Payments Dive

AUGUST 11, 2022

The restaurant software management company placed its digital tools at another 6,000 locations in the second quarter, for the biggest quarterly jump in that figure.

Payments 166

Payments 166

FICO

AUGUST 8, 2022

Home. Blog. FICO. Where Are We Now? 2022 Data Science and AI Predictions Revisited. Within my AI predictions for the year, interpretable machine learning (ML) models have surprised me by garnering greater awareness from data science leaders. Saxon Shirley. Thu, 05/12/2022 - 07:46. by Scott Zoldi. expand_less Back To Top. Mon, 08/08/2022 - 15:30. One of my favorite things to think about is my annual data science and artificial intelligence (AI) predictions blog.

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AI Audit Risk Credit Risk 96

The Paypers

AUGUST 9, 2022

US-based decentralized video delivery network Theta Network has partnered with Samsung and other South Korean retailers in order to provide NFT holders more utilities in retail stores.

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Axway

AUGUST 10, 2022

Managed File Transfer has evolved significantly since its early days decades ago: modern MFT solutions offer features such as workflows automation, high availability, analytics, and audit capabilities for compliance, as well as advanced security protocols and encryption.

Encryption 59

Encryption Audit Compliance Automation 59

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

Payments

Payments Dive

AUGUST 9, 2022

A burst of acquisitions in the payments industry this month portend a jump in deal-making for the remainder of the year.

Payments 167

Payments 167

FICO

AUGUST 11, 2022

Home. Blog. FICO. How Banking CIOs Can Leverage IT Agility to Enable the Business. Instead of supporting a piecemeal set of disconnected enterprise applications, IT can lead the way in advocating for platform-based solutions that will scale across use cases. FICO. Tue, 07/02/2019 - 02:45. by Richard Lagerweij. expand_less Back To Top. Thu, 08/11/2022 - 10:05.

Use Case 52

Use Case Non-Bank Technology AI 52

Axway

AUGUST 12, 2022

The following article is an adapted transcript based on the audio recording of Season 3, Episode 4 of the Mr. Open Banking podcast. The audio version is available here.

Finance 59

Finance 59

Payments Dive

AUGUST 11, 2022

Green Dot disclosed in its recent quarterly report that it’s in a dispute with ride-share company Uber over their agreements. It also noted its failure to renew contracts with several other customers.

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Disputes Agreements 127

National Merchants Association

AUGUST 10, 2022

Businesses require merchant accounts to process credit and debit card transactions. There are several types of merchant accounts—some are considered low-risk while others are high-risk. For example, a bank or credit card processing service provider might consider a business high-risk due to increased regulations or potential monetary loss. Contrary to how it sounds, “high-risk” isn’t necessarily bad.

Risk 52

Risk Process Accounts Credit Cards 52

The Paypers

AUGUST 8, 2022

Five Turkish banks have adopted Russia’s Mir payments system, Turkey’s President Recep Tayyip Erdogan said after talks with President Vladimir Putin.

Payments 78

Payments 78

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FICO

AUGUST 10, 2022

Home. Blog. FICO. Covid to Cost-of-Living: Assessing Affordability in Uncertain Times. The removal of the mortgage market affordability test in the UK could pose challenges at a time when affordability is an important lending issue. FICO. Tue, 07/02/2019 - 02:45. by Matt Cox. expand_less Back To Top. Wed, 08/10/2022 - 11:55. As the pandemic finally starts to abate and related restrictions, as well as support, eases around the globe, we’ve moved swiftly into a global cost-of-living crisis.

Assessments 52

Assessments BNPL On-Demand Origination 52

Payments Dive

AUGUST 10, 2022

Higher interest rates may make it more expensive for buy now-pay later providers to offer financing while inflation may put off lower-income consumers.

BNPL 128

BNPL Finance Consumer 128

National Merchants Association

AUGUST 10, 2022

Businesses require merchant accounts to process credit and debit card transactions. There are several types of merchant accounts—some are considered low-risk while others are high-risk. For example, a bank or credit card processing service provider might consider a business high-risk due to increased regulations or potential monetary loss. Contrary to how it sounds, “high-risk” isn’t necessarily bad.

Risk 52

Risk Process Accounts Credit Cards 52

The Paypers

AUGUST 11, 2022

Sweden-based fintech for Open Banking payments, Trustly , has partnered with Conotoxia , a multi-currency company from Poland, to provide users with a fast, secure, and safe way to transfer funds internationally through their bank accounts.

Multi-Currency 73

Multi-Currency Accounts FinTech Security 73

Speaker: Jennifer Wright and Nick Barron

2025 is right around the corner, and with it comes a new wave of consumer expectations, competitive pressures, and operational challenges. Success lies in finding the balance between operational flexibility and creating experiences that keep customers coming back. The future of retail belongs to those who can stay ahead of shifting customer preferences and marketing trends. 🔮 In this session, we’ll dive deep into what it takes to keep customers engaged and your operations nimble, no matt

Best Practices

FICO

AUGUST 8, 2022

Home. Blog. FICO. 2023 FICO Decisions Awards Now Open. Call for analytics and digital transformation champions! Saxon Shirley. Thu, 08/04/2022 - 10:01. by Nikhil Behl. expand_less Back To Top. Mon, 08/08/2022 - 15:10. I am excited to announce that our 2023 FICO Decisions Awards are now open! We are calling on our customers who are achieving outstanding success using analytics and decision management solutions from FICO to submit nominations for the awards. .

Financial Inclusion 52

Financial Inclusion AI On-Demand Innovation 52

Payments Dive

AUGUST 10, 2022

Jack Henry management expects the Payrailz purchase to help its bank, credit union and other financial institution clients modernize their payments services.

Credit Union 120

Credit Union Payments 120

National Merchants Association

AUGUST 10, 2022

Businesses require merchant accounts to process credit and debit card transactions. There are several types of merchant accounts—some are considered low-risk while others are high-risk. For example, a bank or credit card processing service provider might consider a business high-risk due to increased regulations or potential monetary loss. Contrary to how it sounds, “high-risk” isn’t necessarily bad.

Risk 52

Risk Process Accounts Credit Cards 52

The Paypers

AUGUST 12, 2022

Fintech providing BNPL services and digital finance services, Atome Financial , has announced it received USD 100 million worth of debt facility from HSBC Singapore to boost its flexible deferred payments business across Asia.

BNPL 69

BNPL Finance FinTech Payments 69

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Payments

CB Insights

AUGUST 9, 2022

Global payments funding fell 43% quarter-over-quarter (QoQ) to hit $5.1B — its lowest level since Q4’20. Deals also fell 18% QoQ to reach 256. Mega-rounds also hit a 6-quarter low in Q2’22, falling 39% QoQ to 14 deals. This was the first time in 5 quarters that the space saw fewer than 20 mega-rounds. Want the full post? Become a CB Insights customer.

Payments 50

Payments Global Payments Research Posting 50

Payments Dive

AUGUST 8, 2022

Banks that issue credit cards and the retailers who hate their fees are lining up allies on Capitol Hill to fight over a new bill that calls for more competition in the industry. Visa and Mastercard are at the center of the conflict.

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Credit Cards Visa 103

Axway

AUGUST 9, 2022

In a prior blog post we looked at using Stoplight with API Builder and described some tips.

API 52

API Posting Product 52

The Paypers

AUGUST 10, 2022

B2B cross-border payments and FX enabler Verto has announced the launch of its new API solution, to help businesses to automate currency conversion, global payouts, and beneficiary management.

Cross-Border Payments 69

Cross-Border Payments Cross-Border API B2B 69

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

Payments

Fintech Labs Insights

AUGUST 8, 2022

FintechLabs follows the small business digital banking space closely. While the summer is typically slow in terms of marketing initiatives, Grasshopper Bank is the exception in the small business banking space touting a 1% APY in the first paid result on a recent Google search ( see screenshot below ). Grasshopper is becoming more aggressive after rebooting its efforts under new management last March.

API 15

API Small Business Accounts Returns 15

Payments Dive

AUGUST 8, 2022

While card issuers are bracing for economic headwinds, consumer spending has continued to rise recently, including for apparel, jewelry and travel.

Consumer 97

Consumer Card Issuer Visa Issuers 97

Payments Dive

AUGUST 9, 2022

Paystand’s purchase of the Mexico-based company was its first acquisition, and the company said it’s prepared to do more deals.

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Payments Dive

AUGUST 11, 2022

The payments software company posted a second-quarter loss despite client wins being higher than usual and revenue jumping more than 50 percent.

Posting 88

Posting Payments 88

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AI

Payments Dive

AUGUST 12, 2022

U.S. Bank is using The Clearing House’s real-time payments system to offer auto dealers the option for speedier delivery of loan funding.

Real Time Payments 88

Real Time Payments Payments 88

The Paypers

AUGUST 9, 2022

Norway-based IDEX Biometrics and Reltime. have partnered to develop and market a first Web 3.0 biometric payment card including cold storage and digital asset wallets, with digital identification.

Web 3.0 69

Web 3.0 Payments 69

The Paypers

AUGUST 10, 2022

Ethereum has announced it will merge its mainnet with the Ethereum 2.0 Beacon Chai, moving from a proof-of-work (PoW) to a proof-of-stake (PoS) consensus mechanism. The move is attracting investors.

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The Paypers

AUGUST 9, 2022

US-based Parafin , a fintech infrastructure startup helping companies launch and embed financial services for their sellers, has raised a USD 60 million Series B financing round led by GIC.

Finance 68

Finance FinTech 68

Speaker: Shaunna Bruton, Danielle Wyllie, and Kailey Holmes

Say goodbye to one-size-fits-all retail, and say hello to experiences that keep your customers coming back for more! Customer loyalty isn’t just earned - it’s cultivated through meaningful engagement with the help of data. This webinar will take you behind the scenes of how top retailers turn customer data into personalized experiences that drive engagement and retention.

Continuity