Fintech Finance

MAY 7, 2024

In a recent study conducted by Forrester on behalf of Fabrick titled, “Embrace Embedded Finance for Seamless Payment Success: A Spotlight on Europe,” valuable insights were obtained regarding the state of Embedded Finance across Europe.

Embedded Finance 52

Embedded Finance Finance Payment APIs and Integration Embedded Payments 52

The Fintech Times

APRIL 29, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embedded finance has to offer and overcome across the globe.

Embedded Finance 63

Embedded Finance Financial Inclusion Finance Alternative Payment Methods 63

The Fintech Times

APRIL 30, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embedded finance has to offer and overcome across the globe.

Embedded Finance 68

Embedded Finance Finance Payment APIs and Integration Processors 68

National Merchants Association

JUNE 28, 2022

In simple terms, embedded finance is financial/banking services by a non-financial/banking services provider. For many banks, the rise of these offerings represents a threat and perhaps brings an urge to re-evaluate their products, modernize their services, and invest more in customer loyalty.

Embedded Finance 52

Embedded Finance Finance Non-Bank Risk 52

National Merchants Association

JUNE 28, 2022

In simple terms, embedded finance is financial/banking services by a non-financial/banking services provider. For many banks, the rise of these offerings represents a threat and perhaps brings an urge to re-evaluate their products, modernize their services, and invest more in customer loyalty.

Embedded Finance 52

Embedded Finance Finance Non-Bank Risk 52

The Fintech Times

FEBRUARY 22, 2024

Embedded finance has been a game-changer for SMEs who previously struggled to obtain funding from traditional banks. However, fintech companies with embedded finance solutions have a responsibility to become regulation savvy even if they aren’t regulated. One area to consider carefully is data privacy.

Embedded Finance 58

Embedded Finance Privacy Risk Finance 58

The Fintech Times

APRIL 23, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embedded finance has to offer and overcome across the globe.

Embedded Finance 58

Embedded Finance Finance Payment APIs and Integration Governance 58

Fintech News

AUGUST 12, 2024

These trends include ecosystem banking, generative artificial intelligence (GenAI), and embedded finance, a new report by PwC India and ASSOCHAM says. Generative AI driving banking and fintech trends in India Generative is one of India’s biggest fintech trends highlighted in the report.

Embedded Finance 106

Embedded Finance FinTech Non-Bank Cross-Border 106

Fintech Finance

JULY 23, 2024

UK consumers are leading the charge on digital financial services adoption amid rising demand for more innovation and convenience in payments and banking, according to a study from Marqeta (NASDAQ: MQ), the global modern card issuing platform powering some of today’s most innovative embedded finance solutions.

Embedded Finance 97

Embedded Finance Digital Payments Research Consumer 97

Fintech News

MAY 13, 2024

Embedded insurance in Australia is poised for strong growth, driven by various factors related to customer preferences, technological advancements, and industry collaborations. Embedded insurance refers to the integration of insurance products into non-insurance platforms or experiences, such as e-commerce, travel or healthcare.

Embedded Finance 98

Embedded Finance Non-Bank Consulting Finance 98

Fintech Finance

AUGUST 6, 2024

Marqeta (NASDAQ: MQ), the global modern card issuing platform that enables embedded finance solutions for the world’s innovators, today announced it has signed a five-year deal with Varo Bank , N.A., Varo is the first bank to receive a de novo national bank charter as a consumer techbank in the U.S.

Issuers 119

Issuers Processors Embedded Finance Non-Bank 119

The Fintech Times

APRIL 9, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embedded finance has to offer and overcome across the globe.

Financial Inclusion 121

Financial Inclusion Underserved Non-Bank Embedded Finance 121

The Fintech Times

APRIL 11, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embedded finance has to offer and overcome across the globe.

Embedded Finance 74

Embedded Finance Non-Bank Online and Mobile Banking Financial Inclusion 74

Fintech News

OCTOBER 21, 2024

In 2021, e-money accounts surpassed bank accounts as the most commonly held financial accounts in the country. By contrast, the growth of traditional bank accounts was more modest, rising from 12% to 23% during the same period. Convenience (56%) and speed (46%) are the main drivers of interest.

Financial Inclusion 141

Financial Inclusion Embedded Finance Payments Push-to-Card 141

The Fintech Times

JULY 24, 2024

The UK appears to be more welcoming of a digital future according to research from Marqeta , the global modern card issuing platform powering embedded finance solutions. Over half (53 per cent) of UK respondents report they’ve been a customer of the same bank for a decade or more.

Digital Payments 58

Digital Payments Embedded Finance Non-Bank Payments 58

Fintech Finance

OCTOBER 29, 2024

Consumers are increasingly seeking more personalised benefits from their credit card providers, such as rewards and loyalty points, according to a new survey published today by Marqeta (NASDAQ: MQ), the global modern card issuing platform that enables embedded finance solutions for the world’s innovators.

Credit Cards 98

Credit Cards Consumer Embedded Finance BNPL 98

The Fintech Times

MAY 9, 2024

Paymentology , the global issuer-processor, has joined forces with Diamond Trust Bank , a tier-one East African commercial bank, in a move hoping to help drive financial inclusion in Kenya through the embedding of financial services, and deployment of Cards-as-a-Service (CaaS).

Financial Inclusion 103

Financial Inclusion Embedded Finance Payment APIs and Integration Non-Bank 103

Finovate

DECEMBER 4, 2023

” Here is how the AI responded: Predicting the exact trends for 2024 is speculative, but here are potential emerging trends in fintech: Embedded Finance : Further integration of financial services into non-financial platforms like e-commerce, SaaS, and marketplaces. Embedded finance ChatGPT was spot on.

Metaverse 130

Metaverse FinTech Embedded Finance AI 130

Fintech News

MAY 20, 2024

Post-COVID-19, webinars continue to thrive, owing to their versatility, accessibility, affordability and effectiveness in engaging and educating audiences in an increasingly digital world. The session will be moderated by Urs Bolt, a Fintech and Banking Expert. Similarly, research by GoodFirms found a notable uptick, with 46.5%

FinTech 131

FinTech Embedded Finance BNPL AI 131

Fintech Finance

JULY 2, 2024

Marqeta (NASDAQ: MQ), the global modern card issuing platform that enables embedded finance solutions for the world’s innovators, today announced a new customer, Swiss4 , providing real-time and personalised digital payment services for their customers.

Embedded Finance 97

Embedded Finance Non-Bank SWIFT Finance 97

Fintech News

JANUARY 10, 2024

From breakthroughs in digital banking to advancements in blockchain technology, we explore the cutting-edge developments that are not only revolutionising the way financial services are delivered in Singapore but also setting benchmarks for the global fintech landscape. billion in 2024 to US$63.18

Cross-Border 106

Cross-Border FinTech Cross-Border Payments Embedded Finance 106

Fintech Review

NOVEMBER 12, 2024

Fintech companies and traditional banks are increasingly working together. Historically seen as competitors, fintechs and banks now find common ground to enhance services and reach broader audiences. Why Are Banks and Fintechs Collaborating? Banks and fintechs have different strengths.

FinTech 105

FinTech Financial Inclusion Regulatory Compliance Compliance 105

Fintech News

MAY 9, 2024

In an era dominated by digital innovation, the banking sector is evolving rapidly to meet the modern consumer’s demands for seamless and integrated financial services. As banks strive to align with the digital-first preferences of today’s consumers, the modernisation of core banking systems becomes a strategic necessity.

Payment APIs and Integration 108

Payment APIs and Integration Embedded Finance API Non-Bank 108

The Fintech Times

OCTOBER 29, 2024

OKX, a cryptocurrency exchange and global onchain technology company, has teamed up with Standard Chartered, appointing the international cross-border bank as its third-party crypto custodian for its global institutional business. ZA Bank, a digital bank in Hong Kong, has commenced the sandbox trial of its virtual asset trading service.

FinTech 63

FinTech Embedded Finance Multi-Currency Non-Bank 63

The Fintech Times

AUGUST 8, 2024

Marqeta , a modern card issuing platform enabling embedded finance solutions for the world’s innovators, has signed a five-year deal with Varo Bank , the US-based consumer digital bank, becoming its issuer processor.

Issuers 58

Issuers Processors Embedded Finance Non-Bank 58

Finovate

APRIL 18, 2024

Fintechs, insurtechs, and banks. BaaSFlow BaasFlow delivers open-source, cloud native core banking infrastructure and is introducing its Kenu Banking Platform with loan management and BNPL functionality. FinTech Insights FinTech Insights is an AI-powered competitive analysis platform for banks and fintechs.

Credit Union 59

Credit Union Credit Union Service Organization BNPL AI 59

Finovate

SEPTEMBER 17, 2024

Mobile banking platform MoneyLion will be adding personalized touches to its consumer-focused products and services thanks to a partnership with TransUnion. Under the agreement, MoneyLion will integrate TransUnion’s data and credit solutions into its hosted enterprise credit-decisioning platform and direct-to-consumer finance tools.

Embedded Finance 64

Embedded Finance Non-Bank Risk Finance 64

Clearly Payments

JUNE 28, 2024

As a comparison, the opposite of embedded payments would be a user experience where a user is redirected to a completely different app or website to conduct a payment. This article explores the concept of embedded payments, their applications, benefits, and their role within the broader context of embedded finance.

Embedded Payments 52

Embedded Payments Embedded Finance Payments Process 52

Fintech News

FEBRUARY 8, 2024

The year 2023 marked a pivotal moment for the fintech industry, with the prevailing global funding trends encapsulating a period of introspection and recalibration amidst a backdrop of economic fluctuations, including notable bank failures and precipitous cryptocurrency downturns. appeared first on Fintech Singapore.

FinTech 104

FinTech Embedded Finance B2B Volume 104

Finovate

DECEMBER 4, 2023

With Visa’s investment, we will continue to bring our bold vision of shaping the future of embedded finance to life.” billion (nearly €2 billion) in transactions annually for clients including Pleo , OKQ8 and Memo Bank. As we enter into 2024, BaaS and embedded finance solutions are set to rise.

Embedded Finance 59

Embedded Finance Non-Bank Disputes Participant 59

Finovate

AUGUST 27, 2024

Community banks, regional banks, credit unions, CUSOs, non-bank lenders, and insurance carriers looking to reduce the cost and complexity of delivering great experiences across the enterprise. Banks and credit unions looking to drive business deposits and offer innovative digital tools to business clients.

Credit Union 52

Credit Union Non-Bank Account Takeovers Community Banks 52

The Fintech Times

OCTOBER 31, 2024

Embedded finance is also driving more demand in the UK for rewards and personalisation , with more consumers using financial services offered by non-financial providers to access benefits and loyalty points. “Expanding purchasing power to everybody requires significant investment in technology.

Credit Cards 68

Credit Cards Consumer BNPL Embedded Finance 68

Fintech News

FEBRUARY 26, 2024

Banks in Asia-Pacific (APAC) are diversifying their offerings and embracing innovative digital strategies including super-app platforms, financial marketplaces and banking-as-a-service (BaaS) models. Indian bank and financial services company ICICI Bank is highlighted as one of the top BaaS providers in APAC.

APACS 52

APACS BNPL Payment APIs and Integration Embedded Finance 52

Fintech News

FEBRUARY 8, 2024

The year 2023 marked a pivotal moment for the fintech industry, with the prevailing global funding trends encapsulating a period of introspection and recalibration amidst a backdrop of economic fluctuations, including notable bank failures and precipitous cryptocurrency downturns. appeared first on Fintech Singapore.

FinTech 97

FinTech Embedded Finance B2B Volume 97

The Fintech Times

NOVEMBER 12, 2024

Appointments Sibstar, the UK debit card and app for people living with dementia, has appointed GoHenry co-founder and CEO, Louise Hill, as a non-executive director. Ortec Finance has expanded its board with the appointment of two new members. Ortec Finance is a provider of technology and solutions for risk and return management.

FinTech 63

FinTech Point-of-Sale (POS) Non-Bank Embedded Finance 63

The Fintech Times

JULY 3, 2024

Digital banking firm Swiss4 is leveraging a payment platform provided by Marqeta , the card issuing platform and embedded finance solutions provider, to provide real-time and personalised digital payment services for its customers.

Embedded Finance 58

Embedded Finance Payments Non-Bank BNPL 58

Finovate

JANUARY 12, 2024

Challenger Banking Nubank’s Nu Colombia receives formal approval to operate a financing company in Colombia. million pre-seed funding to help non-U.S. Optty’s merchant clients and partners to leverage Link Money’s Pay by Bank solution. Lending Qashio and CredibleX launch Qashio Financing.

Credit Union 72

Credit Union FinTech Financial Literacy AML 72