The Payments Association

NOVEMBER 20, 2024

In today’s competitive market, embedded finance is no longer a passing trend; it’s a fundamental game changer. Corporate-embedded finance radically reshapes businesses, offering new revenue opportunities and redefining customer relationships. This isn’t a peripheral add-on; it’s the future of commerce.

Embedded Finance 88

Embedded Finance Use Case B2B Finance 88

PYMNTS

OCTOBER 7, 2020

To smooth cash flow headwinds, small- to medium-sized businesses ( SMBs ) can benefit from access to financing through digital -only channels. To that end, Banking-as-a-Service (BaaS) company RootAnt , based in Singapore , is aiming to strengthen enterprises and ecosystems through open banking technologies. Risk Management.

Embedded Finance 95

Embedded Finance Finance Risk Management API 95

Finovate

MAY 9, 2024

FIS unveiled its embedded finance platform, Atelio by FIS, this week. Atelio by FIS , launched this week , is one of the first banking-as-a-service offerings from a major core provider. FIS’ latest offering comes at a time when growth in embedded finance is expected to soar.

Embedded Finance 69

Embedded Finance Finance Non-Bank B2C 69

The Fintech Times

APRIL 30, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embedded finance has to offer and overcome across the globe.

Embedded Finance 69

Embedded Finance Finance Payment APIs and Integration Processors 69

The Fintech Times

APRIL 29, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embedded finance has to offer and overcome across the globe.

Embedded Finance 64

Embedded Finance Financial Inclusion Finance Alternative Payment Methods 64

Fintech News

AUGUST 12, 2024

These trends include ecosystem banking, generative artificial intelligence (GenAI), and embedded finance, a new report by PwC India and ASSOCHAM says. Generative AI driving banking and fintech trends in India Generative is one of India’s biggest fintech trends highlighted in the report.

Embedded Finance 113

Embedded Finance FinTech Non-Bank Cross-Border 113

Finezza

AUGUST 25, 2024

The traditional banking setup has seen a complete overhaul with increasing technological advancements. All this has been made possible by embedded finance, which allows the integration of financial services into non-financial services. It may seem like a new world, from loans in 59 minutes to digital wallets.

Embedded Finance 52

Embedded Finance Finance Security Non-Bank 52

National Merchants Association

JUNE 28, 2022

In simple terms, embedded finance is financial/banking services by a non-financial/banking services provider. For many banks, the rise of these offerings represents a threat and perhaps brings an urge to re-evaluate their products, modernize their services, and invest more in customer loyalty.

Embedded Finance 52

Embedded Finance Finance Non-Bank Risk 52

National Merchants Association

JUNE 28, 2022

In simple terms, embedded finance is financial/banking services by a non-financial/banking services provider. For many banks, the rise of these offerings represents a threat and perhaps brings an urge to re-evaluate their products, modernize their services, and invest more in customer loyalty.

Embedded Finance 52

Embedded Finance Finance Non-Bank Risk 52

National Merchants Association

JUNE 28, 2022

In simple terms, embedded finance is financial/banking services by a non-financial/banking services provider. For many banks, the rise of these offerings represents a threat and perhaps brings an urge to re-evaluate their products, modernize their services, and invest more in customer loyalty.

Embedded Finance 52

Embedded Finance Finance Non-Bank Risk 52

The Fintech Times

FEBRUARY 22, 2024

Embedded finance has been a game-changer for SMEs who previously struggled to obtain funding from traditional banks. However, fintech companies with embedded finance solutions have a responsibility to become regulation savvy even if they aren’t regulated. One area to consider carefully is data privacy.

Embedded Finance 59

Embedded Finance Privacy Risk Finance 59

Fintech Finance

MAY 7, 2024

In a recent study conducted by Forrester on behalf of Fabrick titled, “Embrace Embedded Finance for Seamless Payment Success: A Spotlight on Europe,” valuable insights were obtained regarding the state of Embedded Finance across Europe.

Embedded Finance 52

Embedded Finance Finance Payment APIs and Integration Embedded Payments 52

The Fintech Times

APRIL 9, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embedded finance has to offer and overcome across the globe.

Financial Inclusion 121

Financial Inclusion Underserved Non-Bank Embedded Finance 121

Fintech News

MAY 13, 2024

Embedded insurance in Australia is poised for strong growth, driven by various factors related to customer preferences, technological advancements, and industry collaborations. Embedded insurance refers to the integration of insurance products into non-insurance platforms or experiences, such as e-commerce, travel or healthcare.

Embedded Finance 106

Embedded Finance Non-Bank Consulting Finance 106

Fintech Finance

JULY 23, 2024

UK consumers are leading the charge on digital financial services adoption amid rising demand for more innovation and convenience in payments and banking, according to a study from Marqeta (NASDAQ: MQ), the global modern card issuing platform powering some of today’s most innovative embedded finance solutions.

Embedded Finance 97

Embedded Finance Digital Payments Research Consumer 97

The Fintech Times

APRIL 23, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embedded finance has to offer and overcome across the globe.

Embedded Finance 59

Embedded Finance Finance Payment APIs and Integration Governance 59

Fintech Finance

AUGUST 6, 2024

Marqeta (NASDAQ: MQ), the global modern card issuing platform that enables embedded finance solutions for the world’s innovators, today announced it has signed a five-year deal with Varo Bank , N.A., Varo is the first bank to receive a de novo national bank charter as a consumer techbank in the U.S.

Issuers 119

Issuers Processors Embedded Finance Non-Bank 119

Fintech News

JANUARY 10, 2024

From breakthroughs in digital banking to advancements in blockchain technology, we explore the cutting-edge developments that are not only revolutionising the way financial services are delivered in Singapore but also setting benchmarks for the global fintech landscape. billion in 2024 to US$63.18

Cross-Border 114

Cross-Border FinTech Cross-Border Payments Embedded Finance 114

Fintech News

MAY 20, 2024

The event will explore cybersecurity careers within the banking, finance, and fintech sectors, particularly in response to the increasing frequency of cyber attacks. The session will be moderated by Urs Bolt, a Fintech and Banking Expert.

FinTech 135

FinTech Embedded Finance BNPL AI 135

Wharton Fintech

OCTOBER 23, 2023

Highnote’s John MacIlwaine — On Unlocking the Embedded Finance Opportunity In today’s episode, Rhea Advani hosts John MacIlwaine, Co-Founder & CEO at Highnote. They delve into the evolving payments processing space, emphasizing the rise of innovative embedded finance platforms like Highnote.

Embedded Finance 52

Embedded Finance Finance Innovation Issuers 52

Finovate

DECEMBER 4, 2023

” Here is how the AI responded: Predicting the exact trends for 2024 is speculative, but here are potential emerging trends in fintech: Embedded Finance : Further integration of financial services into non-financial platforms like e-commerce, SaaS, and marketplaces. Embedded finance ChatGPT was spot on.

Metaverse 130

Metaverse FinTech Embedded Finance AI 130

Fintech News

OCTOBER 21, 2024

In 2021, e-money accounts surpassed bank accounts as the most commonly held financial accounts in the country. By contrast, the growth of traditional bank accounts was more modest, rising from 12% to 23% during the same period. Convenience (56%) and speed (46%) are the main drivers of interest.

Financial Inclusion 142

Financial Inclusion Embedded Finance Payments Push-to-Card 142

The Fintech Times

APRIL 11, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embedded finance has to offer and overcome across the globe.

Embedded Finance 75

Embedded Finance Non-Bank Online and Mobile Banking Financial Inclusion 75

Fintech News

MAY 9, 2024

In an era dominated by digital innovation, the banking sector is evolving rapidly to meet the modern consumer’s demands for seamless and integrated financial services. As banks strive to align with the digital-first preferences of today’s consumers, the modernisation of core banking systems becomes a strategic necessity.

Payment APIs and Integration 116

Payment APIs and Integration Embedded Finance API Non-Bank 116

The Fintech Times

MAY 9, 2024

Paymentology , the global issuer-processor, has joined forces with Diamond Trust Bank , a tier-one East African commercial bank, in a move hoping to help drive financial inclusion in Kenya through the embedding of financial services, and deployment of Cards-as-a-Service (CaaS).

Financial Inclusion 104

Financial Inclusion Embedded Finance Payment APIs and Integration Non-Bank 104

Finextra

APRIL 12, 2024

Watch this webinar exploring profitable bank/fintech partnerships in payment and lending services, as well as emerging non-financial applications.

Embedded Finance 52

Embedded Finance Non-Bank Finance Payments 52

Fintech News

FEBRUARY 8, 2024

The year 2023 marked a pivotal moment for the fintech industry, with the prevailing global funding trends encapsulating a period of introspection and recalibration amidst a backdrop of economic fluctuations, including notable bank failures and precipitous cryptocurrency downturns.

FinTech 109

FinTech Embedded Finance B2B Volume 109

Fintech News

FEBRUARY 8, 2024

The year 2023 marked a pivotal moment for the fintech industry, with the prevailing global funding trends encapsulating a period of introspection and recalibration amidst a backdrop of economic fluctuations, including notable bank failures and precipitous cryptocurrency downturns.

FinTech 106

FinTech Embedded Finance B2B Volume 106

Fintech Finance

JULY 2, 2024

Marqeta (NASDAQ: MQ), the global modern card issuing platform that enables embedded finance solutions for the world’s innovators, today announced a new customer, Swiss4 , providing real-time and personalised digital payment services for their customers.

Embedded Finance 97

Embedded Finance Non-Bank SWIFT Finance 97

PYMNTS

OCTOBER 8, 2020

As cloud technologies emerge to help financial institutions (FIs) drive digital innovation, Finastra has introduced its Fusion Payments To Go offering for small and medium-sized banks. In addition, Monese adopted Thought Machine’s cloud banking platform. Fusion Reveals Payments Platform Banks. Europe and South Africa.

Innovation 120

Innovation Technology FinTech RTP 120

The Fintech Times

JULY 24, 2024

The UK appears to be more welcoming of a digital future according to research from Marqeta , the global modern card issuing platform powering embedded finance solutions. Over half (53 per cent) of UK respondents report they’ve been a customer of the same bank for a decade or more.

Digital Payments 59

Digital Payments Embedded Finance Non-Bank Payments 59

PYMNTS

JANUARY 20, 2021

Ryan Frere, executive vice president and general manager of B2B for Flywire , believes that embedded finance in B2B is key to payments optimization in 2021. Virtually all cloud-based subscription services use some form of embedded finance. Apple iTunes is another. Most of the examples we know of today are on the B2C side.

Embedded Payments 70

Embedded Payments Ubiquitous Embedded Finance Multi-Currency 70

Finovate

FEBRUARY 6, 2024

The company, which returned to the Finovate stage in 2022 and 2023 for FinovateFall, helps community banks and credit unions access modern banking technology. Bankjoy’s solutions help FIs better target specific market niches and deliver superior digital banking experiences. Duncan (CEO) co-founded Bankjoy in 2015.

Innovation 118

Innovation FinTech Credit Union AI 118

Fintech News

AUGUST 26, 2024

It’s a tale of a cultural shift, governments and innovators working in tandem, and millions leapfrogging traditional banking to embrace a mobile-first approach to finance. The region’s historical challenges with traditional banking access have paradoxically catalyzed innovation.

APACS 118

APACS PCI DSS Push-to-Card Online and Mobile Banking 118

Finovate

JANUARY 12, 2024

Challenger Banking Nubank’s Nu Colombia receives formal approval to operate a financing company in Colombia. million pre-seed funding to help non-U.S. Optty’s merchant clients and partners to leverage Link Money’s Pay by Bank solution. Lending Qashio and CredibleX launch Qashio Financing.

Credit Union 72

Credit Union FinTech Financial Literacy AML 72

The Fintech Times

DECEMBER 19, 2023

” AI and banks John Barber, vice president of Infosys Finacle Europe The primary learning from 2023 is that generative AI is bringing in a paradigm shift in how banks embrace AI, according to J ohn Barber , vice president of Infosys Finacle Europe. Many banks have had noteworthy pilots.

AI 78

AI Embedded Finance Due Diligence Finance 78

Fintech News

FEBRUARY 26, 2024

Banks in Asia-Pacific (APAC) are diversifying their offerings and embracing innovative digital strategies including super-app platforms, financial marketplaces and banking-as-a-service (BaaS) models. Indian bank and financial services company ICICI Bank is highlighted as one of the top BaaS providers in APAC.

APACS 52

APACS BNPL Payment APIs and Integration Embedded Finance 52