Payments Dive

OCTOBER 20, 2016

If you really want to get an idea of what's going on in the payments industry, it's probably best to speak to a transaction processor because they've dealt with it all, and then some.

EMV 112

EMV Payment Security Mobile Payments Processors 112

PYMNTS

MAY 30, 2019

Visa said this week that as acceptance of EMV cards has gained traction in the U.S., EMV” is shorthand for Europay, Mastercard and Visa chip cards. businesses began migrating to EMV, when 392,000 merchants had such acceptance in place. By way of contrast, EMV chips create one-time codes for transactions.

EMV 79

EMV Chip Cards Continuity CHIPS 79

PYMNTS

JULY 14, 2016

Payments security is usually not a wellspring for belly laughs. But Vantiv Integrated Payments, which offers payments technology to small and mid-sized businesses, has been moving forward with its campaign to stir business owners to action, with sobering stats and a little humor.

Payment Security 42

Payment Security Security EMV Payments 42

PYMNTS

JANUARY 12, 2018

12) in a blog post that it is making the signature an option — and no longer a requirement — for EMV chip-enabled merchants across North America. That shift, for contact or contactless payments, goes into effect April 2018. Those investments and focus, the company said, will help “define the future of payments security.”.

EMV 61

EMV Chip Cards CHIPS Contactless Payments 61

PYMNTS

NOVEMBER 10, 2020

Atlanta payments encryption firm Bluefin is partnering with New York mobile payments processor PAAY to advance eCommerce security. Founded in 2007 by Miles and John Perry, who serves as chief executive officer, Bluefin specializes in encryption and tokenization payment and data security. . also known as 3DS 2.0

Transactions 93

Transactions Security Encryption CCPA 93

PYMNTS

SEPTEMBER 6, 2016

In a world where payments become more invisible the more digital they become, there’s never been a better opportunity to consider new ways to enable the digital transformation of financial services in a secure and compliant way. Payments Security As A Digital Business Enabler. Security As A Business Enabler.

Payment Security 42

Payment Security Security Payments Online and Mobile Banking 42

The Paypers

OCTOBER 13, 2016

(The Paypers) Merchant Link has announced the partnership with Visual Matrix for providing payment security solutions and the completion and certification of EMV.

Payment Security 34

Payment Security Security EMV Payments 34

PYMNTS

AUGUST 1, 2016

No incessant authentication requests … all without sacrificing their security. Enter intelligent Payment Security. These intelligent solutions not only let you build a secure e-commerce strategy centered on customer value, but also a broader digital business transformation plan focused on competitive advantage.

Payment Security 40

Payment Security Security Fraud Detection Card Issuer 40

PYMNTS

APRIL 5, 2017

Bluefin Payment Systems, the provider of PCI-validated point-to-point encryption (P2PE) payment solutions for retail, health care and higher education, announced Tuesday (March 4) the EMV certification of its PayConex Plus Payment Platform by First Data, the global payment technology company.

EMV 40

EMV Point-of-Sale (POS) Identity Theft Data Breach 40

Payments Source

JULY 12, 2018

Retailers must decide if they will heed this call and do the right thing by investing in the security we need today and the innovation of tomorrow, contends Jeff Tassey, executive director of the Electronic Payments Coalition.

Security 67

Security Payment Security Payments Innovation 67

The Paypers

JUNE 29, 2016

which will provide merchants with EMV capabilities. (The Paypers) NCR has announced the release of NCR Counterpoint 8.4.6.17

EMV 28

EMV Payment Security Security Payments 28

PYMNTS

MAY 13, 2019

These small entities are seeking to win trust despite not being established brands, but customers will only feel safe if they’re confident that their payment information will remain secure. . This month’s Deep Dive explores its key security risks and the ongoing efforts to mitigate them. . Security risks and defenses .

Security 49

Security EMV Encryption Contactless Payments 49

PYMNTS

MAY 10, 2018

After nearly three years, the transition to EMV in the United States still has its challenges. Go back to the first big change in cashier technology, he told PYMNTS, and “the fact that cash registers could even accept integrated payments was a huge change,” he said. A demographic shift gives a bit of tailwind here, too, Riley said.

EMV 52

EMV CHIPS Chip Cards Credit Cards 52

PYMNTS

MARCH 17, 2017

That’s why payments innovation isn’t just about delivering a solution, but delivering one that can create efficiency and reduce risk in a secure manner. ML: As executive vice president and CIO, I am responsible for the technology and security solutions we provide and how they are positioned in the marketplace.

Innovation 43

Innovation Payment Security Security Payment APIs and Integration 43

The Paypers

JULY 20, 2016

(The Paypers) Shift4 and Springer-Miller Systems have announced the installation of EMV-ready, smart payment terminals from Ingenico , at a luxury resort.

Payment Security 31

Payment Security EMV Security Payments 31

PYMNTS

OCTOBER 25, 2016

If you’re playing the slots in Vegas this week, there’s a good chance they’re coming up: Biometrics; EMV chip cards; Mobile security. He pointed to the recent security breach at Yahoo, in which fraudsters stole login credentials, comprised of email addresses and passwords, for more than 22 million user accounts.

EMV 80

EMV Online and Mobile Banking Credential Chip Cards 80

PYMNTS

NOVEMBER 9, 2016

Enter 3-D Secure 2.0. Late last month, EMVCo published the EMV 3-DS 2.0 That authentication can also extend to activities that are decidedly non-payment in nature, such as when an individual adds a payment card to his or her digital wallet. CA Technologies’ Rendell noted that 3-D Secure 2.0 It’s ubiquitous.

Security 76

Security Payments Authentication Issuers 76

PYMNTS

JANUARY 25, 2021

The rails of the payments industry were not built for eCommerce and have long remained that way. But eCommerce fraud solutions like our EMV 3DS have offered relief. Earlier iterations of EMV struggled to perform user authentication without disrupting the consumer. We’ve seen businesses’ investment in 3DS increase rapidly.

Small Business 56

Small Business Fraud Prevention EMV User Authentication 56

PYMNTS

DECEMBER 23, 2016

Here is the response from Steven Cole, Senior Product Manager, EMV, Vantiv … Payments 2016: The Year Of The Chip. The year 2016 saw a sea change in the payments landscape. This led those merchants to significantly accelerate their EMV implementation programs. Download the eBook.

CHIPS 53

CHIPS EMV Payments Contactless Payments 53

PYMNTS

OCTOBER 25, 2016

Creditcall, the omnichannel Payment Gateway and EMV Kernel provider, announced the availability of the pre-certified Miura Systems M010 contactless card reader to independent software vendors (ISVs) and system integrators who can now choose from over 30 different device manufacturer and processor combinations.

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ISVS Payment Gateways EMV CHIPS 62

Fintech Labs Insights

AUGUST 15, 2016

Illinois-based BluePay will leverage CardFlight’s point-of-sale solution SwipeSimple to facilitate the launch of its EMV mobile processing offering. It also comes with an EMV chip reader to help merchants reduce losses from card fraud. The post CardFlight to Power EMV Mobile Processing for BluePay appeared first on Finovate.

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EMV Process CHIPS Mobile Payments 16

PYMNTS

OCTOBER 18, 2018

Mastercard, the payments company, announced on Thursday (Oct. In a press release , Mastercard said it is making the changes due to advancements in technology and security. The survey also found that more than half of respondents believe they are secure without signing the cards. merchants and acceptance for Mastercard.

Visa 87

Visa Contactless Payments Authentication EMV 87

Stax

NOVEMBER 6, 2023

Request Quote Upgrade Your Legacy Equipment for Mobile Payments The world’s foremost mobile phone manufacturers, Apple and Samsung started to foster the use of mobile payments as early as 2014 and 2015, respectively. Why Is Adding Mobile Payments Important to Businesses Today? Q: Are mobile payments secure?

Mobile Payments 88

Mobile Payments Online and Mobile Banking Debit Card Payments 88

Fintech Labs Insights

OCTOBER 16, 2016

The NFC payment capability with Vodafone was piloted in Spain. It’s been one year since EMV regulation in the United States was placed into effect. Mobile POS company CardFlight ( F13 ) released data on EMV usage in the U.S. American Express leads the way in EMV card issuance, with 96% of their cards now EMV-enabled.

EMV 17

EMV P2P Same Day ACH FinTech 17

PYMNTS

MARCH 8, 2017

Through the partnership , Bluefin’s PCI-validated point-to-point encryption (P2PE) solution will be used to help expand the data security for companies utilizing FAC’s payment gateway. PYMNTS: How will the partnership help to expand data security in the market? What will it mean for the payments industry as a whole?

Encryption 40

Encryption Data Breach Payment APIs and Integration Point-of-Sale (POS) 40

PYMNTS

JUNE 3, 2016

These days, retail merchants must reach customers, both in-store and online, securely and conveniently. Now that merchants are more responsible for fraud that happens in their stores, he said, “it’s our responsibility to teach them about these tools, like EMV, that can secure them and secure their businesses.

EMV 40

EMV CHIPS Security Point-of-Sale (POS) 40

PYMNTS

JULY 8, 2016

From bitcoin ransoms to EMV security, there are few areas that are out of bounds for the clever crew. This paper reveals a serious security breach of wearable devices in the context of divulging secret information (i.e., key entries) while people accessing key-based security systems.”.

ATM 43

ATM EMV Research Breach 43

FICO

JUNE 8, 2017

First-party fraud is one of the most prevalent, growing and insidious forms of fraud in a mature EMV (chip issuance) market. In a contactless payment context – which consists almost exclusively of low-value transactions – there is of course only a CAM not a CVM. Where the Consumer is the Criminal.

Contactless Payments 58

Contactless Payments Risk CHIPS Payments 58

PYMNTS

APRIL 12, 2018

The transition to the EMV chip in North America has been both a boon and a bit of a headache when it comes to payments security. On the one hand, Worldpay ’s VP of Data Products Nicole Jass noted, EMV has done an awful lot to slam the door shut on card-present fraud. According to Visa, counterfeit fraud at U.S.

Point-of-Sale (POS) 50

Point-of-Sale (POS) EMV CHIPS Push-to-Card 50

PYMNTS

SEPTEMBER 26, 2018

25) from Verizon Communications, full compliance with the PCI DSS (short for Payment Card Industry Data Security Standard) dropped last year, the first decline seen in six years. A case of complacency on compliance? As noted in a report that debuted on Tuesday (Sept. The headline numbers: 52.5 percent in the Americas.

PCI DSS 53

PCI DSS Compliance Chip Cards EMV 53

Stax

FEBRUARY 28, 2024

Businesses need to streamline the entire payment process by offering customers a payment setup that’s fast and convenient for credit card transactions. At the same time, you need to address security concerns since you’ll be handling sensitive client information. However, magstripes are no longer PCI compliant.)

Payments 88

Payments Credit Cards Non-Bank Contactless Payments 88

PYMNTS

OCTOBER 18, 2018

17) that it will enable tokenization services on all cards by 2020, as part of its Digital Commerce Solutions, a suite of offerings geared toward making online transactions speedier and more secure. Checkout will be done across a standardized experience, said Mastercard, that leverages the EMVCo Secure Remote Commerce (SRC) framework.

Visa 60

Visa Credential Issuers eWallet 60

PYMNTS

JUNE 22, 2017

to understand how payments fraud is limiting corporates’ path to success. The migration to EMV chip cards has introduced new points of friction for companies looking to mitigate fraud, the data suggests.

Innovation 43

Innovation Chip Cards EMV CHIPS 43

PYMNTS

SEPTEMBER 30, 2016

EMV: The three little letters that represent the single most hotly debated and discussed topic in the U.S. payments and commerce ecosystem for nearly the entirety of the last two years. Not that EMV would have cured the reason for that breach, but let’s not get bogged down with details at the start of our story.

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EMV CHIPS Chip Cards Push-to-Card 82

PYMNTS

JULY 7, 2017

Assuring Security. On the heels of the EMV shift we’ve heard from merchants is just how much fraudsters have moved online. Our teams do a good job of helping educate merchants so they understand that online payments acceptance can be as free from fraud, with card data protected as well, as in-store payments. “Our

Payments 58

Payments Debit Card EMV Security 58

PYMNTS

OCTOBER 23, 2018

Visa, the payments company, announced Tuesday (Oct. 23) that it continues to support the draft of the EMV Secure Remote Commerce (SRC) specifications. With SRC, consumer buying experiences online will be easier, faster and more secure. The finalized version 1.0 The finalized version 1.0

EMV 49

EMV Continuity Security Interoperability 49

PYMNTS

DECEMBER 3, 2018

Hackers got off with some 41 million customer accounts, including payment card details. That breach cost then- CEO Gregg Steinhafel his job, and became the poster child for EMV and the need to lock down payment card security to protect against counterfeit fraud at the physical point of sale. Until they did.

Breach 77

Breach Consumer Credential Compromise 77