Sat.Feb 18, 2023 - Fri.Feb 24, 2023

article thumbnail

FedNow aims to avoid Zelle-type fraud

Payments Dive

As the Federal Reserve prepares for a mid-year launch of its instant payments system, FedNow, it’s zeroing in on anti-fraud tools to protect users.

FedNow 187
article thumbnail

What Are Real-Time Payments? Everything You Need to Know

Payment Savvy

Real-time payments have revolutionized how we make financial transactions, providing unparalleled speed, convenience, and security. With real-time payments, money can be transferred almost instantly from one person to another, anywhere in the world. This makes it possible for people and businesses to send and receive money at a moment’s notice, without having to wait for traditional payment methods such as bank transfers or cheques to clear.

article thumbnail

Analyzing Sequoia Capital’s investment strategy: How the VC is keeping its faith in fintech

CB Insights

Sequoia Capital is one of the world’s oldest and most accomplished venture capital firms, with its long list of early tech investments-turned-home runs including Airbnb, Apple, Instagram, Square, and WhatsApp. While 2022 was a down year for venture capital at large, Sequoia remained active with over 100 investments. Fintech was Sequoia Capital’s top investment category in 2022, representing nearly a quarter of the firm’s deals. dive deeper into Sequoia’s top 3 fintech Targets Download thi

FinTech 100
article thumbnail

The Future of Payments: Trends and Technologies to Watch in 2023

Agile Payments

The Future of Payments: Trends and Technologies to Watch in 2023

article thumbnail

eCommerce in 2025: How Customer Experience Drives Online Retail Success

Speaker: Jennifer Wright and Nick Barron

2025 is right around the corner, and with it comes a new wave of consumer expectations, competitive pressures, and operational challenges. Success lies in finding the balance between operational flexibility and creating experiences that keep customers coming back. The future of retail belongs to those who can stay ahead of shifting customer preferences and marketing trends. 🔮 In this session, we’ll dive deep into what it takes to keep customers engaged and your operations nimble, no matt

article thumbnail

Discover to implement gun code in April: report

Payments Dive

The newly published code will be part of Discover’s policy and product update for merchants and payment partners in April, a spokesperson told Reuters.

Product 158
article thumbnail

WiziShop launches Evolup to make ecommerce more accessible

The Paypers

France-based ecommerce solution WiziShop has rolled out Evolup, a new service that combines affiliate marketing and artificial intelligence to facilitate the creation of online stores.

More Trending

article thumbnail

Market Trend Report: Crypto market data & intelligence for institutional investors & traders

CB Insights

What is crypto market data & intelligence? Crypto market data & intelligence companies provide blockchain data and analytics platforms for institutional investors and traders. Clients can track crypto portfolios, tokens, protocols, and exchanges to inform their strategies. They do this through real-time dashboards, APIs, research reports, and risk management tools.

article thumbnail

GoDaddy launches payable domain service

Payments Dive

GoDaddy now offers its business owner clients a digital payment tool that is customizable to their company branding.

article thumbnail

Deutsche Bank acquires DataMesh stake

The Paypers

Deutsche Bank has acquired a stake in DataMesh to accelerate the buildup and service offering of the bank’s merchant solutions across the Asia Pacific.

article thumbnail

Data availability and quality: the keys to financial transformation

Axway

There are many motivations for a Finance transformation project, but regardless of the reason, they all require improving data processing. What will it take to help the finance department meet its current challenges?

Finance 59
article thumbnail

7 Essential Criteria for Choosing the Right Payments Partner

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

article thumbnail

Market Trend Report: Institutional DeFi for institutional investors & traders

CB Insights

What is institutional DeFi? Institutional decentralized finance (DeFi) companies provide decentralized financial products to financial institutions with strict compliance needs. Institutional DeFi is made possible through whitelisting and knowing your customers’ pools of participants. The space includes compliance and tracking tools, advanced custody and security, or index products tracking DeFi tokens.

article thumbnail

Square chases bigger merchants

Payments Dive

Block-owned Square made its name catering to owners of small businesses, but the company is now setting its sights on bigger clients for growth.

Blocks 113
article thumbnail

Payoneer receives EMI license from UK's FCA

The Paypers

US-based financial technology company Payoneer has received an Electronic Money License (EMI) from the UK’S Financial Conduct Authority ( FCA ).

article thumbnail

What Does Return Mobile ACH Payment Mean?

Payment Savvy

If you are using the Automated Clearing House (ACH) method to process customers’ transactions, you are likely to see three-digit codes if a problem arises. Whenever there is an issue with a direct debit or credit card transaction, one of the parties involved in the payment processing will send a code. This code is your key to fixing or at least identifying what has blocked the transaction.

ACH 52
article thumbnail

Enhance Customer Value: Unleash Your Data’s Potential

The complexity of financial data, the need for real-time insight, and the demand for user-friendly visualizations can seem daunting when it comes to analytics - but there is an easier way. With Logi Symphony, we aim to turn these challenges into opportunities. Our platform empowers you to seamlessly integrate advanced data analytics, generative AI, data visualization, and pixel-perfect reporting into your applications, transforming raw data into actionable insights.

article thumbnail

Market Trend Report: Institutional crypto trading & prime brokerage for institutional investors & traders

CB Insights

What is institutional crypto trading & prime brokerage? Institutional crypto trading & prime brokerage companies in this market provide cryptocurrency trading platforms tailored for institutional investors and hedge funds. They offer secure trade execution and access to liquidity. download the state of blockchain 2022 report Get the latest data on blockchain funding trends, unicorns, exits, and more.

article thumbnail

CFPB warns card issuers on credit reports

Payments Dive

The Consumer Financial Protection Bureau has threatened action over card issuers not reporting full consumer payment data for tracking credit histories.

article thumbnail

Web3 Domain Alliance receives new members

The Paypers

The Web3 Domain Alliance has announced the addition of 51 new members in order to support the development of digital identity technology in Web3.

article thumbnail

The Three Stages of Building a Strong Finance Function for Your Startup

The Finance Weekly

In 2021, there were roughly 5.4 million new businesses established in the US and over 800,000 in the UK. However, based on historical trends, it's expected that by the end of 2022, nearly 1.2 million (or almost 20%) of these businesses will have ceased operations and by the end of 2025, over half of the new businesses created in 2021 will likely have disappeared.

Finance 52
article thumbnail

Top Strategies to Future-Proof & Sustain Your Merchant Services Portfolio

Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

article thumbnail

UK Card Spend Reaches Highest Level Since at Least 2006

FICO

Home Blog FICO UK Card Spend Reaches Highest Level Since at Least 2006 FICO data shows that inflation and Christmas consumer spending saw a sharp rise in December, while more UK customers missed a payment Darcy Sullivan Tue, 11/10/2020 - 12:17 by Liz Ruddick Principal Consultant expand_less Back To Top Wed, 02/22/2023 - 11:15 Seasonal consumer spending surged on UK credit cards in December, which is the trend you would expect in the holiday season.

article thumbnail

Discover debit reboot gets marketing assist

Payments Dive

The card company is betting its soon-to-be relaunched debit account services will help it better compete with fintech and neobank rivals.

FinTech 97
article thumbnail

Unlimint adds Mercado Pago to payment portfolio

The Paypers

UK-based global fintech Unlimint has expanded its alternative payment methods portfolio with the addition of Brazil-based online payment solution, Mercado Pago.

article thumbnail

UK reaches 7 million Open Banking users milestone

Open Banking

Combined CMA9 data shows 7 million consumers and SMEs used Open Banking services during January. Open Banking is benefiting millions of UK citizens with innovative financial management and payment tools. With key recommendations about the future of Open Banking imminent, OBL Chair & Trustee calls on the whole ecosystem to keep up momentum and encourage continued user adoption.

article thumbnail

Loyalty 101: How To Turn Browsers Into Buyers For Lasting Engagement

Speaker: Shaunna Bruton, Danielle Wyllie, and Kailey Holmes

Say goodbye to one-size-fits-all retail, and say hello to experiences that keep your customers coming back for more! Customer loyalty isn’t just earned - it’s cultivated through meaningful engagement with the help of data. This webinar will take you behind the scenes of how top retailers turn customer data into personalized experiences that drive engagement and retention.

article thumbnail

Canada Bankcard Industry Benchmarking Trends: Q4 2022 Update

FICO

Home Blog FICO Canada Bankcard Industry Benchmarking Trends: Q4 2022 Update Ready for a recession? An insider look at bankcard and consumer trends in Canada FICO Admin Tue, 07/02/2019 - 05:19 by Amir Sikander expand_less Back To Top Tue, 02/21/2023 - 16:00 Recession talks have increased over the last few months. Canadian consumers are being hit with the rising cost of goods and borrowing.

article thumbnail

Same-day, B2B payments fuel ACH growth

Payments Dive

Last year’s same-day ACH limit increase helped nearly double that category’s total payment compared to 2021, Nacha said.

ACH 97
article thumbnail

Santander to use Salesforce's technology for its Santander Navigator

The Paypers

Santander has announced using Salesforce ’s technology to power Santander Navigator, its digital platform designed to help UK businesses expand internationally.

article thumbnail

The five maturity stages of API adoption

Axway

API adoption in large organizations may have been slow at first, but statistics show it is growing — with no signs of slowing down soon.

API 52
article thumbnail

Secure SaaS Success: Embedded Finance as a Competitive Advantage

Speaker: Ian Hillis, SVP of Growth at Payrix and Worldpay for Platforms

Join us for an exclusive webinar hosted by Ian Hillis, SVP of Growth at Payrix and Worldpay for Platforms, where he’ll explore the significant impact of embedded finance on the software industry! This session is designed to provide you with the strategic insights needed to navigate the future of SaaS successfully, all while gaining a deeper understanding of how these trends can enhance your competitive edge, boost revenue, and deepen customer loyalty.

article thumbnail

US Bankcards Industry Benchmarking Trends: 2022 Q4 Update

FICO

Home Blog FICO US Bankcards Industry Benchmarking Trends: 2022 Q4 Update Bankcard delinquencies continue to rise, higher losses are coming in 2023 FICO Admin Tue, 07/02/2019 - 04:56 by Leanne Marshall expand_less Back To Top Tue, 02/21/2023 - 16:00 FICO releases quarterly US Bankcard Industry Benchmarking trends, to catch up on the last quarter click here.

article thumbnail

Block boosts Ahuja’s responsibilities

Payments Dive

Pledging to be more efficient with a revamp of the company’s leadership structure, Block has combined the CFO and COO roles under Amrita Ahuja.

Blocks 88
article thumbnail

M-PESA partners Amazon to boost global remittance market

The Paypers

African mobile money app, M-PESA , has signed a new strategic partnership with fintech giant Amazon , tackling global remittances market’s multi-trillion dollar surge.

FinTech 63
article thumbnail

Universal API management: what is it and why should I care?

Axway

Universal API management is an emerging term that characterizes an expended set of capabilities beyond traditional API management.

API 52
article thumbnail

Deliver Mission Critical Insights in Real Time with Data & Analytics

In the fast-moving manufacturing sector, delivering mission-critical data insights to empower your end users or customers can be a challenge. Traditional BI tools can be cumbersome and difficult to integrate - but it doesn't have to be this way. Logi Symphony offers a powerful and user-friendly solution, allowing you to seamlessly embed self-service analytics, generative AI, data visualization, and pixel-perfect reporting directly into your applications.