The Fintech Times

NOVEMBER 5, 2024

Businesses can now use virtual cards for point-of-sale transactions using mobile phones. This additional feature has generated new use cases.” End-users and companies will also benefit from reduced admin time spent reporting and reconciling expenses thanks to the pre-populated expense data feature.

Visa 69

Visa Online and Mobile Banking End User Instant Payments 69

NFCW

APRIL 4, 2024

. “As familiarity and understanding of NFC continues to grow, so too does demand for additional applications and use cases for the technology.

Consumer 95

Consumer Contactless Payments Use Case Research 95

Fintech Finance

JULY 9, 2024

” Enabling wire capabilities benefit end users in several ways: Fast Transactions: Recipients receive their funds on the same day they’re sent. “Adding wire transfer capabilities supports the demand for fast and secure money movement and integrates seamlessly with fintech’s existing financial infrastructures through API access.”

Wire Transfer 81

Wire Transfer Wire Wires FedWire 81

PYMNTS

DECEMBER 22, 2020

Increasingly, consumer and corporate end users of various platforms are seeking a more seamless experience, and the owners of those platforms are finding a big opportunity to integrate a range of financial products and services, from payments to financing. But across use cases, Bloh said two key themes are emerging.

Payment APIs and Integration 114

Payment APIs and Integration End User Treasury Non-Bank 114

Fintech Finance

JULY 16, 2024

“Organisations using these cards will be able to tailor parameters for each card in the way they see fit, including by choosing who can use the card, where the card can be used, how much can be spent, how often it can be used and for how long. The solution is available for Westpac institutional and commercial clients.

Credit Cards 64

Credit Cards Encryption Online and Mobile Banking End User 64

The Fintech Times

SEPTEMBER 9, 2024

For instance, FedNow , the US’s newest payment rail launched in 2023, has an average transaction fee of four cents; making this solution advantageous when compared to cards, with an average fee of 3.5 Therefore, as adoption and use cases develop, cost-efficient A2A payments will likely disrupt the card-dominated US market.

Research 59

Research Transactions Instant Payments FedNow 59

Finovate

MARCH 5, 2024

Specifically, Envestnet | Yodlee’s 47 million customers will be able to improve their user experiences by offering their end-users the option to either submit documents or digitally connect bank accounts.

Automation 59

Automation Use Case End User Verification 59

Stax

APRIL 18, 2024

ISVs, or Independent Software Vendors, are businesses that develop and distribute software products to end-users. ISV software products are tailored to meet the specific needs of industries and users. Customer Support In-house support teams maintain direct relationships with end-users for assistance.

ISVS 88

ISVS Payment APIs and Integration End User On-Demand 88

Fintech Finance

OCTOBER 1, 2024

Virtual Accounts, which enable instant refunds and payouts, among other key capabilities that help Payment Service Providers (PSPs) unlock the full potential of open banking payments for a vast range of markets and use cases.” “Our

IBAN 84

IBAN Financial Inclusion Settlement Payments 84

PYMNTS

SEPTEMBER 23, 2020

But for non-financial companies to provide a positive finance experience to end-users, making payments seamless is key. For Zoop, that means white labeling a solution, which enables businesses to provide a consistent brand experience even while using a third-party platform. "For LATAM's Open Banking Journey.

Payment APIs and Integration 126

Payment APIs and Integration Non-Bank Debit Card Push-to-Card 126

The Fintech Times

OCTOBER 13, 2024

.” Saving businesses money and reducing churn for vendors Traditionally, fintech lenders need to raise significant amounts of debt onto their balance sheet , which is both difficult to achieve and comes with a much higher cost for the end user.

Finance 52

Finance End User On-Demand Product 52

Faster Payments Council

MARCH 15, 2023

Speakers: Elizabeth McQuerry, Glenbrook Partners; Mike Sklow, Goldman Sachs; Samson Rajan; JP Morgan; Miriam Sheril, Form3 1:30pm-2:10pmCT: Panel Session – Business End-Users Mega Use Cases (City Beautiful Ballroom AB) As more capabilities become available for faster payments, business end users are finding creative ways to use the services.

FPC 88

FPC ISO 20022 Cross-Border Payments Federal Reserve 88

The Fintech Times

JUNE 8, 2024

As part of the partnership, Onafriq will implement the VGS card reveal capability for its new ‘Credential Show’ feature, which is where both organisations will securely collect and store Primary Account Number (PAN) data and display a complete card number, expiration date, and CVV to end-users when requested.

Security 64

Security FinTech Credential Interoperability 64

The Fintech Times

JULY 10, 2024

With this exclusive arrangement with Mesh, MoonPay adds another payment option for its users by offering digital asset deposits from over 300 leading platforms. “Our collaboration with Mesh will further improve the user experience, offering users new ways to purchase crypto and accelerating the path towards mainstream crypto adoption.”

Economy 59

Economy PayPal Stablecoins API 59

The Fintech Times

OCTOBER 2, 2024

Virtual Accounts, which enable instant refunds and payouts, among other key capabilities that help payment service providers (PSPs) unlock the full potential of open banking payments for a vast range of markets and use cases.” “Our Todd Clyde, CEO of Token.io Todd Clyde , CEO at Token.io

IBAN 59

IBAN Financial Inclusion Settlement Accounts 59

Fintech Review

SEPTEMBER 17, 2024

Integrating native USDC and CCTP enhances Sui’s utility, security and interoperability for users and developers, with the intent of bringing more liquidity to the network, streamlining transactions, and improving market efficiency across the ecosystem. Users can seamlessly send, spend and save with digital dollars.

Stablecoins 52

Stablecoins Blockchain Interoperability Caps 52

Fintech Finance

MAY 23, 2024

Before that, Greenland worked in enterprise sales for GoCardless, where he built global customer solutions and expanded customer relationships with varying use cases, including platforms, marketplaces and e-commerce businesses.

Accounts 52

Accounts Multi-Currency End User Settlement 52

The Payments Association

NOVEMBER 19, 2024

Do clarify your card’s purpose and intended user benefits. Different use cases require different security, regulatory, and technological configurations. Overloading your product with features is like adding countless buttons to a device when users really only need the on/off switch.

Product 88

Product Push-to-Card Card Issuer Issuers 88

Payments Source

FEBRUARY 3, 2017

As technology evolves, payment capabilities become more deeply embedded to the point where they are practically invisible to the end user. This concept works already in specific use cases such as Uber, but many companies envision a hands-free payment experience for all of retail.

End User 60

End User Use Case Payments Technology 60

PYMNTS

APRIL 17, 2020

Small businesses and corporate end-users have emerged as powerful drivers of exploring new use-cases for open banking and PSD2 regulations. But it’s not the only use-case for open banking. “People were not believing in open banking so much as a big evolution. Connecting Accounting to Payments.

Innovation 83

Innovation Payment APIs and Integration Use Case Reconciliation 83

Fintech Finance

JULY 24, 2024

As the FPC looks to add even more value, Carl’s experience and judgment will be invaluable in assessing the growing need for coordination and standardization to streamline the adoption of faster payments across various use cases.”

Faster Payments 82

Faster Payments FPC FedNow RTP 82

Evolve Payment

FEBRUARY 1, 2024

You can see how valuable this feature can be–you gain access to new features and capabilities, all without disrupting your experience as an end-user. It’s the culmination of two trends: End users looking for the convenience of accessing financial tools inside their favorite daily apps and software.

Embedded Finance 92

Embedded Finance B2B Finance Payments 92

PYMNTS

MAY 8, 2020

In a recent conversation with PYMNTS, Michael Brackpool, head of product at bunq , emphasized the role that flexibility plays in being able to address end users’ needs. “We think of the user experience as critical and want to apply this philosophy on the business side.” The Back-End Strategy: Flexibility.

B2C 70

B2C B2B End User Addressing 70

The Fintech Times

APRIL 22, 2024

The key to Web3 development focuses on providing a user-friendly interface and experience for decentralised applications. It’s common for end-users to interact with Web3 applications instead of the blockchain directly. These native and powerful browser applications are numerous and well-suited to financial use cases.

Finance 130

Finance Blockchain Cryptocurrency Regulations 130

Fintech Finance

APRIL 5, 2024

As familiarity and understanding of NFC continues to grow, so too does demand for additional applications and use cases for the technology.

Research 40

Research Technology Contactless Payments Use Case 40

Fintech Finance

JUNE 3, 2024

This is where Onafriq and VGS securely collect and store PAN (Primary Account Number) data and display a complete card number, expiration date, and CVV to end-users upon their request.

Innovation 52

Innovation FinTech Security Credential 52

Faster Payments Council

SEPTEMBER 23, 2023

Few use cases have the potential for growing volumes as do commerce payments yet paying a merchant with a credit push transfer isn't easy. Thise session envisions the art of the possible for commerce use cases in the U.S. (Foundry Ballroom) Payment networks need volume to scale and keep costs low.

FPC 88

FPC Federal Reserve RFP Faster Payments 88

PYMNTS

NOVEMBER 27, 2019

That is to say, mass adoption will take time, and the factors driving that adoption will almost certainly continue to change and shift as end users’ needs do the same. Although the technology exists, it’s ultimately the end user who will dictate how (or if) to use it.

ISO 20022 117

ISO 20022 Cross-Border Payments ISOs Cross-Border 117

PYMNTS

DECEMBER 10, 2020

But for B2B payment solution providers, the need for speed was coupled with another challenge: Technologies had to be built to address new and emerging use cases as payment scenarios were rapidly altered, perhaps permanently. Customers now have to adapt a lot faster to new use cases.".

Security 106

Security B2B Use Case Payment Solutions 106

The Fintech Times

MAY 26, 2024

However, the idea that digital assets are exclusively some form of currency is slowly falling by the wayside as different use cases are emerging and being rapidly adopted. The potential use cases and benefits for users are hazy at best. In recent years, digital currencies have been all the rave.

CBDC 98

CBDC Central Bank Privacy Stablecoins 98

PYMNTS

OCTOBER 16, 2017

What’s often missing is the “why,” the myriad use cases for which APIs can add value to the business, and the state of readiness of the end-user to use APIs effectively. Problem number two comes down to whether the bank’s end users themselves can integrate with an API. Two To Tango.

API 80

API Payment APIs and Integration End User Use Case 80

Open Banking Excellence

NOVEMBER 14, 2023

It allowed for the emergence of various use cases and innovative solutions to address customer needs. Whether evolution or revolution, the future of finance promises exciting possibilities for both industry players and end-users alike. The post Evolution or Revolution?

Non-Bank 130

Non-Bank Rules Authentication Regulations 130

PYMNTS

SEPTEMBER 18, 2020

Yet as these businesses expand across borders, their cross-border payment strategies must prioritize a local experience for the end-user, says Sebastián Kanovich , Chief Executive Officer at dLocal. So the user is still paying with cash,” said Kanovich, “but the whole experience changes. Encouraging The Digital Payments Shift.

Cross-Border 101

Cross-Border Cross-Border Payments End User Facilitators 101

PYMNTS

MARCH 3, 2020

There must also be transparency, as the enterprises and agencies using the platform must have obtained end-users’ explicit consent to work with that data. As Caballero said, “we can use the different types of data and can vary our models by mixing all of them.”. The Use Cases. The Commercial Setting.

AI 85

AI Use Case Financial Inclusion Governance 85

Fintech Finance

FEBRUARY 27, 2024

The result is the accelerated deployment of instant payments, reduced transaction costs, and centralized reporting across all payment rails, as well as a better experience and more payment options for end users. The evolving U.S.

Instant Payments 52

Instant Payments Payment Solutions ISO 20022 FedNow 52

Fintech Finance

MAY 30, 2024

Mangopay’s solution has been created to safeguard e-commerce, marketplace and fintech platforms while minimising friction for legitimate end users. According to the 2023 Global Ecommerce Payments & Fraud Report, merchants reported 2.9% of e-commerce revenue was lost to payment fraud**.

Fraud Prevention 52

Fraud Prevention AI Payment APIs and Integration Fraud Detection 52

PYMNTS

JANUARY 26, 2021

And while the concept initially set its sights on elevating the consumer banking experience, the data integration drive continues to expand into new use cases, including business banking, that open up opportunity through bank-FinTech collaboration and data integration.

ISO 20022 142

ISO 20022 ISOs Payment APIs and Integration Message Standards 142