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FDIC) study found that the number of unbanked U.S. Banks and financial institutions (FIs) have been layering patches and tools on top of outdated core banking systems for so long that it’s become a Frankenstein’s monster of tech entanglement. consumers are now using some kind of P2P mobile application, such as Venmo.”.
That got Brisker thinking: Although there are many useful digital paymentstools on the market, there’s nothing that really replaces cash in the way we know it. While tools like Venmo, PayPal and Square have their place, Brisker said they function more like a virtual check; they’re focused on sending a payment to somebody you know.
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