EBizCharge

MAY 23, 2024

How we pay for goods and services constantly evolves, from bartering to banknotes to modern times with digital wallets and embedded payments. Embedded payments represent the latest frontier of integrating financial transactions into everyday software. What are embedded payments?

Embedded Payments 52

Embedded Payments Payment APIs and Integration ISOs Payments 52

PYMNTS

DECEMBER 3, 2020

While FinTech innovators continue to drive competition with a focus on product functionality and an optimal end user experience, businesses are often forced to use outdated tools, according to Frank Dux , managing director of CoCoNet. The Drive To Upgrade. It can be much easier for banks to buy out-of-the-box solutions," he said.

Payment APIs and Integration 105

Payment APIs and Integration End User B2B API 105

PYMNTS

FEBRUARY 3, 2020

As open banking frameworks continue to encourage bank-FinTech collaboration , the financial services market is exploring new ways to unlock data — not only with banks, but with each other. For corporates and their accountants, the opportunities in data integration between payroll and accounting and tax portals are similarly vast.

Payroll 73

Payroll Payment APIs and Integration Faster Payments Due Diligence 73

Exact Payments

SEPTEMBER 13, 2023

By leveraging payment monetization and user experience best practices, the payment facilitator model offers a versatile approach to revenue growth — one that benefits businesses of all kinds. In this article, we’ll delve into these characteristics and provide some examples of top PayFac companies. Let’s get started!

Facilitators 52

Facilitators Payment APIs and Integration Third Party Vendors ISVS 52

PYMNTS

DECEMBER 30, 2020

And a simple approach, said Shields, involves a clickable app that provides the benefits of automation and integration with service providers. Any ERP or accounting systems player will want to service the broadest swath of corporates possible. Many-To-Many Markets . Here And Now — And What’s To Come .

Payment APIs and Integration 97

Payment APIs and Integration Treasury Reconciliation API 97

PYMNTS

AUGUST 20, 2020

New research says businesses are eager to make the leap into real-time payments (RTP) — and to embrace new payment rails in their effort. A new survey from Citizens Bank says businesses are jumping into the real-time payments opportunity. Faster Payments Council Announces Board Advisory Group. This week, the U.S.

RTP 101

RTP Phixius FPC Payment APIs and Integration 101

PYMNTS

OCTOBER 29, 2020

The solution, which secured about 20,000 SMBs to pilot the technology in the last year, provides deposit account and payment solutions that aim to compete with traditional banks that, as CEO and Co-founder Eyal Lifshitz described, "nickel-and-dime" businesses. Its APIs also support account verification and payment capabilities.

CFPB 81

CFPB Consumer Financial Protection Bureau (CFPB) Payment APIs and Integration Financial Crimes 81

Fintech News

FEBRUARY 26, 2024

Source: twimbit analysis Banking-as-a-service (BaaS) The first trend outlined in the report is BaaS, a business model which involves the provision of banking products to non-bank third parties through application programming interfaces (APIs). BNPL payment adoption is set to rise at a CAGR of 12.3% billion in 2024.

APACS 52

APACS BNPL Payment APIs and Integration Embedded Finance 52

PYMNTS

OCTOBER 28, 2019

The payments industry has been riding the wave of shifting consumer habits and demands, placing the end-user experience at the forefront of new products, services and infrastructure. Those users, both consumers and businesses, aren’t just demanding choice, however. But with the U.S. But with the U.S.

Real Time Payments 40

Real Time Payments Instant Payments Value Added Service Payment APIs and Integration 40

PYMNTS

MARCH 16, 2018

The financial services industry’s sudden support for application programming interfaces (APIs) has people talking about the power of data sharing. s Open Banking initiative encourage API development and adoption, with industry players acknowledging the technology’s ability to efficiently comply with data sharing rules.

Treasury 53

Treasury Payment APIs and Integration API Treasury Management 53

PYMNTS

JANUARY 17, 2018

The commercial card and expense management market is yet another space in which collaboration between FIs and FinTechs has proved key to driving innovative tools – especially as corporates grow weary with the traditional legacy services their banks provide. APIs Add Fuel. ” The Power of Data. .

FinTech 74

FinTech Payment APIs and Integration Push-to-Card API 74

PYMNTS

NOVEMBER 27, 2019

Though consumer payments and FinTech may have initiated this shift, traditional banks are quickly realizing that their small business clients are adding pressure to their digitization initiatives, too. financial services market is moving toward faster and real-time payments, too, both within the ACH rails and other payment networks.

Payment APIs and Integration 44

Payment APIs and Integration ACH Small Business FinTech 44

PYMNTS

DECEMBER 13, 2018

.” The friction associated with manually downloading data across banking and financial platforms, and then having to normalize it to make it usable, presents a significant opportunity for open banking initiatives and APIs in the corporate cash management space. financial service providers will certainly be looking toward the U.K.,

Treasury Management 62

Treasury Management Treasury Payment APIs and Integration API 62

PYMNTS

JUNE 18, 2019

Adoption of real-time payments in the U.S. The assumption, of course, is that faster payment functionality only has a place in the peer-to-peer payments arena. ’s Faster Payments Scheme via their Real Time Payments Express Service, acknowledges the opportunity that faster and real-time payments have in the corporate realm.

RTP 47

RTP Real Time Payments Credit Union Payment APIs and Integration 47

PYMNTS

MAY 6, 2019

Inefficient, but stubbornly entrenched, paper and cash dominate bill payments. paid using those archaic payment choices, the move to digital payments is a shared effort amid companies, processors, billers and, of course, consumers. Banks and credit unions can access the platform through application program interfaces (APIs).

Visa 57

Visa Payment APIs and Integration ISO 20022 Online and Mobile Banking 57

PYMNTS

FEBRUARY 19, 2018

Faster payment schemes are beginning to take root around the globe, and consumer payments are ready to embrace speed. Corporate payments? That, of course, is bad news for suppliers, especially small businesses (SMBs) that struggle with delayed and late payments that interrupt a healthy cash flow. Integration.

Payment APIs and Integration 43

Payment APIs and Integration Faster Payments Payer Data Security 43

PYMNTS

SEPTEMBER 14, 2017

The world of payments and commerce was not terribly complicated. Paper checks are nearly extinct, and consumers can use their phones to pay at payments terminals that are actually up-sized mobile devices. As we have needed to grow the number of companies we are engaging, we developed rules and standards for token service providers.

Visa 65

Visa Issuers Payment APIs and Integration Push-to-Card 65

Exact Payments

NOVEMBER 8, 2023

As merchants look to accept payments with ease, and as software developers seek to diversify their revenue-earning strategies, the PayFac model has risen to the forefront. For businesses that choose to become payment facilitators, the benefits are tremendous. What is the PayFac Model? These technologies are often third-party solutions.

Facilitators 52

Facilitators ISVS ISOs Payment APIs and Integration 52

Stax

MARCH 21, 2024

SaaS services are also used in customer relationship management (CRM), human resources management, analytics, and communication. In this article, we’ll explore the many benefits of SaaS and how to implement SaaS payments. Because of their many benefits, businesses have realized the need for implementing SaaS payments as well.

Payment APIs and Integration 88

Payment APIs and Integration Payment Gateways Payments Gateways 88

Stax

JANUARY 17, 2024

Automated Clearing House (ACH) payments are a type of electronic bank-to-bank payment system in the US. Unlike payments facilitated by card networks like Visa or Mastercard, ACH payments are managed by a body called the National Automated Clearing House Association (NACHA). Let’s get started.

ACH 88

ACH Facilitators ISVS Payment APIs and Integration 88

Exact Payments

OCTOBER 30, 2023

The world of payment processing has evolved rapidly since the early days of credit card payments. With the explosion of cloud-based software, e-commerce, and mobile payments, a significant portion of transactions now take place online. So, what is payment processing?

Facilitators 52

Facilitators Processors Payment APIs and Integration ISOs 52

PYMNTS

JANUARY 27, 2021

The concept of embedded banking has opened up a new frontier for financial service providers to drive holistic, elevated experiences for end-users. But corporate and small business clients have far more nuanced and complex needs from their financial service providers than the average consumer.

Payment APIs and Integration 115

Payment APIs and Integration On-Demand Treasury End User 115

PYMNTS

SEPTEMBER 23, 2020

In the journey to improve the payments experience, sometimes the best user experience (UX) is an unnoticeable one. Key to achieving this goal is data integration, yet in markets where open banking frameworks aren't as advanced as jurisdictions like the U.K., A Better Payments Experience. Making Payments Invisible.

Payment APIs and Integration 126

Payment APIs and Integration Non-Bank Debit Card Push-to-Card 126

PYMNTS

JANUARY 21, 2020

While Open Banking initiatives and data integrations between banks and FinTech firms have begun to target corporate and small business (SMB) end users, new research out of the U.K. HSBC Targets Treasurers With APIs. In an announcement , HSBC revealed the launch of its Treasury APIs for corporate clients across 27 markets.

Continuity 60

Continuity Payment APIs and Integration FinTech Small Business 60

PYMNTS

MARCH 2, 2020

FinTech innovation has opened the floodgates for a stream of new platforms and products designed to help small businesses and corporates more efficiently manage money and make payments. Bridging the Payments Divide. Payments, and more specifically, initiating a transaction, can be a bit more difficult to accomplish.

Accounts 56

Accounts Innovation Payment APIs and Integration Payments 56

PYMNTS

DECEMBER 30, 2019

It’s a delicate balance; in some ways, FinTech firms and banks are competing, but many FinTech firms rely on bank account data to provide the level of service that end users have come to expect. Ocrolus deploys a solution with integrated machine learning and proprietary algorithms to address OCR’s shortcomings.

Non-Bank 57

Non-Bank Addressing Fraud Detection On-Demand 57

PYMNTS

OCTOBER 24, 2019

Financial institutions are investing significantly in embracing online banking and supporting a positive digital experience for their end-users. Without consistent identity and access management controls, it is difficult to control funds and track who has access to make payments on behalf of the company,” he noted.

Treasury 40

Treasury Treasury Management Cross-Border Payment APIs and Integration 40

PYMNTS

NOVEMBER 9, 2017

The problem with that rather bifurcated system — WePay Co-Founder and Chief Strategy Officer Rich Aberman told Karen Webster in a recent conversation — was that it created a rather lumpy and friction-filled process for getting that SMB up and running with payments. “A They called the bank and asked for a merchant account.”.

Payment APIs and Integration 40

Payment APIs and Integration Micro-Entry PCI DSS ISVS 40

PYMNTS

OCTOBER 21, 2019

Now, a potential new phase in the evolution of open banking is taking shape, one that focuses less on providing interconnectivity for SMB-facing FinTech, and instead turns to opportunities for the banks themselves to benefit from data integrations. This strategy was demonstrated in the recent announcement from Codat , a U.K.-based

Small Business 40

Small Business Payment APIs and Integration Underwriting Value Added Service 40

PYMNTS

MAY 26, 2016

The Faster Payments initiative has made significant strides in the United Kingdom, so much so that the scheme has been held up as a model for other nations globally. The Faster Payments scheme has a goal of reaching every single consumer in the U.K.  Faster Payments scheme? Yet the work is far from done.

Faster Payments 40

Faster Payments Real Time Payments Payments Payment APIs and Integration 40