The Payments Association

MARCH 18, 2025

From open banking to open finance and beyond: The future of financial data-sharing March 18 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? The evolution of open banking into open finance, examining regional regulatory approaches and adoption trends. Why is it important?

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

The Fintech Times

NOVEMBER 19, 2024

Tarabut , the MENA region’s regulated open banking platform, is joining forces with Geidea , the Saudi-based payments solutions provider, to develop tailored SME financing solutions, subject to regulatory approvals. million businesses in Saudi Arabia, and face a financing gap of over SAR300billion (~$80billion).

Finance 64

Finance Point-of-Sale (POS) Financial Inclusion Underserved 64

Fintech Finance

DECEMBER 9, 2024

The rapid adoption of the Leja App over the past year highlights the power of local solutions tailored to underserved markets. Were proud to address the challenges MSMEs face, including limited access to affordable payment options and working capital financing.

Transactions 96

Transactions Process FinTech B2B 96

The Fintech Times

APRIL 22, 2024

Codebase Technologies , a UAE-based fintech platform provider, has launched its ‘Digibanc SME Financing’ platform to address the needs of underserved Micro, small, and medium-sized enterprises (MSMEs) across MENA and APAC. This isn’t just a step forward; it’s a leap into the future of business financing.

Underserved 69

Underserved Finance Technology APACS 69

Fintech News

DECEMBER 9, 2024

The company is leveraging AI-driven solutions to enhance its offerings in areas like dining, ride-hailing, entertainment, healthcare, and finance. Ant International, the groups global arm headquartered in Singapore, has reported significant growth across its four main business pillars: Alipay+, Antom, WorldFirst, and Embedded Finance.

Cross-Border 111

Cross-Border Embedded Finance Cross-Border Payments AI 111

The Fintech Times

JANUARY 23, 2025

The latest to do so is PayJoy , the financial service provider to the underserved in emerging markets, as it reveals how smartphones are enabling working mothers in Mexico to have financial stability. It looks at how access to smartphones impacts their work, family life, and financial stability.

Finance 59

Finance Participant Economy Financial Inclusion 59

Fintech News

DECEMBER 11, 2024

T hese Singapore digital banks are reshaping the sector by targeting underserved segments, driving innovation, and intensifying competition. GXS Bank , a partnership between Grab and Singtel, focuses on financial inclusivity for underserved groups, such as gig economy workers and young professionals.

Underserved 111

Underserved Regulatory Compliance Innovation Financial Inclusion 111

Fintech Finance

APRIL 22, 2025

This move is designed to make Expensify more accessible to small and medium-sized businesses (SMBs), a market traditionally underserved by the financial tech industry. The post Expensify Launches Simplified $5 Pricing Plan for SMBs appeared first on FF News | Fintech Finance.

Underserved 80

Underserved Finance FinTech Product 80

Fintech Finance

MARCH 5, 2025

The State Bank of Pakistan (SBP) has awarded Mashreq Pakistan a restricted license for pilot operations as part of the government’s strategy to unlock Pakistan’s digital potential and provide greater access to financial services to underserved consumer groups.

Visa 88

Visa Underserved Financial Inclusion Economy 88

Fintech Finance

NOVEMBER 15, 2024

By uniting their expertise, TransferTo and Ecobank will drive financial inclusion, empower underserved communities, and establish secure, seamless digital pathways that connect Africa’s economies with the rest of the world.

Cross-Border Payments 98

Cross-Border Payments Cross-Border Financial Inclusion Underserved 98

Fintech News

JULY 1, 2024

Validus Group, a digital SME financing platform based in Singapore, has secured a total of US$17.57 million in debt financing from both Oikocredit and FMO to support small and medium-sized enterprises (SMEs) in Indonesia. Oikocredit has announced a EUR 2.4 million (US$2.57 said Glant Saputrahadi Tan, Director and CEO, Batumbu.

Finance 111

Finance Security Underserved Financial Inclusion 111

The Fintech Times

NOVEMBER 12, 2024

The mastermind behind the accelerator programme Base Camp, Outlier Ventures , the Web3 accelerator, has announced that Bando , Berry Investing , Fact Finance , Loula and IDENTI will be taking part in its Latin America (LatAm) edition. Fact Finance, Brazil Fact Finance bridges real-world data to the blockchain.

Stablecoins 101

Stablecoins Cross-Border Financial Inclusion Underserved 101

Fintech Review

APRIL 19, 2025

A new phase where these two forces blend more deeply into the financial system, not just serving finance, but reshaping it entirely. These newer platforms blend data, automation, and embedded finance in ways that simplify user experience. Embedded Finance as a SaaS Fintech Enabler At the heart of SaaS fintech v2.0

Finance 52

Finance FinTech Embedded Finance Payment APIs and Integration 52

Fintech Review

NOVEMBER 27, 2024

Despite their significant contributions to GDP and employment, SMEs in emerging markets remain underserved by traditional banking. Many business owners struggle with accounting, budgeting, and cash flow, lacking the expertise and tools to manage finances efficiently. Fintech companies see this gap as an opportunity to innovate.

FinTech 105

FinTech Cross-Border Cross-Border Payments Online and Mobile Banking 105

Fintech Finance

MARCH 7, 2025

This International Women’s Day, Airtel Payments Bank recognises the pivotal role women play in expanding financial access, particularly through the remarkable work of women business correspondents (BCs) who are bridging the gap between banking and underserved communities.

Correspondent 86

Correspondent Financial Inclusion Payments Underserved 86

Fintech Finance

NOVEMBER 14, 2024

The company’s entry into Italy marks a strategic move into the fourth-largest eCommerce market in Europe, addressing a fast-growing segment that remains underserved by legacy payment providers. The post Mollie Expands Into Italy With Local Payment Solutions for Businesses appeared first on FF News | Fintech Finance.

Payment Solutions 98

Payment Solutions Cross-Border Payments Fraud Prevention 98

Fintech Finance

MARCH 24, 2025

While Somalia’s financial sector has seen remarkable growth in recent years, a significant portion of the population remains underserved or unbanked. ” The post Somalia Launches First Nationwide Instant Payment System Powered by BPC appeared first on FF News | Fintech Finance.

Instant Payments 90

Instant Payments Settlement Payments Central Bank 90

Fintech Finance

MARCH 5, 2025

These next-generation banking solutions also lower barriers to entry for underserved communities, allowing small businesses and merchants to integrate with digital payment systems effortlessly. The post Creating Real-world Solutions for Africas Digital Finance Future appeared first on FF News | Fintech Finance.

Finance 52

Finance Financial Inclusion Financial Literacy Acquirers 52

Fintech Finance

OCTOBER 29, 2024

This approach not only strengthens tpay’s service capabilities but also extends financial access to underserved communities, narrowing the gap in digital financial services across META. The post Geidea and Tpay Partner to Transform Digital Payments in KSA, Egypt, & UAE appeared first on FF News | Fintech Finance.

Digital Payments 98

Digital Payments Financial Inclusion Payments Underserved 98

Fintech Review

JULY 10, 2024

Decentralised Finance (DeFi) platforms are revolutionising financial services, particularly in emerging markets where traditional banking infrastructure is lacking. As a result, DeFi is gaining traction rapidly due to its ability to provide financial services to those who have been historically underserved by conventional banking systems.

Finance 97

Finance Financial Inclusion Underserved Blockchain 97

Fintech News

MARCH 24, 2024

Indonesian fintech Akulaku Group announced that it has secured US$100 million in debt financing from HSBC Singapore. Akulaku aims to deepen its operational footprint in Southeast Asia, facilitating the launch of new financing products and enhancing services for the underbanked population.

Finance 114

Finance Security BNPL Underserved 114

The Finance Weekly

FEBRUARY 22, 2023

Entrepreneurs are typically smart engineers who have created a revolutionary product or creative marketing professionals who have identified an underserved customer base or a market need. However, they usually lack a strong financial background, and it's essential to have effective finance and accounting support for a business to thrive.

Finance 130

Finance Best Practices Accounts Advisors 130

Fintech Finance

APRIL 8, 2025

This collaboration aims to digitise and streamline transactions for software platforms’ SME users in underserved industries, where card usage has historically lagged behind. The post Unipaas and Mastercard Join Forces to Boost Card Acceptance for SMEs via Vertical SaaS appeared first on FF News | Fintech Finance.

Visa 59

Visa Embedded Payments Underserved Regulatory Compliance 59

Fintech Finance

OCTOBER 9, 2024

The British fintech company Pockit and the pan-European fintech Monese today announce that they have agreed terms for Pockit to acquire Monese, subject to Change in Control approval by the FCA, creating the leading fintech for the financially underserved and lower-middle-income consumers across the UK and Europe.

Underserved 64

Underserved Acquirers FinTech Multi-Currency 64

Fintech Finance

OCTOBER 29, 2024

Yape, launched in 2017, has emerged as a critical tool for managing everyday finances, boasting over 16 million users and 13 million monthly active users, who engage in an impressive average of +40 transactions each month. Yape is a popular digital wallet and mobile payment app in Peru, developed by Banco de Crédito del Perú (BCP).

Financial Inclusion 105

Financial Inclusion Cross-Border Economy Underserved 105

Fintech News

MAY 6, 2024

At the heart of this transformation lies the concept of Open Finance – a paradigm shift that transcends traditional banking boundaries to usher in an era of innovation, collaboration, and customer-centricity. The Rise of Open Finance in Asia Open Finance represents a fundamental departure from the siloed approach of traditional banking.

Compliance 111

Compliance Finance Payment APIs and Integration API 111

The Nilson Report

JUNE 18, 2024

The post i2c and Affiniti Finance Partner to Expand Financial Access for America’s Underserved Small Businesses appeared first on Nilson Report.

Underserved 52

Underserved Small Business Finance Posting 52

Fintech News

JANUARY 12, 2025

The regions strong fundamentals, coupled with a growing digital economy, promise continued growth and innovation in the coming years, a new report by Royal Park Partners (RPP), a fintech-focused corporate finance advisory firm, says. billion underbanked adults.

FinTech 117

FinTech Financial Inclusion BNPL Cross-Border 117

Bank Automation

JANUARY 10, 2024

Digital bank Arc launched a venture debt financing platform to fill a gap in the market that surfaced during the 2023 banking crisis. When Silicon Valley Bank collapsed in March, the venture debt marketplace was left underserved, which “unlocked this market opportunity for [Arc],” Chief Executive Don Muir told Bank Automation News.

Finance 78

Finance Underserved Transactions Automation 78

Fintech Finance

JUNE 18, 2024

This collaboration aims to enhance ZORRZ’s mission of providing responsible access to credit for underserved communities. “Our partnership with CLOWD9 enables us to deliver an innovative and inclusive solution that breaks down barriers and empowers underserved communities to achieve financial independence.”

Financial Inclusion 111

Financial Inclusion Credit Cards Innovation Underserved 111

Fintech Finance

NOVEMBER 20, 2024

Tarabut , the MENA region’s leading, regulated open banking platform, and Geidea , Saudi Arabia’s leading payments solutions provider, have entered a strategic partnership to explore and potentially develop tailored SME financing solutions, subject to regulatory approvals. Today, SMEs represent 1.3

Finance 98

Finance Point-of-Sale (POS) Financial Inclusion SARS 98

The Fintech Times

AUGUST 23, 2024

Future Finance is a collaborative research project aiming to support mid-tier organisations and small to medium-sized businesses (SMEs) in the UK financial services sector to adopt innovative processes and products that improve accessibility of their services.

Blockchain 95

Blockchain AI Finance FinTech 95

Fintech Finance

OCTOBER 28, 2024

aIn parallel, the demand for embedded finance from small-and-medium-sized businesses (SMBs) — a sector typically underserved by traditional financial institutions — has broadened well beyond payments.1 Adyen and BCG’s report provides a strategic playbook for SaaS platforms looking to succeed in the embedded finance space.

Embedded Payments 98

Embedded Payments Embedded Finance Research Finance 98

Fintech Finance

MARCH 19, 2025

This collaboration aligns perfectly with our mission to empower underserved merchants globally, driving their success and enabling them to compete with industry giants. The post Epos Now Partners with Lloyds Cardnet appeared first on FF News | Fintech Finance.

Point-of-Sale (POS) 83

Point-of-Sale (POS) Online and Mobile Banking Embedded Finance Push-to-Card 83

PYMNTS

SEPTEMBER 30, 2020

As returns from cash management offers are forecasted to drop 12 percent, trade finance revenues for banks are poised to fall by 8 percent in 2020. However, HSBC data published by GTR indicates a rise in the count of supply chain finance (SCF) transactions in June in Asia, especially throughout Vietnam, Thailand and Indonesia.

Finance 95

Finance Non-Bank Underserved Cash Management 95

Fintech Finance

MARCH 24, 2025

While Somalia’s financial sector has seen remarkable growth in recent years, a significant portion of the population remains underserved or unbanked. ” The post Somalia Launches First Nationwide Instant Payment System Powered by BPC appeared first on FF News | Fintech Finance.

Instant Payments 69

Instant Payments Settlement Payments Central Bank 69

The Fintech Times

AUGUST 14, 2024

In his role on the advisory committee, Hasan Fardan Al Fardan actively champions the UAE’s ambition to become a global leader in digital finance. billion unbanked individuals globally, bridging this gap as well as providing essential financial services to underserved populations.

AI 106

AI Finance Financial Inclusion Underserved 106