PYMNTS

AUGUST 13, 2020

PAAY said its EMV 3DS offering lets merchants decrease chargeback costs, bolster authorization rates and maintain compliance as they provide an easy as well as frictionless experience for users. PAAY also announced that it had appointed Adam Gluck to be the company’s first chief product officer (CPO) and chief technology officer (CTO).

EMV 99

EMV Technology Authentication Visa 99

PYMNTS

DECEMBER 3, 2020

Payment innovators are embracing the opportunities to mix payment rails old and new in search of business-to-business (B2B) solutions that can tackle longstanding friction. Velo Labs, Lightnet, Visa Collab On Blockchain SMB Payments. Visa's work in the world of blockchain this week wasn't limited to its collaboration with Circle.

B2B 88

B2B NACHA Innovation Nacha Operating Rules 88

Fintech Review

NOVEMBER 20, 2024

In this exclusive Fintech Review interview, Adam Swartzbaugh, CEO of Almond FinTech , discusses transformative cross-border payment technology. It is setting new standards in cross-border transactions with cutting-edge technology and a focus on accessibility. Almond’s SOE puts end-users at the core of our mission.

Cross-Border Payments 115

Cross-Border Payments Cross-Border Multi-Currency FinTech 115

PYMNTS

APRIL 17, 2020

Open banking regulations across Europe kicked open the door for a wave of FinTech competition, with consumer-facing personal finance management (PFM) right in the crosshairs of innovators’ efforts. Small businesses and corporate end-users have emerged as powerful drivers of exploring new use-cases for open banking and PSD2 regulations.

Innovation 83

Innovation Payment APIs and Integration Use Case Reconciliation 83

PYMNTS

MAY 22, 2019

Changing regulations and open banking are redefining the obligations of financial institutions, forcing them to rethink their strategies and implement new technological approaches. Plaid said the new service already has sparked innovation, via Varo Money.

Innovation 76

Innovation End User Accounts FinTech 76

PYMNTS

FEBRUARY 5, 2020

FinTechs are keeping an eye on emerging technologies at the beginning of the year — and predicting how they will impact business-to-business (B2B) payments in 2020. Blockchain. Praeger noted there is still attention surrounding blockchain, but it hasn’t been the game-changer that many people in the industry had expected.

B2B 95

B2B FinTech Cross-Border Innovation 95

Fintech Finance

JUNE 14, 2024

Fingerprint Cards AB (Fingerprints ) and WiBioCard , an Italy-based smart card integrator specializing in web access authentication, verification and physical and logical access control have partnered to offer innovative smart card solutions for the global access market.

Verification 96

Verification Privacy Authentication End User 96

PYMNTS

DECEMBER 3, 2020

For all of the innovation that's occurred in the banking landscape, it's often consumers – not corporates – that benefit from the latest technologies. Looking ahead, data integrations and APIs will continue to be integral components of the corporate banking world as new innovations emerge. The Drive To Upgrade.

Payment APIs and Integration 105

Payment APIs and Integration End User B2B API 105

PYMNTS

SEPTEMBER 30, 2020

The corporate card can have a home in the digital wallet thanks to collaborations and technology platforms designed for card issuers. The net result will be streamlined access to digital payment options and more innovative services for end users.”. Nium Teams With Aspire, Volopay.

Innovation 77

Innovation Card Issuer Debit Card PayPal 77

PYMNTS

AUGUST 31, 2017

With initiatives like the Faster Payments Task Force and the Secure Payments Task Force, the Fed is pushing for innovation and progress in the nation’s payments infrastructure and market. Two in particular, he said, are technology and payer habits. “It’s It’s a combination of both,” Sapenaro said.

Federal Reserve 64

Federal Reserve Innovation Secure Payments Task Force Faster Payments 64

PYMNTS

MARCH 7, 2019

However, the way payments innovation is pursued — and becomes reality — is changing, too. Part of that collaborative movement involves working with open source technology, where, generally speaking, software is made (freely and publicly) available for users to develop and modify as they see fit. Blockchain, Too.

ATM 77

ATM Innovation Real Time Payments Blockchain 77

PYMNTS

NOVEMBER 27, 2019

That is to say, mass adoption will take time, and the factors driving that adoption will almost certainly continue to change and shift as end users’ needs do the same. ISO 20022’s path to ubiquity could serve as a model for faster payments technologies’ own adoption journeys. What Faster Payments Hasn’t Solved … Yet.

ISO 20022 117

ISO 20022 Cross-Border Payments ISOs Cross-Border 117

Fintech Finance

OCTOBER 22, 2024

MeaWallet , a leading digital payments enabler specialising in card tokenization, proudly announces its partnership with Toqio , a leading technology platform for B2B embedded finance for businesses, to enhance its digital card capabilities for corporate customers in the UK and Spain.

Push-to-Card 84

Push-to-Card End User Embedded Finance Commercial Card 84

PYMNTS

DECEMBER 16, 2019

one of the largest FinTech hubs of the world today, initiatives like Open Banking demonstrate the opportunity for regulatory mandates to encourage innovation and competition — even in markets where such regulatory mandates don’t exist. Achieving A Better User Experience. Mixing Innovation With Compliance. With the U.K.

Compliance 81

Compliance B2B Payment APIs and Integration End User 81

PYMNTS

SEPTEMBER 23, 2020

In the journey to improve the payments experience, sometimes the best user experience (UX) is an unnoticeable one. In Brazil, open banking regulations are in the works, but payments innovation is advancing so quickly that many in the ecosystem cannot afford to wait for the government to catch up. LATAM's Open Banking Journey.

Payment APIs and Integration 126

Payment APIs and Integration Non-Bank Debit Card Push-to-Card 126

PYMNTS

JANUARY 26, 2021

In this week’s look at the latest in bank-FinTech collaboration, PYMNTS explores the newest initiatives around open banking to support corporate end-users, including the latest application programming interface (API)-driven initiative from Xero in South Africa. Citi Drives ISO 20022 Adoption With Volante.

ISO 20022 142

ISO 20022 ISOs Payment APIs and Integration Message Standards 142

PYMNTS

JULY 15, 2020

But only in recent years has FinTech innovation stepped into the market — to not only mitigate the risk of a power imbalance between the buyer and supplier, but also to add value for end users. “At the end of the day, you still have to pay attention to things such as due diligence and securitization. .”

Innovation 54

Innovation Due Diligence End User Small Business 54

PYMNTS

SEPTEMBER 18, 2020

consumers in these geographies are quickly opening up lucrative possibilities for global merchants thanks to the availability of lower-cost smartphones and wireless broadband, the ongoing adoption of eCommerce and the move on the part of many countries to innovative their national payments infrastructure.

Cross-Border 101

Cross-Border Cross-Border Payments End User Facilitators 101

PYMNTS

MAY 30, 2019

As 5G deployments start, the people who run hospitals and medical offices, along with companies that supply healthcare devices and payment services, are starting to figure out what the quicker speed and other features of the new mobile network technology will do for them. billion of that amount on smartwatches. 5G and Hospitals.

Innovation 65

Innovation Payments Technology On-Demand 65

PYMNTS

JANUARY 14, 2020

“Financial services and payments companies today are required to enable and support innovative new ways for customers to conduct financial transactions from any device, and from any location, without exposing themselves or their data to risk,” he said.

Security 101

Security PCI DSS Compromise Service Provider 101

The Fintech Times

JANUARY 10, 2024

The annual report revealed that, for the second year in a row, the financial sector is prioritising cybersecurity above all technology areas. Devices and end-user computing emerged as the second most important investment priority for the finance sector, with over a third (36 per cent) of respondents planning to invest in this area in 2024.

Cybersecurity 120

Cybersecurity AI Risk End User 120

Fintech Finance

JULY 23, 2024

Capco , the global management and technology consultancy, has appointed Anil Nanda as a new Partner and UK & Europe Head of Payments, based in London. Capco has a long and successful track record in partnering with banks and payments providers to build impactful data, transformation and technology strategies.

Consulting 85

Consulting Alternative Payment Methods Payments BNPL 85

Fintech Finance

DECEMBER 17, 2024

This system allows a payment token to be sent to the user’s device, which is then converted into card information before communicating with the bank. Thanks to this advanced technology, users can make transactions in just a few clicks, while online stores benefit from a seamless experience, as Google Pay ensures secure transactions.

Payment Gateways 77

Payment Gateways Gateways Online and Mobile Banking Payments 77

PYMNTS

APRIL 27, 2020

Card networks, processors and other major financial institutions (FIs) have worked to build up the technological infrastructure to support credit card transactions over the decades. Another key component of the report is case studies of four enterprises that are putting credit innovation to work in the real world. About The Report.

Credit Cards 90

Credit Cards FinTech Processors Card Issuer 90

Finovate

DECEMBER 20, 2023

Payment provider Ping Payments has forged a partnership with open banking technology company Neonomics. Via the partnership, Neonomics will manage end-user consents and account-to-account payments for Ping Payments. Ping Payments has announced a partnership with open banking technology company Neonomics. .

Innovation 52

Innovation Verification Payments End User 52

PYMNTS

OCTOBER 16, 2017

From an acronym known mostly by programmers in the early 2000s to something thousands of innovators have embraced to ignite numerous innovative solutions, it’s been an electric journey for the application program interface (API). That’s because people get too focused on the technology part of APIs, the “what,” according to Koch.

API 80

API Payment APIs and Integration End User Use Case 80

PYMNTS

JANUARY 27, 2021

Case in point: as Minna Technologies has noted, the average European consumes has 11 subscriptions in place — and the average household has 21 subscriptions. Karles noted that “we have this recurring behavior … but the business model is not there,” as there remains a “lack of innovation in this pricing model.”

Consumer 72

Consumer Technology Push-to-Card Blocks 72

The Fintech Times

JUNE 16, 2024

Australia’s Bendigo and Adelaide Bank has teamed up with MongoDB to modernise its core banking technology. The bank is using the MongoDB Atlas multi-cloud developer data platform to accelerate customer-focused innovation. Applying the power of AI to Bendigo and Adelaide Bank’s migration process was game-changing.

Database 105

Database Non-Bank AI APACS 105

PYMNTS

JANUARY 14, 2020

It’s an innovator’s job to look at the status quo and disrupt what has always been done in favor of progress. Increasingly, however, payment rail innovators are also introducing ways to bypass traditional banks altogether, with many in favor of distributed ledger technology to move money between businesses and across borders.

Innovation 53

Innovation Cross-Border Cross-Border Payments Payments 53

The Payments Association

OCTOBER 25, 2024

The two companies introduce an innovative SoftPoS solution that enables merchants to accept contactless payments directly on Android devices, thus eliminating the need for additional agnostic hardware. This collaboration allows us to offer merchants a cutting-edge SoftPoS solution that combines innovation, security, and flexibility.

Contactless Payments 88

Contactless Payments End User Verification Transactions 88

Fintech Finance

JANUARY 15, 2024

NYSE: JBL) today announced ongoing innovation between its payment solutions business unit and Revolut , a digital banking pioneer and global financial super app provider, to support the neobank’s rapid growth trajectory and global expansion in merchant acquiring.

Mobile Payments 59

Mobile Payments Innovation Product Payment APIs and Integration 59

The Fintech Times

JANUARY 15, 2024

Graham Cressey is the director of Accenture ‘s FinTech Innovation Lab’ in London. Graham Cressey, director of Accenture’s FinTech Innovation Lab In an era of rapid technological advancement and shifting macroeconomic conditions, the UK fintech sector continues to deliver innovation and progress.

FinTech 84

FinTech Financial Crimes Financial Inclusion Crime 84

PYMNTS

MARCH 2, 2020

FinTech innovation has opened the floodgates for a stream of new platforms and products designed to help small businesses and corporates more efficiently manage money and make payments. It requires the technological collaboration of multiple parties, including the sender, receiver, banks and payment rail networks.

Accounts 56

Accounts Innovation Payment APIs and Integration Payments 56

PYMNTS

FEBRUARY 7, 2020

It’s been several months, if not years, since blockchain was the darling of tech startup investors, but this week proved the technology still has a lot to offer venture capitalists. The company plans to use the funding to ready its software for enterprise adoption and explore additional verticals into which it can expand. ClearMetal.

B2B 98

B2B Blockchain Cross-Border FinTech 98

Fintech Finance

JUNE 3, 2024

VGS has announced a strategic partnership with Onafriq , Africa’s largest payments network, that is aimed at bolstering security and innovation for Fintechs across Africa and the Middle East. “We are thrilled to deepen our partnership with Onafriq and embark on this journey of innovation and collaboration,” said VGS CEO Chuck Yu.

Innovation 52

Innovation FinTech Security Credential 52