The Payments Association

NOVEMBER 19, 2024

In today’s competitive landscape, implementing a card product can be a powerful addition for businesses looking to enhance customer loyalty, streamline expenses, or broaden their financial offerings. Designing and launching a debit or credit card product requires navigating a complex web of stakeholders and intricate processes.

Product 88

Product Push-to-Card Card Issuer Issuers 88

Fintech Finance

JUNE 14, 2024

WiBioCard has built a portfolio of different smart card products targeting large enterprises globally, integrating Fingerprints biometric technology. The products support secure authentication and verification, access and health care use cases.

Verification 96

Verification Privacy Authentication End User 96

PYMNTS

JANUARY 26, 2021

And while the concept initially set its sights on elevating the consumer banking experience, the data integration drive continues to expand into new use cases, including business banking, that open up opportunity through bank-FinTech collaboration and data integration. Xero Drives Open Banking In South Africa With Nedbank.

ISO 20022 142

ISO 20022 ISOs Payment APIs and Integration Message Standards 142

NFCW

APRIL 4, 2024

. “As familiarity and understanding of NFC continues to grow, so too does demand for additional applications and use cases for the technology. NFC technology enables the creation of efficient, reliable, secure, environmentally-friendly, and smart solutions,” adds Mike McCamon, executive director of the NFC Forum.

Consumer 94

Consumer Contactless Payments Use Case Research 94

PYMNTS

NOVEMBER 27, 2019

That is to say, mass adoption will take time, and the factors driving that adoption will almost certainly continue to change and shift as end users’ needs do the same. Although the technology exists, it’s ultimately the end user who will dictate how (or if) to use it.

ISO 20022 117

ISO 20022 Cross-Border Payments ISOs Cross-Border 117

Stax

APRIL 18, 2024

TL;DR ISVs develop and distribute software products independently and often collaborate with hardware manufacturers and platform providers. SaaS companies deliver software applications over the internet on a subscription basis, simplifying access and management for users.

ISVS 88

ISVS Payment APIs and Integration End User On-Demand 88

PYMNTS

APRIL 22, 2019

Visa introduced a platform on Monday morning (April 22), complete with beta application programming interfaces (APIs), that will allow issuers and issuer processors to build and test new products. We used to have the network, the issuers, the issuer processors … and then the consumer,” he added. New Use Cases.

Payment APIs and Integration 91

Payment APIs and Integration Issuers API Use Case 91

PYMNTS

SEPTEMBER 18, 2020

Yet as these businesses expand across borders, their cross-border payment strategies must prioritize a local experience for the end-user, says Sebastián Kanovich , Chief Executive Officer at dLocal. So the user is still paying with cash,” said Kanovich, “but the whole experience changes. Encouraging The Digital Payments Shift.

Cross-Border 101

Cross-Border Cross-Border Payments End User Facilitators 101

The Fintech Times

NOVEMBER 5, 2024

Businesses can now use virtual cards for point-of-sale transactions using mobile phones. This additional feature has generated new use cases.” End-users and companies will also benefit from reduced admin time spent reporting and reconciling expenses thanks to the pre-populated expense data feature.

Visa 69

Visa Online and Mobile Banking End User Instant Payments 69

PYMNTS

MAY 8, 2020

Small- to medium-sized businesses (SMBs) are often forced to fit within banks’ consumer-facing services as they are too small to qualify as a corporate client, leaving an opportunity for FinTech innovators to develop unique products, services and user experiences designed for entrepreneurs, freelancers and SMB owners.

B2C 70

B2C B2B End User Addressing 70

The Fintech Times

APRIL 22, 2024

The key to Web3 development focuses on providing a user-friendly interface and experience for decentralised applications. It’s common for end-users to interact with Web3 applications instead of the blockchain directly. These native and powerful browser applications are numerous and well-suited to financial use cases.

Finance 130

Finance Blockchain Cryptocurrency Regulations 130

PYMNTS

AUGUST 5, 2020

Gaherity recounted to PYMNTS that through the past few decades, Coinstar has broadened its reach and scope through partnerships beyond its initial product that focused on e-gift card products and charitable donations. (Coinstar charges a fee to turn coins into cash.).

Payment APIs and Integration 135

Payment APIs and Integration Bitcoin Online and Mobile Banking Credit Union 135

PYMNTS

FEBRUARY 7, 2020

The telecommunications industry is an early first use case of the technology, Clear Co-Founder and Executive Chairman Eran Haggiag told PYMNTS in a recent interview. The company plans to use the funding to ready its software for enterprise adoption and explore additional verticals into which it can expand. ClearMetal.

B2B 98

B2B Blockchain Cross-Border FinTech 98

Fintech Finance

NOVEMBER 5, 2024

The app will use Mastercard’s virtual card and tokenization technology – whereby a cardholder’s sensitive data is replaced by a unique card number so sensitive account details are not exposed to offer enhanced data security and spend control features, all accessible via a simple, easy to use interface.

Visa 74

Visa End User Data Security Instant Payments 74

Open Banking Excellence

NOVEMBER 14, 2023

It allowed for the emergence of various use cases and innovative solutions to address customer needs. Alongside PSD3 and PSR1, it opens doors for a wide range of financial services and products while ensuring the security and reliability of these offerings. The post Evolution or Revolution?

Non-Bank 130

Non-Bank Rules Authentication Regulations 130

Fintech Finance

OCTOBER 1, 2024

This latest product enhancement eliminates the risk of IBAN discrimination, which can slow down payment settlement, and facilitates faster acceptance of funds through SEPA Instant. Todd Clyde, CEO at Token.io, commented: “We are excited to enhance Ecommpay’s Open Banking Advanced solution with Token.io

IBAN 81

IBAN Financial Inclusion Settlement Payments 81

PYMNTS

APRIL 21, 2020

In an interview with Karen Webster, Nigel Verdon, CEO of Railsbank , said the changing landscape of financial services has helped shine a light on the flexibility and speed companies need to develop new products and services and get them to market quickly to their end customers.

Online and Mobile Banking 92

Online and Mobile Banking IBAN Non-Bank Credit Union 92

PYMNTS

NOVEMBER 12, 2020

Even so, as this week's exploration of bank-FinTech collaborations and open banking initiatives reveals, opportunities to add new revenue streams, improve product offerings and enhance the end-user experience are too promising to ignore.

Payment APIs and Integration 88

Payment APIs and Integration Treasury Small Business FinTech 88

PYMNTS

OCTOBER 1, 2020

At a high level, said Turner, the Digital-First Card Program – and its new framework and guidelines – is about recognizing that cardholders want to apply for, receive and manage banking products and services digitally. Many of the partner processors working with Mastercard are also working to enable card products for FinTechs.

Credit Cards 99

Credit Cards Visa Credential Push-to-Card 99

PYMNTS

JUNE 10, 2019

A bit more than a month ago, Visa debuted Visa Next, a platform that offers a growing menu of beta application programming interfaces (APIs) that can be (and are being) used by issuers and issuer processors to build and test new digital-first products. Defining The Visa Next Ecosystem And Use Cases. The Roadmap.

Processors 70

Processors Issuers API Push-to-Card 70

The Fintech Times

JUNE 8, 2024

As part of the partnership, Onafriq will implement the VGS card reveal capability for its new ‘Credential Show’ feature, which is where both organisations will securely collect and store Primary Account Number (PAN) data and display a complete card number, expiration date, and CVV to end-users when requested.

Security 64

Security FinTech Credential Interoperability 64

PYMNTS

MARCH 7, 2019

As Red Hat ’s Global Director of Financial Services Richard Feldmann explained, the heart of the embrace and appeal of open source technology is the need for speed, and to evolve use cases for end users (consumers and enterprises) in a more robust and secure fashion. Making Old ATMs New(ish).

ATM 77

ATM Innovation Real Time Payments Blockchain 77

PYMNTS

OCTOBER 19, 2016

“I recollect a year ago being a lot more bullish that the EMV rollout would roll out the red carpet for mobile payment adoption, and it really hasn’t played out that way,” said Tony Rose, Vantiv’s director of product management. These platforms enable ads with highly relevant and engaging content for the end user,” said Wind.

Mobile Payments 79

Mobile Payments EMV Payments Breach 79

Nanonets

JUNE 5, 2023

Are you tired of monotonous and time-consuming tasks that drain your productivity? In this comprehensive guide, we'll explore everything you need to know about RPA - from what it is and how it works to its benefits, use cases, pitfalls and more. What is Robotic Process Automation (RPA)?

Automation 85

Automation Process Bots Use Case 85

PYMNTS

NOVEMBER 22, 2017

In a recent interview with Karen Webster, Kaplan said that the core of AI in banking is to facilitate better, faster, more informed decision-making for the end user to improve their experience (and boost their lifetime value to the FI). Another use case is application processing. That’s not good customer service.

AI 74

AI Credit Cards Non-Bank End User 74

PYMNTS

OCTOBER 6, 2020

The horizontal push – vital to bringing innovation to end users and, in some cases, spawning the “super app” – may hit a regulatory roadblock. As reported on Tuesday (Oct. 6), a House panel is gearing up to present a report within the next several days that would look to reshape the regulatory landscape for Big Tech.

Economy 82

Economy Blocks Caps Cost Structure 82

The Fintech Times

OCTOBER 13, 2024

Lemon , the firm supporting Software-as-a-Service (SaaS) vendors by reducing subscription costs for their SMB customers, is launching a new financing product, in collaboration with UK-based Shawbrook Bank. The financing product also aims to save small-and-medium sized businesses (SMBs) a significant amount of money on their SaaS spending.

Finance 52

Finance End User On-Demand Product 52

Faster Payments Council

FEBRUARY 18, 2021

The Real-Time Recurring Work Group will promote the development and adoption of real-time recurring payment solutions to be used by business end users and financial institutions. The list of use cases for real-time recurring payments has grown substantially in recent years.

Financial Inclusion 68

Financial Inclusion Faster Payments FPC Cross-Border Payments 68

PYMNTS

SEPTEMBER 29, 2020

Marqeta , the global card issuing platform, debuted its new Tokenization-as-a-Service (TaaS) product, which allows card issuers to access its tokenization technology, the Oakland, California-based company announced on Tuesday (Sept. It is used to instantly provision cards into a mobile wallet.

Card Issuer 60

Card Issuer Issuers Push-to-Card BNPL 60

PYMNTS

JANUARY 9, 2020

And as payments are done in bits and bytes, across all manner of use cases, consumers prize convenience and personalization. And 43 percent of Gen Z shoppers believe that the faster you can buy something, the better the quality of the company or the product itself.

Point-of-Sale (POS) 60

Point-of-Sale (POS) Payments End User Issuers 60

PYMNTS

MARCH 19, 2020

“A lot of FinTechs are coming into the space at scale, building the pipes, building the connections, applying technology to lower costs for end users,” McCarthy said. The product rollout is set to begin at the end of the first quarter and extend into the second quarter of this year. More Hurdles Ahead.

Cross-Border 95

Cross-Border B2B Innovation Payments 95

The Fintech Times

JULY 10, 2024

With this exclusive arrangement with Mesh, MoonPay adds another payment option for its users by offering digital asset deposits from over 300 leading platforms. “Our collaboration with Mesh will further improve the user experience, offering users new ways to purchase crypto and accelerating the path towards mainstream crypto adoption.”

Economy 59

Economy PayPal Stablecoins API 59

Faster Payments Council

SEPTEMBER 23, 2023

Few use cases have the potential for growing volumes as do commerce payments yet paying a merchant with a credit push transfer isn't easy. Thise session envisions the art of the possible for commerce use cases in the U.S. (Foundry Ballroom) Payment networks need volume to scale and keep costs low.

FPC 88

FPC Federal Reserve RFP Faster Payments 88

PYMNTS

NOVEMBER 15, 2018

Banks must go beyond their traditional identities to become marketplaces that offer a range of products and services. By linking legacy platforms to the cloud and inviting third-party collaboration, banks have created marketplaces to explore the potentials of different products.

Payment APIs and Integration 76

Payment APIs and Integration API Innovation Regulations 76

PYMNTS

JANUARY 13, 2021

However, there is a new game in town [in which] the FinTech actually empowers the bank to enable its own services, such as disbursements, for its corporate clients and all the way through to the clients’ end users or recipients.”.

FinTech 52

FinTech End User P2P Treasury 52

Fintech Review

SEPTEMBER 17, 2024

Integrating native USDC and CCTP enhances Sui’s utility, security and interoperability for users and developers, with the intent of bringing more liquidity to the network, streamlining transactions, and improving market efficiency across the ecosystem. Users can seamlessly send, spend and save with digital dollars.

Stablecoins 52

Stablecoins Blockchain Interoperability Caps 52

PYMNTS

OCTOBER 12, 2020

Interoperability, he added, will be fostered through the use of ISO 20022, for standardized messaging. The FedNow design, he said, allows end users to receive funds at any time around the clock and around the calendar year, including immediate settlement of interbank payments. “We

Instant Payments 97

Instant Payments FedNow Fed Interoperability 97