PYMNTS

JANUARY 27, 2021

The concept of embedded banking has opened up a new frontier for financial service providers to drive holistic, elevated experiences for end-users. What we’ve seen is an increasing demand from corporates to not have to do it themselves.”. Such functionality can drive retention for a firm’s own end-users, she said.

Payment APIs and Integration 115

Payment APIs and Integration On-Demand Treasury End User 115

PYMNTS

DECEMBER 3, 2020

While FinTech innovators continue to drive competition with a focus on product functionality and an optimal end user experience, businesses are often forced to use outdated tools, according to Frank Dux , managing director of CoCoNet. The Drive To Upgrade. Connectivity Is Key.

Payment APIs and Integration 105

Payment APIs and Integration End User B2B API 105

Fintech Finance

OCTOBER 15, 2024

Nello will also launch as its own standalone app in 2025, to further build on the unique learnings that come from interacting with end consumers directly. Nello Pay is an efficient, easy-to-integrate payment service powered by open banking — now faster, smarter, and ready to meet the evolving demands of modern payments.

AI 86

AI Payment APIs and Integration End User Push-to-Card 86

Stax

APRIL 18, 2024

SaaS companies deliver software applications over the internet on a subscription basis, simplifying access and management for users. ISVs, or Independent Software Vendors, are businesses that develop and distribute software products to end-users. Primarily through direct-to-user subscriptions and third-party distributors.

ISVS 88

ISVS Payment APIs and Integration End User On-Demand 88

Fintech Finance

DECEMBER 17, 2024

This integration provides users with an unprecedented payment experience, allowing faster and safer transactions while redefining how Colombians shop. In a country where mobile payment growth is projected at 22% annually, adopting solutions like Google Pay is essential to meet market demand. billion by 2025, compared to $59.74

Payment Gateways 83

Payment Gateways Gateways Online and Mobile Banking Payments 83

Fintech Finance

NOVEMBER 8, 2024

The partnership with PayPoint ensures that robust payment services and infrastructure are in place to support this anticipated demand. Ian Ranger, Head of Business Development, PayPoint said : “We’re proud to be supporting Share Energy through the provision of an accessible and convenient payment service for its customers.

Payment Solutions 91

Payment Solutions Payments End User On-Demand 91

The Fintech Times

JANUARY 10, 2024

Devices and end-user computing emerged as the second most important investment priority for the finance sector, with over a third (36 per cent) of respondents planning to invest in this area in 2024. I look forward to continuing to work with our customers towards a brighter future!”

Cybersecurity 120

Cybersecurity AI Risk End User 120

PYMNTS

JANUARY 20, 2021

Consumers keep demanding a better, more convenient, seamless, secure user experience that makes their lives better. Instant payments are critical to fully delivering on that end user experience, she noted. The Road Ahead. have disappeared from public life.

Instant Payments 110

Instant Payments Visa Payments On-Demand 110

Finovate

JUNE 3, 2024

Now, PayPal stablecoin users can send PYUSD on Ethereum or Solana when transferring out to external wallets. Impact on PayPal users Faster transactions : Because Solana’s blockchain is known for its high-speed processing capabilities, PYUSD transactions on Solana will be much quicker, which will enhance the experience for end users.

Stablecoins 111

Stablecoins PayPal Consumer Blockchain 111

Fintech Finance

OCTOBER 23, 2024

G2A.COM is trusted by users from 180 countries, where visitors can choose from more than 75,000 digital offerings. The global nature of its business required G2A.COM to scale its fraud prevention and payments program to meet growing demand. G2A.COM continues to champion strong security measures across the industry.

Blocks 92

Blocks Payments Fraud Prevention APACS 92

Fintech Review

NOVEMBER 20, 2024

Describe how Almond FinTech ensures the affordability of cross-border transactions for end-users. Almond’s SOE puts end-users at the core of our mission. What role does user feedback play in Almond’s development of new features or refinement of existing ones? Let’s dive in.

Cross-Border Payments 115

Cross-Border Payments Cross-Border Multi-Currency FinTech 115

PYMNTS

JANUARY 12, 2021

That includes Payments-as-a-Service (PaaS) in which providers help enterprises accept a range of transactions from their end customers — whether those end users (the ones actually paying and getting paid) are consumers or corporates. Flexibility Is Key. Technology brings the concept of flexible payments into reality.

Payment APIs and Integration 104

Payment APIs and Integration Payments B2B Money Laundering 104

NFCW

APRIL 4, 2024

Daily use of mobile payment platforms is becoming increasingly common, with users citing the security, reliability and convenience of digital solutions as core driving factors. “As familiarity and understanding of NFC continues to grow, so too does demand for additional applications and use cases for the technology.

Consumer 94

Consumer Contactless Payments Use Case Research 94

PYMNTS

DECEMBER 16, 2019

Service providers are increasingly understanding that, like consumers, businesses demand a better and more seamless end-user experience. The higher the level of anti-fraud risk you build into your transaction monitoring rules and into your platform, the more clunky the system becomes for end users,” he continued.

Compliance 81

Compliance B2B Payment APIs and Integration End User 81

PYMNTS

DECEMBER 16, 2020

As FinTechs and other financial service providers drive commercial card adoption, virtual card technology becomes an increasingly popular focus of innovation initiatives, particularly as corporates demand solutions to support a remote workforce. Barclaycard Debuts V-Card For Expense Management. Access Bank Taps Visa For SMB Debit Cards.

Innovation 114

Innovation Commercial Card Debit Card Cross-Border Payments 114

PYMNTS

NOVEMBER 14, 2016

Small and medium-sized businesses can be fickle when it comes to adopting new technologies, for instance, or SMEs can feel hesitant to adopt emerging solutions, like on-demand services. Though, according to experts, it’s not the cloud service that’s usually to blame for data breaches; it’s the end user.

On-Demand 75

On-Demand Data Breach Data Security Small Business 75

Fintech Finance

JULY 18, 2024

The API integration is embedded in Conferma’s virtual card platform meaning nothing changes for the end user, while corporates can pay one bill every month to a single card issuer, simplifying the payments process by combining ground transport and hotel spend.

Payment APIs and Integration 90

Payment APIs and Integration Card Issuer Payments Issuers 90

Fintech Finance

SEPTEMBER 11, 2024

Meanwhile, 36% are likely to receive more cross-border payments, driving the demand for robust international money transfer solutions. According to the Borderless Payments Report 2023 by Mastercard, 48% of people in the UAE expect to send cross-border payments more frequently.

Cross-Border Payments 86

Cross-Border Payments Cross-Border Visa Near Real-Time 86

PYMNTS

DECEMBER 4, 2020

Banking as a Service (BaaS) is poised to change the end user experience of corporates as they navigate the daily challenges of cash flow management, supply chain activity and the need to become digital-first. So far, corporate banking users are always left out in the cold.” They’re out there; they just have to be used.”.

End User 89

End User API Credit Union Value Added Service 89

PYMNTS

DECEMBER 1, 2019

” Gusto, on the other hand, said its decision to request changes on Zenefits’ end stems from security issues. ” The dispute highlights the challenge that financial services platforms can face as more end users demand seamless data integration between portals, as well as solutions to manual data entry.

Disputes 81

Disputes API Security Payroll 81

PYMNTS

SEPTEMBER 16, 2020

To that end, in an interview with PYMNTS, Vincent Caldeira , chief technologist, Financial Services, APAC at Red Hat , said that moving to the digital age will require banks to renovate their suite of core banking functions (checking and savings, for example) by moving to the cloud — and to microservices in particular.

APACS 117

APACS On-Demand End User Technology 117

Finovate

JANUARY 25, 2024

Klarna counts 150 million active users who make two million transactions every day using its platform. “Our research indicates that dedicated Klarna users are looking for an enhanced shopping experience through a subscription model. Klarna Plus addresses this demand, allowing us to deepen our engagement with 37 million loyal U.S.

BNPL 105

BNPL Transactions On-Demand End User 105

PYMNTS

DECEMBER 16, 2019

The Wall Street Journal reported this weekend that FinTech firms have been accusing banks of blocking access to end users’ financial data. This time around, PNC has prevented Plaid – the data aggregator that connects apps including Venmo to FIs – from accessing end-user data, such as routing information.

Venmo 69

Venmo Zelle Blocks End User 69

PYMNTS

APRIL 2, 2018

Consumers demand easy, digital banking, but this pressure for banks to deliver is also coming from corporate clients. Take mobile banking, which has propelled the introduction of mobile-only banks to meet demand for better services on smaller screens. Analysts say the tangible benefits of digitization and a happier end user are clear.

Blockchain 68

Blockchain Online and Mobile Banking End User Non-Bank 68

PYMNTS

APRIL 16, 2018

According to the publication, Foursquare has the data of more than 12 billion user check-ins on its platform that it extends to 125,000 businesses that use that location information. Foursquare began strengthening its B2B services in 2015 following partnerships with Twitter and Microsoft as demand for Big Data increased.

API 74

API On-Demand End User B2B 74

Fintech Finance

JUNE 12, 2024

These legacy methods falter under high demand and diverse consumer preferences, leading to an 8% churn due to card expirations and insufficient funds, with an additional 12% of setups failing from manual entry errors. Trustly’s new solution taps into the growing subscription market, projected to reach $1.5

Economy 95

Economy AI Payment APIs and Integration Fraud Prevention 95

PYMNTS

FEBRUARY 14, 2020

These exceptions can be linked to changes in weather, customer demand, and other logistical risks that impact where and when deliveries occur. Supply chain management has always presented a challenge for global corporates, with digitization and automation technology aiming to reduce friction and enhance visibility. Continuous Data.

Addressing 99

Addressing On-Demand Volume Continuity 99

Fintech Finance

JULY 2, 2024

This is part of Swiss4’s recently launched application that combines financial services and high-end lifestyle management, the first of its kind in Switzerland. With Marqeta’s platform, Swiss4 can swiftly design and introduce novel payment features, continually enhancing the end user experience.

Embedded Finance 84

Embedded Finance Non-Bank SWIFT Finance 84

PYMNTS

SEPTEMBER 16, 2020

For some sectors it can be fairly rudimentary — perhaps there’s a very low threshold to ascertain whether an end user is viable or not. Still other solutions recognize and match users’ selfies with stored images (say, as appear on driver’s licenses). Online identity verification has many forms,” Laing told PYMNTS.

Verification 105

Verification Best Practices Checks Transactions 105

PYMNTS

FEBRUARY 5, 2020

And he said the opportunity surrounding cross-border real-time payments (RTP) will have the most significant impact on end-users due to the “potential implications” for changing how the FinTech conducts business. Blockchain.

B2B 95

B2B FinTech Cross-Border Innovation 95

Finovate

MAY 31, 2024

The move is expected to benefit end users by offering a faster, more secure payments experience without negatively impacting the user experience. “Consumers are demanding easier and simpler border-less payments without compromising on security, said Plaid Head of Europe Brian Dammeir.

Funds Transfer 64

Funds Transfer Payments Compromise End User 64

PYMNTS

APRIL 24, 2020

. COVID-19 has closed bank and credit union (CU) branches across the United States, sending the demand for digital banking solutions soaring as consumers hop online to manage their finances from home. In this regard, CUs are well-positioned to meet their members’ demands for digital payments services. We surveyed 4,058 U.S.

Credit Union 75

Credit Union P2P Innovation Non-Bank 75

PYMNTS

APRIL 2, 2019

In terms of mechanics, Card Payouts is a card-based front end user experience that integrates with treasury banks’ existing infrastructure and, through a pilot program, complements the Oracle NetSuite Banking as a Service program. and Europe derive some or all of their income from independent work.

Push-to-Card 80

Push-to-Card Wire Transfer Treasury Economy 80

PYMNTS

MARCH 9, 2020

” At the same time, ongoing shifts in customer expectations and demands mean that addressing the underbanked does not necessarily mean having to build more physical bank locations. and abroad , the drive toward open banking will only be successful if it keeps the end-user as the priority. ”

Credit Union 75

Credit Union Community Banks Small Business Online and Mobile Banking 75

PYMNTS

APRIL 22, 2019

The initial beta APIs on offer will help those within the Visa ecosystem to create digital cards on demand and add digital services. Perhaps not surprisingly, the key mindset is “digital first,” with an eye on offering new ways to manage money and transact digitally, and on demand. Digital First Mindset. Digital First Mindset.

Payment APIs and Integration 91

Payment APIs and Integration Issuers API Use Case 91