PYMNTS

MARCH 19, 2020

The current climate of innovators appears to be up for the challenge, however. Whether innovators develop new payment rails or create solutions that wield existing ones, they must take an ecosystem approach to easing friction. Accelerating Ecosystem Innovation. So how do you accelerate that?”

Cross-Border 95

Cross-Border B2B Innovation Payments 95

PYMNTS

SEPTEMBER 23, 2020

In the journey to improve the payments experience, sometimes the best user experience (UX) is an unnoticeable one. In Brazil, open banking regulations are in the works, but payments innovation is advancing so quickly that many in the ecosystem cannot afford to wait for the government to catch up. LATAM's Open Banking Journey.

Payment APIs and Integration 126

Payment APIs and Integration Non-Bank Debit Card Push-to-Card 126

Fintech Finance

JUNE 14, 2024

Fingerprint Cards AB (Fingerprints ) and WiBioCard , an Italy-based smart card integrator specializing in web access authentication, verification and physical and logical access control have partnered to offer innovative smart card solutions for the global access market.

Verification 98

Verification Privacy Authentication End User 98

PYMNTS

MARCH 7, 2019

It might be the case that 2019 takes shape as a watershed year for payments regulation, marked by PSD2 and GDPR. However, the way payments innovation is pursued — and becomes reality — is changing, too. Stakeholders in the financial services and payments arenas are navigating new rules about how data is collected, stored and shared.

ATM 77

ATM Innovation Real Time Payments Blockchain 77

Fintech Finance

OCTOBER 4, 2024

The study sheds light on how various factors, including use cases, benefits, and industry challenges, are shaping the future of instant payments. “The widespread adoption of instant payments will not only enhance user experiences but will also foster greater competition, innovation, and inclusion in financial services. .

Instant Payments 93

Instant Payments Faster Payments FPC Corporate Credit Unions 93

Fintech Finance

MARCH 18, 2025

This includes account funding and a variety of payment use cases in the United States via the Mastercard network. “We are committed to empower banks and credit unions with innovative technologies that enable them to serve at the center of their relationships with accountholders.” million end users.

Visa 93

Visa Near Real-Time Credit Union Non-Bank 93

PYMNTS

NOVEMBER 27, 2019

That is to say, mass adoption will take time, and the factors driving that adoption will almost certainly continue to change and shift as end users’ needs do the same. Although the technology exists, it’s ultimately the end user who will dictate how (or if) to use it.

ISO 20022 117

ISO 20022 Cross-Border Payments ISOs Cross-Border 117

PYMNTS

JANUARY 26, 2021

And while the concept initially set its sights on elevating the consumer banking experience, the data integration drive continues to expand into new use cases, including business banking, that open up opportunity through bank-FinTech collaboration and data integration.

ISO 20022 142

ISO 20022 ISOs Payment APIs and Integration Message Standards 142

PYMNTS

SEPTEMBER 18, 2020

consumers in these geographies are quickly opening up lucrative possibilities for global merchants thanks to the availability of lower-cost smartphones and wireless broadband, the ongoing adoption of eCommerce and the move on the part of many countries to innovative their national payments infrastructure.

Cross-Border 101

Cross-Border Cross-Border Payments End User Facilitators 101

PYMNTS

OCTOBER 16, 2017

From an acronym known mostly by programmers in the early 2000s to something thousands of innovators have embraced to ignite numerous innovative solutions, it’s been an electric journey for the application program interface (API). Problem number two comes down to whether the bank’s end users themselves can integrate with an API.

API 80

API Payment APIs and Integration End User Use Case 80

Open Banking Excellence

NOVEMBER 14, 2023

Yet understanding the PSD3 should also be a priority for innovators in other markets, who will be able to draw influence from the new rules when developing their own Open Finance ecosystems. It allowed for the emergence of various use cases and innovative solutions to address customer needs. How Will PSD3 Impact Britain?

Non-Bank 130

Non-Bank Rules Authentication Regulations 130

Fintech Finance

NOVEMBER 5, 2024

The app will use Mastercard’s virtual card and tokenization technology – whereby a cardholder’s sensitive data is replaced by a unique card number so sensitive account details are not exposed to offer enhanced data security and spend control features, all accessible via a simple, easy to use interface.

Visa 96

Visa End User Data Security Instant Payments 96

The Fintech Times

APRIL 22, 2024

The key to Web3 development focuses on providing a user-friendly interface and experience for decentralised applications. It’s common for end-users to interact with Web3 applications instead of the blockchain directly. These native and powerful browser applications are numerous and well-suited to financial use cases.

Finance 130

Finance Blockchain Cryptocurrency Regulations 130

Fintech Finance

JULY 24, 2024

With experience and focus on innovative payment services across Real-Time Payments (RTP® and FedNow®), ACH, card solutions and alternative payment rails, Carl is well-positioned to support the FPC’s continued growth and innovation in faster payments.

Faster Payments 97

Faster Payments FPC FedNow RTP 97

Fintech Finance

JUNE 3, 2024

VGS has announced a strategic partnership with Onafriq , Africa’s largest payments network, that is aimed at bolstering security and innovation for Fintechs across Africa and the Middle East. “We are thrilled to deepen our partnership with Onafriq and embark on this journey of innovation and collaboration,” said VGS CEO Chuck Yu.

Innovation 52

Innovation FinTech Security Credential 52

PYMNTS

FEBRUARY 7, 2020

Eight Roads led the round, while Telefónica Innovation Ventures, Telekom Innovation Pool of Deutsche Telekom, HKT and Singtel Innov8 also participated, according to TechCrunch reports. The company plans to use the funding to ready its software for enterprise adoption and explore additional verticals into which it can expand.

B2B 98

B2B Blockchain Cross-Border FinTech 98

Fintech Finance

OCTOBER 1, 2024

Virtual Accounts, which enable instant refunds and payouts, among other key capabilities that help Payment Service Providers (PSPs) unlock the full potential of open banking payments for a vast range of markets and use cases.” “Our

IBAN 98

IBAN Financial Inclusion Settlement Payments 98

Evolve Payment

FEBRUARY 1, 2024

You can see how valuable this feature can be–you gain access to new features and capabilities, all without disrupting your experience as an end-user. It’s the culmination of two trends: End users looking for the convenience of accessing financial tools inside their favorite daily apps and software.

Embedded Finance 92

Embedded Finance B2B Finance Payments 92

PYMNTS

APRIL 21, 2020

In an interview with Karen Webster, Nigel Verdon, CEO of Railsbank , said the changing landscape of financial services has helped shine a light on the flexibility and speed companies need to develop new products and services and get them to market quickly to their end customers.

Online and Mobile Banking 92

Online and Mobile Banking IBAN Non-Bank Credit Union 92

The Fintech Times

JUNE 8, 2024

As part of the partnership, Onafriq will implement the VGS card reveal capability for its new ‘Credential Show’ feature, which is where both organisations will securely collect and store Primary Account Number (PAN) data and display a complete card number, expiration date, and CVV to end-users when requested.

Security 64

Security FinTech Credential Interoperability 64

Stax

APRIL 18, 2024

ISVs, or Independent Software Vendors, are businesses that develop and distribute software products to end-users. ISV software products are tailored to meet the specific needs of industries and users. Customer Support In-house support teams maintain direct relationships with end-users for assistance.

ISVS 88

ISVS Payment APIs and Integration End User On-Demand 88

PYMNTS

MAY 8, 2020

Small- to medium-sized businesses (SMBs) are often forced to fit within banks’ consumer-facing services as they are too small to qualify as a corporate client, leaving an opportunity for FinTech innovators to develop unique products, services and user experiences designed for entrepreneurs, freelancers and SMB owners.

B2C 70

B2C B2B End User Addressing 70

The Finance Weekly

JUNE 24, 2024

Users can interact using natural language in a chat-like interface, enabling quicker and more intuitive access to answers. This innovation aims to assist leaders in finance, sales, and human resources by speeding up and simplifying access to various data sources for analysis, modeling, and reporting.

Audit 130

Audit AI Automation Finance 130

Faster Payments Council

MARCH 15, 2023

Speakers: Elizabeth McQuerry, Glenbrook Partners; Mike Sklow, Goldman Sachs; Samson Rajan; JP Morgan; Miriam Sheril, Form3 1:30pm-2:10pmCT: Panel Session – Business End-Users Mega Use Cases (City Beautiful Ballroom AB) As more capabilities become available for faster payments, business end users are finding creative ways to use the services.

FPC 88

FPC ISO 20022 Cross-Border Payments Federal Reserve 88

PYMNTS

JUNE 8, 2016

In a payments landscape that is ever-changing and rapidly growing, having a focus on innovation that takes that same approach is significant. As Peter Read , President of Peoples Card Services , recently pointed out to PYMNTS, needs are never static, and neither should the payments innovation aimed at addressing them.

Innovation 41

Innovation Checks Origination Regulations 41

PYMNTS

OCTOBER 1, 2018

The innovation touted 10 years ago, that has garnered billions of dollars of venture capital (VC) funding, hasn’t turned out to be the “internet of money” as advertised. In those pieces, I acknowledged bitcoin as an interesting, even fascinating, innovation. Innovation By Any Other Name. It isn’t because it won’t.

Bitcoin 85

Bitcoin Blockchain Cryptocurrency Innovation 85

PYMNTS

OCTOBER 19, 2016

From aspects of its innovation, to consumer and merchant adoption rates, to what could be next for this method of payment, experts say the shopping landscape still has much room to grow. These platforms enable ads with highly relevant and engaging content for the end user,” said Wind.

Mobile Payments 79

Mobile Payments EMV Payments Breach 79

PYMNTS

NOVEMBER 12, 2020

Even so, as this week's exploration of bank-FinTech collaborations and open banking initiatives reveals, opportunities to add new revenue streams, improve product offerings and enhance the end-user experience are too promising to ignore. Visa Launches FinTech Collaboration Initiative In Europe.

Payment APIs and Integration 88

Payment APIs and Integration Treasury Small Business FinTech 88

PYMNTS

SEPTEMBER 21, 2016

Through NACHA’s Countdown to Same Day ACH podcast series, we’ve explored what Same Day ACH is all about, the myriad of use cases and applications it’s designed to deliver and if corporations and businesses are truly ready for the change. banks and credit unions the ability to better serve their customers.

Faster Payments 76

Faster Payments Same Day ACH ACH ACH Network 76

PYMNTS

NOVEMBER 15, 2018

Banks face a new challenge in the open banking age: How do they best use application program interfaces (APIs) to collaborate with FinTech firms and deliver new services to clients? The API economy offers traditional banks several opportunities for innovation.

Payment APIs and Integration 76

Payment APIs and Integration API Innovation Regulations 76

The Fintech Times

SEPTEMBER 9, 2024

For instance, FedNow , the US’s newest payment rail launched in 2023, has an average transaction fee of four cents; making this solution advantageous when compared to cards, with an average fee of 3.5 Therefore, as adoption and use cases develop, cost-efficient A2A payments will likely disrupt the card-dominated US market.

Research 59

Research Transactions Instant Payments FedNow 59

PYMNTS

NOVEMBER 19, 2020

This week’s round-up of the latest innovations in payment rails for B2B payments shows a key focus on real-time transactions and embrace of emerging, faster payment rails. As more payment use cases emerge from distributed ledger technology (DLT), some solution providers are looking toward industry-specific applications of blockchain.

B2B 104

B2B Blockchain Real Time Gross Settlement (RTGS) Real Time Payments 104

The Fintech Times

MAY 26, 2024

However, the idea that digital assets are exclusively some form of currency is slowly falling by the wayside as different use cases are emerging and being rapidly adopted. The potential use cases and benefits for users are hazy at best. In recent years, digital currencies have been all the rave.

CBDC 98

CBDC Central Bank Privacy Multi-Currency 98

PYMNTS

OCTOBER 1, 2020

Money management, said Turner, is part of “an end-to-end” financial experience that leverages other Mastercard assets, such as Ethoca , for dispute resolution. The partnerships with FinTechs, she said, allows the flexibility to create “customized” solutions for different end users’ money management desires.

Credit Cards 99

Credit Cards Visa Credential Push-to-Card 99

PYMNTS

JUNE 10, 2019

Defining The Visa Next Ecosystem And Use Cases. Processors, acquirers and other companies have been serving the market and performing valuable functions that are going to persist, regardless of where the actual end-user payments experience may go, he said. The Roadmap.

Processors 70

Processors Issuers API Push-to-Card 70

PYMNTS

OCTOBER 6, 2020

The horizontal push – vital to bringing innovation to end users and, in some cases, spawning the “super app” – may hit a regulatory roadblock. As reported on Tuesday (Oct. 6), a House panel is gearing up to present a report within the next several days that would look to reshape the regulatory landscape for Big Tech.

Economy 82

Economy Blocks Caps Cost Structure 82

The Fintech Times

JULY 10, 2024

With this exclusive arrangement with Mesh, MoonPay adds another payment option for its users by offering digital asset deposits from over 300 leading platforms. “Our collaboration with Mesh will further improve the user experience, offering users new ways to purchase crypto and accelerating the path towards mainstream crypto adoption.”

Economy 59

Economy PayPal Stablecoins API 59