Payments Dive

APRIL 17, 2024

Despite an industry-backed lawsuit seeking to stop the Consumer Financial Protection Bureau’s new $8 late fee rule, bank card issuers are bracing for potential implementation.

Caps 161

Caps Card Issuer CFPB Issuers 161

The Fintech Times

APRIL 17, 2024

The UK’s Regulated Liability Network has chosen R3 , a company specialising in enterprise distributed ledger technology and services, as well as Quant , a blockchain provider for finance, to develop the technology prototype for its experimental stage. This initiative, spearheaded by UK Finance and backed by EY , aims to advance regulatory solutions within the financial sector.

Payment APIs and Integration 137

Payment APIs and Integration Blockchain Finance Digital Payments 137

Finextra

APRIL 15, 2024

The UK's biggest banks are pushing ahead with the experimentation phase of a Regulated Liability Network, a financial market infrastructure for programmable money operating on a multi-bank shared ledger.

Regulations 131

Regulations 131

TechCrunch Fintech

APRIL 17, 2024

Spend management startup Ramp has raised another $150 million at a post-money valuation of $7.65 billion, the company confirmed to TechCrunch today. New investor Khosla Ventures and existing backer Founders Fund co-led the raise, which also included participation from new backers Sequoia Capital, Greylock and 8VC. Other existing investors Thrive Capital, General Catalyst, Sands Capital, […] © 2024 TechCrunch.

Participant 130

Participant Posting FinTech 130

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

Payments

Payments Dive

APRIL 16, 2024

As crucial as it is to focus on your core business, today’s merchants demand a broader range of services from their providers. Can embedded finance help solve this core competency problem?

Embedded Finance 148

Embedded Finance Finance On-Demand Payments 148

The Fintech Times

APRIL 15, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embedded finance has to offer and overcome across the globe. Artificial Intelligence (AI) has dominated discussion across all fintech sub-sectors for at least the last couple of years and continues to do so.

Embedded Finance 134

Embedded Finance AI Finance Assessments 134

TechCrunch Fintech

APRIL 17, 2024

The African tech ecosystem, buffeted by huge potential but also lots of economic, political and social instabilities, is no stranger to major drama affecting even its most promising-looking startups. But recently, LemFi, the Nigeria-based fintech that provides money transfer services to African migrants, is shaping up as an example of a bounce-back — and a […] © 2024 TechCrunch.

FinTech 129

FinTech 129

Payments Dive

APRIL 16, 2024

The chain first tested the technology that lets customers pay using their face in October, and began deploying it in January.

Technology 158

Technology 158

Fintech News

APRIL 14, 2024

In the rapidly evolving financial services landscape, the journey from entrenched legacy systems to cutting-edge digital payment platforms is a technological upgrade and a fundamental transformation. This transition embodies a shift towards fostering innovation, operational excellence, and superior customer engagement. It’s a strategic move that redefines the essence of banking in the digital era.

Payment APIs and Integration 126

Payment APIs and Integration Payments Innovation On-Demand 126

Finextra

APRIL 19, 2024

During UK FinTech Week at IFGS 2024, Gurdeep Singh Kohli of Standard Chartered Ventures, discusses the impact of digital disruptors on UK FinTech, citing regulatory support and funding as key drivers. He highlights Challenger banks' success in improving client experiences and addressing SME needs. We look at approaches to innovation, emphasizing experimentation and the importance of security in emerging technologies like digital assets and artificial intelligence.

Innovation 119

Innovation FinTech Regulations Addressing 119

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Use Case

The Fintech Times

APRIL 19, 2024

MANTRA has launched a new incubation programme at the Dubai World Trade Center (DWTC), following an $11million funding round led by Shorooq Partners. The new programme becomes part of MANTRA’s effort to contribute to the Real World Asset (RWA) tokenisation sector, with a focus on the MENA region. Established in partnership with the leading corporate service provider in the UAE , Virtuzone , the MANTRA Incubator programme looks to help develop emerging projects within the MANTRA ecosystem a

Innovation 119

Innovation AI FinTech Governance 119

Payments Dive

APRIL 15, 2024

U.S. and European regulators have joined forces to monitor digital payment concerns, including those related to buy now, pay later financing and big tech market participation.

Regulations 113

Regulations Participant Payments Digital Payments 113

Chargebee

APRIL 18, 2024

Chargebee’s London-based user conference, beelieve, hummed with excitement as it united trailblazers and innovators from the subscription and revenue growth sector. A standout moment was the “beelievers” awards, honoring visionary leaders and organizations shaping the subscription landscape’s future. Let’s explore the winners in each category, highlighting their exceptional contributions to efficiency, transformation, retention, revenue growth, and leadership.

Innovation 116

Innovation 116

Finextra

APRIL 17, 2024

If it wins the upcoming UK general election, the Labour party must harness the fintech sector as an engine for economic growth, opportunity and inclusion across the country, says a report from the Tony Blair Institute for Global Change.

FinTech 118

FinTech 118

Speaker: Jennifer Wright and Nick Barron

2025 is right around the corner, and with it comes a new wave of consumer expectations, competitive pressures, and operational challenges. Success lies in finding the balance between operational flexibility and creating experiences that keep customers coming back. The future of retail belongs to those who can stay ahead of shifting customer preferences and marketing trends. 🔮 In this session, we’ll dive deep into what it takes to keep customers engaged and your operations nimble, no matt

Best Practices

Stripe

APRIL 14, 2024

This blog discusses the technical details of how we built Shepherd and how we are expanding the capabilities of Chronon to meet Stripe’s scale.

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Payments Dive

APRIL 19, 2024

Small and mid-sized businesses were fueling growth for American Express during the COVID-19 era, but not this year. That billed business grew 1% in the first quarter over last year.

Returns 103

Returns 103

The Fintech Times

APRIL 16, 2024

A new coalition uniting blockchain foundations, universities, and NGOs in a commitment to leveraging blockchain technology for social good has been announced. Partnering with Web3 communities, crypto exchange Bybit has unveiled the Blockchain for Good Alliance (BGA). Addressing a gap in the Web3 industry, the Blockchain for Good Alliance will use the innovations and opportunities of blockchain and crypto ecosystems to power social advancement and tackle issues.

Addressing 114

Addressing Blockchain Innovation Technology 114

Finextra

APRIL 14, 2024

US and European officials have begun an "informal dialogue" on consumer financial protection issues, focusing on the rise of Big Tech in payments; the use of AI in lending; and the emergence of buy now, pay later.

AI 115

AI Consumer CFPB BNPL 115

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Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

Payments

TechCrunch Fintech

APRIL 14, 2024

Welcome to TechCrunch Fintech! This week, we’re looking at how two fintech companies serving the underserved are faring, and more! To get a roundup of TechCrunch’s biggest and most important fintech stories delivered to your inbox every Sunday at 7:00 a.m. PT, subscribe here. The big story PayJoy is an example of a company with […] © 2024 TechCrunch.

FinTech 114

FinTech Underserved 114

Fintech News

APRIL 17, 2024

Prime Minister Srettha Thavisin has officially launched a new digital wallet scheme in Thailand aimed at benefiting approximately 50 million citizens to energise the country’s economy. Initial reports indicated that the launch would be in May. According to Thailand Business News , the programme is set to disburse 10,000 baht (around US$275) to each eligible Thai adult through a digital wallet in the fourth quarter of this year.

Economy 121

Economy Legal Facilitators Compliance 121

The Fintech Times

APRIL 17, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embedded finance has to offer and overcome across the globe. The gig economy sees workers paid for the ‘gigs’ they do, often via digital platforms, such as offering food delivery or taxi services – made highly popular by

Embedded Finance 111

Embedded Finance Economy Finance Financial Inclusion 111

Finextra

APRIL 19, 2024

The UK government has published its Smart Data Roadmap laying out its plans for smart data schemes across seven sectors, including banking and finance.

Government 124

Government Governance Finance 124

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

Payments

TechCrunch Fintech

APRIL 17, 2024

Klarna is launching its credit card in the United States, the Swedish fintech giant told TechCrunch in an exclusive interview. “It was one of our most asked for products,” said David Fock, Klarna’s chief product officer, “and will allow people to pay in the Klarna way but with a card.” By “Klarna way,” Fock means […] © 2024 TechCrunch. All rights reserved.

Credit Cards 112

Credit Cards FinTech Product 112

Payments Dive

APRIL 15, 2024

Card programs can increase purchase authorization rates without taking on undue fraud-liability risk with 3-D Secure (3DS). Here’s what it is and how card issuers can leverage it.

Card Issuer 97

Card Issuer Issuers Authorization Risk 97

The Fintech Times

APRIL 15, 2024

Project Nemo , a new disability inclusion initiative in the fintech industry, has launched with the aim of addressing the underrepresentation of disabled individuals in both the workforce and customer base. More than 20 per cent of the UK population lives with a disability, which translates to an estimated spending power of £274billion annually. Despite this significant demographic, there is also anecdotal evidence suggesting a lack of disability representation in UK fintech employment.

FinTech 111

FinTech Addressing Finance Innovation 111

Finextra

APRIL 18, 2024

HSBC Australia and Westpac have signed on as the first banks to offer a new Mastercard app that enables virtual commercial cards to be added to digital wallets.

Visa 118

Visa Commercial Card 118

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AI

Fintech News

APRIL 16, 2024

Fintech Thailand is poised for significant growth and development in areas including digital banking, open finance, and startup support. Digital banking is on the horizon, with the first digital banking licenses slated to be issued by mid-2025 and expected to bring about enhanced customer experiences, heightened competition and increased innovation.

FinTech 115

FinTech Bots Central Bank Innovation 115

Basis Theory

APRIL 19, 2024

The payment landscape continues to expand each year, offering a vast array of payment methods for end users and processing options for merchants. Payment gateways, processors, and service providers now provide comprehensive end-to-end solutions that maximize payment reach and minimize risk.

Payment Gateways 88

Payment Gateways Gateways Processors End User 88

TechCrunch Fintech

APRIL 15, 2024

finmid is building an embedded finance product that targets that relationship between marketplaces and sellers, and raised a Series A round to further build out its product and enter new markets. © 2024 TechCrunch. All rights reserved. For personal use only.

Embedded Finance 105

Embedded Finance Finance Product FinTech 105

Finextra

APRIL 18, 2024

Police have arrested 37 members of a criminal gang that operated a phish-for-subcription Website that duped up to 70,000 UK victims into entering their bank details at fraudulent internet sites.

Phishing 111

Phishing 111

Speaker: Shaunna Bruton, Danielle Wyllie, and Kailey Holmes

Say goodbye to one-size-fits-all retail, and say hello to experiences that keep your customers coming back for more! Customer loyalty isn’t just earned - it’s cultivated through meaningful engagement with the help of data. This webinar will take you behind the scenes of how top retailers turn customer data into personalized experiences that drive engagement and retention.

Continuity