Payments Dive

MAY 14, 2018

Bluefin's PCI-validated P2PE solutions encrypt cardholder data at the point of interaction and are available to all merchants and processors utilizing the TNS network Don't let a data breach derail your business.

Data Breach 60

Data Breach Encryption Breach Processors 60

Clearly Payments

OCTOBER 30, 2024

From selecting a compatible payment processor to navigating local regulations, each decision can significantly impact customer experience and business success abroad. Selecting the Right Payment Processor Choosing the right payment processor is foundational to expanding internationally.

International Payments 83

International Payments Process Multi-Currency Cross-Border 83

Stax

MARCH 15, 2024

Secure payment systems are easy to implement, as you use your payment processor to create a secure payment gateway. Compliance with these standards ensures that merchants and payment processors implement robust security measures to safeguard financial data. Encryption The fundamental component of secure payment systems is encryption.

Process 88

Process Security PCI DSS Encryption 88

Basis Theory

NOVEMBER 12, 2024

As a merchant, to understand tokenization for your own benefit, it’s critical to understand: What tokenization is, why it’s important for payments, and how it compares to encryption. Additionally, they don’t want to be locked into a specific payment processor. Encryption and tokenization are more different than they are similar.

Encryption 88

Encryption Payment APIs and Integration PCI DSS Returns 88

Clearly Payments

DECEMBER 5, 2023

This comprehensive guide aims to unravel the complexities and distinctions among three primary types of payment processors: Acquirers, Independent Sales Organizations (ISOs), and Aggregators. Secure Socket Layer (SSL) encryption became a standard, ensuring the confidentiality of sensitive information during online transactions.

Processors 52

Processors ISOs Payment APIs and Integration Payments 52

Stax

NOVEMBER 6, 2023

There are various methods of enforcing data security, such as data masking, encryption, authentication, and data tokenization. Tokenization vs encryption Data encryption is another popular data security technique where data is transformed into an illegible format. The resulting token is essentially a proxy and has no real value.

Encryption 88

Encryption PCI DSS Data Security Origination 88

PayHawk

JULY 26, 2023

Widely recognized and trusted brand PayPal is one of the most well-known and trusted payment processors in the world. This makes it a good option for small businesses that may not have the resources to invest in a more complex payment processor. The post Pros of Using PayPal as a Payment Processor appeared first on GoPayhawk.

Processors 52

Processors PayPal Small Business Payments 52

PYMNTS

NOVEMBER 10, 2020

Atlanta payments encryption firm Bluefin is partnering with New York mobile payments processor PAAY to advance eCommerce security. PAAY provides strong authentication at the front door and Bluefin encrypts and tokenizes the data at the point of interaction on the web.

Transactions 93

Transactions Security Encryption CCPA 93

Stax

MARCH 4, 2024

Safeguarding customer payment information requires secure processes during the collection, transmission, processing and storage of payment data and working with a trusted payment processor. It’s also critical to ensure card information is protected from data breaches with secure encryption and cybersecurity standards in place.

PCI DSS 88

PCI DSS Payment Security Security MFA 88

EBizCharge

NOVEMBER 27, 2024

It serves as an intermediary between a merchant and a payment processor, facilitating the transfer of funds during online transactions. This number helps payment processors and banks identify the merchant and track payments accurately. Data encryption: Data is encrypted and sent to the payment processor.

Accounts 52

Accounts Payment Gateways Gateways Payment APIs and Integration 52

Clearly Payments

NOVEMBER 13, 2024

For payment processors and financial institutions, however, understanding BINs is essential for smooth transaction processing, security, and even risk management. Payment processors use this data to authenticate the card details, ensuring that the card being used matches the card type, issuer, and other key characteristics tied to the BIN.

Process 80

Process Processors Payments Compliance 80

Clearly Payments

DECEMBER 2, 2024

The payment gateway encrypts the data and securely transfers it to the card issuer for approval. Payments are processed through an app provided by the payment processor. How It Works Businesses manually enter the customer’s card details into a secure online portal provided by their payment processor.

Credit Cards 96

Credit Cards Payment Gateways Gateways Multi-Currency 96

PYMNTS

MARCH 8, 2017

Through the partnership , Bluefin’s PCI-validated point-to-point encryption (P2PE) solution will be used to help expand the data security for companies utilizing FAC’s payment gateway. RM: FAC is the first payment processor to provide a PCI-validated P2PE solution to the LAC market through Bluefin’s decryption-as-a-service model, Decryptx.

Encryption 40

Encryption Data Breach Payment APIs and Integration Point-of-Sale (POS) 40

PYMNTS

MAY 30, 2018

Those stakeholders range from acquirers to processors to ISOs. Gone are the days when a POS device might be outfitted with a single encryption key needed for debit transactions. Now, with the emergence of things like point-to-point encryption, POS devices are increasingly being fitted with as many as 10 encryption key slots.

Encryption 49

Encryption Audit Point-of-Sale (POS) Acquirers 49

Stax

SEPTEMBER 17, 2024

When looking for a payment gateway, make sure it easily integrates with your payment processor, offers transparent pricing, allows you to white-label the payment experience, and has great customer reviews. The gateways authorize the customer’s payment and encrypt the cardholder information. What Exactly Is a Payment Gateway?

Payment Gateways 88

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 88

Basis Theory

OCTOBER 1, 2024

Whether that is collecting credit card numbers to transmit with a payment gateway, placing details into a shared customer relationship management system, or storing card numbers in an encrypted database—all of this sensitive information must be protected according to the specifics of the PCI-DSS standard.

PCI DSS 88

PCI DSS Compliance Encryption Assessments 88

PYMNTS

OCTOBER 26, 2016

Bluefin Payment Systems, a provider of PCI-validated point-to-point encryption (P2PE) solutions for retail, health care and higher education, announced Tuesday (Oct. Keyed, swiped, NFC and EMV data from point-of-sale systems is protected via PCI-validated controls and encryption.

PCI DSS 62

PCI DSS Encryption Gateways Processors 62

National Processing

JULY 3, 2023

In order to accept credit or debit card payments, merchants will need a payment gateway, which collects and encrypts all of the information their payment processor will need in order to facilitate the actual transfer of funds from the customer’s account to the merchant’s account.

Payment Gateways 68

Payment Gateways Gateways Debit Card Encryption 68

Stax

AUGUST 20, 2024

This is the first step of the process, and it is handled directly between the merchant and the payment processor. The payment processor will send a request for authentication to the customer’s card issuer. Solution : Ease the integration process by working with a knowledgeable payment processor and leveraging their support.

Authentication 88

Authentication Security Card Issuer Payment APIs and Integration 88

Stax

SEPTEMBER 17, 2024

Protect Stored Cardholder Data Organizations must protect stored cardholder data and other credit card information using encryption, masking, hashing, or other methods to make the data unreadable to unauthorized individuals. Additionally, sensitive authentication data must never be stored after authorization, even if encrypted.

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

Clearly Payments

JANUARY 12, 2024

Contact the Payment Processor Notify your payment processor as soon as possible. Merchants should invest in secure payment processing systems, utilize encryption technologies, and comply with Payment Card Industry Data Security Standard (PCI DSS) requirements. Implementing robust security measures is another essential step.

Credit Cards 86

Credit Cards Law Enforcement Card Issuer PCI DSS 86

Clearly Payments

APRIL 3, 2024

When a customer initiates a payment, the payment processor verifies the transaction details, such as the cardholder’s information and the availability of funds. Once verified, the processor authorizes the transaction and communicates this approval to both the merchant and the customer. Visa, Mastercard).

Process 59

Process Processors Online and Mobile Banking Payments 59

Clearly Payments

JANUARY 10, 2024

This involves marking up the fees they pay to payment processors and adding a surcharge for each transaction processed through their platform. Before Shopify started bundling payments, businesses could use any payment processor they want. Becoming a payment processor is a big commitment with quite a few barriers to entry.

Processors 86

Processors ISOs Embedded Finance Payments 86

PYMNTS

OCTOBER 17, 2018

Bluefin, the PCI-validated point-to-point encryption (P2PE) solutions company announced on Wednesday (Oct. The company’s cloud data protection platform provides tokenization, encryption and data vaulting as a unified software as a service for their enterprise customer base. ”

Data Security 62

Data Security Security Data Breach Encryption 62

Stax

FEBRUARY 26, 2024

Role of payment gateways and processors Payment gateways and processors act as the backbone of recurring payments. These platforms facilitate secure transactions, encrypt sensitive data, and ensure the seamless flow of funds between customers and businesses.

Best Practices 88

Best Practices Payment APIs and Integration Payment Gateways Payments 88

Stax

DECEMBER 12, 2024

These POS equipment collect payment information at physical locations and transmit them to payment processors. These capture, encrypt, and transmit the customers payment details from the eCommerce website to the payment processor. This encryption turns data into an unreadable format to prevent fraud and security breaches.

Small Business 88

Small Business Online and Mobile Banking Volume Checks 88

The Fintech Times

SEPTEMBER 24, 2024

“By automating risk assessments and ensuring encryption and secure data management, regtech not only reduces the chances of human error but also enables continuous monitoring for data breaches, thereby safeguarding privacy in an increasingly complex digital landscape. .”

Privacy 107

Privacy Compliance PCI DSS Rules 107

VISTA InfoSec

SEPTEMBER 14, 2023

companies must comply with GDPR regulations as either data controllers or data processors. Companies as Data Controllers & Processors GDPR Applicability: Contrary to certain U.S. Data Processor Classification: On the other hand, U.S. GDPR and U.S. Prompt restoration of data availability and access in the case of an incident.

Compliance 130

Compliance Privacy Processors Legal 130

EBizCharge

AUGUST 8, 2024

Security: Salesforce adheres to stringent security protocols, such as PCI compliance, multi-factor authentication (MFA), and advanced data encryption, to safeguard payment data. Encryption, fraud detection systems, and regular security audits protect business financial information and customer payment data.

Processors 52

Processors Payment Gateways Fraud Detection Encryption 52

Stax

APRIL 18, 2024

Choosing the payment processor and other items in your credit card processing tech stack will depend entirely upon your business model. Processor: An entity responsible for handling transaction data between the merchant, acquiring bank, and card networks. Card Network (e.g., These are also known as pass-through fees. per transaction.

Credit Cards 88

Credit Cards Process Online and Mobile Banking Processors 88

VISTA InfoSec

NOVEMBER 9, 2023

SAQ B-IP: SAQ B-IP is a self-assessment questionnaire for brick-and-mortar and mail/telephone order merchants using standalone, PCI-approved PTS POI devices with an IP connection to the payment processor, excluding SCRs and SCRPs. Transmission of account data should only be from the PTS POI device to the payment processor.

PCI DSS 130

PCI DSS Assessments Compliance Credit Cards 130

Stax

NOVEMBER 14, 2024

They include: the merchant, cardholder, card associations, acquiring bank, issuing bank, and payment processor. Payment Processor: The credit card processing company handles the processing and batching of purchases made with credit, debit, or gift card payments. TL;DR There are several parties involved in credit card processing.

Credit Cards 88

Credit Cards Process Online and Mobile Banking Payment APIs and Integration 88

Segpay

JUNE 13, 2024

Recent cyberattacks on payment processors: The BitMark attack. PCI DSS compliance sets industry requirements that safeguard payment card data using encryption, firewalls, and regular security audits. The post Securing Financial Transactions: Best Practices Amidst Cyberattacks on Payment Processors appeared first on Segpay.

Best Practices 40

Best Practices Processors Transactions Security 40

PYMNTS

OCTOBER 25, 2016

Creditcall, the omnichannel Payment Gateway and EMV Kernel provider, announced the availability of the pre-certified Miura Systems M010 contactless card reader to independent software vendors (ISVs) and system integrators who can now choose from over 30 different device manufacturer and processor combinations.

ISVS 62

ISVS Payment Gateways EMV CHIPS 62

EBizCharge

MARCH 12, 2024

When a customer purchases on a merchant’s website, the payment gateway securely collects and transmits the payment information to the payment processor or acquiring bank for authorization. You can work with reputable payment processors like EBizCharge to ensure a seamless online payment experience that meets all your needs.

Credit Cards 52

Credit Cards ACH PCI DSS Payment Gateways 52

Stax

JULY 9, 2024

Encryption techniques ensure that payment data is transmitted securely between parties, making it difficult for unauthorized individuals to intercept or access sensitive information. It’s just the fees through the payment processors that merchants will need to check. NFC-enabled POS devices can be explored here.

Digital Payments 163

Digital Payments Online and Mobile Banking Contactless Payments Payments 163

Evolve Payment

NOVEMBER 19, 2024

Another option is for your processor to offer guidance, as most of them have a PCI compliance department. Send the Questionnaire to Your Processor for Submission After completing the SAQ, your processor will submit it for approval. P2PE Merchants using only a validated, PCI-listed Point-to-Point Encryption (P2PE) solution.

PCI DSS 94

PCI DSS Compliance Processors Breach 94