The Payments Association

FEBRUARY 10, 2025

Currently, large enterprises are the primary users, while small businesses and consumers have shown limited adoptionlikely due to unclear policies on customer eligibility and risk exposure. Strengthening KYC procedures is critical, ensuring that verification extends beyond master account holders to individual vIBAN end users.

IBAN 88

IBAN AML Master Account Due Diligence 88

The Fintech Times

DECEMBER 18, 2024

Therefore, the adoption of solutions like Google Pay is a must for organisations to stay competitive and meet market demands. This system allows a payment token to be sent to the user’s device, which is then converted into card information before communicating with the bank.

Online and Mobile Banking 59

Online and Mobile Banking Payment Gateways Payments Encryption 59

PYMNTS

JUNE 30, 2020

As digital payments become ever more mainstream, consumers will demand seamless interaction with their financial institutions, which means FIs must look at ways they can pivot from branch-based experiences, yet deliver those same high-touch services through digital channels. Click here to download our free report. .

End User 107

End User On-Demand Commercial Card Instant Payments 107

Fintech Finance

JULY 9, 2024

By enabling Fedwire transfers, Galileo is helping fintechs capitalize on this growth, with a scalable solution that caters to the increasing demand for rapid financial transactions. ” Enabling wire capabilities benefit end users in several ways: Fast Transactions: Recipients receive their funds on the same day they’re sent.

Wire Transfer 97

Wire Transfer Wire Wires FedWire 97

The Fintech Times

APRIL 2, 2025

To realise the true potential of virtual cards, payment giant Mastercard is launching a new programme that will help banks, platform partners, and mutual end corporate customers transform their commercial payment offerings , powered by Mastercard’s Virtual Card Number (VCN) technology.

Visa 52

Visa Embedded Payments Payments Participant 52

The Payments Association

DECEMBER 18, 2024

In my view, organizations that prioritize the end-user experience will be the ones that lift the benchmark on what is possible and will continue to drive growth. It is reported it will be able to control computers on behalf of a user and complete complex tasks, such as booking travel arrangements or writing code.

Cross-Border 88

Cross-Border AI Push-to-Card Real Time Payments 88

Fintech Finance

OCTOBER 15, 2024

Nello will also launch as its own standalone app in 2025, to further build on the unique learnings that come from interacting with end consumers directly. Nello Pay is an efficient, easy-to-integrate payment service powered by open banking — now faster, smarter, and ready to meet the evolving demands of modern payments.

AI 98

AI Payment APIs and Integration End User Push-to-Card 98

PYMNTS

JANUARY 14, 2020

In financial services, demand for ease of use and security are sky-high, even for business customers. While that focus on data security is positive for the industry, Cohen warned that it can also hamper financial services players’ other key focus on promoting a better end-user experience. A Regulatory Minefield.

Security 101

Security PCI DSS Compromise Service Provider 101

PYMNTS

NOVEMBER 27, 2019

That is to say, mass adoption will take time, and the factors driving that adoption will almost certainly continue to change and shift as end users’ needs do the same. Among corporates, there is an increasing demand that their global payment activity is able to keep up with the pace of doing business.

ISO 20022 117

ISO 20022 Cross-Border Payments ISOs Cross-Border 117

PYMNTS

APRIL 10, 2020

While this strategy can yield results, it can also create silos, hampering a bank’s ability to achieve one of the most vital goals of DX: seamless integration of operations that boost efficiency and improve the end-user experience. “Banks are technology companies,” Rio Tinto recently told PYMNTS.

Technology 144

Technology End User Cross-Border On-Demand 144

PYMNTS

JANUARY 27, 2021

The concept of embedded banking has opened up a new frontier for financial service providers to drive holistic, elevated experiences for end-users. What we’ve seen is an increasing demand from corporates to not have to do it themselves.”. Such functionality can drive retention for a firm’s own end-users, she said.

Payment APIs and Integration 115

Payment APIs and Integration On-Demand End User Treasury 115

PYMNTS

DECEMBER 3, 2020

While FinTech innovators continue to drive competition with a focus on product functionality and an optimal end user experience, businesses are often forced to use outdated tools, according to Frank Dux , managing director of CoCoNet. The Drive To Upgrade. Connectivity Is Key.

Payment APIs and Integration 105

Payment APIs and Integration End User B2B API 105

Fintech Finance

MARCH 4, 2025

GEM monitors transactions and pings from 35+ global locations to benchmark performance, improve end-user experiences, and prevent revenue losses. . “Weve designed this platform to provide seamless access to the data and insights our clients rely on, making it easier than ever to uncover opportunities and drive strategic growth.”

Payments 52

Payments End User On-Demand Product 52

NFCW

APRIL 4, 2024

Daily use of mobile payment platforms is becoming increasingly common, with users citing the security, reliability and convenience of digital solutions as core driving factors. “As familiarity and understanding of NFC continues to grow, so too does demand for additional applications and use cases for the technology.

Consumer 122

Consumer Contactless Payments Use Case Research 122

Stax

APRIL 18, 2024

SaaS companies deliver software applications over the internet on a subscription basis, simplifying access and management for users. ISVs, or Independent Software Vendors, are businesses that develop and distribute software products to end-users. Primarily through direct-to-user subscriptions and third-party distributors.

ISVS 88

ISVS Payment APIs and Integration End User On-Demand 88

Fintech Finance

OCTOBER 23, 2024

G2A.COM is trusted by users from 180 countries, where visitors can choose from more than 75,000 digital offerings. The global nature of its business required G2A.COM to scale its fraud prevention and payments program to meet growing demand. G2A.COM continues to champion strong security measures across the industry.

Blocks 98

Blocks Payments Fraud Prevention APACS 98

The Payments Association

NOVEMBER 12, 2024

He says: “A lot of smaller companies can end up overspending by thinking they need enterprise-scale solutions. This urgency often leads organisations to choose vendors who claim to deploy solutions swiftly to meet compliance demands. However, Armstrong warns that this desire for bespoke solutions can lead to miscalculation. “I

Financial Crimes 88

Financial Crimes Crime Fraud Prevention Compliance 88

Fintech Finance

SEPTEMBER 11, 2024

Meanwhile, 36% are likely to receive more cross-border payments, driving the demand for robust international money transfer solutions. According to the Borderless Payments Report 2023 by Mastercard, 48% of people in the UAE expect to send cross-border payments more frequently.

Cross-Border Payments 97

Cross-Border Payments Cross-Border Visa Near Real-Time 97

PYMNTS

JANUARY 20, 2021

Consumers keep demanding a better, more convenient, seamless, secure user experience that makes their lives better. Instant payments are critical to fully delivering on that end user experience, she noted. The Road Ahead. have disappeared from public life.

Instant Payments 110

Instant Payments Visa Payments On-Demand 110

Finovate

JUNE 3, 2024

Now, PayPal stablecoin users can send PYUSD on Ethereum or Solana when transferring out to external wallets. Impact on PayPal users Faster transactions : Because Solana’s blockchain is known for its high-speed processing capabilities, PYUSD transactions on Solana will be much quicker, which will enhance the experience for end users.

Stablecoins 111

Stablecoins PayPal Consumer Blockchain 111

Fintech News

JUNE 12, 2024

Rapid globalisation and available technological advancements have spurred the demand for more efficient, transparent, and accessible cross-border payment systems. Balancing incentives between sending and receiving jurisdictions is crucial, and costs should not be passed solely to the end-user.

Cross-Border Payments 119

Cross-Border Payments Cross-Border Interoperability Payments 119

Fintech Finance

JULY 18, 2024

The API integration is embedded in Conferma’s virtual card platform meaning nothing changes for the end user, while corporates can pay one bill every month to a single card issuer, simplifying the payments process by combining ground transport and hotel spend.

Payment APIs and Integration 98

Payment APIs and Integration Card Issuer Payments Issuers 98

PYMNTS

JANUARY 12, 2021

That includes Payments-as-a-Service (PaaS) in which providers help enterprises accept a range of transactions from their end customers — whether those end users (the ones actually paying and getting paid) are consumers or corporates. Flexibility Is Key. Technology brings the concept of flexible payments into reality.

Payment APIs and Integration 104

Payment APIs and Integration Payments B2B Money Laundering 104

PYMNTS

DECEMBER 16, 2019

Service providers are increasingly understanding that, like consumers, businesses demand a better and more seamless end-user experience. The higher the level of anti-fraud risk you build into your transaction monitoring rules and into your platform, the more clunky the system becomes for end users,” he continued.

Compliance 81

Compliance B2B Payment APIs and Integration End User 81

PYMNTS

DECEMBER 16, 2020

As FinTechs and other financial service providers drive commercial card adoption, virtual card technology becomes an increasingly popular focus of innovation initiatives, particularly as corporates demand solutions to support a remote workforce. Barclaycard Debuts V-Card For Expense Management. Access Bank Taps Visa For SMB Debit Cards.

Innovation 114

Innovation Commercial Card Debit Card Cross-Border Payments 114

Fintech Finance

JULY 2, 2024

This is part of Swiss4’s recently launched application that combines financial services and high-end lifestyle management, the first of its kind in Switzerland. With Marqeta’s platform, Swiss4 can swiftly design and introduce novel payment features, continually enhancing the end user experience.

Embedded Finance 97

Embedded Finance Non-Bank SWIFT Finance 97

The Fintech Times

JANUARY 10, 2024

Devices and end-user computing emerged as the second most important investment priority for the finance sector, with over a third (36 per cent) of respondents planning to invest in this area in 2024. I look forward to continuing to work with our customers towards a brighter future!”

Cybersecurity 120

Cybersecurity AI Risk End User 120

PYMNTS

NOVEMBER 14, 2016

Small and medium-sized businesses can be fickle when it comes to adopting new technologies, for instance, or SMEs can feel hesitant to adopt emerging solutions, like on-demand services. Though, according to experts, it’s not the cloud service that’s usually to blame for data breaches; it’s the end user.

On-Demand 75

On-Demand Data Breach Data Security Small Business 75

PYMNTS

DECEMBER 4, 2020

Banking as a Service (BaaS) is poised to change the end user experience of corporates as they navigate the daily challenges of cash flow management, supply chain activity and the need to become digital-first. So far, corporate banking users are always left out in the cold.” They’re out there; they just have to be used.”.

End User 89

End User API Credit Union Value Added Service 89

PYMNTS

DECEMBER 1, 2019

” Gusto, on the other hand, said its decision to request changes on Zenefits’ end stems from security issues. ” The dispute highlights the challenge that financial services platforms can face as more end users demand seamless data integration between portals, as well as solutions to manual data entry.

Disputes 81

Disputes API Security Payroll 81

PYMNTS

SEPTEMBER 16, 2020

To that end, in an interview with PYMNTS, Vincent Caldeira , chief technologist, Financial Services, APAC at Red Hat , said that moving to the digital age will require banks to renovate their suite of core banking functions (checking and savings, for example) by moving to the cloud — and to microservices in particular.

APACS 117

APACS End User On-Demand Technology 117

Fintech Finance

NOVEMBER 19, 2024

Last year, 15% of users reported relying on BNPL because they had no other access to credit, this figure has almost halved to 8% in 2024. Short term credit users are now reporting being driven by reasons such as better budget management (44%), convenience (43%), and the flexibility of payment schedules (37%).

BNPL 98

BNPL Research Consumer End User 98

PYMNTS

DECEMBER 16, 2019

The Wall Street Journal reported this weekend that FinTech firms have been accusing banks of blocking access to end users’ financial data. This time around, PNC has prevented Plaid – the data aggregator that connects apps including Venmo to FIs – from accessing end-user data, such as routing information.

Venmo 69

Venmo Zelle Blocks End User 69

Fintech Finance

JUNE 12, 2024

These legacy methods falter under high demand and diverse consumer preferences, leading to an 8% churn due to card expirations and insufficient funds, with an additional 12% of setups failing from manual entry errors. Trustly’s new solution taps into the growing subscription market, projected to reach $1.5

Economy 98

Economy AI Payment APIs and Integration Fraud Prevention 98

PYMNTS

APRIL 2, 2018

Consumers demand easy, digital banking, but this pressure for banks to deliver is also coming from corporate clients. Take mobile banking, which has propelled the introduction of mobile-only banks to meet demand for better services on smaller screens. Analysts say the tangible benefits of digitization and a happier end user are clear.

Blockchain 68

Blockchain Online and Mobile Banking End User Non-Bank 68