PYMNTS

NOVEMBER 24, 2020

This week's look at the latest in bank-FinTech collaborations explores how a range of banks is turning to partners and API connectivity to enhance small business services, from lending to payments. Also focused on unlocking bank data is Visa, which recently announced a partnership with API provider Codat in Europe.

Payment APIs and Integration 60

Payment APIs and Integration Small Business API Underwriting 60

Finovate

AUGUST 20, 2024

Features Leverage free API gateway for real-time vendor monitoring Elevate operations and engagement with intuitive web admin portal Scale platform with patent-pending branding technology Who’s it for? Banks, credit unions, payment providers, and financial institutions focused on unsecured consumer lending.

Credit Union 59

Credit Union Payment APIs and Integration BSA SARS 59

EBizCharge

MAY 23, 2024

How we pay for goods and services constantly evolves, from bartering to banknotes to modern times with digital wallets and embedded payments. Embedded payments represent the latest frontier of integrating financial transactions into everyday software. What are embedded payments?

Embedded Payments 52

Embedded Payments Payment APIs and Integration ISOs Payments 52

PYMNTS

DECEMBER 8, 2020

million in a funding round to go toward the startup's goal of providing a way for third parties to integrate banking services through an application programming interface (API), according to a report from TechCrunch. Unit has raised $18.6

Payment APIs and Integration 60

Payment APIs and Integration End User API Checks 60

Fintech News

FEBRUARY 19, 2024

The conversation delved into the transformation journey of Currencycloud into Visa Cross-Border Solutions , a foreign exchange and cross-border payments solution within Visa, and how it addresses the challenges of cross-border payments in today’s fintech landscape.

Cross-Border 113

Cross-Border Cross-Border Payments Multi-Currency Payment APIs and Integration 113

PYMNTS

APRIL 16, 2019

To paraphrase a TV show that many are no doubt watching (or binge watching to catch up), replete with dragons, thrones and rather grisly games: The application program interface (API) is coming. For B2B, it seems, the advent of the open API cannot come fast enough. For banks to be competitive, they need to provide APIs.”.

API 71

API P2P B2B Payment APIs and Integration 71

PYMNTS

JANUARY 30, 2020

When it comes to payments in commerce, what — and who — you don’t know can hurt you. For software companies and platforms that seek to integrate payments and provide value-added services to merchants, there is the never-ending challenge of balancing trust and risk. Risks for Merchants — and Providers. The Partnerships.

Risk 57

Risk Payment APIs and Integration Payments Cross-Border Payments 57

PYMNTS

JANUARY 26, 2021

marked its third anniversary of adopting its open banking framework, making it the leading market to drive the concept of unlocking customers’ bank account data for integration with third-party solution providers. The partnership, which will see the bank adopting its B2B payments platform to finance trade of its corporate customers.

ISO 20022 142

ISO 20022 ISOs Payment APIs and Integration Message Standards 142

Fintech Finance

MAY 30, 2024

Mangopay , a modular and flexible payment infrastructure provider for platforms, today announces the launch of its new Fraud Prevention solution. Platforms can connect to the solution through the Mangopay product ecosystem, meaning they can easily protect themselves against fraud without any additional integration.

Fraud Prevention 52

Fraud Prevention AI Payment APIs and Integration Fraud Detection 52

PYMNTS

DECEMBER 3, 2020

While FinTech innovators continue to drive competition with a focus on product functionality and an optimal end user experience, businesses are often forced to use outdated tools, according to Frank Dux , managing director of CoCoNet. The Drive To Upgrade. Connectivity Is Key.

Payment APIs and Integration 105

Payment APIs and Integration End User B2B API 105

PYMNTS

AUGUST 20, 2020

The coronavirus pandemic was an unanticipated disruption for every business, but for organizations that remain mired in paper, it became what Dave Robertson , managing director of payment advisory services at Deluxe , described as “the ultimate stress test.” A Gradual Process. Killing Friction With Data.

Payment APIs and Integration 104

Payment APIs and Integration Automation B2B API 104

PYMNTS

FEBRUARY 3, 2020

That means financial functions beyond banking are taking advantage of application programming interface (API) data integrations, with productivity gains particularly large for business end-users of these products and services. Unlocking Data, Unlocking Opportunities.

Payroll 73

Payroll Payment APIs and Integration Faster Payments Due Diligence 73

Fintech News

FEBRUARY 26, 2024

Source: twimbit analysis Banking-as-a-service (BaaS) The first trend outlined in the report is BaaS, a business model which involves the provision of banking products to non-bank third parties through application programming interfaces (APIs). By 2025, 65% of APAC gross domestic product (GDP) is expected to be digitized, reaching US$1.5

APACS 52

APACS BNPL Payment APIs and Integration Embedded Finance 52

PYMNTS

DECEMBER 30, 2020

The vast majority of treasury organizations want simple, tech-driven solutions that don’t require them to go out and make use of new products. And a simple approach, said Shields, involves a clickable app that provides the benefits of automation and integration with service providers. Many-To-Many Markets .

Payment APIs and Integration 97

Payment APIs and Integration Treasury Reconciliation API 97

Exact Payments

SEPTEMBER 13, 2023

By leveraging payment monetization and user experience best practices, the payment facilitator model offers a versatile approach to revenue growth — one that benefits businesses of all kinds. This strategy entails tapping into the lucrative payment market and earning a portion of payment processing fees.

Facilitators 52

Facilitators Payment APIs and Integration Third Party Vendors ISVS 52

The Finance Weekly

MARCH 5, 2024

Question 1: End-User Self-Sufficiency Enhancement Which software has been most effective in transforming end-users to be more self-sufficient, resulting in a reduction of tickets opened with the IT helpdesk? As anticipated, smaller companies with up to 150 employees tend to prioritize productivity.

Finance 52

Finance End User Payment APIs and Integration Facilitators 52

PYMNTS

APRIL 22, 2019

Visa introduced a platform on Monday morning (April 22), complete with beta application programming interfaces (APIs), that will allow issuers and issuer processors to build and test new products. The initial beta APIs on offer will help those within the Visa ecosystem to create digital cards on demand and add digital services.

Payment APIs and Integration 91

Payment APIs and Integration Issuers API Use Case 91

PYMNTS

NOVEMBER 12, 2020

It may be an open road for open banking as, three years after the rollout of the second Payment Services Directive (PSD2), bank-FinTech collaborations and new initiatives unlocking bank account data continue to flourish. But it may not always be smooth sailing ahead. ThinCats Links Up With Open Banking FinTech Salt Edge. In the U.K.,

Payment APIs and Integration 88

Payment APIs and Integration Treasury Small Business FinTech 88

PYMNTS

OCTOBER 9, 2020

Watchers of the B2B payments space already know how overwhelming the power of inertia can be. I think one of the most interesting things in terms of how [the pandemic] has revolutionized and accelerated all things digital payments is that companies historically are really slow or hesitant to adopt new payment modalities,” Harris said. “An

Checks 74

Checks Business Payments Payment APIs and Integration Push-to-Card 74

PYMNTS

NOVEMBER 4, 2019

Competitive forces in the payments and financial services sector have driven two key trends in the U.S.: the acceleration of payments, and the adoption of open banking frameworks. Both are key to addressing the modern demands of end-users. Looping Into Faster Payments.

Real Time Payments 44

Real Time Payments RTP Payment APIs and Integration Faster Payments 44

CB Insights

NOVEMBER 21, 2019

Our definition of fintech includes (1) technology companies that provide services to the financial services industry, and/or (2) technology companies that create, distribute, and administer financial products themselves. APIs) directly to end-users. Subcategories are mutually exclusive. HR, payroll, and benefits.

FinTech 93

FinTech End User Online and Mobile Banking Payment APIs and Integration 93

The Fintech Times

FEBRUARY 28, 2024

Payments are arguably the face of fintech. When you think about financial technology, it is easy to think about solutions which are making payments faster, easier and more accessible. We take a retrospective look and investigate which payment technologies have shaped the industry into its current iteration.

Payment Solutions 59

Payment Solutions BNPL Payment APIs and Integration Payments 59

PYMNTS

AUGUST 20, 2020

New research says businesses are eager to make the leap into real-time payments (RTP) — and to embrace new payment rails in their effort. A new survey from Citizens Bank says businesses are jumping into the real-time payments opportunity. Faster Payments Council Announces Board Advisory Group. This week, the U.S.

RTP 101

RTP Phixius FPC Payment APIs and Integration 101

PYMNTS

FEBRUARY 28, 2020

As B2B FinTech firms continue working to break down silos, and ease the numerous friction points of the B2B payments process for both buyer and seller, the opportunities for data integration are vast. “This combination increases data accuracy, and shortens payment cycles.”

Automation 83

Automation Payment APIs and Integration B2B Accounts 83

PYMNTS

OCTOBER 23, 2017

If the promise of mobile payments is speed and convenience, delivering on the promise – and turning it into practice – is a bit tougher. Users transact using credentials linked to their Google accounts spanning Gmail, Google Play, YouTube and Chrome. Small screen, small window of time to get the transaction done. Session timeouts?

Payment APIs and Integration 65

Payment APIs and Integration Credential API Debit Card 65

PYMNTS

MAY 21, 2020

The company said in an announcement that business lending end users are able to have an enhanced customer experience throughout the entire time of securing as well as drawing down on a loan. Ripple had joined forces with Finastra to let banking customers use blockchain payments network RippleNet per a report in October.

Origination 52

Origination Payment APIs and Integration End User API 52

PYMNTS

OCTOBER 6, 2020

Integrating application programming interfaces (APIs), cloud-based systems, advanced artificial intelligence (AI) and machine learning tech, BaaS facilitates innovation, helping FinTechs and financial institutions (FIs) develop new instant money products while managing data and keeping security foremost.

Payment APIs and Integration 64

Payment APIs and Integration API Innovation FinTech 64

PYMNTS

DECEMBER 26, 2018

Rather, banks around the globe began to understand the potential value in opening up customer data to third-party players, and with more bank APIs emerging in 2018, the year saw a surge in data sharing. Finserv Embraces The API. “I I think for our industry, APIs are a very positive innovation,” said Hubert J.P.

B2B 70

B2B Payment APIs and Integration API Small Business 70

PYMNTS

SEPTEMBER 30, 2020

FinTech firm Nium has teamed with Southeast Asia neo-bank Aspire to enable a mobile payments feature with its cards. Nium’s end-to-end issuing, processing and onboarding services allow Aspire customers to have another choice for completing their payments via Google Pay on card terminals that accept Visa.

Innovation 77

Innovation Card Issuer Debit Card PayPal 77

PYMNTS

JANUARY 15, 2021

In total, investors placed nearly $600 million for firms in the B2B payments, T&E, financial management and other B2B spaces. B2B payments FinTech Qolo has announced a $3.8 million investment round, which it said it will use to expand its team and expand its product. PYMNTS rounds up all the latest deals below.

Embedded Finance 67

Embedded Finance B2B Finance Payment APIs and Integration 67

PYMNTS

AUGUST 5, 2020

Gaherity recounted to PYMNTS that through the past few decades, Coinstar has broadened its reach and scope through partnerships beyond its initial product that focused on e-gift card products and charitable donations. Consumers, he said can buy bitcoin today through its back-end partners that manage digital wallets for the consumer.

Payment APIs and Integration 135

Payment APIs and Integration Bitcoin Online and Mobile Banking Credit Union 135

PYMNTS

OCTOBER 28, 2019

The payments industry has been riding the wave of shifting consumer habits and demands, placing the end-user experience at the forefront of new products, services and infrastructure. Those users, both consumers and businesses, aren’t just demanding choice, however. But with the U.S. But with the U.S.

Real Time Payments 40

Real Time Payments Instant Payments Value Added Service Payment APIs and Integration 40

PYMNTS

JANUARY 17, 2018

The traditional strategy of handing an employee a corporate card, hoping they make responsible purchases and depending on accurate expense reports has evolved into a market that embraces automation, artificial intelligence, mobility and an array of card products, from P-cards to virtual numbers. APIs Add Fuel.

FinTech 74

FinTech Payment APIs and Integration Push-to-Card API 74

Nanonets

JANUARY 17, 2024

For those diving into the deep end of automation, this can feel like treading water in a storm. And don’t get me started on bulk data transfers – unless you've got the patience and skill to master the art of reading and replicating API documentation for each app in your Zap, you might find yourself in a bit of a pickle.

Payment APIs and Integration 52

Payment APIs and Integration Automation CRM API 52

PYMNTS

AUGUST 14, 2018

A bit wider in scope, the August edition of the B2B API Tracker took note that banking APIs are “becoming especially prevalent” in the U.K. Among the more recent initiatives bowing in that region is Metrobank’s introduction of a designer portal that will let third parties create services that will rest on top of bank APIs.

FinTech 75

FinTech API Cross-Border Bots 75

The Fintech Times

AUGUST 15, 2024

finova also owns key IP in the broker CRM space, as well as a mortgage club, finova Payments and Mortgage Services – which means we’re the only vendor in the sector with coverage across all key areas. Our solutions are focused on state-of-the-art SaaS digital originations, and cloud-based offerings such as our servicing platform.

Origination 59

Origination Payment APIs and Integration Addressing CRM 59

PYMNTS

NOVEMBER 10, 2020

With open banking technologies making their way beyond the world of consumer finance and into the business banking market, new use cases are emerging from the legislation that opens up bank account data and offers FinTechs opportunities for new functionalities via deeper data integrations. Emerging Use Cases.

Use Case 75

Use Case Payment APIs and Integration Accounts Finance 75