Sat.Apr 27, 2024 - Fri.May 03, 2024

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Coffee with the Council Podcast: Help Shape the Future of Payment Security as a PCI SSC Participating Organization

PCI Security Standards

Welcome to our podcast series, Coffee with the Council. I'm Alicia Malone, Senior Manager of Public Relations for the PCI Security Standards Council. At our Community Meetings in 2022, the Council announced a significant change to its Participating Organization program. Today, I am joined by the Council's Senior Vice President of Education and Engagement, Mark Meissner who has been spearheading this effort, and is going to talk about some of these changes over the past couple of years, and how t

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Real-time consumer payments need standards to rise

Payments Dive

To make instant payments a reality for consumers, the payments industry must work together to develop a common framework for the transactions, top industry executives say.

Consumer 190
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Open Banking Focus: New Opportunities on the Ancient Silk Road

Open Banking Excellence

Open Banking Focus: New Opportunities on the Ancient Silk Road Vasil Shengelia, Head of Open Banking Division at the National Bank of Georgia, alongside Varlam Ebanoidze, Head of the Fintech and Suptech Development Department introduces us to an ecosystem with plans to once again act as a bridge between East and West. The Silk Road was a vital trade route linking China to Europe which operated for roughly 1,500 years.

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HSBC and PayPal tackle quantum-safe cryptography in payments

Finextra

HSBC and PayPal are among the founding member of a new working group investigating the adoption of quantum-safe cryptography in the payments industry.

PayPal 145
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The Evolving Retailers Fulfillment Strategy: Meeting Demands with Agility

Speaker: Becky Parisotto

Fulfillment is no longer just about getting products from point A to point B – it's about crafting seamless, scalable, customer first experiences. Flexible fulfillment strategies are more important than ever for those aiming to stay ahead and build resilience as retail enters a new era in 2025. Learn how to optimize fulfillment processes, tackle complex, multi-vendor orders, and create seamless customer experiences – from white-glove delivery for high-value items to quick-ship solutions for ever

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CCCA could save merchants and consumers over $16B a year

Payments Next

By Jeff Domansky, Managing Editor The Merchants Payments Coalition (MPC) has emphasized the urgent need for Congress to pass the Credit Card Competition Act (CCCA). With The post CCCA could save merchants and consumers over $16B a year first appeared on Payments NEXT.

Consumer 136

More Trending

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What Are Managed IT Services For Businesses? A Helpful Guide

VISTA InfoSec

In today’s fast-moving tech world, every business—big or small—needs an IT setup that’s not just robust but also smart enough to keep up with rapid changes and challenges. That’s where managed IT services come in. They do more than just prop up your tech; they turbocharge your business goals. Ever wonder how managed IT services slide into your overall business strategy?

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Generative AI vs. Fraudsters: How GenAI will reshape fraud fighting

Finextra

Like nearly everyone else, anti-fraud professionals are anxious to put artificial intelligence (AI).

AI 135
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Q&A with Jack Henry’s Nicole Harper on financial literacy

Bank Automation

Technology provider Jack Henry leans into its financial health training and offerings during April — Financial Literacy Month.

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Pay-by-bank holds promise

Payments Dive

“The value proposition of pay-by-bank is clear: merchants win from drastically lower payment costs and consumers win from lower prices,” writes one fintech executive.

FinTech 167
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From Start to Scale: Driving Growth Through Seamless Payments Implementation

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

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PCI DSS Compliance For Banks

VISTA InfoSec

In today’s digital era, financial transactions are carried out using cards daily. It is of utmost importance for banks to ensure the safety and security of the cardholders’ data. The Payment Card Industry Data Security Standard (PCI DSS) compliance 4.0 offers essential guidelines and a framework to safeguard cardholders’ data and mitigate any potential data breaches that may occur in banks.

PCI DSS 130
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Namibia signs on for India's UPI tech

Finextra

The Bank of Namibia has called in NPCI International Payments to help the southern African country develop an instant payments system based on India's hugely successful UPI.

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Mastercard, Visa tap AI for fraud solutions

Bank Automation

Card giants Mastercard and Visa leaned into AI and generative AI for fraud detection in the first quarter. “We continue to enhance our solutions with generative AI to deliver even more value,” Chief Executive Michael Miebach said during Mastercard’s May 1 earnings call.

Visa 124
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US inches forward on real-time payments: report

Payments Dive

“Real-time payments are still in their infancy in the U.S., accounting for only a 1.5% share of the total payments volume in 2023,” ACI Worldwide said.

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15 Modern Use Cases for Enterprise Business Intelligence

Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

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The New PSTI Act is a Good Start, But do Smart Devices Still Need Better Protections?

The Fintech Times

Internet of Things (IoT) devices continue to increase in popularity across the globe. However, many have proven fallible to cybercriminals who are increasingly finding new ways to breach their security. In fact, in the UK, IoT malware attack volume increased by 163 per cent in 2022, compared to the previous year, cybersecurity firm Sonicwall revealed in its 2023 ‘Cyber Threat Report’ In response, in December 2022, the Product Security and Telecommunications Infrastructure Act (PSTI A

API 124
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Q1 sees almost 500 fintech deals

Finextra

There were nearly 500 fintech financing and M&A deals in the first quarter of 2024, with insurtech, crypto and blockchain proving hot areas, according to data from Royal Park Partners (RPP).

FinTech 130
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BNP Paribas, Deutsche Bank embrace cost discipline in Q1

Bank Automation

European banks BNP Paribas and Deutsche Bank plan to pull back on expenses this year as they lean into their tech investments. “We are maintaining our cost discipline,” Deutsche Bank Chief Executive Christian Sewing said during the $578 billion bank’s first-quarter earnings call April 25.

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Automatic age verification comes to self-checkout

Payments Dive

Artificial intelligence is speeding up store checkout in a pilot by banking tech company Diebold Nixdorf using tech to verify a customer’s age.

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Top Strategies to Future-Proof & Sustain Your Merchant Services Portfolio

Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

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FinTech Australia and Thai Fintech Association Partner to Unleash Growth Potential of Southeast Asia

The Fintech Times

FinTech Australia , the member-driven group building an ecosystem for Australian fintechs, is collaborating with the Thai Fintech Association after the two organisations signed a memorandum of understanding (MOU), to promote fintech capability between Australia and Thailand. Thai Fintech Association president Chonladet Khemarattana and Brian Collins , the deputy chair at FinTech Australia, signed the MOU in Bangkok, Thailand, joined by a group of fintech lenders, venture capitalists, corporate i

FinTech 122
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Bank of Ireland to equip call centres with single customer view and voice biometrics

Finextra

Bank of Ireland is spending €34 million to overhaul its call centre operations, providing operators with a single customer view and introducing voice biometrics for added security.

Security 125
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Tech agility is key for M&A, Fiserv exec says

Bank Automation

Financial institutions that have gained agility through long-term technology investments are better prepared to complete mergers and acquisitions with limited client disruption. Technology integration during M&A activity is a customer-centric issue for banks, Danny Baker, vice president of market strategy at technology provider Fiserv, told Bank Automation News.

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Global Payments to wrap review soon

Payments Dive

The payments processor plans to finish an assessment of operations in the next few months, aiming to streamline its business and pare units it can’t scale.

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eCommerce in 2025: How Customer Experience Drives Online Retail Success

Speaker: Jennifer Wright and Nick Barron

2025 is right around the corner, and with it comes a new wave of consumer expectations, competitive pressures, and operational challenges. Success lies in finding the balance between operational flexibility and creating experiences that keep customers coming back. The future of retail belongs to those who can stay ahead of shifting customer preferences and marketing trends. 🔮 In this session, we’ll dive deep into what it takes to keep customers engaged and your operations nimble, no matt

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Bitkub to Pursue IPO in 2025, Targets Expansion in Southeast Asia

Fintech News

Thailand’s crypto exchange Bitkub Capital Group plans to launch an initial public offering (IPO) by the end of 2025, aiming to expand its operations across Southeast Asia, particularly targeting emerging markets like Cambodia, Vietnam, and Laos. According to Nikkei Asia , this move is part of a strategic effort to establish a significant presence in regions currently underserved by major digital asset platforms.

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BNPL firm Sezzle turns to gamification to encourage timely payments

Finextra

Buy now, pay later provider Sezzle is gamifying on-time payments with a loyalty programme designed to encourage financial responsibility.

BNPL 122
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SMBs are increasingly opting for real-time payments, leaving credit cards behind as their preferred choice

Tearsheet

The RTP payments network reached a milestone by processing over 1 million payments in a single day on September 1, 2023. EWA and gig worker payments emerged as the network’s primary drivers , surpassing account-to-account (A2A) transfers. However, in the healthcare sector, small and medium-sized businesses (SMB) have increasingly turned to RTP payments for A2A transfers, showing a surge compared to credit cards and checks over the past year, according to a new report by PYMNTS.

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Founders Series: 5 Conversations on Compliance and the Regulatory Landscape in Fintech

Finovate

The regulatory landscape for companies innovating in fintech and financial services is complex and ever-changing. Whether a company is developing solutions in the crypto space or seeking to take advantage of the opportunities in open banking, open finance, or Banking-as-a-Service, a comprehensive understanding of the regulatory environment is critical for success.

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7 Essential Criteria for Choosing the Right Payments Partner

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

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May at The Fintech Times: Digital Assets

The Fintech Times

In recent years, digital currencies have been all the rave. However, the idea that digital assets are exclusively some form of currency is slowly falling by the wayside as different use cases are emerging and being rapidly adopted. This May, The Fintech Times is looking to showcase some of these new methods and explore how the digital asset ecosystem is evolving.

Metaverse 111
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Zopa Bank hits £4 billion in customer deposits

Finextra

In just under 4 years since the former peer-to-peer lender received its banking license, Zopa Bank has amassed £4 billion in customer deposits.

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MoonPay Now Lets Users Buy & Sell Crypto funded by PayPal

PayPal

MoonPay’s integration with PayPal offers a seamless fiat-to-crypto experience for all PayPal users in the U.S.

PayPal 104