Fintech Finance

APRIL 30, 2024

Veritran and Swift announce their collaboration that will enable financial institutions to offer an enhanced and streamlined cross-border payments experience to their customers. Users will also have full visibility of a payment cost, including the FX rate, upfront.

Cross-Border Payments 52

Cross-Border Payments Cross-Border SWIFT Payment APIs and Integration 52

PYMNTS

DECEMBER 16, 2019

one of the largest FinTech hubs of the world today, initiatives like Open Banking demonstrate the opportunity for regulatory mandates to encourage innovation and competition — even in markets where such regulatory mandates don’t exist. Achieving A Better User Experience. With the U.K. Among the biggest benefits of the current U.K.

Compliance 81

Compliance B2B Payment APIs and Integration End User 81

Fintech Finance

MAY 23, 2024

Finastra , a global provider of financial software applications and marketplaces, today announced it has been selected by LGT to roll out instant payment services in Austria and Liechtenstein, with other markets to follow. Finastra’s payment hub provides banks with a future-proof, scalable and resilient payment processing system.

Instant Payments 52

Instant Payments Compliance Regulations Payment APIs and Integration 52

Finovate

AUGUST 20, 2024

BankShift BankShift is a brand-on-banking ecosystem for digital banking platforms, crafted by humans with experience in digital-first and data-driven innovations from leading financial institutions and brands. Banks, credit unions, payment providers, and financial institutions focused on unsecured consumer lending.

Credit Union 59

Credit Union Payment APIs and Integration BSA SARS 59

PYMNTS

DECEMBER 8, 2020

million in a funding round to go toward the startup's goal of providing a way for third parties to integrate banking services through an application programming interface (API), according to a report from TechCrunch. Innovation, he said, will come from combining modernization for institutions with operational support.

Payment APIs and Integration 60

Payment APIs and Integration End User API Checks 60

Fintech News

FEBRUARY 19, 2024

The conversation delved into the transformation journey of Currencycloud into Visa Cross-Border Solutions , a foreign exchange and cross-border payments solution within Visa, and how it addresses the challenges of cross-border payments in today’s fintech landscape.

Cross-Border 100

Cross-Border Cross-Border Payments Multi-Currency Payment APIs and Integration 100

Stax

APRIL 18, 2024

ISVs, or Independent Software Vendors, are businesses that develop and distribute software products to end-users. ISV software products are tailored to meet the specific needs of industries and users. Customer Support In-house support teams maintain direct relationships with end-users for assistance.

ISVS 88

ISVS Payment APIs and Integration End User On-Demand 88

PYMNTS

DECEMBER 3, 2020

For all of the innovation that's occurred in the banking landscape, it's often consumers – not corporates – that benefit from the latest technologies. As Dux explained, FinTechs have enabled banks to ease the "build-versus-buy" debate and more easily access tools that can be integrated into the back office. ""It The Drive To Upgrade.

Payment APIs and Integration 105

Payment APIs and Integration End User B2B API 105

PYMNTS

JANUARY 12, 2021

These days, with the emergence of the cloud, open banking and application programming interfaces (APIs, the moniker “as-a-Service” applies to pretty much any business function that is now able to be outsourced to a third party. Technology brings the concept of flexible payments into reality. Flexibility Is Key.

Payment APIs and Integration 104

Payment APIs and Integration Payments B2B Money Laundering 104

PYMNTS

SEPTEMBER 30, 2020

This week’s commercial card innovation tracker finds a tie-up between a FinTech and a neo-bank to make cards available for Google Pay, as well as a Tokenization-as-a-Service offering from a card issuing platform. FinTech firm Nium has teamed with Southeast Asia neo-bank Aspire to enable a mobile payments feature with its cards.

Innovation 77

Innovation Card Issuer Debit Card PayPal 77

PYMNTS

JANUARY 26, 2021

marked its third anniversary of adopting its open banking framework, making it the leading market to drive the concept of unlocking customers’ bank account data for integration with third-party solution providers. The partnership, which will see the bank adopting its B2B payments platform to finance trade of its corporate customers.

ISO 20022 142

ISO 20022 ISOs Payment APIs and Integration Message Standards 142

PYMNTS

SEPTEMBER 21, 2020

Artificial intelligence (AI) can improve the eCommerce experience – not just in terms of warding off fraud, but also in making sure payments can be processed efficiently and that the most effective payment gateways are accessed. Consider the fact that just a few years ago, alternative payment rails Zelle and Venmo didn’t even exist.

Fraud Prevention 124

Fraud Prevention AI Payment APIs and Integration Cross-Border 124

PYMNTS

JANUARY 12, 2021

These days, with the emergence of the cloud, open banking and application programming interfaces (APIs, the moniker “as-a-Service” applies to pretty much any business function that is now able to be outsourced to a third party. Technology brings the concept of flexible payments into reality. Flexibility is Key.

Payment APIs and Integration 61

Payment APIs and Integration Payments B2B Money Laundering 61

PYMNTS

FEBRUARY 16, 2017

Considering the mind-bending level of competition in the FinTech space today, the rise of the API may raise some eyebrows. But the rollout of APIs from financial services and technology giants like Standard Chartered and Citigroup is a chance for the FinTech space to achieve greater levels of collaboration and innovation.

Cross-Border 75

Cross-Border B2B Payment APIs and Integration Cross-Border Payments 75

Fintech News

FEBRUARY 26, 2024

Banks in Asia-Pacific (APAC) are diversifying their offerings and embracing innovative digital strategies including super-app platforms, financial marketplaces and banking-as-a-service (BaaS) models. The bank boasts a suite of more than 600 banking APIs that are used in various industries including e-commerce, travel, real estate and fintech.

APACS 52

APACS BNPL Payment APIs and Integration Embedded Finance 52

PYMNTS

OCTOBER 6, 2020

PYMNTS' October Banking As A Service Playbook: Powering The Next Generation Of FinTech Innovation , a collaboration with Transcard , examines developments around banking as a service (BaaS) and how its digital-first nature makes it ideal for current banking needs. And it goes well beyond that as a unifying financial faculty.

Payment APIs and Integration 64

Payment APIs and Integration API Innovation FinTech 64

Exact Payments

SEPTEMBER 13, 2023

By leveraging payment monetization and user experience best practices, the payment facilitator model offers a versatile approach to revenue growth — one that benefits businesses of all kinds. This strategy entails tapping into the lucrative payment market and earning a portion of payment processing fees.

Facilitators 52

Facilitators Payment APIs and Integration Third Party Vendors ISVS 52

PYMNTS

OCTOBER 9, 2020

Watchers of the B2B payments space already know how overwhelming the power of inertia can be. I think one of the most interesting things in terms of how [the pandemic] has revolutionized and accelerated all things digital payments is that companies historically are really slow or hesitant to adopt new payment modalities,” Harris said. “An

Checks 74

Checks Business Payments Payment APIs and Integration Push-to-Card 74

The Finance Weekly

MARCH 5, 2024

Question 1: End-User Self-Sufficiency Enhancement Which software has been most effective in transforming end-users to be more self-sufficient, resulting in a reduction of tickets opened with the IT helpdesk? This question was tricky, and we were eager to see the results.

Finance 52

Finance End User Payment APIs and Integration Facilitators 52

PYMNTS

NOVEMBER 4, 2019

Competitive forces in the payments and financial services sector have driven two key trends in the U.S.: the acceleration of payments, and the adoption of open banking frameworks. Both are key to addressing the modern demands of end-users. Looping Into Faster Payments.

Real Time Payments 44

Real Time Payments RTP Payment APIs and Integration Faster Payments 44

PYMNTS

AUGUST 20, 2020

The coronavirus pandemic was an unanticipated disruption for every business, but for organizations that remain mired in paper, it became what Dave Robertson , managing director of payment advisory services at Deluxe , described as “the ultimate stress test.” A Gradual Process. Killing Friction With Data.

Payment APIs and Integration 104

Payment APIs and Integration Automation B2B API 104

PYMNTS

AUGUST 20, 2020

New research says businesses are eager to make the leap into real-time payments (RTP) — and to embrace new payment rails in their effort. A new survey from Citizens Bank says businesses are jumping into the real-time payments opportunity. Faster Payments Council Announces Board Advisory Group. This week, the U.S.

RTP 101

RTP Phixius FPC Payment APIs and Integration 101

PYMNTS

MAY 21, 2020

The company said in an announcement that business lending end users are able to have an enhanced customer experience throughout the entire time of securing as well as drawing down on a loan. Ripple had joined forces with Finastra to let banking customers use blockchain payments network RippleNet per a report in October.

Origination 52

Origination Payment APIs and Integration End User API 52

PYMNTS

NOVEMBER 12, 2020

It may be an open road for open banking as, three years after the rollout of the second Payment Services Directive (PSD2), bank-FinTech collaborations and new initiatives unlocking bank account data continue to flourish. But it may not always be smooth sailing ahead. Visa Launches FinTech Collaboration Initiative In Europe. In the U.K.,

Payment APIs and Integration 88

Payment APIs and Integration Treasury Small Business FinTech 88

The Fintech Times

FEBRUARY 28, 2024

Payments are arguably the face of fintech. When you think about financial technology, it is easy to think about solutions which are making payments faster, easier and more accessible. We take a retrospective look and investigate which payment technologies have shaped the industry into its current iteration.

Payment Solutions 59

Payment Solutions BNPL Payment APIs and Integration Payments 59

PYMNTS

OCTOBER 29, 2020

The solution, which secured about 20,000 SMBs to pilot the technology in the last year, provides deposit account and payment solutions that aim to compete with traditional banks that, as CEO and Co-founder Eyal Lifshitz described, "nickel-and-dime" businesses. Its APIs also support account verification and payment capabilities.

CFPB 81

CFPB Consumer Financial Protection Bureau (CFPB) Payment APIs and Integration Financial Crimes 81

PYMNTS

SEPTEMBER 7, 2018

For businesses, slow payments are more than a simple headache. When payments are not delivered on time, they can harm a company’s finances and can put a strain on business relationships. Given the stakes, it’s little wonder why real-time disbursements technology is gaining popularity in the B2B payments space.

B2B 40

B2B Payment APIs and Integration Real Time Payments Online and Mobile Banking 40

PYMNTS

MARCH 16, 2018

The financial services industry’s sudden support for application programming interfaces (APIs) has people talking about the power of data sharing. s Open Banking initiative encourage API development and adoption, with industry players acknowledging the technology’s ability to efficiently comply with data sharing rules.

Treasury 53

Treasury Payment APIs and Integration API Treasury Management 53

PYMNTS

OCTOBER 28, 2019

The payments industry has been riding the wave of shifting consumer habits and demands, placing the end-user experience at the forefront of new products, services and infrastructure. Those users, both consumers and businesses, aren’t just demanding choice, however. But with the U.S. But with the U.S.

Real Time Payments 40

Real Time Payments Instant Payments Value Added Service Payment APIs and Integration 40

PYMNTS

MARCH 2, 2020

To provide its digital banking experience to more financial institutions, Clinc is teaming with Visa in a partnership that brings artificial intelligence (AI) technology to payments and banking customers. The voice capabilities of Clinc encompass bill payments, rewards, fund transfers, card activation and more, according to an announcement.

Payment APIs and Integration 59

Payment APIs and Integration AI Credit Cards Funds Transfer 59

PYMNTS

AUGUST 14, 2018

In technology, innovation, of course, is as critical as oxygen, fueling the “next big thing” and boosting top and bottom lines. A bit wider in scope, the August edition of the B2B API Tracker took note that banking APIs are “becoming especially prevalent” in the U.K. has announced a standardized banking API.

FinTech 75

FinTech API Cross-Border Bots 75

PYMNTS

DECEMBER 26, 2018

Rather, banks around the globe began to understand the potential value in opening up customer data to third-party players, and with more bank APIs emerging in 2018, the year saw a surge in data sharing. Finserv Embraces The API. “I I think for our industry, APIs are a very positive innovation,” said Hubert J.P.

B2B 70

B2B Payment APIs and Integration API Small Business 70

PYMNTS

JANUARY 17, 2018

While this industry is largely reliant on corporates’ adoption of innovative technology, it is also instrumental to getting issuing banks in on the movement. APIs Add Fuel. Open Banking and PSD2, he said, are “an invitation for new FinTech players and new services, which is for the benefit of users.”

FinTech 74

FinTech Payment APIs and Integration Push-to-Card API 74

The Fintech Times

AUGUST 15, 2024

As the sector becomes more digitised, financial institutions are seeking innovative solutions to streamline operations and improve customer experiences. We have invested in cloud-first technology, embraced the API economy and created new strategic partnerships, but we still address the same challenges for our clients.

Origination 59

Origination Payment APIs and Integration Addressing CRM 59

PYMNTS

NOVEMBER 10, 2020

With open banking technologies making their way beyond the world of consumer finance and into the business banking market, new use cases are emerging from the legislation that opens up bank account data and offers FinTechs opportunities for new functionalities via deeper data integrations. Emerging Use Cases.

Use Case 75

Use Case Payment APIs and Integration Accounts Finance 75

Nanonets

JANUARY 17, 2024

For those diving into the deep end of automation, this can feel like treading water in a storm. And don’t get me started on bulk data transfers – unless you've got the patience and skill to master the art of reading and replicating API documentation for each app in your Zap, you might find yourself in a bit of a pickle.

Payment APIs and Integration 52

Payment APIs and Integration Automation CRM API 52

Faster Payments Council

SEPTEMBER 23, 2023

The Fall Member Meeting will bring together FPC members for two days filled with presentations on the most pressing issues in faster payments, panel discussions with industry experts, roundtables on timely topics, and engaging networking opportunities. Foundry Ballroom) Payment networks need volume to scale and keep costs low.

FPC 88

FPC RFP Federal Reserve Faster Payments 88