The Fintech Times

JUNE 8, 2024

As part of the partnership, Onafriq will implement the VGS card reveal capability for its new ‘Credential Show’ feature, which is where both organisations will securely collect and store Primary Account Number (PAN) data and display a complete card number, expiration date, and CVV to end-users when requested.

Security 64

Security FinTech Credential Interoperability 64

Fintech Finance

MAY 23, 2024

Before that, Greenland worked in enterprise sales for GoCardless, where he built global customer solutions and expanded customer relationships with varying use cases, including platforms, marketplaces and e-commerce businesses.

Accounts 52

Accounts Multi-Currency End User Settlement 52

Fintech Finance

MAY 30, 2024

The customisable product offers enhanced protection for platforms to protect themselves from existing and emerging threats, including real-time fraud detection, darknet insights and device fingerprinting. According to the 2023 Global Ecommerce Payments & Fraud Report, merchants reported 2.9%

Fraud Prevention 52

Fraud Prevention AI Payment APIs and Integration Fraud Detection 52

Fintech Finance

JUNE 3, 2024

This is where Onafriq and VGS securely collect and store PAN (Primary Account Number) data and display a complete card number, expiration date, and CVV to end-users upon their request.

Innovation 52

Innovation FinTech Security Credential 52

PYMNTS

JANUARY 26, 2021

And while the concept initially set its sights on elevating the consumer banking experience, the data integration drive continues to expand into new use cases, including business banking, that open up opportunity through bank-FinTech collaboration and data integration. Xero Drives Open Banking In South Africa With Nedbank.

ISO 20022 142

ISO 20022 ISOs Payment APIs and Integration Message Standards 142

Open Banking Excellence

NOVEMBER 14, 2023

It allowed for the emergence of various use cases and innovative solutions to address customer needs. Alongside PSD3 and PSR1, it opens doors for a wide range of financial services and products while ensuring the security and reliability of these offerings. The post Evolution or Revolution?

Non-Bank 130

Non-Bank Rules Authentication Regulations 130

The Fintech Times

APRIL 22, 2024

The key to Web3 development focuses on providing a user-friendly interface and experience for decentralised applications. It’s common for end-users to interact with Web3 applications instead of the blockchain directly. These native and powerful browser applications are numerous and well-suited to financial use cases.

Finance 130

Finance Blockchain Cryptocurrency Regulations 130

PYMNTS

DECEMBER 15, 2020

Increasingly, those value-added services are not only focusing on speed of payment, but also enhancing the data that end-users can access about their transactions, with new solutions from Bank of America and Scotiabank some of the latest to bring real-time rails to corporates. Visa Talks Payment Rail Innovation.

Innovation 94

Innovation Cross-Border Payments Cross-Border Real Time Payments 94

PYMNTS

SEPTEMBER 18, 2020

Yet as these businesses expand across borders, their cross-border payment strategies must prioritize a local experience for the end-user, says Sebastián Kanovich , Chief Executive Officer at dLocal. So the user is still paying with cash,” said Kanovich, “but the whole experience changes. Encouraging The Digital Payments Shift.

Cross-Border 101

Cross-Border Cross-Border Payments End User Facilitators 101

PYMNTS

NOVEMBER 27, 2019

That is to say, mass adoption will take time, and the factors driving that adoption will almost certainly continue to change and shift as end users’ needs do the same. Although the technology exists, it’s ultimately the end user who will dictate how (or if) to use it.

ISO 20022 117

ISO 20022 Cross-Border Payments ISOs Cross-Border 117

PYMNTS

APRIL 22, 2019

Visa introduced a platform on Monday morning (April 22), complete with beta application programming interfaces (APIs), that will allow issuers and issuer processors to build and test new products. We used to have the network, the issuers, the issuer processors … and then the consumer,” he added. New Use Cases.

Payment APIs and Integration 91

Payment APIs and Integration Issuers API Use Case 91

Faster Payments Council

SEPTEMBER 23, 2023

Few use cases have the potential for growing volumes as do commerce payments yet paying a merchant with a credit push transfer isn't easy. Thise session envisions the art of the possible for commerce use cases in the U.S. (Foundry Ballroom) Payment networks need volume to scale and keep costs low.

FPC 88

FPC RFP Federal Reserve Faster Payments 88

Nanonets

JUNE 5, 2023

Are you tired of monotonous and time-consuming tasks that drain your productivity? In this comprehensive guide, we'll explore everything you need to know about RPA - from what it is and how it works to its benefits, use cases, pitfalls and more. What is Robotic Process Automation (RPA)?

Automation 85

Automation Process Bots Rules 85

The Fintech Times

AUGUST 2, 2024

Equally, the introduction of the new regulation means that organisations and internal AI teams will have to proactively consider how the new rules will not just impact the deployment of AI products or solutions, but the development and data collection, too. A particularly positive aspect of the regulation is its empowerment of end-users.

AI 59

AI Compliance Regulations Risk 59

The Fintech Times

JUNE 13, 2024

The most important thing is making sure that your end goal is to super-serve that consumer. For smaller businesses, your ability to see those particular end-user customers is your secret sauce and is where you’ve got to put your time and your energy.” It’s understanding what that journey is for them.

FinTech 69

FinTech Advisors AI Consulting 69

PYMNTS

JANUARY 13, 2021

However, there is a new game in town [in which] the FinTech actually empowers the bank to enable its own services, such as disbursements, for its corporate clients and all the way through to the clients’ end users or recipients.”.

FinTech 52

FinTech End User P2P Treasury 52

PYMNTS

NOVEMBER 12, 2020

Even so, as this week's exploration of bank-FinTech collaborations and open banking initiatives reveals, opportunities to add new revenue streams, improve product offerings and enhance the end-user experience are too promising to ignore.

Payment APIs and Integration 88

Payment APIs and Integration Treasury Small Business FinTech 88

Faster Payments Council

FEBRUARY 18, 2021

The Real-Time Recurring Work Group will promote the development and adoption of real-time recurring payment solutions to be used by business end users and financial institutions. The list of use cases for real-time recurring payments has grown substantially in recent years.

Financial Inclusion 68

Financial Inclusion Faster Payments FPC Cross-Border Payments 68

PYMNTS

SEPTEMBER 29, 2020

Marqeta , the global card issuing platform, debuted its new Tokenization-as-a-Service (TaaS) product, which allows card issuers to access its tokenization technology, the Oakland, California-based company announced on Tuesday (Sept. It is used to instantly provision cards into a mobile wallet.

Card Issuer 60

Card Issuer Issuers Push-to-Card BNPL 60

Fintech Finance

APRIL 17, 2024

It will also provide the foundation for new payment products and services to be introduced by members and innovators leading to greater payment choice and convenience for all Canadians. More competition in financial services is a critical part of the broader agenda to make Canada a more affordable and productive place to live.

ISO 20022 52

ISO 20022 Real Time Payments Participant Payment Message 52

PYMNTS

APRIL 21, 2020

In an interview with Karen Webster, Nigel Verdon, CEO of Railsbank , said the changing landscape of financial services has helped shine a light on the flexibility and speed companies need to develop new products and services and get them to market quickly to their end customers.

Online and Mobile Banking 92

Online and Mobile Banking IBAN Non-Bank Credit Union 92

PYMNTS

JANUARY 9, 2020

And as payments are done in bits and bytes, across all manner of use cases, consumers prize convenience and personalization. And 43 percent of Gen Z shoppers believe that the faster you can buy something, the better the quality of the company or the product itself.

Point-of-Sale (POS) 60

Point-of-Sale (POS) Payments End User Issuers 60

PYMNTS

FEBRUARY 7, 2020

The telecommunications industry is an early first use case of the technology, Clear Co-Founder and Executive Chairman Eran Haggiag told PYMNTS in a recent interview. The company plans to use the funding to ready its software for enterprise adoption and explore additional verticals into which it can expand. ClearMetal.

B2B 98

B2B Blockchain Cross-Border FinTech 98

Nanonets

JUNE 5, 2023

Are you tired of monotonous and time-consuming tasks that drain your productivity? In this comprehensive guide, we'll explore everything you need to know about RPA - from what it is and how it works to its benefits, use cases, pitfalls and more. What is Robotic Process Automation (RPA)?

Automation 52

Automation Process Bots Rules 52

PYMNTS

OCTOBER 1, 2020

At a high level, said Turner, the Digital-First Card Program – and its new framework and guidelines – is about recognizing that cardholders want to apply for, receive and manage banking products and services digitally. Many of the partner processors working with Mastercard are also working to enable card products for FinTechs.

Credit Cards 99

Credit Cards Visa Credential Push-to-Card 99

PYMNTS

JUNE 10, 2019

A bit more than a month ago, Visa debuted Visa Next, a platform that offers a growing menu of beta application programming interfaces (APIs) that can be (and are being) used by issuers and issuer processors to build and test new digital-first products. Defining The Visa Next Ecosystem And Use Cases. The Roadmap.

Processors 70

Processors Issuers API Push-to-Card 70

The Fintech Times

APRIL 11, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. In the travel sector, for instance, one growing use-case is the integration of banking functionalities into airline loyalty programmes.

Embedded Finance 75

Embedded Finance Non-Bank Online and Mobile Banking Financial Inclusion 75

Faster Payments Council

FEBRUARY 2, 2022

The FPC conducted the latest survey of payments system stakeholders to gauge progress and perceptions around faster payments, trends, use cases, and challenges in the United States. For more information, visit Glenbrook.com.

Faster Payments 68

Faster Payments FPC Interoperability Cross-Border 68

PYMNTS

OCTOBER 6, 2020

The horizontal push – vital to bringing innovation to end users and, in some cases, spawning the “super app” – may hit a regulatory roadblock. As reported on Tuesday (Oct. 6), a House panel is gearing up to present a report within the next several days that would look to reshape the regulatory landscape for Big Tech.

Economy 82

Economy Blocks Caps Cost Structure 82

PYMNTS

FEBRUARY 13, 2019

Customers using the blockchain platform include the Global Shipping Business Network, which tracks cargo (the consortium includes five carriers); China Distance Education Holdings, focused on educational certificates; and SERES, which works with eDocuments, including invoices. That means that, in some cases, employees are in the market.

Blockchain 57

Blockchain End User Transactions Use Case 57

PYMNTS

AUGUST 5, 2020

Gaherity recounted to PYMNTS that through the past few decades, Coinstar has broadened its reach and scope through partnerships beyond its initial product that focused on e-gift card products and charitable donations. (Coinstar charges a fee to turn coins into cash.).

Payment APIs and Integration 135

Payment APIs and Integration Bitcoin Online and Mobile Banking Credit Union 135

PYMNTS

SEPTEMBER 27, 2019

.’s broader digitization initiative to address changing customer demands for modernized, efficient services and products. Head of Digital Transformation Jonathan Holman said in a statement, pointing to the “speed, transparency and ease of use” that end users require from their banking services.

Small Business 46

Small Business End User Use Case On-Demand 46

PYMNTS

MARCH 15, 2017

With new technologies and even more use cases, prepaid cards are being used to deliver access to a wide range of payments, whether it’s from an employer or simply a gift card amount from a friend. which can provide ways for providers to ensure these products are valuable to the end user.

Payroll 40

Payroll End User Use Case Product 40

The Finance Weekly

JUNE 24, 2024

Before adopting Pigment, one user had to build ad-hoc analyses and models to assess business performance by region, product, etc. Cons As Pigment is a relatively new solution in the market, there are a few main cons that users point out: Complex onboarding and complicated system.

Audit 52

Audit AI Automation Finance 52

Faster Payments Council

NOVEMBER 3, 2019

The inaugural Faster Payments Barometer was widely circulated and received well over 700 responses from a broad array of payments stakeholder segments including financial institutions, core processors, payment network operators, business end users, acquirers, fintechs, and more. The survey was conducted from Sept. 18 – Oct.

Faster Payments 68

Faster Payments FPC Interoperability Payments 68

Exact Payments

SEPTEMBER 13, 2023

It gives end users the ability to seamlessly make payments from the convenience of the app or software they already know and love. See the below section for some examples and use cases. There are so many different use cases for payment facilitation, it’s just not possible to include them all in one article.

Facilitators 52

Facilitators Payment APIs and Integration Third Party Vendors ISVS 52

PYMNTS

SEPTEMBER 22, 2020

No longer is open banking solely for consolidating financial information into a single platform for one end user. In a statement, Cape Co-founder Ryan Edwards-Pritchard said the commercial card product aims to connect businesses to capital when traditional bank loans fall short. Acumatica Links Its ERP Into Bank Data.

Use Case 110

Use Case Payment APIs and Integration Credit Union FinTech 110