The Fintech Times

OCTOBER 13, 2024

Lemon , the firm supporting Software-as-a-Service (SaaS) vendors by reducing subscription costs for their SMB customers, is launching a new financing product, in collaboration with UK-based Shawbrook Bank. The financing product also aims to save small-and-medium sized businesses (SMBs) a significant amount of money on their SaaS spending.

Finance 52

Finance End User On-Demand Product 52

NFCW

APRIL 4, 2024

“As familiarity and understanding of NFC continues to grow, so too does demand for additional applications and use cases for the technology. More than 80% of the respondents to a survey conducted by ABI Research on behalf of the NFC Forum said they have used a smartphone or smartwatch to make a contactless payment.

Consumer 94

Consumer Contactless Payments Use Case Research 94

Fintech Finance

JULY 2, 2024

With Marqeta’s platform, Swiss4 can swiftly design and introduce novel payment features, continually enhancing the end user experience. A recent survey found that 52% of 25-34-year-olds said using financial products and services from their favorite brands was more convenient than using a conventional bank.

Embedded Finance 78

Embedded Finance Non-Bank SWIFT Finance 78

Fintech Review

NOVEMBER 20, 2024

Describe how Almond FinTech ensures the affordability of cross-border transactions for end-users. Almond’s SOE puts end-users at the core of our mission. What role does user feedback play in Almond’s development of new features or refinement of existing ones? Let’s dive in.

Cross-Border Payments 109

Cross-Border Payments Cross-Border Multi-Currency FinTech 109

The Fintech Times

JANUARY 10, 2024

Devices and end-user computing emerged as the second most important investment priority for the finance sector, with over a third (36 per cent) of respondents planning to invest in this area in 2024. I look forward to continuing to work with our customers towards a brighter future!”

Cybersecurity 119

Cybersecurity AI Risk End User 119

Finovate

JUNE 3, 2024

Now, PayPal stablecoin users can send PYUSD on Ethereum or Solana when transferring out to external wallets. Impact on PayPal users Faster transactions : Because Solana’s blockchain is known for its high-speed processing capabilities, PYUSD transactions on Solana will be much quicker, which will enhance the experience for end users.

Stablecoins 110

Stablecoins PayPal Consumer Blockchain 110

PYMNTS

JANUARY 14, 2020

In financial services, demand for ease of use and security are sky-high, even for business customers. The cloud has emerged as an essential tool to enable financial service providers to digitize and remain agile enough to provide the kinds of convenient, responsive services and products their customers require. A Regulatory Minefield.

Security 101

Security PCI DSS Compromise Service Provider 101

The Fintech Times

JULY 3, 2024

By using the Marqeta platform, Swiss4 hopes to swiftly design and introduce novel payment features, continually enhancing the end-user experience. “Marqeta is a trusted solution that can meet our requirements for a flexible, scalable and personalized offering with the latest capabilities that our customers are seeking.”

Embedded Finance 58

Embedded Finance Payments Non-Bank BNPL 58

PYMNTS

DECEMBER 3, 2020

While FinTech innovators continue to drive competition with a focus on product functionality and an optimal end user experience, businesses are often forced to use outdated tools, according to Frank Dux , managing director of CoCoNet. The Drive To Upgrade. Connectivity Is Key.

Payment APIs and Integration 105

Payment APIs and Integration End User B2B API 105

Fintech Finance

JUNE 7, 2024

“As we prepare to formally launch EPP at PegaWorld iNspire 2024, we invite you to join us at the event and see first-hand how EPP enables banks to transform the user experience associated with cross-border payments.” ” International payments are the lifeblood of the global economy.

Cross-Border Payments 52

Cross-Border Payments Cross-Border SWIFT Payment APIs and Integration 52

Stax

MARCH 21, 2024

Instead, SaaS applications are hosted on cloud computing networks and users can access their functionality on-demand through the internet. Cost savings With most SaaS products, there are no upfront costs to buy or install the applications in a local environment which makes them very cost-effective.

Payment APIs and Integration 88

Payment APIs and Integration Payment Gateways Payments Gateways 88

Fintech News

JUNE 12, 2024

Rapid globalisation and available technological advancements have spurred the demand for more efficient, transparent, and accessible cross-border payment systems. Balancing incentives between sending and receiving jurisdictions is crucial, and costs should not be passed solely to the end-user.

Cross-Border Payments 115

Cross-Border Payments Cross-Border Interoperability Payments 115

Stax

AUGUST 16, 2024

With the plethora of options available, choosing a payment provider and integrating payments into your existing SaaS product can seem daunting. The demand for embedded payments is huge. This helps SaaS businesses enhance their customer experiences and drive loyalty and profitability. Here’s what Lily has to say about this trend. “We’ve

Embedded Payments 88

Embedded Payments Value Added Service Payments Product 88

PYMNTS

APRIL 24, 2020

. COVID-19 has closed bank and credit union (CU) branches across the United States, sending the demand for digital banking solutions soaring as consumers hop online to manage their finances from home. This puts FinTechs and CUs on a collision course, with each racing to innovate new products that will grab members’ attention and patronage.

Credit Union 75

Credit Union P2P Innovation Non-Bank 75

The Fintech Times

APRIL 3, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. As time passes, consumers are seeing the number of embedded finance offerings increase across the wide range of products and services they use.

Embedded Finance 126

Embedded Finance Finance Non-Bank Embedded Payments 126

Fintech Finance

APRIL 5, 2024

As familiarity and understanding of NFC continues to grow, so too does demand for additional applications and use cases for the technology. Access control, payments, digital identity, transport and even emerging Digital Product Passport requirements for sustainability all stand to benefit from improved usability and security thanks to NFC.”

Research 40

Research Technology Contactless Payments Use Case 40

The Fintech Times

JANUARY 7, 2024

Due to these problems, factors influencing user’s insurance premium and provider choices are primarily secure data handling (42 per cent) and the ability to spread payments (35 per cent). Safe and secure data This is paramount not only for the end user but for the insurer too.

Security 58

Security Payments On-Demand Scams 58

PYMNTS

NOVEMBER 27, 2019

That is to say, mass adoption will take time, and the factors driving that adoption will almost certainly continue to change and shift as end users’ needs do the same. Among corporates, there is an increasing demand that their global payment activity is able to keep up with the pace of doing business.

ISO 20022 117

ISO 20022 Cross-Border Payments ISOs Cross-Border 117

The Payments Association

NOVEMBER 12, 2024

“We’ve seen a slight uptick this year in firms considering the ability to build their own in-house transaction monitoring,” he notes, emphasising the allure of control and customisation for companies considering building their own product. However, Armstrong warns that this desire for bespoke solutions can lead to miscalculation. “I

Financial Crimes 88

Financial Crimes Crime Fraud Prevention Compliance 88

PYMNTS

SEPTEMBER 28, 2020

Banks' embrace of FinTech is often driven by consumers' growing demand for a more seamless and unified experience. HighRadius Chief Product Officer Sayid Shabeer said AI-driven technologies are in demand among corporate treasurers. "In But corporates can benefit from industry collaboration, too. BNY Mellon & GTreasury.

Treasury 81

Treasury Treasury Management FinTech AI 81

PYMNTS

MARCH 9, 2020

Consumers aren’t the only ones struggling to cope with the lack of a bank presence in their communities, forcing them to use expensive non-bank financial products like money transfer and check-cashing services. and abroad , the drive toward open banking will only be successful if it keeps the end-user as the priority.

Credit Union 75

Credit Union Community Banks Small Business Online and Mobile Banking 75

PYMNTS

DECEMBER 16, 2019

Financial institutions, of course, use data to create new products and services to cement customer loyalty. The Wall Street Journal reported this weekend that FinTech firms have been accusing banks of blocking access to end users’ financial data. In financial services, access to data is, well, everything. Banks hold the data.

Venmo 69

Venmo Zelle Blocks End User 69

PYMNTS

APRIL 10, 2020

While this strategy can yield results, it can also create silos, hampering a bank’s ability to achieve one of the most vital goals of DX: seamless integration of operations that boost efficiency and improve the end-user experience. “Banks are technology companies,” Rio Tinto recently told PYMNTS.

Technology 144

Technology End User Cross-Border On-Demand 144

The Fintech Times

APRIL 11, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. By leveraging BaaS solutions, neobanks gain the ability to offer cutting-edge and user-friendly financial services tailored to meet the evolving needs of their client base.

Embedded Finance 74

Embedded Finance Non-Bank Online and Mobile Banking Financial Inclusion 74

PYMNTS

DECEMBER 8, 2020

CEO and Co-Founder Itai Damti said per TechCrunch that the company's goal is to make it simpler for companies already doing some transacting work with customers, such as an on-demand transportation company interacting with a fleet of drivers or a bookkeeping platform providing online service.

Payment APIs and Integration 60

Payment APIs and Integration End User API Checks 60

PYMNTS

AUGUST 20, 2020

Yet financial institutions (FIs) must be deliberate in how they guide their corporate customers through the modernization process and offer products to support digitization. ” Once those opportunities have been identified, data is also essential to supporting an efficient product adoption strategy. .”

Payment APIs and Integration 104

Payment APIs and Integration Automation B2B API 104

PYMNTS

MARCH 4, 2020

More established financial players offer scale and reach along with decades of experience in touching millions, even billions, of end users’ financial lives. This provides FinTechs — which have established technology and development processes to streamline money and information’s movement — with greater access. Pairing for success.

Visa 61

Visa FinTech Push-to-Card Financial Inclusion 61

The Fintech Times

FEBRUARY 27, 2024

James Butland, UK managing director, Mangopay “By 2027, third-party sales via marketplaces will account for 59 per cent of all global e-commerce, and so we’ll see an increased demand for paytech built with marketplaces and platforms at the heart. This lightens the human load, allowing teams to concentrate on more complex and strategic tasks.

Consumer Protection 68

Consumer Protection Stablecoins Payments Trends Consumer 68

PYMNTS

DECEMBER 2, 2020

This week, Mastercard unveiled its newest commercial payments technology offering: a virtual card product that is supported by mobile wallets. Debuting its new small business payment solution, Yoba Smart Money is teaming up with Nets to connect SMBs to commercial card solutions paired with on-demand liquidity and spend management offerings.

Commercial Card 65

Commercial Card FinTech Small Business Visa 65

PYMNTS

APRIL 22, 2019

Visa introduced a platform on Monday morning (April 22), complete with beta application programming interfaces (APIs), that will allow issuers and issuer processors to build and test new products. The initial beta APIs on offer will help those within the Visa ecosystem to create digital cards on demand and add digital services.

Payment APIs and Integration 91

Payment APIs and Integration Issuers API Use Case 91

PYMNTS

MAY 21, 2020

The company said in an announcement that business lending end users are able to have an enhanced customer experience throughout the entire time of securing as well as drawing down on a loan. Users would be hosted on the cloud solution of Ripple and be able to use On-Demand Liquidity.

Origination 52

Origination Payment APIs and Integration End User API 52

PYMNTS

JANUARY 8, 2021

Retailers with streamlined online ordering earned increased revenue during the pandemic, while merchants — even popular ones — unable to keep pace with audience demand and expectations did not. The Checkout Conversion Index offers a few critical points to keep in mind. It’s All About Maximizing Value, Minimizing Effort . percent), however.

On-Demand 104

On-Demand Consumer BNPL Innovation 104

PYMNTS

APRIL 2, 2018

Consumers demand easy, digital banking, but this pressure for banks to deliver is also coming from corporate clients. Take mobile banking, which has propelled the introduction of mobile-only banks to meet demand for better services on smaller screens. Analysts say the tangible benefits of digitization and a happier end user are clear.

Blockchain 68

Blockchain Online and Mobile Banking End User Non-Bank 68

The Fintech Times

APRIL 16, 2024

I’ve been fortunate to lead a number of projects to transform our product assets and ensure that we are continuing to stay ahead as industry trends and customer demands shift. For example, gaining insight into the end-user, sell-side, buy-side segments in banks, consumer facing organisations as well as third parties.

FinTech 58

FinTech Innovation Global Payments On-Demand 58

PYMNTS

SEPTEMBER 13, 2016

Fusebill helps SMEs shift to a subscription-based model for their software products. The company said the Series A funding will be used to strengthen product development and expand globally via sales. The company said the Series A funding will be used to strengthen product development and expand globally via sales.

Security 63

Security End User On-Demand Small Business 63