assets broker-dealer trading platform, with a full Virtual Asset Service Provider (VASP) Licence. The announcement was made as BitOasis has satisfied all relevant regulatory conditions and requirements posed by VARA. The broker-dealer trading platform will transition to operate under its new licence with immediate effect.

Regulatory Compliance 75

Regulatory Compliance Regulations Security Service Provider 75