Sat.Mar 18, 2023 - Fri.Mar 24, 2023

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FedNow attracts real-time payments early adopters

Payments Dive

Companies partnering with the Federal Reserve to test the real-time payments system see it as a way to draw customers and get an edge on rivals.

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J.P. Morgan to pilot biometric payments

The Paypers

J.P. Morgan has announced a pilot of biometric-based payments with select US-based retailers, looking to enable speed and efficiency for merchants and consumers alike.

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Analyzing Vista Equity Partner’s investment strategy: Where the PE firm is betting big across key industries

CB Insights

Vista Equity Partners is a private equity firm with a strong focus on investments in technology. Its portfolio includes several high-valued tech companies, such as Mindbody , Pluralsight , and Ping Identity. how investors use cb insights to improve deal flow Download the deck to see how investors are leveraging the CB Insights platform. First name Last name Email Company Name Job Title Phone number Since the beginning of 2022, Vista Equity Partners has been involved in numerous transactions and

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How to pay vendors online: Credit card, ACH, wires and more

Nanonets

Introduction If you’re still paying your vendors with paper checks, you’re likely facing several issues for your business - like tons of manual effort, difficulty tracking payments, high fees on checks, and so on. Checks are a slow process with many steps on both ends. In comparison, paying vendors online is usually quite simple (and your vendors will appreciate having the cash directly in their bank account).

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From Start to Scale: Driving Growth Through Seamless Payments Implementation

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

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Western Union CEO gives rivals respect

Payments Dive

The legacy money transfer company has lost the advantage of scale over younger fintechs like Remitly and Wise, but it’s discounting digital services to claw back customers.

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Australian banks reportedly asked to relay crypto transactions

The Paypers

The Australian Prudential Regulation Authority has reportedly asked banks to report on transactions involving crypto assets and to provide updates.

More Trending

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Payment Switch: Key for an Efficient Payment Process

Ikajo

The payment sector has undergone a considerable change with time, with the installation of payment switches being one of the noteworthy breakthroughs. In this article, we will analyze payment switches, how they function, benefits, varieties, suppliers, and future movements. What is a Payment Switch? A payment switch acts as a mediator between the payment gateway and financial institutions, allowing for the integration of various payment methods, for example, credit cards, debit cards, and mobile

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CFPB seeks to improve credit card transparency

Payments Dive

The agency wants to give consumers more information from credit card issuers so that it’s easier to compare the cards’ offers, especially their interest rates.

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Microsoft could be testing Web3 wallet on Edge

The Paypers

Microsoft might be working on integrating a crypto and nonfungible token (NFT) friendly Web3 wallet into its Edge web browser, as software documenter Albacore finds.

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Market Trend Report: Digital banking transformation for banking leaders

CB Insights

What is digital banking transformation? Digital banking transformation companies include omnichannel retail banking suites and multiproduct offerings that assist banks with digital transformations, from online opening and onboarding to customers’ mobile app experiences. Want the full expert post? Become a CB Insights customer. If you’re already a customer, log in here.

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15 Modern Use Cases for Enterprise Business Intelligence

Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

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UK Cards Data: Increase in Cardholders Missing Two Payments

FICO

Home Blog FICO UK Cards Data: Increase in Cardholders Missing Two Payments Many UK credit cardholders who missed one payment in December continued to struggle with their debts in the new year, with a marked increased in two missed payments Darcy Sullivan Tue, 11/10/2020 - 12:17 by Liz Ruddick Principal Consultant expand_less Back To Top Thu, 03/23/2023 - 12:45 Our latest on UK card trends appears to reflect the contrasting picture of the economy.

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Buy now, pay later explodes in grocery

Payments Dive

The percentage of online transactions involving groceries where shoppers opted to delay payment grew 40% during the first two months of 2023, according to Adobe data.

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PhonePe secures USD 200 mln from Walmart

The Paypers

India-based fintech platform PhonePe has secured USD 200 million in primary capital from retail corporation Walmart , at a pre-money valuation of USD 12 billion.

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Net Present Value: How to Calculate and Use A Vital KPI

Payment Savvy

If you spend time around investors or business people, you’ve likely heard the term Net Present Value, or NPV. You may find the term confusing if you’re new to business or haven’t needed to use KPIs (Key Performance Indicators). Since NPV is an essential metric to gauge the health of businesses and investment options, understanding this tool is critical.

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eCommerce in 2025: How Customer Experience Drives Online Retail Success

Speaker: Jennifer Wright and Nick Barron

2025 is right around the corner, and with it comes a new wave of consumer expectations, competitive pressures, and operational challenges. Success lies in finding the balance between operational flexibility and creating experiences that keep customers coming back. The future of retail belongs to those who can stay ahead of shifting customer preferences and marketing trends. 🔮 In this session, we’ll dive deep into what it takes to keep customers engaged and your operations nimble, no matt

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What is credit decisioning and how to automate it?

Nanonets

What is credit decisioning? Credit decisioning, also known as the credit/loan approval or decline process, is a critical step in the loan or credit process. Business owners and credit professionals must consider multiple factors before extending payment terms to a new customer or increasing the credit limit of an existing customer. The process requires an objective evaluation of the potential borrower's creditworthiness, taking into account the Four C's of Credit Granting – char

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Convenience chain to install bitcoin ATMs

Payments Dive

Pittsburgh-based GetGo joins a growing list of convenience store operators adding bitcoin ATMs, as retailers seek new ways to bring customers inside their stores.

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Infosys Finacle partners with ABN AMRO

The Paypers

India-based Infosys Finacle has partnered with ABN AMRO to implement the Infosys Finacle Liquidity Management Solution for the bank’s corporate clients.

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SWIFT Banking System: What Is It and How Does It Work?

Payment Savvy

Most international money wires have been possible with the infamous SWIFT code. If you’re dealing with international payments regularly, you must know of its existence. However, many of you might be faintly aware of the code’s purpose. SWIFT is widely used in almost every country, with just a few exceptions, as it’s one of the most secure methods of sending international payments all over the world.

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Top Strategies to Future-Proof & Sustain Your Merchant Services Portfolio

Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

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What is accounts payable outsourcing?

Nanonets

Growing businesses have to maintain relationships with many suppliers and vendors, and this usually ends up making the Accounts Payable process complicated. Vendors with different invoicing standards/procedures tend to make accounts payable processes quite cumbersome. If there are limited resources within your AP department, it becomes crucial to plan on how to scale the function to deal with greater volumes of invoices and data entry.

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Panera tests Amazon One palm payments at 2 cafes

Payments Dive

Panera plans to expand the palm payments technology to as many as 20 cafes in the second stage of the test, depending on the outcome of the initial test.

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Cyvatar launches ecommerce page for cybersecurity services

The Paypers

Cybersecurity-as-a-Service (CSaaS) company Cyvatar has launched an ecommerce page to enable customers to purchase cybersecurity services directly from the company.

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What Is Contribution Margin?

Payment Savvy

In the world of business, profitability is the ultimate goal. To achieve this, companies need to understand their costs and revenue streams to make informed decisions about pricing, product mix, and production levels. One metric that helps companies analyze their financial performance is contribution margin. In this article, we will be talking about what is a contribution margin, how do you calculate it and why it’s important for businesses to regularly monitor it.

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7 Essential Criteria for Choosing the Right Payments Partner

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

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What is process intelligence?

Nanonets

Process intelligence is where the art of intelligent processing and the science of decision-making meet. In the realm of business management, it is the overlap between business intelligence and business process management. Process intelligence leverages tools to simplify business processes and data to gain valuable insights that drive better business outcomes.

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Nacha CEO counts FedNow as competition

Payments Dive

Although FedNow will be a competitor to the ACH network, it’s also poised to fill current gaps in the system, Nacha CEO Jane Larimer said Monday.

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Payments Canada augments Lynx with ISO 20022 certification

The Paypers

Payments Canada has announced the launch of the second release of Lynx, Canada’s high-value payment system, now augmented with ISO 20022 certification.

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FICO Survey: Secondary Market Expects Higher Volatility in 2023

FICO

Home Blog FICO FICO Survey: Secondary Market Expects Higher Volatility in 2023 FICO pulse survey finds that secondary market wants more information on transition to FICO Score 10 T FICO Admin Tue, 02/18/2020 - 14:57 by Joanne Gaskin expand_less Back To Top Tue, 03/21/2023 - 15:00 FICO recently sponsored the Structured Finance Association’s annual conference on capital markets in Las Vegas, an event that always features insightful guest speakers and draws attendance from a wide range of investors

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Enhance Customer Value: Unleash Your Data’s Potential

The complexity of financial data, the need for real-time insight, and the demand for user-friendly visualizations can seem daunting when it comes to analytics - but there is an easier way. With Logi Symphony, we aim to turn these challenges into opportunities. Our platform empowers you to seamlessly integrate advanced data analytics, generative AI, data visualization, and pixel-perfect reporting into your applications, transforming raw data into actionable insights.

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OCR Automation - Extract Data using Automated OCR Workflows

Nanonets

What is Optical Character Recognition ? Optical Character Recognition (OCR) is a technology that converts printed or handwritten text into digital text that can be edited, searched, and stored electronically. OCR is commonly used in document scanning and digitization projects, as well as in automated data entry and processing systems. The technology behind OCR involves the use of specialized software and algorithms to recognize and interpret text characters from scanned or photographed images.

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CFPB funding is constitutional, 2nd Circuit court rules

Payments Dive

The decision creates a clear conflict between the Second and Fifth Circuits, providing the Supreme Court with further incentive to directly resolve the issue, said an attorney at Dorsey & Whitney.

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AusPayNet's High Value Clearing System migrates to ISO 20022

The Paypers

Australian Payments Network (AusPayNet) has successfully adopted the ISO 20022 message standard.

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Market Trend Report: Retirement investment for investors & traders

CB Insights

What is retirement investment? The retirement investment market includes companies that aim to improve advisors’ retirement offerings by providing payroll integrations and other retirement-focused portfolio-building solutions within the same platform. Most of the solutions focus on end-to-end retirement planning and cater to financial advisors and employers that want to integrate streamlined retirement offerings with their human resources systems.

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Loyalty 101: How To Turn Browsers Into Buyers For Lasting Engagement

Speaker: Shaunna Bruton, Danielle Wyllie, and Kailey Holmes

Say goodbye to one-size-fits-all retail, and say hello to experiences that keep your customers coming back for more! Customer loyalty isn’t just earned - it’s cultivated through meaningful engagement with the help of data. This webinar will take you behind the scenes of how top retailers turn customer data into personalized experiences that drive engagement and retention.