Finovate

APRIL 2, 2025

Artificial Intelligence This stream will feature a fireside chat on the real use cases for AI in banking and financial services. Theodora Lau of Unconventional Ventures and Arvind Ayyala of Geodesic Investments will discuss how smart players are using AI to solve real pain points for their businesses and their customers. .”

AI 66

AI Addressing Payments FedNow 66

The Payments Association

JANUARY 21, 2025

These advancements are crucial for meeting rising consumer demands while ensuring security and resilience across the payments ecosystem. The report suggests that cryptocurrency adoption continues to grow, with ongoing transformations in payment infrastructure, including CBDCs and cross-border payments.

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Payments 88

The Fintech Times

DECEMBER 7, 2023

Once a customer has experienced the ease of an embedded payment, there really is no turning back. Embedded financial services built on the knowledge and security of banks Embedded finance has quickly moved on from a nascent concept to a proven strategy for a number of businesses around the world.

Embedded Finance 111

Embedded Finance Finance Non-Bank On-Demand 111

Wharton Fintech

MAY 2, 2024

Davi: If you look at real-time payments in the US, most of the activity is happening on the pay-out side or the account-to-account side of things. It hasnt really gone from that particular use case to the pay-in use case, at least not at scale. So thats the use case that we are focusingon.

Global Payments 130

Global Payments Payments Small Business Use Case 130

PYMNTS

DECEMBER 12, 2019

On the third level, solution providers can help merchants improve the end-customer experience (embedding payments, for example, and making them invisible). That improved customer interaction gains urgency on the cusp of a new decade, said Mielke, as the Internet of Things (IoT) gains traction across a growing number of use cases.

ISVS 59

ISVS Payments Data Payments Embedded Payments 59

The Fintech Times

DECEMBER 19, 2023

The move comes as the digital payment leader recognises the possibilities created by embedding payment capabilities. By expanding Fintech Fast Track to include Visa Direct, fintechs can now launch programmes through their financial institutions to enable transfers to eligible cards, bank accounts, and wallets around the world.

FinTech 59

FinTech Stop Payment Payroll Consulting 59

Exact Payments

NOVEMBER 8, 2023

As a payment facilitator, the ISV has a sole stake in all revenue earned through processing fees. The Shift Toward Embedded Payments To fully grasp the newfound popularity of the PayFac model, it’s helpful to understand the technological advancements that have spurred on this growth. Looking to Become a PayFac?

Facilitators 52

Facilitators ISVS ISOs Payment APIs and Integration 52

Stax

AUGUST 20, 2024

There are several examples of embedded fintech, including: Embedded Payments Many customers would rather not take out a credit card and enter its details every time they’re about to make an online purchase. Embedded payments solve this by saving a payment method for easier digital transactions.

Embedded Finance 88

Embedded Finance Finance FinTech Payment APIs and Integration 88

PYMNTS

DECEMBER 31, 2019

With merchants ready and advertising contactless payment availability, it might not be far-fetched to assume that consumers will start to explore the available use cases surrounding such payments — in retail, mass transit and beyond. Fagan predicted that contactless card adoption will also spur mobile wallet use.

Point-of-Sale (POS) 68

Point-of-Sale (POS) Embedded Payments Contactless Payments BNPL 68

Fintech Finance

DECEMBER 18, 2023

In today’s evolving payments landscape, fintechs of all shapes and sizes are seeking to carve out their unique niche. Fintech builders need ways to differentiate their offerings – and embedding payment capabilities has proven to be a successful strategy for speeding up transactions.

FinTech 52

FinTech Debit Card Stop Payment Payroll 52

Stax

MARCH 21, 2024

As such, SaaS payments are one sector that is estimated to grow significantly in the coming years. Data protection and PCI compliance should be the top priorities of embedded payments providers. Q: What are the most common uses of SaaS? However, such software needs to be implemented with the utmost care.

Payment APIs and Integration 88

Payment APIs and Integration Payment Gateways Payments Gateways 88

Exact Payments

SEPTEMBER 13, 2023

It gives end users the ability to seamlessly make payments from the convenience of the app or software they already know and love. See the below section for some examples and use cases. Cloud-based POS systems Toast is an example of a POS system provider that has perfected the integrated payment approach.

Facilitators 52

Facilitators Payment APIs and Integration Third Party Vendors ISVS 52

PYMNTS

DECEMBER 12, 2017

One of the sharper global trends that is now easily observable, Singh told Webster, is the explosion of the payments and commerce functions now embedded in messaging applications. “They come to the table with the presumption that messaging environments will come preset with payments in them.”.

Payment APIs and Integration 60

Payment APIs and Integration Online and Mobile Banking Payments Credential 60

PYMNTS

SEPTEMBER 27, 2017

And although Garmin users may not have been prompted to buy its new watch for payments, embedding payments as a feature creates a new commerce experience that wearables consumers say they’d like to explore. The same holds true for the new Fitbit Ionic.

Use Case 40

Use Case Consumer Embedded Payments Adjustments 40

The Fintech Times

DECEMBER 27, 2023

“As the AI hype continues, financial institutions will continue to look for new use cases to apply AI. Defining what data is needed, and how it is collected, stored, and used, will be crucial. And employers will play a more active role in helping their employees with their financial wellbeing.

FinTech 64

FinTech AI Non-Bank Innovation 64

Fintech Finance

JANUARY 30, 2024

Integrating Nuvei to Dynamics 365 Business Central is the latest stage in the rollout of the global payments collaboration with Microsoft that was announced last month. Nuvei will continue to explore ways to work collaboratively with Microsoft across geographies and use cases through this partnership.

Near Real-Time 52

Near Real-Time B2B ACH Automation 52

Tearsheet

AUGUST 7, 2024

Morgan’s extensive client relationships with Slope’s AI-driven B2B payment platform. This collaboration aims to provide corporate clients with improved short-term financing options and embedded payment solutions at the point of sale. The partnership brings together J.P. Slope will join the J.P.

AI 59

AI B2B Finance Underwriting 59

PYMNTS

MAY 4, 2017

The industry has started to catch on to this notion of integrated payments in some spaces, largely in the realm of point-of-sale and brick-and-mortar merchants.

ISVS 47

ISVS Payments Risk Management Risk 47

The Fintech Times

FEBRUARY 27, 2024

Additionally, this can be easily updated in line with new regulations and new customer use cases. “A key element to the proliferation of virtual cards within travel was embedded nature of the payment to the purchasing process. Embedding payments into the procurement workflow is crucial to scale.

Consumer Protection 69

Consumer Protection Stablecoins Payments Trends Consumer 69

PYMNTS

DECEMBER 2, 2019

It’s a principle that Rosen said has become even more important, as payments have moved well past retail and toward enabling a better, more secure online user experience. Chief among those verticals will be healthcare, with particular attention paid to integrated and embedded payments functionality on offer from software providers.

Demand Deposit Account (DDA) 50

Demand Deposit Account (DDA) C2B Innovation Continuity 50

PYMNTS

MARCH 11, 2016

Or, as is the case of MasterCard’s latest collaboration with The New School’s Parsons School of Design, the global payments network is bringing together the worlds of payment technology and fashion in a joint-sponsored Fashion and Design Hack.

CHIPS 42

CHIPS Payments Visa Digital Payments 42

PYMNTS

APRIL 4, 2016

That, and the wide appeal of messaging apps, worldwide, has inspired all messaging apps to consider use cases that go beyond chatting. Pew reports that while nearly 50 percent of smartphone owners 18 to 29 use messaging apps, nearly 40 percent of those 30 to 49 do as well, and nearly a quarter of those 50 and older do, too.

Credential 49

Credential Consumer Use Case Accounts 49

PYMNTS

SEPTEMBER 19, 2016

Venmo’s mobile P2P ecosystem shares many of the same characteristics of WeChat and its Red Envelopes — using the sending and receiving of money to build a peer-to-peer payments network that accumulates payments credentials that can then be extended into more commerce-related use cases down the road.

Bots 79

Bots Credential Online and Mobile Banking Payments 79

Fintech Finance

FEBRUARY 18, 2025

as a partner is based on the robustness of their technology, which is intuitive and easily integrated; in an ever-changing market environment it will enable us to develop new use cases and expand opportunities for our customers. The choice of Token.io Our work with Fabrick is another example of how Token.io

User Authentication 92

User Authentication B2C Embedded Payments Accounts 92

PYMNTS

MARCH 7, 2016

A fundamental question facing the payments industry now is the degree to which software is truly “eating the POS,” or whether the hardware/software bundle that is enabling checkout is just different. Different because of the new opportunities that embedding payments in software creates – and destroys.

Online and Mobile Banking 46

Online and Mobile Banking Payments Same Day ACH Financial Inclusion 46