The Fintech Times

OCTOBER 2, 2024

Open finance aims to give third-party providers access to a wider range of financial data, extending beyond just banking services. To explore the challenges preventing the widespread adoption of open finance, we reached out to industry leaders for their insights. This, he believes, will help restore consumer confidence.

Finance 59

Finance Privacy Non-Bank Security 59

Finextra

AUGUST 15, 2024

Leading fintech company AND Global’s subsidiary, AND Solutions, has today announced a new partnership with Esquire Financing Inc., a Philippines-based non-bank financial institution that specializes in providing business loans to SMEs.

Finance 59

Finance Non-Bank Process AI 59

Finovate

MAY 9, 2024

FIS unveiled its embedded finance platform, Atelio by FIS, this week. Atelio by FIS , launched this week , is one of the first banking-as-a-service offerings from a major core provider. FIS’ latest offering comes at a time when growth in embedded finance is expected to soar. Stephanie Ferris is CEO and President.

Embedded Finance 69

Embedded Finance Finance Non-Bank B2C 69

The Fintech Times

APRIL 30, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embedded finance has to offer and overcome across the globe.

Embedded Finance 109

Embedded Finance Finance Innovation AI 109

The Fintech Times

DECEMBER 7, 2023

Amid the ongoing digital revolution and shifting customer preferences, embedded finance is reshaping the financial industry. Banking has transcended its traditional confines, forging innovative partnerships that prioritise convenience and accessibility. Customer loyalty is the bedrock of any business.

Embedded Finance 111

Embedded Finance Finance Non-Bank On-Demand 111

Fintech Finance

SEPTEMBER 11, 2024

Now celebrating its 20th anniversary edition, the report predicts instant payments will account for 22% of all non-cash transaction volumes by 2028 globally. Non-cash transactions boom; APAC leading adoption Non-cash transaction volumes rose to 1,411 billion in 2023 and are on track to reach 1,650 billion in 2024.

Instant Payments 98

Instant Payments Accounts Innovation Non-Bank 98

Neopay

APRIL 25, 2024

UK Finance has teamed up with law firm Addleshaw Goddard to put together a set of model clauses that bank account providers and PSPs can use in variable recurring payments (VRPs). Financial regulators in the UK have agreed plans for a Phase 1 roll out of non-sweeping VRPs by the third quarter of 2024.

Finance 52

Finance Non-Bank Payments Agreements 52

Fintech Finance

MARCH 26, 2024

MID Takseet , a consumer finance company and Paymob , the leading financial services enabler in the Middle East, North Africa and Pakistan (MENAP) announce their partnership to expand access to best-in-class consumer finance solutions in Egypt.

Finance 52

Finance Consumer Point-of-Sale (POS) Online and Mobile Banking 52

PYMNTS

NOVEMBER 15, 2018

The Australian government has announced a new initiative to support small business finance following a series of steps to crack down on bank mistreatment of SMBs. billion in small business loans from non-bank lenders to increase availability of working capital for the nation’s SMBs.

Small Business 58

Small Business Non-Bank Due Diligence Government 58

Fintech Finance

MAY 7, 2024

In a recent study conducted by Forrester on behalf of Fabrick titled, “Embrace Embedded Finance for Seamless Payment Success: A Spotlight on Europe,” valuable insights were obtained regarding the state of Embedded Finance across Europe. This research confirms the industry’s shift towards integrated financial services.

Embedded Finance 52

Embedded Finance Finance Payment APIs and Integration Embedded Payments 52

Fintech News

AUGUST 12, 2024

These trends include ecosystem banking, generative artificial intelligence (GenAI), and embedded finance, a new report by PwC India and ASSOCHAM says. Generative AI driving banking and fintech trends in India Generative is one of India’s biggest fintech trends highlighted in the report.

Embedded Finance 109

Embedded Finance FinTech Non-Bank Cross-Border 109

National Merchants Association

JUNE 28, 2022

In simple terms, embedded finance is financial/banking services by a non-financial/banking services provider. For many banks, the rise of these offerings represents a threat and perhaps brings an urge to re-evaluate their products, modernize their services, and invest more in customer loyalty.

Embedded Finance 52

Embedded Finance Finance Non-Bank Risk 52

National Merchants Association

JUNE 28, 2022

In simple terms, embedded finance is financial/banking services by a non-financial/banking services provider. For many banks, the rise of these offerings represents a threat and perhaps brings an urge to re-evaluate their products, modernize their services, and invest more in customer loyalty.

Embedded Finance 52

Embedded Finance Finance Non-Bank Risk 52

National Merchants Association

JUNE 28, 2022

In simple terms, embedded finance is financial/banking services by a non-financial/banking services provider. For many banks, the rise of these offerings represents a threat and perhaps brings an urge to re-evaluate their products, modernize their services, and invest more in customer loyalty.

Embedded Finance 52

Embedded Finance Finance Non-Bank Risk 52

Fintech Finance

OCTOBER 1, 2024

Merchant Information, a solution within Tink’s Consumer Engagement offering, means banking app transactions are shown with a clear brand name, logo, location, and merchant contact details – reducing the need for consumers to contact their bank to enquire about transactions they don’t recognise.

Transactions 98

Transactions Consumer Non-Bank Fraud Prevention 98

Fintech Finance

OCTOBER 17, 2024

Traditional banks and money transfer operators, once dominant players, are now losing market share to agile global fintechs, local remittance providers, superapps, and even non-financial firms such as retailers and telecommunications companies.

Cross-Border 96

Cross-Border Non-Bank Processors Issuers 96

The Fintech Times

MARCH 28, 2024

Paymob, a provider of financial services in the Middle East, North Africa, and Pakistan (MENAP), has teamed up with MID Takseet, a consumer finance company, to enhance access to consumer finance solutions in Egypt. MID Takseet offers advanced non-banking financial solutions, fostering growth for businesses and customers.

Finance 64

Finance Point-of-Sale (POS) Consumer Online and Mobile Banking 64

The Fintech Times

APRIL 29, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embedded finance has to offer and overcome across the globe.

Embedded Finance 64

Embedded Finance Financial Inclusion Finance Alternative Payment Methods 64

PYMNTS

SEPTEMBER 20, 2018

With that in mind, the company launched two new services just last month: Flipkart Finance and Flipkart Finance EMI. In addition, Flipkart may also apply for a new non-banking financial company (NBFC) license to boost growth for the online retailer as it takes on Amazon in the Indian eCommerce world.

Non-Bank 70

Non-Bank Finance Consumer Regulations 70

The Fintech Times

MARCH 1, 2024

Open finance has huge potential if organisations can fully utilise it. Exploring how this can best be achieved, the Centre for Finance, Innovation and Technology (CFIT) published its latest report. Open banking and open finance can deliver direct benefits for everyone in the transaction cycle, from merchant to consumer.

Finance 59

Finance Non-Bank Use Case Innovation 59

The Fintech Times

APRIL 30, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embedded finance has to offer and overcome across the globe.

Embedded Finance 69

Embedded Finance Finance Payment APIs and Integration Processors 69

Fintech Finance

JULY 16, 2024

The Financial Stability Board (FSB) published today, for public consultation, its proposed recommendations to promote greater alignment in data frameworks related to cross-border payments and consistency in the regulation and supervision of bank and non-bank payment service providers.

Cross-Border Payments 98

Cross-Border Payments Cross-Border Consulting Regulations 98

The Fintech Times

MARCH 14, 2024

The cost of living crisis has left many Brits in a state of shock, with many feeling like they have lost control over their finances. To give power back to the people, Cheddar , the UK bank-powered rewards app, has re-launched its loyalty app with seamless cashback capabilities. As if that already wasn’t enough, Cheddar 2.0

Finance 59

Finance Non-Bank Credit Cards Returns 59

Finextra

SEPTEMBER 30, 2024

Moneyboxx Finance Limited (Moneyboxx), a BSE-listed Non-Banking Finance Company that focuses on impact financing by providing business loans to micro entrepreneurs in Tier-III & below places, announced the opening of 28 branches in September 2024, of which 18 branches were opened in the states of Andhra Pradesh, Karnataka, Tamil Nadu, and Telangana. (..)

Non-Bank 52

Non-Bank Finance 52

Finextra

APRIL 12, 2024

Watch this webinar exploring profitable bank/fintech partnerships in payment and lending services, as well as emerging non-financial applications.

Embedded Finance 52

Embedded Finance Non-Bank Finance Payments 52

Fintech Finance

JULY 23, 2024

UK consumers are leading the charge on digital financial services adoption amid rising demand for more innovation and convenience in payments and banking, according to a study from Marqeta (NASDAQ: MQ), the global modern card issuing platform powering some of today’s most innovative embedded finance solutions.

Embedded Finance 97

Embedded Finance Digital Payments Research Consumer 97

Fintech Finance

SEPTEMBER 24, 2024

Bank Alfalah, one of Pakistan’s largest commercial banks has already invested in Qist Bazaar, leading the seed round. ” Strategic Backing from Industry Leaders Qist Bazaar has benefitted from an early equity partnership with Bank Alfalah, which led their seed round. billion in assets under management (AUM).

BNPL 104

BNPL Underserved Non-Bank Finance 104

Fintech News

AUGUST 14, 2024

Lee Wai Fai This strategic move aims to maintain the bank’s cost-to-income ratio at 40% by 2026, according to Group Chief Financial Officer Lee Wai Fai. The bank anticipates non-interest income contributing 37% of overall income by 2026, driven by growth in wealth management, trade finance, and customer treasury services.

Non-Bank 120

Non-Bank Treasury Cash Management Returns 120

Fintech Finance

AUGUST 6, 2024

Marqeta (NASDAQ: MQ), the global modern card issuing platform that enables embedded finance solutions for the world’s innovators, today announced it has signed a five-year deal with Varo Bank , N.A., Varo is the first bank to receive a de novo national bank charter as a consumer techbank in the U.S.

Issuers 119

Issuers Processors Embedded Finance Non-Bank 119

Open Banking Excellence

NOVEMBER 14, 2023

It has been almost six years since the Second Payment Services Directive (PSD2) came into force and laid the foundations for Open Banking in the EU and UK. Together, these new rules will enable Europe to push forward into Open Finance – the next stage of Open Banking.

Non-Bank 130

Non-Bank Rules Authentication Regulations 130

Open Banking Excellence

MAY 23, 2024

Following this announcement, the Konsentus Q1 2024 TPP tracker has revealed an overall growth in the European third parties that are regulated to provide Open Banking services around their domestic market, as well as an overall increase in TPPs authorised to initiate payments and transactions on an account holder’s behalf.

Cross-Border 130

Cross-Border Cross-Border Payments Non-Bank Regulations 130

PYMNTS

AUGUST 4, 2020

And according to Fraser, that means banks will be poised to support that cash flow collaboration through trade finance innovation. Lessons Learned From 2008. According to Fraser, that has a profound impact on these firms’ ability to support their partners. There are new lessons to be learned, too.

Finance 124

Finance Non-Bank Innovation Continuity 124

PYMNTS

SEPTEMBER 30, 2020

As returns from cash management offers are forecasted to drop 12 percent, trade finance revenues for banks are poised to fall by 8 percent in 2020. But a somewhat fast bounce-back for transaction banking revenues is forecasted to take place next year, the Global Trade Review (GTR) reported, citing a Greenwich Associates report.

Finance 95

Finance Non-Bank Underserved Cash Management 95

PYMNTS

MAY 19, 2020

CCRManager, which works in distributing trade finance assets digitally, has notched S$3 million in a funding round, which will be used to service corporates for the first time in the company’s history. CCRManager has members in over 100 financial institutions and non-bank lenders in 35 countries, according to the trade publication.

Finance 69

Finance Due Diligence Non-Bank Cross-Border 69

Tearsheet

AUGUST 7, 2024

This collaboration aims to provide corporate clients with improved short-term financing options and embedded payment solutions at the point of sale. We have chosen Slope to help provide our clients with a solution to offer short-term financing as an extension of payment terms to their business customers, powered by Slope’s platform.

AI 59

AI B2B Finance Underwriting 59

PYMNTS

OCTOBER 7, 2020

To smooth cash flow headwinds, small- to medium-sized businesses ( SMBs ) can benefit from access to financing through digital -only channels. To that end, Banking-as-a-Service (BaaS) company RootAnt , based in Singapore , is aiming to strengthen enterprises and ecosystems through open banking technologies. Risk Management.

Embedded Finance 95

Embedded Finance Finance Risk Management API 95

Fintech News

OCTOBER 20, 2024

DBS Bank has introduced DBS Token Services, a suite of banking services that uses blockchain technology to offer faster and more efficient transactions for institutional clients. DBS continues to explore further blockchain applications, including securities tokenisation and digital trade finance.

Blockchain 91

Blockchain Innovation Liquidity Management Multi-Currency 91