Sat.May 27, 2023 - Fri.Jun 02, 2023

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Consumers use cash to forget, study shows

Payments Dive

New research suggests consumers’ payment method choice can depend on what they’re buying, especially if it’s a guilty-pleasure purchase.

Consumer 166
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Integrating AI into Your Finance Function

Nanonets

Emerging technologies such as artificial intelligence and machine learning have transformed the traditional finance function by making processes efficient, improving accuracy, and enabling data-driven decision-making. According to a Forrester survey, 98% of financial institutions believe that AI and ML can give them an edge and improve how they do business.

AI 122
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Tips for Growing Your Notary Business

Agile Payments

Photo by Stephen Goldberg on Unsplash

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Ghana launches a platform to promote cybersecurity

The Paypers

The Bank of Ghana has conceived the Financial Industry Command Security Operations Centre (FISOC) to improve cybersecurity resilience in the country.

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The Evolving Retailers Fulfillment Strategy: Meeting Demands with Agility

Speaker: Becky Parisotto

Fulfillment is no longer just about getting products from point A to point B – it's about crafting seamless, scalable, customer first experiences. Flexible fulfillment strategies are more important than ever for those aiming to stay ahead and build resilience as retail enters a new era in 2025. Learn how to optimize fulfillment processes, tackle complex, multi-vendor orders, and create seamless customer experiences – from white-glove delivery for high-value items to quick-ship solutions for ever

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Marqeta shuts down Australia operations

Payments Dive

The modern card-issuing company is closing its outpost in Australia as part of its cost-cutting campaign.

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More Trending

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Which payments startups have the highest valuation per employee?

CB Insights

Leading into 2022, numerous fintech unicorns operating in areas like payment acceptance and BNPL saw their funding, employee headcount, and valuations skyrocket. Among these , BNPL provider Klarna and payments processor Stripe reached valuations of $45.6B and $95B, respectively, in 2021. The market downturn, however, has led to workforce reductions at both companies: Klarna conducted several rounds of layoffs, while Stripe reduced its staff by 14%, citing over-hiring.

BNPL 68
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Binance launches a crypto trading platform in Japan

The Paypers

Cryptocurrency exchange Binance has announced that it will launch a crypto trading platform in Japan that will be fully compliant with local regulations.

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Payments cost-cutting could fuel M&A: investor

Payments Dive

Payments companies cutting staff and revamping cost structures could make them a more attractive target for acquirers, a QED Investors partner said.

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Artificial Intelligence: From Hollywood to the Mainstream

FICO

Home Blog Feed test Artificial Intelligence: From Hollywood to the Mainstream Artificial intelligence has gone from Hollywood concept to an everyday fact. This post explores applications and considerations for AI in financial services. Thu, 06/01/2023 - 09:03 Saxon Shirley by TJ Horan Vice President, Product Management expand_less Back to top Thu, 06/01/2023 - 09:00 Up until just a few years ago, artificial intelligence (AI) was something you mainly heard about in movies like 2001: A Space Odyss

AI 59
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From Start to Scale: Driving Growth Through Seamless Payments Implementation

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

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The challenges of integrating ERP systems into your treasury operations

Nomentia

ERP integration projects rarely come without challenges, so most teams dread the project in advance. Yet, by being aware of the risks and challenges of the projects beforehand, you will be able to scope your project better and prepare your project plan and timeline accordingly – and perhaps, the project will be less dreadful than you initially thought.

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Worldline partners with HEC Paris and the HEC Foundation

The Paypers

France-based Worldline has entered a new collaboration with HEC Paris and the HEC Foundation to explore the future of payments.

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CFPB slaps warning on P2P

Payments Dive

The federal agency told consumers that money sitting in uninsured accounts, such as some offered by PayPal, Venmo and Cash App, could be at risk.

P2P 103
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Icing on the Cake: How the FICO Score and alternative data work best together

FICO

Home Blog Feed test Icing on the Cake: How the FICO Score and alternative data work best together Significant attention has been paid recently to the potential for use of alternative data to enhance the predictiveness and inclusiveness in credit scoring. Tue, 04/25/2023 - 18:03 JenniferPiccinino@fico.com by Can Arkali expand_less Back to top Fri, 06/02/2023 - 19:15 Significant attention has been paid recently to the potential for use of alternative data (i.e., consumer data not present in the tr

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15 Modern Use Cases for Enterprise Business Intelligence

Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

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Axway Summit EMEA 2023: Thank you!

Axway

For the first time since 2019, Axway Summit took place in a physical location, and it was a joy for all of us to reunite in person. “What an extraordinary event it was!

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DCMA pilots a point-to-point implementation of Unicoin

The Paypers

The Digital Currency Monetary Authority has announced a pilot for a point-to-point implementation of Unicoin in Latin America and Africa.

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Google aims to bulk up wallet

Payments Dive

The tech behemoth is adding features that will let consumers stuff more information, such as healthcare insurance credentials and state IDs, into its digital wallet.

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US Bankcards Industry Benchmarking Trends: 2023 Q1 Update

FICO

Home Blog Feed test US Bankcards Industry Benchmarking Trends: 2023 Q1 Update Bankcard delinquencies exceed pre-pandemic levels, higher losses are forecasted ahead Sat, 05/20/2023 - 09:58 Saxon Shirley by Leanne Marshall expand_less Back to top Thu, 06/01/2023 - 15:00 FICO releases quarterly United States Bankcard Industry Benchmarking trends, to catch up on the last quarter click here. 2023 started off with unexpected growth, mild recession still predicted this year Reviewing earlier forecasts,

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Top Strategies to Future-Proof & Sustain Your Merchant Services Portfolio

Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

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Trade finance trends for 2023 and beyond

Nomentia

Trade finance is a vital discipline for many companies; it allows them to mitigate risk and is a key enabler of business continuity. Without trade finance instruments, certain projects would come to a halt because the risk of doing business would simply be too high. Today, many factors affect how trade finance works, and it's important for companies to keep up-to-date with the latest trends and developments to optimize the related processes.

Finance 52
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Lazada launches ecommerce AI chatbot in SE Asia

The Paypers

Ecommerce platform Lazada Group has announced the launch of an AI chatbot in Southeast Asia powered by the OpenAI ChatGPT tech in Microsoft Azure OpenAI Service.

AI 69
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ACI appoints new CEO

Payments Dive

ACI has appointed its interim CEO and one-time board chairman, Thomas Warsop, as its next CEO, after pushing out its former CEO late last year.

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Are High-Security Checks Worth It?

Seon

Check fraud, where fraudsters interfere with check payments, runs rampant in spite of the increase in digital payments. In fact, on February 27, 2023, FinCEN issued a report warning financial institutions of the rise in mail theft-related check fraud. According to the FTC via Statista, 2022 saw the loss of $178 million due to check fraud – ranking it even higher than payment app and payment service-based fraud at $163m.

Checks 52
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eCommerce in 2025: How Customer Experience Drives Online Retail Success

Speaker: Jennifer Wright and Nick Barron

2025 is right around the corner, and with it comes a new wave of consumer expectations, competitive pressures, and operational challenges. Success lies in finding the balance between operational flexibility and creating experiences that keep customers coming back. The future of retail belongs to those who can stay ahead of shifting customer preferences and marketing trends. 🔮 In this session, we’ll dive deep into what it takes to keep customers engaged and your operations nimble, no matt

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Need to know: Acquirer processing

Tribe Payments

In our new ‘Need to know’ series, we speak with some of the product experts at Tribe Payments – starting off with Alex Kelly, our VP of Business Solutions, who tells you all you need to know about Acquirer Processing – including how it differs from an acquirer. At Tribe, we often get inquiries from merchants directly who are looking for an acquirer so who is who when it comes to payment processing?

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Russia abandons its plans to launch a national crypto exchange

The Paypers

The government of Russia has given up on its plans to create a national cryptocurrency exchange and will direct its focus elsewhere.

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Discover relaunches debit account

Payments Dive

After shelving the debit account last year due to fraud issues, the card company has relaunched the service.

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What is the procurement process?

Nanonets

The operation of any business hinges on the procurement of essential goods and services from third party vendors.  While there are two participants in a procurement process – the buyer and the seller, it is the act of procurement by the buyer that is referred to as the procurement process. Procurement is critical to the buyer’s business because it decides the quality of the goods/services to be used by the business, and the cost benefits associated with it.

Process 52
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7 Essential Criteria for Choosing the Right Payments Partner

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

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8 VAN (value-added network) terms to help drive business growth

Axway

Many Axway enterprise customers use a VAN (value-added network) , and there’s good reason for that. They remain a valuable resource in simplifying the secure exchange of data and documents between businesses.

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Centbee partners nChain to improve Blockchain payment technology

The Paypers

South Africa-based Centbee has partnered with blockchain technology company nChain to improve blockchain payment offerings.

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Worldpay taps Affirm for BNPL

Payments Dive

The multi-year partnership allows Worldpay’s merchant clients to integrate Affirm’s BNPL options at checkout.

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