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Thats why 92% of consumers and 82% of companies reportedly made the switch to electronic payments, like ElectronicFundsTransfers (EFT) and Automated Clearing House (ACH). To choose the right payment method, consider transaction volume, transfer speed, cost, and security. Checks can bounce, and cash can get lost.
While electronic payments have been rising in popularity, you still can’t ignore cash. In addition, contactless and digital payment options, such as debit and credit cards, only increase the financial burden for businesses like yours. In 2023, card brands in the U.S. earned approximately $135.75
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Electronic Fund Transfer Act (EFTA) 
88 
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