The Fintech Times

JULY 31, 2024

SDK.finance , a white-label Lithuanian fintech platform for digital payments, has partnered with Salt Edge , the open banking solution provider, aiming to help fintechs of all sizes develop open banking-enabled financial services and applications.

Payment APIs and Integration 58

Payment APIs and Integration FinTech Financial Inclusion Payment Initiation 58

Fintech Finance

JUNE 7, 2024

EvonSys , a Global Elite Pega Partner and Platinum Sponsor for Pega World 2024, announces the launch of the EvonSys Payments Platform (EPP). This innovative platform is set to transform the landscape of cross-border payments, delivering new standards in traceability, transparency, and efficiency.

Cross-Border Payments 52

Cross-Border Payments Cross-Border SWIFT Payment APIs and Integration 52

Fintech Finance

AUGUST 7, 2024

Tribe Payments , the pioneering digital payments and infrastructure orchestrator which specialises in issuer and acquirer processing, has been selected by embedded financial services platform, Orenda Finance , to provide its issuer processing services. Ensuring a smooth process with Tribe is key for end-user functionality.

Issuers 105

Issuers Process Payment APIs and Integration Fraud Prevention 105

Stax

MARCH 21, 2024

In this article, we’ll explore the many benefits of SaaS and how to implement SaaS payments. SaaS applications are hosted on cloud computing networks and users can access their functionality on-demand through the internet resulting in significant cost savings, scalability, flexibility, security, and convenience.

Payment APIs and Integration 88

Payment APIs and Integration Payment Gateways Payments Gateways 88

PYMNTS

DECEMBER 8, 2020

million in a funding round to go toward the startup's goal of providing a way for third parties to integrate banking services through an application programming interface (API), according to a report from TechCrunch. Unit has raised $18.6

Payment APIs and Integration 60

Payment APIs and Integration End User API Checks 60

PYMNTS

JULY 8, 2019

What it comes down to is a lack of integration and automation on both sides of the transaction.”. Instead, Grouchy said, application programming interface (API) technology can enable seamless integration of data within back-office systems and between the systems of two different businesses without forcing them into a particular solution.

API 76

API B2B Payment APIs and Integration Compromise 76

EBizCharge

MAY 23, 2024

How we pay for goods and services constantly evolves, from bartering to banknotes to modern times with digital wallets and embedded payments. Embedded payments represent the latest frontier of integrating financial transactions into everyday software. What are embedded payments?

Embedded Payments 52

Embedded Payments Payment APIs and Integration ISOs Payments 52

PYMNTS

SEPTEMBER 22, 2020

No longer is open banking solely for consolidating financial information into a single platform for one end user. Integrated into its ERP solution, the new feature links electronic banking fees to corporate card spend, allowing for automated receipt creation. ClearBank Dives Into Multicurrency Accounts Via API.

Use Case 110

Use Case Payment APIs and Integration Credit Union FinTech 110

Fintech News

FEBRUARY 19, 2024

The conversation delved into the transformation journey of Currencycloud into Visa Cross-Border Solutions , a foreign exchange and cross-border payments solution within Visa, and how it addresses the challenges of cross-border payments in today’s fintech landscape.

Cross-Border 106

Cross-Border Cross-Border Payments Multi-Currency Payment APIs and Integration 106

PYMNTS

APRIL 16, 2019

To paraphrase a TV show that many are no doubt watching (or binge watching to catch up), replete with dragons, thrones and rather grisly games: The application program interface (API) is coming. For B2B, it seems, the advent of the open API cannot come fast enough. For banks to be competitive, they need to provide APIs.”.

API 71

API P2P B2B Payment APIs and Integration 71

PYMNTS

JANUARY 30, 2020

When it comes to payments in commerce, what — and who — you don’t know can hurt you. For software companies and platforms that seek to integrate payments and provide value-added services to merchants, there is the never-ending challenge of balancing trust and risk. Risks for Merchants — and Providers. The Partnerships.

Risk 57

Risk Payment APIs and Integration Payments Cross-Border Payments 57

Finovate

AUGUST 20, 2024

Features Leverage free API gateway for real-time vendor monitoring Elevate operations and engagement with intuitive web admin portal Scale platform with patent-pending branding technology Who’s it for? Banks, credit unions, payment providers, and financial institutions focused on unsecured consumer lending.

Credit Union 59

Credit Union Payment APIs and Integration BSA SARS 59

PYMNTS

JANUARY 26, 2021

marked its third anniversary of adopting its open banking framework, making it the leading market to drive the concept of unlocking customers’ bank account data for integration with third-party solution providers. The partnership, which will see the bank adopting its B2B payments platform to finance trade of its corporate customers.

ISO 20022 142

ISO 20022 ISOs Payment APIs and Integration Message Standards 142

PYMNTS

DECEMBER 22, 2020

Increasingly, consumer and corporate end users of various platforms are seeking a more seamless experience, and the owners of those platforms are finding a big opportunity to integrate a range of financial products and services, from payments to financing.

Payment APIs and Integration 114

Payment APIs and Integration End User Treasury Non-Bank 114

PYMNTS

DECEMBER 3, 2020

While FinTech innovators continue to drive competition with a focus on product functionality and an optimal end user experience, businesses are often forced to use outdated tools, according to Frank Dux , managing director of CoCoNet. The Drive To Upgrade. Connectivity Is Key.

Payment APIs and Integration 105

Payment APIs and Integration End User B2B API 105

Fintech Finance

MAY 30, 2024

Mangopay , a modular and flexible payment infrastructure provider for platforms, today announces the launch of its new Fraud Prevention solution. Platforms can connect to the solution through the Mangopay product ecosystem, meaning they can easily protect themselves against fraud without any additional integration.

Fraud Prevention 52

Fraud Prevention AI Payment APIs and Integration Fraud Detection 52

Tearsheet

OCTOBER 2, 2024

Morgan have recently announced a partnership aimed at facilitating the transition from checks to digital payments for major banks in the United States. This collaboration has resulted in the launch of Codat’s new Supplier Enablement API product, designed to increase virtual card usage, with J.P. Stephen Markwell, J.P.

B2B 59

B2B Checks Payment APIs and Integration Push-to-Card 59

Exact Payments

NOVEMBER 8, 2023

As merchants look to accept payments with ease, and as software developers seek to diversify their revenue-earning strategies, the PayFac model has risen to the forefront. For businesses that choose to become payment facilitators, the benefits are tremendous. What is the PayFac Model? These technologies are often third-party solutions.

Facilitators 52

Facilitators ISVS ISOs Payment APIs and Integration 52

PYMNTS

SEPTEMBER 23, 2020

In the journey to improve the payments experience, sometimes the best user experience (UX) is an unnoticeable one. Key to achieving this goal is data integration, yet in markets where open banking frameworks aren't as advanced as jurisdictions like the U.K., A Better Payments Experience. Making Payments Invisible.

Payment APIs and Integration 126

Payment APIs and Integration Non-Bank Debit Card Push-to-Card 126

PYMNTS

JANUARY 21, 2020

While Open Banking initiatives and data integrations between banks and FinTech firms have begun to target corporate and small business (SMB) end users, new research out of the U.K. HSBC Targets Treasurers With APIs. In an announcement , HSBC revealed the launch of its Treasury APIs for corporate clients across 27 markets.

Continuity 60

Continuity Payment APIs and Integration FinTech Small Business 60

PYMNTS

AUGUST 20, 2020

The coronavirus pandemic was an unanticipated disruption for every business, but for organizations that remain mired in paper, it became what Dave Robertson , managing director of payment advisory services at Deluxe , described as “the ultimate stress test.” A Gradual Process. Killing Friction With Data.

Payment APIs and Integration 104

Payment APIs and Integration Automation B2B API 104

PYMNTS

NOVEMBER 13, 2019

Paying suppliers in the ways they prefer, and through tech-driven platforms, means buyers cement strong supplier relationships by helping their critical business partners streamline payment receipt and reconciliation, which are still major pain points for most organizations. Security, of course, remains a critical concern.

Automation 46

Automation API Payment APIs and Integration Email Compromise 46

PYMNTS

MARCH 2, 2020

FinTech innovation has opened the floodgates for a stream of new platforms and products designed to help small businesses and corporates more efficiently manage money and make payments. Bridging the Payments Divide. Payments, and more specifically, initiating a transaction, can be a bit more difficult to accomplish.

Accounts 56

Accounts Innovation Payment APIs and Integration Payments 56

CB Insights

JUNE 7, 2021

Marqeta , a cloud-based open API platform for modern card issuing and transaction processing, recently filed its S-1 in preparation for its shares to start trading publicly in June. Marqeta allows businesses to offer payment card products to customers without having to deal directly with a traditional bank. First name.

Issuers 73

Issuers Card Issuer Payment APIs and Integration Innovation 73

PYMNTS

FEBRUARY 19, 2019

FinTech still exists as a fragmented market, where businesses striving to offer payment services to end users pick and choose among providers, integrate with those providers, and must often navigate across complex technological and regulatory hurdles as they expand into new markets. The Transition In Payments, Too.

eWallet 77

eWallet Global Payments FinTech Payment APIs and Integration 77

PYMNTS

FEBRUARY 3, 2020

That means financial functions beyond banking are taking advantage of application programming interface (API) data integrations, with productivity gains particularly large for business end-users of these products and services. Unlocking Data, Unlocking Opportunities.

Payroll 73

Payroll Payment APIs and Integration Faster Payments Due Diligence 73

PYMNTS

DECEMBER 30, 2020

The vast majority of treasury organizations want simple, tech-driven solutions that don’t require them to go out and make use of new products. And a simple approach, said Shields, involves a clickable app that provides the benefits of automation and integration with service providers. Many-To-Many Markets .

Payment APIs and Integration 97

Payment APIs and Integration Treasury Reconciliation API 97

Fintech News

FEBRUARY 26, 2024

Source: twimbit analysis Banking-as-a-service (BaaS) The first trend outlined in the report is BaaS, a business model which involves the provision of banking products to non-bank third parties through application programming interfaces (APIs). By 2025, 65% of APAC gross domestic product (GDP) is expected to be digitized, reaching US$1.5

APACS 52

APACS BNPL Payment APIs and Integration Embedded Finance 52

Exact Payments

SEPTEMBER 13, 2023

By leveraging payment monetization and user experience best practices, the payment facilitator model offers a versatile approach to revenue growth — one that benefits businesses of all kinds. This strategy entails tapping into the lucrative payment market and earning a portion of payment processing fees.

Facilitators 52

Facilitators Payment APIs and Integration Third Party Vendors ISVS 52

The Finance Weekly

MARCH 5, 2024

Question 1: End-User Self-Sufficiency Enhancement Which software has been most effective in transforming end-users to be more self-sufficient, resulting in a reduction of tickets opened with the IT helpdesk? As anticipated, smaller companies with up to 150 employees tend to prioritize productivity.

Finance 52

Finance End User Payment APIs and Integration Facilitators 52

PYMNTS

APRIL 22, 2019

Visa introduced a platform on Monday morning (April 22), complete with beta application programming interfaces (APIs), that will allow issuers and issuer processors to build and test new products. The initial beta APIs on offer will help those within the Visa ecosystem to create digital cards on demand and add digital services.

Payment APIs and Integration 91

Payment APIs and Integration Issuers API Use Case 91

PYMNTS

NOVEMBER 12, 2020

It may be an open road for open banking as, three years after the rollout of the second Payment Services Directive (PSD2), bank-FinTech collaborations and new initiatives unlocking bank account data continue to flourish. But it may not always be smooth sailing ahead. ThinCats Links Up With Open Banking FinTech Salt Edge. In the U.K.,

Payment APIs and Integration 88

Payment APIs and Integration Treasury Small Business FinTech 88

Nanonets

MAY 20, 2024

You can now automate data extraction, integration, and analysis, enabling your team to focus on high-value activities and deliver meaningful results faster. A data workflow is a structured process for combining data from various sources and formats into an integrated data set.

Automation 59

Automation Payment APIs and Integration CRM AI 59

PYMNTS

NOVEMBER 4, 2019

Competitive forces in the payments and financial services sector have driven two key trends in the U.S.: the acceleration of payments, and the adoption of open banking frameworks. Both are key to addressing the modern demands of end-users. Looping Into Faster Payments.

Real Time Payments 44

Real Time Payments RTP Payment APIs and Integration Faster Payments 44

PYMNTS

NOVEMBER 15, 2018

Banks face a new challenge in the open banking age: How do they best use application program interfaces (APIs) to collaborate with FinTech firms and deliver new services to clients? The API economy offers traditional banks several opportunities for innovation. An API-Based Plan For The Future. Connecting Cores To The Cloud.

Payment APIs and Integration 76

Payment APIs and Integration API Innovation Regulations 76

PYMNTS

AUGUST 20, 2020

New research says businesses are eager to make the leap into real-time payments (RTP) — and to embrace new payment rails in their effort. A new survey from Citizens Bank says businesses are jumping into the real-time payments opportunity. Faster Payments Council Announces Board Advisory Group. This week, the U.S.

RTP 101

RTP Phixius FPC Payment APIs and Integration 101

PYMNTS

FEBRUARY 28, 2020

As B2B FinTech firms continue working to break down silos, and ease the numerous friction points of the B2B payments process for both buyer and seller, the opportunities for data integration are vast. “This combination increases data accuracy, and shortens payment cycles.”

Automation 83

Automation Payment APIs and Integration B2B Accounts 83