The Fintech Times

MARCH 25, 2024

Open banking and open finance promise significant benefits for consumers and businesses alike. But what do firms need to do to ensure they make the most of the next future of finance? Organisations must evaluate whether their in-house capabilities can truly match the pace of change and innovation that open finance demands.

Finance 115

Finance Regulatory Compliance On-Demand Compliance 115

Fintech Finance

OCTOBER 24, 2024

Set to go live in early 2025, this premiere payments solution will integrate Plaid’s instant account verification (IAV) and network-powered risk assessment capabilities into Dwolla’s pay by bank platform. The post Dwolla Partners with Plaid to Future-Proof Pay by Bank Payments appeared first on FF News | Fintech Finance.

Risk Assessment 109

Risk Assessment Payment APIs and Integration Verification Assessments 109

The Payments Association

NOVEMBER 25, 2024

MSB de-risking as a systemic risk: Insights from the UK National Risk Assessment The UK National Risk Assessment (NRA) has identified the de-risking of MSBs as a systemic risk. By undermining regulated channels, de-risking paradoxically amplifies the very threats it aims to mitigate.

Risk 88

Risk Financial Crimes AML Financial Inclusion 88

The Paypers

FEBRUARY 12, 2024

The US Department of the Treasury has published the 2024 National Risk Assessments on money laundering, terrorist financing, and proliferation financing.

Risk Assessment 36

Risk Assessment Assessments Treasury Risk 36

The Payments Association

FEBRUARY 10, 2025

Since vIBANs are often treated as extensions of master accounts rather than independent relationships, firms fail to apply appropriate risk assessment frameworks. This weakens transaction monitoring, particularly in scenarios involving third-party involvement or high-risk jurisdictions.

IBAN 88

IBAN AML Master Account Due Diligence 88

Finovate

DECEMBER 11, 2024

With the launch of its new GenAI Financial Crime Detection Suite, ThetaRay aims to enhance risk assessment, streamline operational workflows, and strengthen anti-money laundering (AML) reporting to reduce fraudulent activity, such as money laundering and terrorist financing.

Financial Crimes 59

Financial Crimes Crime Money Laundering Risk Assessment 59

Finovate

DECEMBER 16, 2024

Capitalise, a business finance platform based in the U.K., has forged a strategic partnership with data and open finance network Plaid. based business finance platform Capitalise has announced a strategic collaboration with fellow Finovate alum Plaid. Capitalise made its Finovate debut at FinovateEurope 2016.

Small Business 59

Small Business Non-Bank Risk Assessment Finance 59

The Payments Association

FEBRUARY 17, 2025

Financial exclusion: A global challenge According to a report by the World Bank , despite rapid advancements in the digital finance ecosystem, 1.4 AI and machine learning: Strengthening security and financial access Artificial intelligence is transforming risk assessment and fraud prevention in the payment ecosystem.

Innovation 88

Innovation Cross-Border Financial Inclusion Payment APIs and Integration 88

Fintech Review

MARCH 25, 2025

This PoC provided an opportunity to explore insights into technological risks associated with digital assets across multiple blockchains. Transparency and risk management are critical to supporting institutional engagement in tokenized finance.”

Risk 52

Risk Assessments Risk Management Blockchain 52

PYMNTS

MARCH 22, 2019

One way to secure funding is to use invoice financing. In an interview with PYMNTS, CEO Johannes Brouwer said that for smaller firms seeking access to financing as they look to grow operations, the process has typically been time-consuming and expensive. Many companies, he told PYMNTS, rely on private lending.

Blockchain 65

Blockchain Finance Risk Assessment Due Diligence 65

The Fintech Times

NOVEMBER 2, 2024

Ltd : Developed an ‘e-KYC’ solution to digitally onboard customers, using advanced technologies like artificial intelligence, machine learning, thumbprint and facial recognition for a streamlined digital KYC platform Soft Net Technology : Proposed a centralised loan application platform in response to pre- and post-Covid challenges.

Financial Inclusion 69

Financial Inclusion Technology FinTech Credit Cards 69

The Fintech Times

APRIL 24, 2025

Trading and investing platform eToro has added 29 new cryptoassets, including 17 experimental cryptoassets, a category on eToro including memecoins, initial coin offerings and token sales, innovative products and decentralised finance (DeFi) strategies. It says it hopes the decision will help drive frictionless payments in the legal sector.

FinTech 59

FinTech Cross-Border Payment APIs and Integration Multi-Currency 59

Fintech News

JUNE 18, 2024

This platform allows for improved data accessibility, enabling participating financial institutions to make better credit risk assessments and facilitate financing for SME trade between Singapore and Cambodia. The first batch of financial institutions from Singapore and Cambodia have joined the initiative.

FTC 103

FTC Cross-Border Participant Risk Assessment 103

Fintech Review

MAY 7, 2024

Machine learning is particularly transformative in various fintech applications, such as personalised financial advice and risk assessment, marking a transformative shift in financial methodologies towards more advanced, data-driven approaches. It is essential to mitigate these risks to prevent potentially devastating impacts.

AI 98

AI FinTech Risk Assessment Fraud Detection 98

FloQast

MAY 9, 2024

However, the path to compliance is fraught with challenges , including large upfront costs, organizational chaos, and reactive risk assessment processes. Amidst these challenges, the recent enhancements to FloQast’s Compliance Management solution offer a beacon of hope for finance and accounting teams.

Compliance 105

Compliance Audit Risk Assessment Assessments 105

Fintech Finance

SEPTEMBER 18, 2024

Checkout.com , a leading global digital payments provider, and Slope , a B2B financing platform for enterprise companies, today announced the beginning of a strategic partnership to boost payment performance for US enterprise merchants.

B2B 98

B2B Reconciliation Payments Risk Assessment 98

PYMNTS

OCTOBER 18, 2020

Buxton previously worked for cloud application monitoring platform Datadog as VP of finance, where he led the company to a $9 billion valuation and a current market capitalization of upwards of $25 billion, with the number of employees growing from 100 to 2,000 during his tenure, the release says.

Finance 64

Finance Risk Assessment Reconciliation Credit Risk 64

Fintech News

MARCH 31, 2024

The Monetary Authority of Singapore (MAS) has officially rolled out the COSMIC platform , a digital initiative aimed at bolstering the defense against money laundering, terrorism financing, and the proliferation of weapons of mass destruction.

Financial Crimes 106

Financial Crimes Crime Money Laundering Law Enforcement 106

PYMNTS

JUNE 20, 2017

The importance of this has never been clearer, as it has been proven to enable greater efficiency, better decision making and real savings through cash, collateral and financing optimization.”. There are several ways heightened data management can yield more effective risk mitigation , Hazeltree noted.

Risk Assessment 47

Risk Assessment Assessments Risk Risk Mitigation 47

Fintech News

NOVEMBER 6, 2024

Brankas, an open finance platform provider, has launched a solution aimed at simplifying open banking compliance for financial institutions in the Asia-Pacific region. These tools are also intended to reduce the risk of fraud and scams.

Compliance 92

Compliance Payment APIs and Integration Fraud Detection Risk Assessment 92

The Fintech Times

APRIL 30, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embedded finance has to offer and overcome across the globe.

Embedded Finance 69

Embedded Finance Finance Payment APIs and Integration Processors 69

Stax

JANUARY 23, 2025

Key steps include application review, risk assessment, credit checks, and compliance verification. Merchant account underwriting is the evaluation process payment processors use to assess whether a business meets the criteria for accepting credit card payments. Learn More What is Merchant Account Underwriting?

Underwriting 68

Underwriting PCI DSS Money Laundering Processors 68

The Fintech Times

FEBRUARY 15, 2025

LEAP 2025 featured a dedicated Fintech Track, covering digital banking, blockchain applications, and AI in finance. This platform enhances financial compliance through real-time data processing, risk assessment, and regulatory alignment, ensuring that financial institutions meet Saudi Arabias evolving fintech regulatory landscape.

Innovation 64

Innovation Fraud Prevention AI Compliance 64

Fintech Finance

AUGUST 27, 2024

EURI will be available on the Ethereum and BNB Smart Chain blockchains and subject to transaction monitoring and risk assessments for fraud identification and general risk mitigation. The post Banking Circle Launches the First Bank-Backed MiCA-Compliant Stablecoin, EURI appeared first on FF News | Fintech Finance.

Stablecoins 116

Stablecoins Multi-Currency Regulations Risk Mitigation 116

The Fintech Times

OCTOBER 26, 2024

Across two packed days, we delved into discussions ranging from open banking advancements to the potential of embedded finance, with an underlying theme of transforming the financial sector in ways that align with the Kingdom’s Vision 2030. Standardising APIs and data-sharing practices was also flagged as crucial for further progress.

Embedded Finance 59

Embedded Finance Finance Payment APIs and Integration API 59

Fintech News

MARCH 3, 2024

Cindy, who brings over three decades of experience in the compliance sector, will spearhead the company’s efforts in regulatory compliance, policy formulation and execution, risk assessment, and business advisory to support FOMO Group’s expanding operations. She has previously served as the Chief Control Officer at Bank J.

Compliance 106

Compliance AML Money Laundering Risk Assessment 106

Fintech News

DECEMBER 12, 2023

Credit rating agency S&P Global Ratings has unveiled its new stablecoin stability assessment service, designed to evaluate their capability in maintaining a stable value in comparison to traditional fiat currencies. The assessment methodology employed by S&P Global Ratings is thorough and multifaceted.

Stablecoins 114

Stablecoins Assessments Risk Assessment Risk 114

The Finance Weekly

SEPTEMBER 23, 2021

Accounting and finance specialists have been battling new obstacles for the past year. The finance industry in specific is ready to be equipped to implement long-term initiatives in 2021. It will ensure that regulatory standards are met while also reducing the risk of data breaches.

Risk Assessment 130

Risk Assessment Cross-Border AI Automation 130

Fintech Finance

DECEMBER 6, 2024

The combined solutions protect the entire digital payments environment through identity verification and fraud risk assessment while preventing chargebacks through order validation and alerting services. Latin America has one of the highest fraud rates globally, with studies showing that merchants are losing upward of 4.6%

Visa 98

Visa Fraud Prevention Risk Assessment Payments 98

Finovate

JANUARY 15, 2025

The chill has been taken out of the industry as investors regain confidence, new startups can launch with less risk, and established players are doubling down on new technologies to meet evolving customer demands. From fresh AI applications to the new uses for embedded finance, fintech is experiencing a renewed momentum.

Embedded Finance 52

Embedded Finance FinTech AI Payment APIs and Integration 52

The Fintech Times

OCTOBER 26, 2024

We thought it only right to pop by to see how a company better known for its ICT infrastructure and smart devices is diving into the world of digital finance and fintech solutions, and what it sees as the industry’s key trends. With AI, banks can monitor transactions and flag suspicious activities almost instantly,” said Haji.

Finance 69

Finance Ransomware Fraud Detection Cybersecurity 69

Finovate

APRIL 24, 2024

Impact asset manager Finance in Motion has teamed up with financial crime compliance specialist Napier AI. Finance in Motion will deploy Napier AI Continuum as its anti-money laundering and counter terrorist financing (AML/CTF) platform. London-based Napier AI made its Finovate debut at FinovateEurope in 2018.

Financial Crimes 59

Financial Crimes Crime AI Finance 59

Fintech News

MAY 20, 2024

Additionally, the event will provide a forward-looking perspective on the future of BNPL and its potential to reshape consumer finance and the wider payments industry. The event will explore cybersecurity careers within the banking, finance, and fintech sectors, particularly in response to the increasing frequency of cyber attacks.

FinTech 134

FinTech Embedded Finance BNPL On-Demand 134

PYMNTS

JUNE 15, 2020

GTreasury works to provide corporate treasurers with a clear, single-source picture of their payments, risks and finances in general through its Software-as-a-Service platform. Terry Beadle , GTreasury’s global head of Corporate Development, said the combination would prove valuable.

Global Payments 99

Global Payments Treasury Risk Assessment Treasury Management 99

PYMNTS

JULY 25, 2019

What Fundbox offers as an alternative, she said, is an automated trade financing platform that makes it easier for small suppliers to provide terms to their buyers, or for small buyers to gain access to longer payment terms without having to clear the normally rigid hurdle set.

Finance 53

Finance Risk Assessment B2B Underwriting 53

Fintech News

FEBRUARY 10, 2025

By integrating large language models used to power a wide range of automations with Stripe s financial tools, businesses gain the ability to manage finances, process payments, deliver customer support, and handle billing seamlessly and automatically.

AI 73

AI FinTech Fraud Detection Fraud Prevention 73

PYMNTS

SEPTEMBER 27, 2017

Trade finance revenue is slipping at the world’s largest banks, especially as companies struggle in a global trade environment operating with a $1.5 trillion gap in trade finance availability. trillion trade finance gap which disproportionately impacts small- and medium-sized businesses (SMBs).

Finance 51

Finance Due Diligence FinTech Risk Assessment 51