PCI Security Standards

NOVEMBER 28, 2023

Risk analysis is a foundational tool to help organizations identify and prioritize potential threats and vulnerabilities within their environment. PCI DSS v4.0 introduced the concept of targeted risk analysis (TRA) with two different types of TRAs to provide entities with the flexibility to evaluate risk and determine the security impact of specific requirement controls, as appropriate for their environment.

PCI DSS 213

PCI DSS Risk Security 213

Payments Dive

NOVEMBER 29, 2023

PayPal is attacking illegitimate customer returns with new policies after a rise in e-commerce activity has fueled that type of fraud across the industry.

PayPal 183

PayPal Returns 183

Faster Payments Council

DECEMBER 1, 2023

The Spring Member Meeting will bring together FPC members for two days filled with presentations on the most pressing issues in faster payments, panel discussions with industry experts, roundtables on timely topics, and engaging networking opportunities. This in-person event will take place on March 27-28, 2024, at the Walt Disney World Swan & Dolphin Resort in Lake Buena Vista, FL.

FPC 146

FPC Faster Payments Payments 146

Basis Theory

NOVEMBER 30, 2023

Merchants, especially online, have no choice but to contract with at least one payment service provider ( PSP ) to ensure they can execute transactions with credit cards and other payment methods. That said, simply continuing with a single PSP is no more logical than sticking with the same provider of any service forever: from time to time, any business must consider whether there are superior alternatives available.

Credit Cards 100

Credit Cards Payment Service Provider (PSP) Service Provider Transactions 100

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

Payments

PCI Security Standards

NOVEMBER 27, 2023

Welcome to this episode of Coffee with the Council. I'm Alicia Malone, Senior Manager of Public Relations at the PCI Security Standards Council. Today I'm joined by my co-host for the day, Director of Communications, Simon Kleine, at EMVCo. And we're having a conversation with Arman Aygen, Director of Technology at EMVCo, and PCI Security Standard Council's VP of Solution Standards, Andrew Jamieson.

Mobile Payments 105

Mobile Payments Payments Security Technology 105

Payments Dive

NOVEMBER 28, 2023

As part of the sale, Synchrony will also acquire an equity interest in Independence Pet Holdings.

Acquirers 158

Acquirers 158

Basis Theory

NOVEMBER 29, 2023

In any subscription business, there is inevitably churn - subscribers who end their contract and move on. There is, however, a difference between those who choose to end their relationship (voluntary churn) from those who stumble into it (involuntary churn). The involuntary churn demographic generally slip out of the merchant’s grasp for maddeningly simple reasons - often a problem with payment, like an expired card, an exceeded card maximum, or hard declines following fraud attempts on a card t

Payments 100

Payments 100

Finextra

NOVEMBER 30, 2023

Swift has connected domestic payment schemes across Europe to provide full transparency and end-to-end tracking for instant cross-border transfers destined for the EU.

SWIFT 118

SWIFT Cross-Border Instant Payments Process 118

Payments Dive

NOVEMBER 30, 2023

South Dakota and Kansas are the first states to grant X money transmitter licenses since September, inching the social media platform closer to adding a payments feature.

Payments 103

Payments 103

TechCrunch Fintech

NOVEMBER 28, 2023

Candex, a startup that aims to simplify procurement — specifically vendor management and payment processes — for businesses, today announced that it raised $45 million in a Series B investment led by Goldman Sachs with participation from WiL (World Innovation Lab), Altos, NFX, Craft, JP Morgan, American Express and Edenred. The tranche brings Candex’s total […] © 2023 TechCrunch.

Participant 116

Participant Innovation Process Payments 116

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Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

Use Case

Finezza

NOVEMBER 29, 2023

Recently, the RBI’s June Financial Stability Report revealed that retail loans in the Indian banking sector experienced an impressive compounded annual growth rate (CAGR) of 24.8% between March 2021 and 2023. A pivotal reason for this growth is the ongoing transformation of the traditional and time-consuming manual loan approval process, driven by the adoption of automated […] The post Streamlining Loan Approvals with Automated Credit Underwriting Software appeared first on Finezza B

Underwriting 108

Underwriting Automation Process Posting 108

National Processing

NOVEMBER 30, 2023

Finally, an easy-to-understand guide to payment processing. We’ll be taking a look at what payment processing is, how it works, and best practices. Why is this crucial information for businesses? For one, nearly all organizations need a convenient way to accept payments. The people you serve expect convenience and flexibility when doing business with […] The post A Simple Guide to Payment Processing (2024) appeared first on National Processing.

Process 88

Process Best Practices Payments Posting 88

Stax

NOVEMBER 29, 2023

Small and medium-sized businesses (SMBs) often fall into a unique financial management situation. Many are too small to have thorough financial reporting practices in place, but they’re also too big to make sense of their financial data without accurate reporting. In the United States, 41% of small business owners manage their own accounting and financial processes.

Small Business 88

Small Business Accounts Assessments Risk 88

TechCrunch Fintech

NOVEMBER 30, 2023

Alternative investment platform Yieldstreet announced today that it has agreed to acquire Cadre, an online real-estate-focused investment platform aimed at institutional and high net worth investors. Financial terms of the deal were not disclosed. Founded in 2015, Yieldstreet gives people a way to invest in areas like real estate, marine/shipping, legal finance, commercial loans and […] © 2023 TechCrunch.

Acquirers 109

Acquirers Legal Finance FinTech 109

Speaker: Jennifer Wright and Nick Barron

2025 is right around the corner, and with it comes a new wave of consumer expectations, competitive pressures, and operational challenges. Success lies in finding the balance between operational flexibility and creating experiences that keep customers coming back. The future of retail belongs to those who can stay ahead of shifting customer preferences and marketing trends. 🔮 In this session, we’ll dive deep into what it takes to keep customers engaged and your operations nimble, no matt

Best Practices

The Payments Association

NOVEMBER 30, 2023

Dialect, a customer experience solution provider within the Fintech and Payments industry is excited to announce they won the “Judges Special Award” at the North East Contact Centre Awards (NECCA), […] Read more

FinTech 88

FinTech Payments 88

Payments Dive

NOVEMBER 29, 2023

The proposed winddown would entail the entire consumer partnership, including the savings account that was rolled out this year, sources told The Wall Street Journal.

Credit Cards 97

Credit Cards Accounts Consumer 97

Stax

NOVEMBER 27, 2023

204.5 billion. That’s the amount of non-cash payments made in the U.S. in 2021, according to the Federal Reserve. That’s a lot of money being exchanged—and also provides a huge amount of possibility for financial crime. Financial crime can take on several faces, including (cyber) fraud, cryptocurrency scams, and money laundering—and companies offering financial services can lose out on serious bucks.

Due Diligence 88

Due Diligence Money Laundering AML Financial Crimes 88

Basis Theory

NOVEMBER 27, 2023

In the first four posts of this five-part series, we covered the rules of payment processing for high risk merchants, what causes processors to shut down merchants, and how merchants can stay operational with one or many PSPs.

Risk 88

Risk Process Processors Payments 88

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Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

Payments

The Payments Association

NOVEMBER 29, 2023

PayAlly has been recognised as the 19th fastest-growing business in London. This is part of the Fast Growth 50 index for 2023, which identifies the fifty fastest-growing companies across six nations and regions, including London. This achievement underlines PayAlly’s significant impact on London’s economy and its capacity for growth and innovation.

Economy 88

Economy Innovation Cross-Border Payments Cross-Border 88

Payments Dive

DECEMBER 1, 2023

Fidelity National Information Services is on the hunt for smaller acquisitions in one of its divisions, and it’s benefitting from other companies’ deals in another.

88

88

Chargebee

NOVEMBER 30, 2023

Customer loyalty is like gold dust in today’s volatile economic landscape. With inflation reaching decades-high levels, customers are adjusting their buying habits and have no qualms about switching to more cost-effective brands to get the deals and benefits that matter to them. Price isn’t the only deciding factor for consumers. What makes a brand’s relationship with customers really unique is the ongoing value exchange.

Adjustments 98

Adjustments Consumer 98

Nanonets

DECEMBER 1, 2023

Ask any salesperson and they will say their single biggest problem is trying to get more high quality leads. The problem can be broken up into getting more leads and focusing on the higher quality ones when you do get them. The winning sales team needs to constantly prioritize which leads to focus on and invest their time wisely. Having a clear framework to qualify leads can go a long way in identifying the most promising leads, having tailored conversations and quicker conversions!

AI 98

AI CRM Authorization Automation 98

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

Payments

TechCrunch Fintech

NOVEMBER 28, 2023

Popular stock trading app Webull has acquired Mexican investment platform Flink, giving it an entry into the Mexico market. Financial terms of the deal were not disclosed. Although Webull has China roots, it is based in the United States and rivals Robinhood in the country as a low-commission online trading platform that also offers cash […] © 2023 TechCrunch.

Acquirers 96

Acquirers FinTech 96

Payments Dive

NOVEMBER 27, 2023

The divestiture mainly consisted of merchant contracts, Voyix’s front-end authorization platform “and certain relevant intellectual property,” the company said in its quarterly filing.

Authorization 88

Authorization Payments 88

Chargebee

NOVEMBER 30, 2023

In today’s digital marketplaces, consumers are spoiled for choice. With just a click, they can browse a plethora of options, making brand loyalty seem like a relic of the past. Yet, as brands battle for attention in this hyper-competitive landscape, the key to standing out lies not solely in attracting new customers but in nurturing existing ones. Enter the era of membership and loyalty programs — dynamic engines of retention and revenue.

Consumer 98

Consumer Returns 98

NFCW

DECEMBER 1, 2023

SMART RING: Customers can connect their payment card to the ring to make contactless payments Nearly nine in 10 European consumers using a contactless payment ring say that it is their preferred method for making contactless payments (89%) compared with smartphone payments (49%) and payment cards (44%), according to a Mastercard survey. The survey comes as Mastercard partners with Intesa Sanpaolo bank to roll out a contactless NFC payments ring in Italy, enabling users to connect the device to t

Contactless Payments 96

Contactless Payments Visa Payments Authentication 96

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The complexity of financial data, the need for real-time insight, and the demand for user-friendly visualizations can seem daunting when it comes to analytics - but there is an easier way. With Logi Symphony, we aim to turn these challenges into opportunities. Our platform empowers you to seamlessly integrate advanced data analytics, generative AI, data visualization, and pixel-perfect reporting into your applications, transforming raw data into actionable insights.

AI

ACI Worldwide Blog

NOVEMBER 30, 2023

Aunque los pagos inmediatos son una realidad desde hace muchos años, no se puede negar que la transformación que supone el “tiempo real” ha despegado en Latinoamérica a un ritmo vertiginoso. No obstante, la tasa de adopción varía enormemente de un país a otro. The post Los sistemas de pago impulsan la expansión de los pagos inmediatos en Latinoamérica appeared first on ACI Worldwide.

Posting 95

Posting 95

Payments Dive

NOVEMBER 27, 2023

Prospects for passing the Credit Card Competition Act this year are dimming, but supporters and opponents remain locked in battle over the legislation.

Credit Cards 97

Credit Cards 97

Electronic Payments Coalition

NOVEMBER 30, 2023

The post U.S. Travel Association Warns Congress of Durbin-Marshall Bill’s Devastating Impact on Travel Industry appeared first on Electronic Payments Coalition.

Posting 98

Posting Payments 98

Segpay

NOVEMBER 30, 2023

8 minute read Germany, known for its solid cars, innovative engineering, rich culture, and love for sports, has emerged as a powerhouse in the European online gaming industry. Over the past few years, Germany’s online gaming market has grown remarkably, driven by a combination of factors, including regulatory changes, technological advancements, and shifting consumer preferences.

Processors 87

Processors Risk Regulations Disputes 87

Speaker: Shaunna Bruton, Danielle Wyllie, and Kailey Holmes

Say goodbye to one-size-fits-all retail, and say hello to experiences that keep your customers coming back for more! Customer loyalty isn’t just earned - it’s cultivated through meaningful engagement with the help of data. This webinar will take you behind the scenes of how top retailers turn customer data into personalized experiences that drive engagement and retention.

Continuity