Fintech Finance

JULY 24, 2024

With experience and focus on innovative payment services across Real-Time Payments (RTP® and FedNow®), ACH, card solutions and alternative payment rails, Carl is well-positioned to support the FPC’s continued growth and innovation in faster payments.

Faster Payments 71

Faster Payments FPC FedNow RTP 71

The Fintech Times

JULY 10, 2024

With this exclusive arrangement with Mesh, MoonPay adds another payment option for its users by offering digital asset deposits from over 300 leading platforms. “Our collaboration with Mesh will further improve the user experience, offering users new ways to purchase crypto and accelerating the path towards mainstream crypto adoption.”

Economy 59

Economy PayPal Stablecoins API 59

Stax

APRIL 18, 2024

ISVs, or Independent Software Vendors, are businesses that develop and distribute software products to end-users. ISV software products are tailored to meet the specific needs of industries and users. Customer Support In-house support teams maintain direct relationships with end-users for assistance.

ISVS 88

ISVS Payment APIs and Integration End User On-Demand 88

Evolve Payment

FEBRUARY 1, 2024

You can see how valuable this feature can be–you gain access to new features and capabilities, all without disrupting your experience as an end-user. It’s the culmination of two trends: End users looking for the convenience of accessing financial tools inside their favorite daily apps and software.

Embedded Finance 92

Embedded Finance B2B Finance Payments 92

The Fintech Times

APRIL 22, 2024

The key to Web3 development focuses on providing a user-friendly interface and experience for decentralised applications. It’s common for end-users to interact with Web3 applications instead of the blockchain directly. These native and powerful browser applications are numerous and well-suited to financial use cases.

Finance 130

Finance Blockchain Cryptocurrency Regulations 130

The Fintech Times

JUNE 13, 2024

Fintech Week London returns for a 4th year running, celebrating London’s innovative fintech scene. He said: “London is a place of innovation, a place where people adapt, where we try things out. “History always tells us that the right size regulation is an enabler of innovation and a driver of inward investments.

FinTech 69

FinTech Advisors AI Consulting 69

Faster Payments Council

MARCH 15, 2023

Speakers: Elizabeth McQuerry, Glenbrook Partners; Mike Sklow, Goldman Sachs; Samson Rajan; JP Morgan; Miriam Sheril, Form3 1:30pm-2:10pmCT: Panel Session – Business End-Users Mega Use Cases (City Beautiful Ballroom AB) As more capabilities become available for faster payments, business end users are finding creative ways to use the services.

FPC 88

FPC ISO 20022 Cross-Border Payments Cross-Border 88

PYMNTS

SEPTEMBER 18, 2020

consumers in these geographies are quickly opening up lucrative possibilities for global merchants thanks to the availability of lower-cost smartphones and wireless broadband, the ongoing adoption of eCommerce and the move on the part of many countries to innovative their national payments infrastructure.

Cross-Border 101

Cross-Border Cross-Border Payments End User Facilitators 101

Fintech Finance

FEBRUARY 27, 2024

Backbase , the global leader in Engagement Banking, today announced that Alacriti , an innovator in cloud-based payments and money movement services, will integrate its payments hub solution into the Backbase Engagement Banking Platform. The evolving U.S.

Instant Payments 52

Instant Payments Payment Solutions ISO 20022 FedNow 52

PYMNTS

OCTOBER 16, 2017

From an acronym known mostly by programmers in the early 2000s to something thousands of innovators have embraced to ignite numerous innovative solutions, it’s been an electric journey for the application program interface (API). Problem number two comes down to whether the bank’s end users themselves can integrate with an API.

API 80

API Payment APIs and Integration End User Use Case 80

PYMNTS

JUNE 8, 2016

In a payments landscape that is ever-changing and rapidly growing, having a focus on innovation that takes that same approach is significant. As Peter Read , President of Peoples Card Services , recently pointed out to PYMNTS, needs are never static, and neither should the payments innovation aimed at addressing them.

Innovation 41

Innovation Checks Origination Financial Inclusion 41

Fintech Finance

APRIL 17, 2024

It will also provide the foundation for new payment products and services to be introduced by members and innovators leading to greater payment choice and convenience for all Canadians. Over the past year, we have reviewed our path forward through engagement and collaboration from our members, regulators and key stakeholders.

ISO 20022 52

ISO 20022 Real Time Payments Participant Payment Message 52

The Fintech Times

MAY 26, 2024

However, the idea that digital assets are exclusively some form of currency is slowly falling by the wayside as different use cases are emerging and being rapidly adopted. The potential use cases and benefits for users are hazy at best. In recent years, digital currencies have been all the rave.

CBDC 98

CBDC Central Bank Stablecoins Privacy 98

PYMNTS

NOVEMBER 27, 2019

That is to say, mass adoption will take time, and the factors driving that adoption will almost certainly continue to change and shift as end users’ needs do the same. Although the technology exists, it’s ultimately the end user who will dictate how (or if) to use it.

ISO 20022 117

ISO 20022 Cross-Border Payments ISOs Cross-Border 117

Faster Payments Council

SEPTEMBER 23, 2023

Few use cases have the potential for growing volumes as do commerce payments yet paying a merchant with a credit push transfer isn't easy. Thise session envisions the art of the possible for commerce use cases in the U.S. (Foundry Ballroom) Payment networks need volume to scale and keep costs low.

FPC 88

FPC RFP Federal Reserve Faster Payments 88

PYMNTS

JANUARY 26, 2021

And while the concept initially set its sights on elevating the consumer banking experience, the data integration drive continues to expand into new use cases, including business banking, that open up opportunity through bank-FinTech collaboration and data integration.

ISO 20022 142

ISO 20022 ISOs Payment APIs and Integration Message Standards 142

The Fintech Times

AUGUST 2, 2024

The European Union ‘s latest AI Act, published yesterday, reflects the forward-thinking and innovation-driven attitude of the region as it looks to regulate the way organisations develop, use and apply artificial intelligence (AI). A particularly positive aspect of the regulation is its empowerment of end-users.

AI 59

AI Compliance Regulations Risk 59

The Fintech Times

APRIL 11, 2024

This trend fosters greater collaboration and innovation. “It is also great to see a surge in innovation, which can be witnessed by the number of neobanks entering the market and disrupting the financial services sector by challenging the status quo of traditional banking models.

Embedded Finance 75

Embedded Finance Non-Bank Online and Mobile Banking Financial Inclusion 75

PYMNTS

FEBRUARY 7, 2020

Eight Roads led the round, while Telefónica Innovation Ventures, Telekom Innovation Pool of Deutsche Telekom, HKT and Singtel Innov8 also participated, according to TechCrunch reports. The company plans to use the funding to ready its software for enterprise adoption and explore additional verticals into which it can expand.

B2B 98

B2B Blockchain Cross-Border FinTech 98

PYMNTS

APRIL 21, 2020

In an interview with Karen Webster, Nigel Verdon, CEO of Railsbank , said the changing landscape of financial services has helped shine a light on the flexibility and speed companies need to develop new products and services and get them to market quickly to their end customers.

Online and Mobile Banking 92

Online and Mobile Banking IBAN Non-Bank Credit Union 92

PYMNTS

JANUARY 13, 2021

However, there is a new game in town [in which] the FinTech actually empowers the bank to enable its own services, such as disbursements, for its corporate clients and all the way through to the clients’ end users or recipients.”.

FinTech 52

FinTech End User P2P Treasury 52

Fintech Finance

MARCH 18, 2024

Renowned for its compliance strengths and its ability to use its proprietary tech for new use cases like its digital asset escrow service and stablecoin payments, Clear Junction is also announcing a rebrand in recognition of the trust it is gaining from players across the banking, fintech and payments ecosystem.

Stablecoins 64

Stablecoins Cross-Border Payments Cross-Border Compliance 64

PYMNTS

NOVEMBER 12, 2020

Even so, as this week's exploration of bank-FinTech collaborations and open banking initiatives reveals, opportunities to add new revenue streams, improve product offerings and enhance the end-user experience are too promising to ignore. Visa Launches FinTech Collaboration Initiative In Europe.

Payment APIs and Integration 88

Payment APIs and Integration Treasury Small Business FinTech 88

PYMNTS

SEPTEMBER 29, 2020

The net result will be streamlined access to digital payment options and more innovative services for end users.”. It is used to instantly provision cards into a mobile wallet. This new offering is available for any card type, including cards not issued on the Marqeta platform.

Card Issuer 60

Card Issuer Issuers Push-to-Card BNPL 60

PYMNTS

MARCH 27, 2020

QR codes have enjoyed mounting adoption in the consumer payments landscape around the world in recent years as FinTech solutions embrace end-user efficiency and take advantage of smartphone penetration. Their use for B2B payments, however, remains limited — but in the U.K., open banking may be able to change that.

Payment Initiation 60

Payment Initiation B2B Online and Mobile Banking Small Business 60

FICO

AUGUST 3, 2022

One recent IDC data culture study suggests that less than a third (31%) of data and analytic teams are meeting expectations when it comes to the speed at which they respond to end-user requests. Aligning with C-Suite Priorities. The good news? Thinking Beyond the Data.

Use Case 52

Use Case AI On-Demand Automation 52

Fintech Review

JANUARY 22, 2024

In an era where digital transformation is not just a buzzword but a necessity, Lakeside Software emerges as a beacon of innovation in the IT landscape, particularly for financial institutions. Any other innovations in fintech elsewhere that you are really excited about?

Finance 64

Finance AI Audit FinTech 64

PYMNTS

DECEMBER 26, 2019

One can almost feel it in the bones: the excitement to come in the world of payments in 2020, as innovation sparks new business models and disruption. Those are not the only factors driving the use of open-source software in the payments environment.

ATM 53

ATM Payments Fraud Prevention Interoperability 53

Faster Payments Council

FEBRUARY 2, 2022

The FPC conducted the latest survey of payments system stakeholders to gauge progress and perceptions around faster payments, trends, use cases, and challenges in the United States.

Faster Payments 68

Faster Payments FPC Interoperability Cross-Border 68

PYMNTS

OCTOBER 6, 2020

The horizontal push – vital to bringing innovation to end users and, in some cases, spawning the “super app” – may hit a regulatory roadblock. As reported on Tuesday (Oct. 6), a House panel is gearing up to present a report within the next several days that would look to reshape the regulatory landscape for Big Tech.

Economy 82

Economy Blocks Caps Cost Structure 82

Faster Payments Council

JANUARY 20, 2020

In some cases, lack of understanding of use cases within an organization or the resources needed to support faster payments adoption may be contributing to this feeling of complexity, and ultimately, may be holding back implementations.

Faster Payments 68

Faster Payments Payments Tools FPC NACHA 68

PYMNTS

JUNE 10, 2019

Defining The Visa Next Ecosystem And Use Cases. Processors, acquirers and other companies have been serving the market and performing valuable functions that are going to persist, regardless of where the actual end-user payments experience may go, he said. The Roadmap.

Processors 70

Processors Issuers API Push-to-Card 70

The Finance Weekly

JUNE 24, 2024

Users can interact using natural language in a chat-like interface, enabling quicker and more intuitive access to answers. This innovation aims to assist leaders in finance, sales, and human resources by speeding up and simplifying access to various data sources for analysis, modeling, and reporting.

Audit 52

Audit AI Automation Finance 52

PYMNTS

NOVEMBER 19, 2020

This week’s round-up of the latest innovations in payment rails for B2B payments shows a key focus on real-time transactions and embrace of emerging, faster payment rails. As more payment use cases emerge from distributed ledger technology (DLT), some solution providers are looking toward industry-specific applications of blockchain.

B2B 104

B2B Blockchain Real Time Gross Settlement (RTGS) Real Time Payments 104

PYMNTS

NOVEMBER 1, 2019

Merchants and disbursements providers need to innovate quickly to stand up against their competitors, many of which are smaller FinTechs or startups that can capitalize on the host of customers that near-exclusively transact and receive money through digital and mobile devices. Around The Disbursements World.

Instant Payments 44

Instant Payments Online and Mobile Banking Payments Zelle 44

Exact Payments

SEPTEMBER 13, 2023

In contrast to other payment monetization strategies , becoming a PayFac brings with it sky-high revenue-earning potential and incredibly innovative embedded features. It gives end users the ability to seamlessly make payments from the convenience of the app or software they already know and love.

Facilitators 52

Facilitators Payment APIs and Integration Third Party Vendors ISVS 52

PYMNTS

OCTOBER 1, 2020

Money management, said Turner, is part of “an end-to-end” financial experience that leverages other Mastercard assets, such as Ethoca , for dispute resolution. The partnerships with FinTechs, she said, allows the flexibility to create “customized” solutions for different end users’ money management desires.

Credit Cards 99

Credit Cards Visa Credential Push-to-Card 99