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Payments can also be made to local vendors via electronicbank transfers, or fund global transactions with wire transfers. Understanding ACH Payments: The Backbone of Bank Transfers EFT is like a toolbox for digital payments, while ACH is one of the most reliable tools you can find inside. Lets look into that closely below.
Automated Clearing House (ACH) payments are a type of electronicbank-to-bank payment system in the US. An ACH payment facilitator, therefore, is simply a PayFac that allows users to accept payments through an electronicbank-to-bank network.
Payment Processing Pricing Structures Payment processing companies often structure their pricing plans under four models: Interchange plus pricing Interchange-plus pricing is one of the most transparent models since it allows merchants to see how much exactly they’re paying for the interchange and fixed service fees.
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