Leveraging an ACH API for SaaS Payment Integration
Agile Payments
AUGUST 8, 2023
ACH API integration for SaaS platforms offers multiple benefits to the platforms end users. Learn how to leverage API's
The Secret World Of APIs
PYMNTS
OCTOBER 16, 2017
From an acronym known mostly by programmers in the early 2000s to something thousands of innovators have embraced to ignite numerous innovative solutions, it’s been an electric journey for the application program interface (API). The API hype cycle has all but ignored what it takes to use APIs,” David Koch noted.
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Gusto Cites Security Concerns In Zenefits API Dispute
PYMNTS
DECEMBER 1, 2019
Small business accountants have said they are now forced to manually transfer data between payroll and human resources solution providers Gusto and Zenefits after the two companies abruptly ended their application programming interface (API) integration, AccountingToday reported.
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Neonomics Launches Nello: AI-Powered Payments and Data Suite Aiming to Transform Open Banking Adoption
Fintech Finance
OCTOBER 15, 2024
A pioneer in open banking, Neonomics unveils an innovative new product suite launched as Nello, with the goal to bring open banking to the next level through AI-driven solutions and seamless payments. Nello AI will be available as a white-label integration for financial institutions and others to easily integrate.
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Conferma and GroundSpan Enable Virtual Card Payments for Ground Transportation
Fintech Finance
JULY 18, 2024
Conferma , the leading virtual card provider, has entered into a strategic partnership with the ground transportation automation and management platform, GroundSpan to facilitate simple, virtual payments for ground transportation. The strategic partnership was formed in direct response to customer demand for ground transportation integration.
Three Years On, Open Banking Broadens For Business Banking
PYMNTS
JANUARY 26, 2021
marked its third anniversary of adopting its open banking framework, making it the leading market to drive the concept of unlocking customers’ bank account data for integration with third-party solution providers. The partnership, which will see the bank adopting its B2B payments platform to finance trade of its corporate customers.
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Why an ACH Processing API? 2019 Guide
Agile Payments
FEBRUARY 25, 2019
For software applications that have an end-user base in a subscription model or include recurring transactions, an ACH Processing API is a must.
Payments as a Service, Ready for Prime Time?
PYMNTS
JANUARY 12, 2021
These days, with the emergence of the cloud, open banking and application programming interfaces (APIs, the moniker “as-a-Service” applies to pretty much any business function that is now able to be outsourced to a third party. Technology brings the concept of flexible payments into reality. Flexibility Is Key.
B2B FinTechs Get Creative With Open Banking Use Cases
PYMNTS
SEPTEMBER 22, 2020
No longer is open banking solely for consolidating financial information into a single platform for one end user. Integrated into its ERP solution, the new feature links electronic banking fees to corporate card spend, allowing for automated receipt creation. ClearBank Dives Into Multicurrency Accounts Via API.
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Banking-as-a-Service Moves Past Its Missteps To A Better User Experience
PYMNTS
DECEMBER 22, 2020
Increasingly, consumer and corporate end users of various platforms are seeking a more seamless experience, and the owners of those platforms are finding a big opportunity to integrate a range of financial products and services, from payments to financing. But across use cases, Bloh said two key themes are emerging.
How APIs Level The B2B eCommerce Playing Field
PYMNTS
JULY 8, 2019
What it comes down to is a lack of integration and automation on both sides of the transaction.”. Instead, Grouchy said, application programming interface (API) technology can enable seamless integration of data within back-office systems and between the systems of two different businesses without forcing them into a particular solution.
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Foursquare Launches Geolocation API For Developers, SMBs
PYMNTS
APRIL 16, 2018
Foursquare is offering small businesses (SMBs) and startups access to its geolocation API, according to VentureBeat reports on Friday (April 13). Now, Foursquare is extending this service to SMBs via its Places API for Startups.
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How B2B Payments Balances Compliance With A Better User Experience
PYMNTS
DECEMBER 16, 2019
The capabilities to unlock bank data and integrate new services into emerging FinTech platforms via API integrations is a FinTech trend that hasn’t ignored the B2B payments arena. Service providers are increasingly understanding that, like consumers, businesses demand a better and more seamless end-user experience.
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Trustly Launches Revolutionary AI-Powered Recurring Payments to Boost European Subscription Economy
Fintech Finance
JUNE 12, 2024
In a major leap for subscription services, Trustly , the global leader in open banking payments, today unveiled its innovative AI-powered recurring payments solution poised to revolutionise how merchants handle repeat transactions through a single integration.
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Galileo Financial Technologies Helps Fintechs Meet Demand for Fast, Secure Money Movement With Wire Transfer Capabilities
Fintech Finance
JULY 9, 2024
Through its wire transfer API, Galileo connects fintechs partnering with Community Federal Savings Bank (“CFSB”) with Fedwire via sponsor bank CFSB. This service is in high demand for businesses and consumers that need immediate and secure transactions, for example, large transactions such as a home sale, tuition payments or vendor payments.
In B2B, P2P, Banking And Beyond: APIs Are Coming
PYMNTS
APRIL 16, 2019
To paraphrase a TV show that many are no doubt watching (or binge watching to catch up), replete with dragons, thrones and rather grisly games: The application program interface (API) is coming. For B2B, it seems, the advent of the open API cannot come fast enough. For banks to be competitive, they need to provide APIs.”.
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Mastering Integrated Payment Processing: What to Look for in Integrated Payment Providers
Exact Payments
FEBRUARY 5, 2024
In today’s ever-evolving digital landscape, integrated payment processing has emerged as a key to business success. Whether you’re running an e-commerce platform, a cutting-edge software-as-a-service (SaaS) solution, or any digital enterprise, choosing the right integrated payment provider is paramount.
Unlocking Brazil's Open Banking Potential
PYMNTS
SEPTEMBER 23, 2020
In the journey to improve the payments experience, sometimes the best user experience (UX) is an unnoticeable one. Key to achieving this goal is data integration, yet in markets where open banking frameworks aren't as advanced as jurisdictions like the U.K., A Better Payments Experience. Making Payments Invisible.
Simplifying Global Money Movement with Visa Cross-Border Solutions
Fintech News
FEBRUARY 19, 2024
The conversation delved into the transformation journey of Currencycloud into Visa Cross-Border Solutions , a foreign exchange and cross-border payments solution within Visa, and how it addresses the challenges of cross-border payments in today’s fintech landscape.
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OANDA API Opens Real-Time FX Tech To Third-Party Apps
PYMNTS
MARCH 9, 2018
Foreign exchange solutions company OANDA is enhancing its application programming interface (API) that opens up its foreign exchange (FX) technology to third-party apps. The company announced news on Thursday (March 8) that its Exchange Rates API has been updated to include real-time FX rates.
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Why The Future Of Corporate Banking Is All About Connectivity
PYMNTS
DECEMBER 3, 2020
While FinTech innovators continue to drive competition with a focus on product functionality and an optimal end user experience, businesses are often forced to use outdated tools, according to Frank Dux , managing director of CoCoNet. The Drive To Upgrade. It can be much easier for banks to buy out-of-the-box solutions," he said.
Taking AI Beyond Fraud Prevention And Into The Realm Of Smart Payments Routing
PYMNTS
SEPTEMBER 21, 2020
Artificial intelligence (AI) can improve the eCommerce experience – not just in terms of warding off fraud, but also in making sure payments can be processed efficiently and that the most effective payment gateways are accessed. Consider the fact that just a few years ago, alternative payment rails Zelle and Venmo didn’t even exist.
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Linking Cross-Border B2B Payments Across Cloud Platforms
PYMNTS
FEBRUARY 16, 2017
Considering the mind-bending level of competition in the FinTech space today, the rise of the API may raise some eyebrows. But the rollout of APIs from financial services and technology giants like Standard Chartered and Citigroup is a chance for the FinTech space to achieve greater levels of collaboration and innovation.
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Embedded Versus Integrated Payments: 4 Key Differences
Exact Payments
NOVEMBER 9, 2023
Embedded versus integrated payments: what exactly is the difference? Are these two payment models actually one in the same? Keep reading as we explain the key differences between embedded and integrated payments. However, there are variations in each integration approach. of integrated payments.
Orenda Partners With Tribe for Issuer Processing
Fintech Finance
AUGUST 7, 2024
Tribe Payments , the pioneering digital payments and infrastructure orchestrator which specialises in issuer and acquirer processing, has been selected by embedded financial services platform, Orenda Finance , to provide its issuer processing services. Ensuring a smooth process with Tribe is key for end-user functionality.
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Noda introduces Pay & Go: An orchestration platform for registration, KYC, and payment processing
The Payments Association
OCTOBER 23, 2024
Noda , a leading provider of open banking, has introduced Pay & Go, a solution designed to streamline the user journey for merchants who require registration, KYC verification, and payment processing. How Pay & Go works Integrating Pay & Go is simple.
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Unit Raises $18.6 Million For Banking Integration
PYMNTS
DECEMBER 8, 2020
million in a funding round to go toward the startup's goal of providing a way for third parties to integrate banking services through an application programming interface (API), according to a report from TechCrunch. Unit has raised $18.6
How Merchants Navigate Payments Integration Risk
PYMNTS
JANUARY 30, 2020
When it comes to payments in commerce, what — and who — you don’t know can hurt you. For software companies and platforms that seek to integrate payments and provide value-added services to merchants, there is the never-ending challenge of balancing trust and risk. Risks for Merchants — and Providers. The Partnerships.
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A Guide to QuickBooks Integrations
Nanonets
APRIL 19, 2024
For those wanting to do more with QuickBooks, hundreds of third-party integrations step in to offer additional features and benefits beyond QuickBooks' native offerings. Still, with as many integrations as are available, some may find themselves overwhelmed.
FISPAN, Stripe Drive Strategies On Embedded Business Banking
PYMNTS
JANUARY 27, 2021
The concept of embedded banking has opened up a new frontier for financial service providers to drive holistic, elevated experiences for end-users. But the continued evolution of FinTech has made integration far more accessible, and today, it’s up to those FinTech providers to facilitate connectivity.
FinTech-As-A-Service Eyes Global Payments Simplification Makeover
PYMNTS
FEBRUARY 19, 2019
FinTech still exists as a fragmented market, where businesses striving to offer payment services to end users pick and choose among providers, integrate with those providers, and must often navigate across complex technological and regulatory hurdles as they expand into new markets. The Transition In Payments, Too.
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What Banks Need To Know About Corporates’ AR Digitization Journeys
PYMNTS
AUGUST 20, 2020
The coronavirus pandemic was an unanticipated disruption for every business, but for organizations that remain mired in paper, it became what Dave Robertson , managing director of payment advisory services at Deluxe , described as “the ultimate stress test.” A Gradual Process. Killing Friction With Data.
The Benefits of SaaS and Implementing SaaS Payments
Stax
MARCH 21, 2024
In this article, we’ll explore the many benefits of SaaS and how to implement SaaS payments. SaaS applications are hosted on cloud computing networks and users can access their functionality on-demand through the internet resulting in significant cost savings, scalability, flexibility, security, and convenience.
Contextual Banking Awaits Its Star Turn
PYMNTS
DECEMBER 30, 2020
And a simple approach, said Shields, involves a clickable app that provides the benefits of automation and integration with service providers. And FIs want to service as many of their customers as possible with integrated, embedded solutions, regardless of the ERP or accounting system the corporate client uses. Many-To-Many Markets .
ISVs vs SaaS: What’s the Difference?
Stax
APRIL 18, 2024
ISVs, or Independent Software Vendors, are businesses that develop and distribute software products to end-users. ISV software products are tailored to meet the specific needs of industries and users. Customer Support In-house support teams maintain direct relationships with end-users for assistance.
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Veritran and Swift Come Together to ‘Overcome Increasing Fragmentation’ of Cross-Border Payments
The Fintech Times
APRIL 27, 2024
Global tech firm Veritran has partnered with Swift , the world’s leading provider of financial messaging services, to enable financial institutions to offer an enhanced, streamlined and more transparent cross-border payment experience to their customers.
Visa Next: Visa’s Next ‘Digital First’ Act
PYMNTS
APRIL 22, 2019
Visa introduced a platform on Monday morning (April 22), complete with beta application programming interfaces (APIs), that will allow issuers and issuer processors to build and test new products. The initial beta APIs on offer will help those within the Visa ecosystem to create digital cards on demand and add digital services.
Bank-FinTech Tie-Ups Continue Despite SMB Skepticism
PYMNTS
JANUARY 21, 2020
While Open Banking initiatives and data integrations between banks and FinTech firms have begun to target corporate and small business (SMB) end users, new research out of the U.K. HSBC Targets Treasurers With APIs. In an announcement , HSBC revealed the launch of its Treasury APIs for corporate clients across 27 markets.
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Paymentology Supports Diamond Trust Bank to Drive Financial Inclusion in Kenya
The Fintech Times
MAY 9, 2024
” Paymentology leverages its technology and robust payment card solutions to empower clients in the creation, distribution, and management of cards. “We take pride in establishing the capability to create secure stores of value within a regulated framework and seamlessly integrate systems through simplified APIs.
Businesses Are Ready To Make The RTP Leap
PYMNTS
AUGUST 20, 2020
New research says businesses are eager to make the leap into real-time payments (RTP) — and to embrace new payment rails in their effort. A new survey from Citizens Bank says businesses are jumping into the real-time payments opportunity. Faster Payments Council Announces Board Advisory Group. This week, the U.S.
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What Is an ACH Payment Facilitator?
Stax
JANUARY 17, 2024
Automated Clearing House (ACH) payments are a type of electronic bank-to-bank payment system in the US. Unlike payments facilitated by card networks like Visa or Mastercard, ACH payments are managed by a body called the National Automated Clearing House Association (NACHA). Let’s get started.
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How Businesses Drive Unexpected Open Banking Innovation
PYMNTS
APRIL 17, 2020
Small businesses and corporate end-users have emerged as powerful drivers of exploring new use-cases for open banking and PSD2 regulations. Connecting Accounting to Payments. Further, APIs can facilitate collection of this data in real time throughout the day, rather than overnight or at periodic times during the month.
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Payments-As-A-Service Gets Ready For Prime Time
PYMNTS
JANUARY 12, 2021
These days, with the emergence of the cloud, open banking and application programming interfaces (APIs, the moniker “as-a-Service” applies to pretty much any business function that is now able to be outsourced to a third party. Technology brings the concept of flexible payments into reality. Flexibility is Key.
How HR’s Self-Service Shift Drives Payroll To Unlock Data
PYMNTS
FEBRUARY 3, 2020
That means financial functions beyond banking are taking advantage of application programming interface (API) data integrations, with productivity gains particularly large for business end-users of these products and services. Unlocking Data, Unlocking Opportunities.
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