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Andrew Doukanaris Ambassador, The Payments Association While vIBANs have positive usecases, challenges exist in limited monitoring of the enduser, alignment with the PSPs risk appetite, and the lack of a consistent framework to mitigate financial crime and regulatory risks. This leads to inadequate due diligence.
By choosing to become a PayFac, SaaS companies and ISVs can enjoy incredible revenue-earning opportunities and greater control over the end-user experience. Improved merchant experience As PayFacs, software companies can embed custom payment features and checkout flows that vastly improve the overall end-user experience.
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