PYMNTS

APRIL 3, 2018

Small business (SMB) banking is in need of an overhaul. Between the threat of FinTechs and small business owners’ increasing willingness to switch banking providers, financial institutions are waking up to the demand for better SMB services. This reality is often cited by small business FinTechs.

Small Business 70

Small Business Payment APIs and Integration Faster Payments Blockchain 70

Fintech Finance

AUGUST 30, 2024

Niall Mac an tSionnaigh is now CEO of SumUp Limited, SumUp’s Irish operating company, and Alastair Nolan, who joined as SumUp Group’s CFO Europe, will serve as SumUp Limited’s Head of Finance. Niall has also worked at Deloitte, Bank of Scotland, Accenture, and studied at UCD. His final position was Executive Director.

Non-Bank 52

Non-Bank Compliance Risk Consulting 52

Fintech Finance

JUNE 11, 2024

It provides financial institutions with the tools necessary to increase their competitive advantage and satisfy and retain their small business clients. Through Finli’s digital solutions, financial institutions have a direct path to: Growing non-interest income. Collecting sticky deposits from their small businesses.

Small Business 97

Small Business Credit Union Non-Bank Community Banks 97

Fintech News

FEBRUARY 14, 2024

The International Finance Corporation (IFC) has made a substantial equity investment of up to US$23.8 million (THB 844 million) in Thai Credit Bank Public Company Limited to boost small business financing in the country with a particular focus on women-owned or led firms.

Financial Inclusion 109

Financial Inclusion Non-Bank Underserved Finance 109

The Fintech Times

APRIL 9, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embedded finance has to offer and overcome across the globe.

Financial Inclusion 121

Financial Inclusion Underserved Non-Bank Embedded Finance 121

PYMNTS

MAY 29, 2019

Small business lending marketplace BitX Funding has struck an alliance with transportation equipment finance company Pelagic Capital, the companies said in a press release Tuesday (May 28). Pelagic operates as a direct lender as well as a collaborator with dealers to help small businesses obtain non-bank equipment financing.

Finance 51

Finance Small Business Non-Bank Disputes 51

Finovate

APRIL 23, 2024

Features Automates the most complex reconciliation or financial ETL in minutes Leverages the power of AI and no-code to give finance teams the superpower of developers Provides native support for live payments data Who’s it for? Banks, credit unions, small businesses, and CDFIs.

Credit Union 52

Credit Union Reconciliation Cross-Border Small Business 52

PYMNTS

APRIL 16, 2020

Accelerated data sharing has become a focal point for small business lenders and FinTechs looking to speed up the time it takes for SMBs to apply for and receive much-needed funding. This week’s look at the latest in bank-FinTech collaborations and open banking initiatives finds a focus on small business lending: In the U.K.,

Finance 67

Finance Payment APIs and Integration Cross-Border Payments Cross-Border 67

Fintech Finance

JANUARY 22, 2024

Under the collaboration, Mastercard and ADGM will offer SME cards to qualified businesses. Mastercard and ADGM will work with its local banking partners to issue SME cards, which will offer a seamless and secure way to manage business expenses. per cent to the nation’s non-oil GDP.

Visa 90

Visa Small Business Economy Non-Bank 90

Global Fintech & Digital Assets

DECEMBER 18, 2023

The proposal would subject certain large non-bank companies offering wallet and payment services to federal regulatory oversight on par with banks and credit unions. It follows other rules related to consumer reporting , consumer debt collection , student loan servicing , automobile financing , and international money transfers.

CFPB 75

CFPB Regulations Consumer Financial Protection Bureau (CFPB) Non-Bank 75

PYMNTS

NOVEMBER 18, 2019

UPS-owned Ware2Go, which connects merchants with logistics and fulfillment services, is integrating small business financing to the platform through a collaboration with Fundera. “Limited access to financial services and supply chain expertise has long constrained the growth of promising businesses.

Finance 43

Finance Small Business Credit Cards NOV 43

PYMNTS

NOVEMBER 28, 2018

According to reports, one such lender, Weidai, said most of its borrowers are small business (SMB) owners in need of working capital financing. These companies are emerging at a time when alternative lending in China is both growing and facing challenges from regulators cracking down on the shadow banking industry.

Small Business 40

Small Business P2P Origination Non-Bank 40

The Fintech Times

MAY 9, 2024

Paymentology , the global issuer-processor, has joined forces with Diamond Trust Bank , a tier-one East African commercial bank, in a move hoping to help drive financial inclusion in Kenya through the embedding of financial services, and deployment of Cards-as-a-Service (CaaS).

Financial Inclusion 104

Financial Inclusion Embedded Finance Payment APIs and Integration Non-Bank 104

PYMNTS

JANUARY 13, 2020

Trade finance remains an essential tool for cross-border B2B trade, and with an estimated $1.5 Trade finance remains an essential tool for cross-border B2B trade, and with an estimated $1.5 However, the trade finance arena is not without its controversies and concerns. Supply Chain Finance Controversy.

Finance 56

Finance Non-Bank Due Diligence Cross-Border 56

Finovate

AUGUST 13, 2024

banks and credit unions. Banks and credit unions. Diadem Capital Diadem Capital is a deal flow engine and fundraising solution connecting private companies to private capital ranging across venture capital, private equity, venture debt, and non dilutive funding sources. Banks and credit unions.

Credit Union 59

Credit Union Due Diligence Legal Non-Bank 59

PYMNTS

AUGUST 4, 2020

Contractor-software company Jobber is expanding its partnership with payments platform Stripe to include flexible financing and instant payouts to North American clients, the companies said Tuesday (Aug. Jobber provides software for skilled tradespeople to manage their businesses, which have collectively served more than 10 million customers.

Finance 63

Finance Small Business Non-Bank Payroll 63

Fintech Finance

FEBRUARY 28, 2024

Today Mastercard announced the Open Banking for Account Opening program, providing a foundational set of open banking products as a core benefit to Mastercard consumer and small business debit issuers as well as consumer prepaid issuers in the U.S. year over year, from 20.7 million in 2020 to hit 47.8 million by 2026.

Visa 59

Visa Accounts Issuers Online and Mobile Banking 59

PYMNTS

DECEMBER 28, 2020

In this week's B2B Data Digest, PYMNTS breaks down the numbers behind the latest cases of fraud, including the growing risks of small business loan fraud, a case of expense fraud, and the ever-persistent Business Email Compromise risk intensified by Brexit uncertainty. In another case, the Bank of Ireland intercepted a $1.34

B2B 116

B2B Email Compromise NACHA Small Business 116

PYMNTS

MARCH 7, 2019

based corporate finance operation, is broadening its position in the trade finance landscape through an acquisition of Global Technology Finance , which provides supply chain finance to value-added resellers targeting the technology sector, according to reports in Asset Finance International.

Finance 51

Finance Payer Small Business Non-Bank 51

PYMNTS

SEPTEMBER 12, 2016

The corporate finance space is in flux, but how it’s changing depends on the market in which you stand. PYMNTS takes a quick trip across the globe to explore business finance trends in the U.K., Middle East and Asia and discovers new winners in enterprise SaaS, losers in small business banking and more.

Finance 73

Finance Small Business Non-Bank Research 73

PYMNTS

MARCH 20, 2018

FinTechs and non-bank financial service providers are set to take over traditional banks as the preferred choice for small business (SMB) customers in Australia, a new report by Scottish Pacific found. Business owners need to know they have credible choice when they are looking for funding.”.

Finance 47

Finance FinTech Non-Bank Small Business 47

PYMNTS

APRIL 21, 2020

Post-financial crisis, an influx of alternative lending players emerged to accelerate business finance digitization and expand choices for borrowers. The alternative finance boom impacted middle-market corporate borrowers, too, but in different ways. And the challenges don’t stop after financing has been issued, either.

Finance 56

Finance Non-Bank Agreements Small Business 56

Fintech News

MAY 23, 2024

Confronted by shifting factors such as tech advancements, generative AI, high interest rates, increased institutional oversight, and evolving customer expectations — the best banks must adapt their business and operating models in 2024, including in Asia. CHINA #1 China Merchants Bank China Merchants Bank Co.,

Online and Mobile Banking 129

Online and Mobile Banking Treasury Non-Bank Finance 129

PYMNTS

SEPTEMBER 25, 2019

For the first time since East & Partners began surveying Australian small businesses about their future growth plans, researchers have found that entrepreneurs are more likely to turn to an alternative lender than a traditional bank for capital. Meanwhile, plans to use non-banks reached the highest level yet, with 18.7

Non-Bank 43

Non-Bank Small Business Research Finance 43

PYMNTS

JANUARY 9, 2017

The past few years have seen some of the largest changes in the history of small business lending, and that evolution hasn’t been stifled by borders. 50 million in financing from the British Business Bank landed at Funding Circle , on the condition that the funds be used to finance SMEs, reports said this week. . $50

Finance 45

Finance Online and Mobile Banking Small Business Non-Bank 45

The Fintech Times

MARCH 1, 2024

Payments giant Mastercard has launched its new ‘Open Banking for Account Opening’ programme for select US debit and prepaid products, hoping to streamline and secure account opening. In a recent study, Insider Intelligence found that Gen Z mobile banking adoption continues to rise by 12.4 million in 2020 to 47.8

Card Issuer 64

Card Issuer Issuers Visa Online and Mobile Banking 64

The Fintech Times

SEPTEMBER 26, 2024

Loyalty company Reward has welcomed James House as chief commercial officer to spearhead value creation across products and services for its banking and retail customers. Noble joins Chetwood Financial from JN Bank UK, where he was CEO of the banking outfit. DigiAsia provides embedded finance APIs for SMEs in emerging markets.

FinTech 64

FinTech Payment APIs and Integration Fraud Detection Fraud Prevention 64

PYMNTS

MARCH 16, 2017

SMEs are largely turning their backs on external financing, a new report from BDRC Continental finds. BDRC’s report, the SME Finance Monitor , released last week, analyzes Q4 2016 SME lending trends for banks and regulators in effort to guide their debates and actions in this industry. Borrowing SMEs.

Finance 40

Finance Non-Bank Cross-Border Small Business 40

PYMNTS

DECEMBER 17, 2018

Use of alternative finance (AltFin) sources among small business (SMB) owners is on the rise, but still has a long way to go before it poses a legitimate threat to traditional banks’ market dominance. Mercator Advisory Group data released earlier this year found that 27 percent of small businesses in the U.S.

Small Business 78

Small Business Finance Non-Bank Assessments 78

PYMNTS

APRIL 9, 2020

The demand for Small Business Administration (SBA) loans has led the Federal Reserve to consider allowing non-bank lenders to speed distribution of $350 billion in loans through the coronavirus crisis, Reuters reported. The daily demand for loans has been more than the SBA typically processes in a year.

Federal Reserve 70

Federal Reserve Fed FinTech Small Business 70

FICO

MARCH 22, 2022

The pandemic impacted the financial situation of SME’s in various ways, including the need to suddenly adopt digital banking channels, arrange repayment deferrals and of course an increased need for lending; a need which is increasingly being targeted by new lenders offering a simplified digital lending process.

Posting 52

Posting APACS Origination Small Business 52

PYMNTS

JULY 1, 2019

In response to plans by regulators to require banks to conduct more detailed credit checks in lieu of depending upon indices, banks in Australia are pushing back. Banks in Australia depend heavily on an index that estimates an average Australian’s minimum living expenses based on levels of income.

Checks 40

Checks Non-Bank Small Business Governance 40

PYMNTS

JULY 26, 2016

Small business banking firm Tide positions itself as the “world’s first” mobile-first banking tool for SMEs and boasts its speedy services for small businesses looking to set up a bank account. company charges 20p for every bank payment made.

Non-Bank 40

Non-Bank Small Business Accounts Economy 40

PYMNTS

APRIL 8, 2019

Recent data has warned that small business (SMB) optimism is beginning to drop after months of record highs. This week’s B2B Data Digest dives into the insights from new reports released by Capital One , Xero , Swift Prepaid Solutions and others, which draw similar conclusions about small business financial management.

Cash Management 51

Cash Management Small Business SWIFT Finance 51

PYMNTS

MAY 8, 2019

Federal Trade Commission (FTC) is eyeing tighter scrutiny of small business lending practices as Commissioner Rohit Chopra calls on the regulator to combat predatory SMB loan contracts, reports in Bloomberg said on Wednesday (May 8). Chopra spoke at an agency forum in Washington, D.C.,

FTC 60

FTC Federal Trade Commission Small Business Regulations 60

PYMNTS

NOVEMBER 1, 2017

Small businesses (SMBs) are increasingly satisfied with their traditional financial service providers, though banks are pushing to heighten their innovation strategies and provide SMBs with the high-tech, customized services that those small businesses demand. The Worst Offender.

Finance 54

Finance Non-Bank On-Demand Innovation 54

The Fintech Times

JANUARY 9, 2024

ProjectPay, a construction project payment platform, has received public funding to provide small businesses and contractors with access to affordable working capital. The business has been awarded over £700,000 in grants by Innovate UK to scale up its offering. Gary Davess has joined John Lewis Finance as director of insurance.

FinTech 59

FinTech Non-Bank Cross-Border Payments Embedded Finance 59