Fintech Finance

OCTOBER 4, 2024

The study sheds light on how various factors, including use cases, benefits, and industry challenges, are shaping the future of instant payments. “The widespread adoption of instant payments will not only enhance user experiences but will also foster greater competition, innovation, and inclusion in financial services. .”

Instant Payments 93

Instant Payments Faster Payments FPC Corporate Credit Unions 93

Fintech Finance

JUNE 14, 2024

The products support secure authentication and verification, access and health care use cases. Working with WiBioCard and their wide portfolio of products enables end-users worldwide to experience innovative solutions firsthand that improve our daily lives.”

Verification 98

Verification Privacy Authentication End User 98

PYMNTS

NOVEMBER 27, 2019

That is to say, mass adoption will take time, and the factors driving that adoption will almost certainly continue to change and shift as end users’ needs do the same. Although the technology exists, it’s ultimately the end user who will dictate how (or if) to use it.

ISO 20022 117

ISO 20022 Cross-Border Payments ISOs Cross-Border 117

NFCW

APRIL 4, 2024

. “As familiarity and understanding of NFC continues to grow, so too does demand for additional applications and use cases for the technology.

Consumer 95

Consumer Contactless Payments Use Case Research 95

Fintech Finance

JULY 9, 2024

” Enabling wire capabilities benefit end users in several ways: Fast Transactions: Recipients receive their funds on the same day they’re sent. “Adding wire transfer capabilities supports the demand for fast and secure money movement and integrates seamlessly with fintech’s existing financial infrastructures through API access.”

Wire Transfer 97

Wire Transfer Wire Wires FedWire 97

Fintech Finance

JULY 16, 2024

“Organisations using these cards will be able to tailor parameters for each card in the way they see fit, including by choosing who can use the card, where the card can be used, how much can be spent, how often it can be used and for how long. The solution is available for Westpac institutional and commercial clients.

Credit Cards 89

Credit Cards Encryption Online and Mobile Banking End User 89

Fintech Finance

NOVEMBER 5, 2024

The app will use Mastercard’s virtual card and tokenization technology – whereby a cardholder’s sensitive data is replaced by a unique card number so sensitive account details are not exposed to offer enhanced data security and spend control features, all accessible via a simple, easy to use interface.

Visa 96

Visa End User Data Security Instant Payments 96

PYMNTS

JANUARY 26, 2021

And while the concept initially set its sights on elevating the consumer banking experience, the data integration drive continues to expand into new use cases, including business banking, that open up opportunity through bank-FinTech collaboration and data integration.

ISO 20022 142

ISO 20022 ISOs Payment APIs and Integration Message Standards 142

PYMNTS

APRIL 17, 2020

Small businesses and corporate end-users have emerged as powerful drivers of exploring new use-cases for open banking and PSD2 regulations. But it’s not the only use-case for open banking. “People were not believing in open banking so much as a big evolution. Connecting Accounting to Payments.

Innovation 83

Innovation Payment APIs and Integration Use Case Reconciliation 83

PYMNTS

OCTOBER 16, 2017

What’s often missing is the “why,” the myriad use cases for which APIs can add value to the business, and the state of readiness of the end-user to use APIs effectively. Problem number two comes down to whether the bank’s end users themselves can integrate with an API. Two To Tango.

API 80

API Payment APIs and Integration End User Use Case 80

Payments Source

FEBRUARY 3, 2017

As technology evolves, payment capabilities become more deeply embedded to the point where they are practically invisible to the end user. This concept works already in specific use cases such as Uber, but many companies envision a hands-free payment experience for all of retail.

End User 60

End User Use Case Payments Technology 60

PYMNTS

DECEMBER 10, 2020

But for B2B payment solution providers, the need for speed was coupled with another challenge: Technologies had to be built to address new and emerging use cases as payment scenarios were rapidly altered, perhaps permanently. Customers now have to adapt a lot faster to new use cases.".

Security 106

Security B2B Use Case Payment Solutions 106

The Fintech Times

NOVEMBER 5, 2024

Businesses can now use virtual cards for point-of-sale transactions using mobile phones. This additional feature has generated new use cases.” End-users and companies will also benefit from reduced admin time spent reporting and reconciling expenses thanks to the pre-populated expense data feature.

Visa 69

Visa Online and Mobile Banking End User Instant Payments 69

PYMNTS

SEPTEMBER 18, 2020

Yet as these businesses expand across borders, their cross-border payment strategies must prioritize a local experience for the end-user, says Sebastián Kanovich , Chief Executive Officer at dLocal. So the user is still paying with cash,” said Kanovich, “but the whole experience changes. Encouraging The Digital Payments Shift.

Cross-Border 101

Cross-Border Cross-Border Payments End User Facilitators 101

PYMNTS

APRIL 22, 2019

Essentially, he noted, providers can come to the platform to build out the end-user experiences they desire. New Use Cases. Through the functionalities embedded in the APIs , Shrauger said, new use cases can take shape through which consumers can manage a range of financial activities, far-reaching in nature.

Payment APIs and Integration 91

Payment APIs and Integration Issuers API Use Case 91

Stax

APRIL 18, 2024

ISVs, or Independent Software Vendors, are businesses that develop and distribute software products to end-users. ISV software products are tailored to meet the specific needs of industries and users. Customer Support In-house support teams maintain direct relationships with end-users for assistance.

ISVS 88

ISVS Payment APIs and Integration End User On-Demand 88

The Fintech Times

APRIL 22, 2024

The key to Web3 development focuses on providing a user-friendly interface and experience for decentralised applications. It’s common for end-users to interact with Web3 applications instead of the blockchain directly. These native and powerful browser applications are numerous and well-suited to financial use cases.

Finance 130

Finance Blockchain Cryptocurrency Regulations 130

Fintech Finance

OCTOBER 1, 2024

Virtual Accounts, which enable instant refunds and payouts, among other key capabilities that help Payment Service Providers (PSPs) unlock the full potential of open banking payments for a vast range of markets and use cases.” “Our

IBAN 98

IBAN Financial Inclusion Settlement Payments 98

PYMNTS

MARCH 3, 2020

There must also be transparency, as the enterprises and agencies using the platform must have obtained end-users’ explicit consent to work with that data. As Caballero said, “we can use the different types of data and can vary our models by mixing all of them.”. The Use Cases. The Commercial Setting.

AI 85

AI Use Case Financial Inclusion Government 85

PYMNTS

MAY 8, 2020

In a recent conversation with PYMNTS, Michael Brackpool, head of product at bunq , emphasized the role that flexibility plays in being able to address end users’ needs. “We think of the user experience as critical and want to apply this philosophy on the business side.” The Back-End Strategy: Flexibility.

B2C 70

B2C B2B End User Addressing 70

Faster Payments Council

MARCH 15, 2023

Speakers: Elizabeth McQuerry, Glenbrook Partners; Mike Sklow, Goldman Sachs; Samson Rajan; JP Morgan; Miriam Sheril, Form3 1:30pm-2:10pmCT: Panel Session – Business End-Users Mega Use Cases (City Beautiful Ballroom AB) As more capabilities become available for faster payments, business end users are finding creative ways to use the services.

FPC 88

FPC ISO 20022 Cross-Border Payments Federal Reserve 88

Fintech Finance

JULY 24, 2024

As the FPC looks to add even more value, Carl’s experience and judgment will be invaluable in assessing the growing need for coordination and standardization to streamline the adoption of faster payments across various use cases.”

Faster Payments 97

Faster Payments FPC FedNow RTP 97

Finovate

MARCH 5, 2024

Specifically, Envestnet | Yodlee’s 47 million customers will be able to improve their user experiences by offering their end-users the option to either submit documents or digitally connect bank accounts.

Automation 59

Automation Use Case End User Verification 59

Evolve Payment

FEBRUARY 1, 2024

You can see how valuable this feature can be–you gain access to new features and capabilities, all without disrupting your experience as an end-user. It’s the culmination of two trends: End users looking for the convenience of accessing financial tools inside their favorite daily apps and software.

Embedded Finance 92

Embedded Finance B2B Finance Payments 92

PYMNTS

FEBRUARY 7, 2020

The telecommunications industry is an early first use case of the technology, Clear Co-Founder and Executive Chairman Eran Haggiag told PYMNTS in a recent interview. The company plans to use the funding to ready its software for enterprise adoption and explore additional verticals into which it can expand. ClearMetal.

B2B 98

B2B Blockchain Cross-Border FinTech 98

PYMNTS

NOVEMBER 12, 2020

Even so, as this week's exploration of bank-FinTech collaborations and open banking initiatives reveals, opportunities to add new revenue streams, improve product offerings and enhance the end-user experience are too promising to ignore.

Payment APIs and Integration 88

Payment APIs and Integration Treasury Small Business FinTech 88

Open Banking Excellence

NOVEMBER 14, 2023

It allowed for the emergence of various use cases and innovative solutions to address customer needs. Whether evolution or revolution, the future of finance promises exciting possibilities for both industry players and end-users alike. The post Evolution or Revolution?

Non-Bank 130

Non-Bank Rules Authentication Regulations 130

PYMNTS

AUGUST 5, 2020

Fast forward to today, and technology has helped play a role in helping Coinstar embrace new offerings and use cases, spanning paper vouchers for cash, or eGift cards for Amazon and Starbucks, among others; and in terms of mechanics, Gaherity said, in the case of eGift cards it is the product partner, not the end-user, who pays the fee.

Payment APIs and Integration 135

Payment APIs and Integration Bitcoin Online and Mobile Banking Credit Union 135

PYMNTS

MARCH 7, 2019

As Red Hat ’s Global Director of Financial Services Richard Feldmann explained, the heart of the embrace and appeal of open source technology is the need for speed, and to evolve use cases for end users (consumers and enterprises) in a more robust and secure fashion. Making Old ATMs New(ish).

ATM 77

ATM Innovation Real Time Payments Blockchain 77

The Fintech Times

SEPTEMBER 9, 2024

For instance, FedNow , the US’s newest payment rail launched in 2023, has an average transaction fee of four cents; making this solution advantageous when compared to cards, with an average fee of 3.5 Therefore, as adoption and use cases develop, cost-efficient A2A payments will likely disrupt the card-dominated US market.

Research 59

Research Transactions Instant Payments FedNow 59

The Fintech Times

MAY 26, 2024

However, the idea that digital assets are exclusively some form of currency is slowly falling by the wayside as different use cases are emerging and being rapidly adopted. The potential use cases and benefits for users are hazy at best. In recent years, digital currencies have been all the rave.

CBDC 98

CBDC Central Bank Privacy Stablecoins 98

PYMNTS

SEPTEMBER 21, 2016

Through NACHA’s Countdown to Same Day ACH podcast series, we’ve explored what Same Day ACH is all about, the myriad of use cases and applications it’s designed to deliver and if corporations and businesses are truly ready for the change. banks and credit unions the ability to better serve their customers.

Faster Payments 76

Faster Payments Same Day ACH ACH ACH Network 76

Faster Payments Council

SEPTEMBER 23, 2023

Few use cases have the potential for growing volumes as do commerce payments yet paying a merchant with a credit push transfer isn't easy. Thise session envisions the art of the possible for commerce use cases in the U.S. (Foundry Ballroom) Payment networks need volume to scale and keep costs low.

FPC 88

FPC Federal Reserve RFP Faster Payments 88

The Fintech Times

JUNE 8, 2024

As part of the partnership, Onafriq will implement the VGS card reveal capability for its new ‘Credential Show’ feature, which is where both organisations will securely collect and store Primary Account Number (PAN) data and display a complete card number, expiration date, and CVV to end-users when requested.

Security 64

Security FinTech Credential Interoperability 64

Faster Payments Council

FEBRUARY 18, 2021

The Real-Time Recurring Work Group will promote the development and adoption of real-time recurring payment solutions to be used by business end users and financial institutions. The list of use cases for real-time recurring payments has grown substantially in recent years.

Financial Inclusion 68

Financial Inclusion Faster Payments FPC Cross-Border Payments 68

PYMNTS

MAY 29, 2020

Once an anomaly is identified, a “fingerprint” of the event is indeed sent to the cloud, analyzed by additional algorithms and sent to end-users. Emerging use cases include healthcare, where, for example, the elderly live in assisted-living, perhaps need some level of monitoring but still have a fair amount of autonomy.

Privacy 101

Privacy Security On-Demand Compromise 101

PYMNTS

JUNE 10, 2019

Defining The Visa Next Ecosystem And Use Cases. Processors, acquirers and other companies have been serving the market and performing valuable functions that are going to persist, regardless of where the actual end-user payments experience may go, he said. The Roadmap.

Processors 70

Processors Issuers API Push-to-Card 70