Fintech Finance

JANUARY 15, 2024

NYSE: JBL) today announced ongoing innovation between its payment solutions business unit and Revolut , a digital banking pioneer and global financial super app provider, to support the neobank’s rapid growth trajectory and global expansion in merchant acquiring.

Mobile Payments 59

Mobile Payments Innovation Product Payment APIs and Integration 59

Fintech News

FEBRUARY 19, 2024

The conversation delved into the transformation journey of Currencycloud into Visa Cross-Border Solutions , a foreign exchange and cross-border payments solution within Visa, and how it addresses the challenges of cross-border payments in today’s fintech landscape.

Cross-Border 112

Cross-Border Cross-Border Payments Multi-Currency Payment APIs and Integration 112

Fintech Finance

JUNE 7, 2024

EvonSys , a Global Elite Pega Partner and Platinum Sponsor for Pega World 2024, announces the launch of the EvonSys Payments Platform (EPP). This innovative platform is set to transform the landscape of cross-border payments, delivering new standards in traceability, transparency, and efficiency.

Cross-Border Payments 52

Cross-Border Payments Cross-Border SWIFT Payment APIs and Integration 52

PYMNTS

OCTOBER 16, 2017

From an acronym known mostly by programmers in the early 2000s to something thousands of innovators have embraced to ignite numerous innovative solutions, it’s been an electric journey for the application program interface (API). The API hype cycle has all but ignored what it takes to use APIs,” David Koch noted.

API 80

API Payment APIs and Integration End User Use Case 80

PYMNTS

NOVEMBER 24, 2020

This week's look at the latest in bank-FinTech collaborations explores how a range of banks is turning to partners and API connectivity to enhance small business services, from lending to payments. Also focused on unlocking bank data is Visa, which recently announced a partnership with API provider Codat in Europe.

Payment APIs and Integration 60

Payment APIs and Integration Small Business API Underwriting 60

PYMNTS

DECEMBER 16, 2019

one of the largest FinTech hubs of the world today, initiatives like Open Banking demonstrate the opportunity for regulatory mandates to encourage innovation and competition — even in markets where such regulatory mandates don’t exist. Achieving A Better User Experience. With the U.K. Among the biggest benefits of the current U.K.

Compliance 81

Compliance B2B Payment APIs and Integration End User 81

Fintech Finance

APRIL 30, 2024

Veritran and Swift announce their collaboration that will enable financial institutions to offer an enhanced and streamlined cross-border payments experience to their customers. Users will also have full visibility of a payment cost, including the FX rate, upfront.

Cross-Border Payments 52

Cross-Border Payments Cross-Border SWIFT Payment APIs and Integration 52

Finovate

AUGUST 20, 2024

Features Leverage free API gateway for real-time vendor monitoring Elevate operations and engagement with intuitive web admin portal Scale platform with patent-pending branding technology Who’s it for? Banks, credit unions, payment providers, and financial institutions focused on unsecured consumer lending.

Credit Union 59

Credit Union Payment APIs and Integration BSA SARS 59

Fintech Finance

MAY 2, 2024

Orum , the simplest API for fast, reliable payments, today announced the launch of No Code Verify, which helps businesses and institutions determine whether a bank account is open and valid before initiating payments — all without integrating an API.

Verification 52

Verification Payment APIs and Integration Accounts Same Day ACH 52

Fintech Finance

MAY 23, 2024

Finastra , a global provider of financial software applications and marketplaces, today announced it has been selected by LGT to roll out instant payment services in Austria and Liechtenstein, with other markets to follow. Finastra’s payment hub provides banks with a future-proof, scalable and resilient payment processing system.

Instant Payments 52

Instant Payments Compliance Regulations Payment APIs and Integration 52

CB Insights

NOVEMBER 21, 2019

Finally, looking at Canadian “fintech” (financial technology) specifically, funding was up substantially in the first half of the year. Canadian fintech companies raised $251M through the end of H1’19, nearly double the $133M raised in H1’18. The 2019 Canadian fintech market map.

FinTech 93

FinTech End User Online and Mobile Banking Payment APIs and Integration 93

PYMNTS

DECEMBER 3, 2020

While FinTech innovators continue to drive competition with a focus on product functionality and an optimal end user experience, businesses are often forced to use outdated tools, according to Frank Dux , managing director of CoCoNet. The Drive To Upgrade. Connectivity Is Key.

Payment APIs and Integration 105

Payment APIs and Integration End User B2B API 105

PYMNTS

JANUARY 26, 2021

marked its third anniversary of adopting its open banking framework, making it the leading market to drive the concept of unlocking customers’ bank account data for integration with third-party solution providers. The partnership, which will see the bank adopting its B2B payments platform to finance trade of its corporate customers.

ISO 20022 142

ISO 20022 ISOs Payment APIs and Integration Message Standards 142

The Fintech Times

MAY 9, 2024

Paymentology and Diamond Trust Bank (DTB) will provide an aggregated card solution to fintechs and any other non-financial organisations in Kenya that want to embed a CaaS programme as part of their proposition in line with existing regulations.

Financial Inclusion 104

Financial Inclusion Embedded Finance Payment APIs and Integration Non-Bank 104

National Merchants Association

JUNE 13, 2022

Financial technology, or Fintech, continues to take the modern world by storm by driving digital transformation. The umbrella term “Fintech” comprises various solutions businesses have implemented to improve their overall financial efficiency that optimizes customer experiences. Why Does Fintech Matter?

FinTech 52

FinTech Online and Mobile Banking Payment APIs and Integration Digital Currency 52

National Merchants Association

JUNE 13, 2022

Financial technology, or Fintech, continues to take the modern world by storm by driving digital transformation. The umbrella term “Fintech” comprises various solutions businesses have implemented to improve their overall financial efficiency that optimizes customer experiences. Why Does Fintech Matter?

FinTech 52

FinTech Online and Mobile Banking Payment APIs and Integration Digital Currency 52

PYMNTS

MARCH 9, 2018

Foreign exchange solutions company OANDA is enhancing its application programming interface (API) that opens up its foreign exchange (FX) technology to third-party apps. The company announced news on Thursday (March 8) that its Exchange Rates API has been updated to include real-time FX rates.

API 70

API Cross-Border Treasury End User 70

Fintech Finance

MAY 30, 2024

Mangopay , a modular and flexible payment infrastructure provider for platforms, today announces the launch of its new Fraud Prevention solution. Platforms can connect to the solution through the Mangopay product ecosystem, meaning they can easily protect themselves against fraud without any additional integration.

Fraud Prevention 52

Fraud Prevention AI Payment APIs and Integration Fraud Detection 52

Tearsheet

OCTOBER 2, 2024

Morgan have recently announced a partnership aimed at facilitating the transition from checks to digital payments for major banks in the United States. This collaboration has resulted in the launch of Codat’s new Supplier Enablement API product, designed to increase virtual card usage, with J.P. Stephen Markwell, J.P.

B2B 59

B2B Checks Payment APIs and Integration Push-to-Card 59

PYMNTS

AUGUST 14, 2018

And, according to Cipher , a data insights firm based in the United Kingdom, in FinTech, the patent race is one that is seeing some clear winners, among them large tech firms, with traditional banks trailing. IBM has just under 24,000 FinTech patents in its roster. has announced a standardized banking API. Moving Beyond the UK.

FinTech 75

FinTech API Cross-Border Bots 75

PYMNTS

JANUARY 17, 2018

The commercial card and expense management market is yet another space in which collaboration between FIs and FinTechs has proved key to driving innovative tools – especially as corporates grow weary with the traditional legacy services their banks provide. APIs Add Fuel. ” The Power of Data.

FinTech 74

FinTech Payment APIs and Integration Push-to-Card API 74

PYMNTS

NOVEMBER 12, 2020

It may be an open road for open banking as, three years after the rollout of the second Payment Services Directive (PSD2), bank-FinTech collaborations and new initiatives unlocking bank account data continue to flourish. Visa Launches FinTech Collaboration Initiative In Europe. Poland's mBank Taps Treasury Pricing FinTech.

Payment APIs and Integration 88

Payment APIs and Integration Treasury Small Business FinTech 88

PYMNTS

AUGUST 20, 2020

The coronavirus pandemic was an unanticipated disruption for every business, but for organizations that remain mired in paper, it became what Dave Robertson , managing director of payment advisory services at Deluxe , described as “the ultimate stress test.” A Gradual Process. Killing Friction With Data.

Payment APIs and Integration 104

Payment APIs and Integration Automation B2B API 104

PYMNTS

FEBRUARY 16, 2017

Considering the mind-bending level of competition in the FinTech space today, the rise of the API may raise some eyebrows. But the rollout of APIs from financial services and technology giants like Standard Chartered and Citigroup is a chance for the FinTech space to achieve greater levels of collaboration and innovation.

Cross-Border 75

Cross-Border B2B Payment APIs and Integration Cross-Border Payments 75

PYMNTS

OCTOBER 29, 2020

With more and more FinTechs introducing their own banking services, the competition is heating up. Small business lending platform BlueVine is the latest FinTech to take this path, having taken the wraps off of its banking solution this week with the launch of BlueVine Business Banking. Plus, the U.S. TrueLayer Launches in Australia.

CFPB 81

CFPB Consumer Financial Protection Bureau (CFPB) Payment APIs and Integration Financial Crimes 81

PYMNTS

FEBRUARY 3, 2020

As open banking frameworks continue to encourage bank-FinTech collaboration , the financial services market is exploring new ways to unlock data — not only with banks, but with each other. For corporates and their accountants, the opportunities in data integration between payroll and accounting and tax portals are similarly vast.

Payroll 73

Payroll Payment APIs and Integration Faster Payments Due Diligence 73

PYMNTS

FEBRUARY 28, 2020

As B2B FinTech firms continue working to break down silos, and ease the numerous friction points of the B2B payments process for both buyer and seller, the opportunities for data integration are vast. “This combination increases data accuracy, and shortens payment cycles.” Going Further With Open Banking.

Automation 83

Automation Payment APIs and Integration B2B Accounts 83

Fintech News

FEBRUARY 26, 2024

Source: twimbit analysis Banking-as-a-service (BaaS) The first trend outlined in the report is BaaS, a business model which involves the provision of banking products to non-bank third parties through application programming interfaces (APIs). According to market researcher PayNXT360, BNPL payments in APAC are expected to grow by 17.3%

APACS 52

APACS BNPL Payment APIs and Integration Embedded Finance 52

PYMNTS

DECEMBER 30, 2020

And a simple approach, said Shields, involves a clickable app that provides the benefits of automation and integration with service providers. And FIs want to service as many of their customers as possible with integrated, embedded solutions, regardless of the ERP or accounting system the corporate client uses. Many-To-Many Markets .

Payment APIs and Integration 97

Payment APIs and Integration Treasury Reconciliation API 97

The Fintech Times

FEBRUARY 28, 2024

Payments are arguably the face of fintech. When you think about financial technology, it is easy to think about solutions which are making payments faster, easier and more accessible. We take a retrospective look and investigate which payment technologies have shaped the industry into its current iteration.

Payment Solutions 59

Payment Solutions BNPL Payment APIs and Integration Payments 59

PYMNTS

OCTOBER 9, 2020

Watchers of the B2B payments space already know how overwhelming the power of inertia can be. I think one of the most interesting things in terms of how [the pandemic] has revolutionized and accelerated all things digital payments is that companies historically are really slow or hesitant to adopt new payment modalities,” Harris said. “An

Checks 74

Checks Business Payments Payment APIs and Integration Push-to-Card 74

PYMNTS

OCTOBER 6, 2020

PYMNTS' October Banking As A Service Playbook: Powering The Next Generation Of FinTech Innovation , a collaboration with Transcard , examines developments around banking as a service (BaaS) and how its digital-first nature makes it ideal for current banking needs. And it goes well beyond that as a unifying financial faculty.

Payment APIs and Integration 64

Payment APIs and Integration API Innovation End User 64

PYMNTS

NOVEMBER 4, 2019

Competitive forces in the payments and financial services sector have driven two key trends in the U.S.: the acceleration of payments, and the adoption of open banking frameworks. Both are key to addressing the modern demands of end-users. Looping Into Faster Payments.

Real Time Payments 44

Real Time Payments RTP Payment APIs and Integration Faster Payments 44

PYMNTS

APRIL 22, 2019

Visa introduced a platform on Monday morning (April 22), complete with beta application programming interfaces (APIs), that will allow issuers and issuer processors to build and test new products. The initial beta APIs on offer will help those within the Visa ecosystem to create digital cards on demand and add digital services.

Payment APIs and Integration 91

Payment APIs and Integration Issuers API Use Case 91

PYMNTS

MARCH 16, 2018

The financial services industry’s sudden support for application programming interfaces (APIs) has people talking about the power of data sharing. s Open Banking initiative encourage API development and adoption, with industry players acknowledging the technology’s ability to efficiently comply with data sharing rules.

Treasury 53

Treasury Payment APIs and Integration API Treasury Management 53

Faster Payments Council

SEPTEMBER 23, 2023

The Fall Member Meeting will bring together FPC members for two days filled with presentations on the most pressing issues in faster payments, panel discussions with industry experts, roundtables on timely topics, and engaging networking opportunities. Foundry Ballroom) Payment networks need volume to scale and keep costs low.

FPC 88

FPC Federal Reserve RFP Faster Payments 88

PYMNTS

NOVEMBER 10, 2020

With open banking technologies making their way beyond the world of consumer finance and into the business banking market, new use cases are emerging from the legislation that opens up bank account data and offers FinTechs opportunities for new functionalities via deeper data integrations. Emerging Use Cases.

Use Case 75

Use Case Payment APIs and Integration Accounts Finance 75