PYMNTS

MARCH 23, 2020

After a long period of pulling back, lenders are finally beginning to find value in financing small- and medium-sized businesses (SMBs). But after years of finding SMBs too unprofitable to finance, lenders have to play catch-up to develop better underwriting processes for greater accuracy and efficiency. “For the U.S.,

Underwriting 75

Underwriting Risk Assessment Risk Mitigation Mitigation 75

M2P Fintech

APRIL 4, 2025

Supply Chain Finance (SCF) offers a flexible solution to optimize working capital and support growth. Globally, the supply chain financing market is projected to reach USD 13.4 Modern day credit tech stack could revolutionize Supply Chain Financing, streamlining processes and enhancing financial mechanisms. billion by 2031.

Finance 52

Finance Payment APIs and Integration Credit Cards Risk 52

The Fintech Times

APRIL 17, 2025

Embedded finance is rapidly changing the way consumers and businesses alike interact with financial services. Throughout April, The Fintech Times has focused on embedded finance. Throughout April, The Fintech Times has focused on embedded finance. Embedded finance has conditioned users to expect speed, simplicity, and relevance.

Embedded Finance 49

Embedded Finance Finance Online and Mobile Banking Embedded Payments 49

PYMNTS

JUNE 26, 2020

Some startups focused on data aggregation to expand underwriting capabilities, while others operate platforms to facilitate financing. The company aims to expand the sources of data from which financial services providers can pull for underwriting and other services. Aye Finance. Pipe Technologies.

B2B 115

B2B Finance Small Business Underwriting 115

Fintech Finance

DECEMBER 20, 2024

His leadership has shaped high-performing teams in underwriting, collections, and customer service, and his expertise will drive Thredds credit product expansion and operational excellence. The post Thredd Strengthens Global Leadership With Strategic Senior Appointments appeared first on FF News | Fintech Finance.

APACS 97

APACS Issuers Credit Cards AI 97

PYMNTS

MARCH 10, 2020

Traditional banks will require credit histories and collateral to underwrite a small business loan, both of which many SMBs in Southeast Asian nations lack. Mathur emphasized that an augmented data collection approach can do more than simply connect SMBs to capital when they cannot access bank financing.

Underwriting 77

Underwriting Small Business Value Added Service Non-Bank 77

The Fintech Times

APRIL 15, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embedded finance has to offer and overcome across the globe.

Embedded Finance 134

Embedded Finance AI Finance Assessments 134

PYMNTS

SEPTEMBER 21, 2020

Decades ago, asset-based finance developed a nasty reputation. As a financing tool that requires business owners to place valuable assets — whether working capital or physical — up for collateral, asset-based financing (ABF) was often viewed as a solution to a dire problem when no other options were available.

Finance 102

Finance Underwriting Compromise Adjustments 102

Fintech Finance

NOVEMBER 3, 2024

Affirm underwrites every individual transaction before making a real-time credit decision and only approves consumers following an assessment that evidences their ability to repay. The post Affirm’s Flexible and Transparent Pay-Over-Time Options Now Available in the UK appeared first on FF News | Fintech Finance.

Consumer 98

Consumer Economy Regulatory Compliance Payment Networks 98

Finovate

NOVEMBER 14, 2024

The company’s streamlined underwriting and approval process makes decisions partially on the creditworthiness of a business’s customers. This is not Paychex’s first dip into the small business financing world.

Product 59

Product Payroll Small Business Underwriting 59

PYMNTS

NOVEMBER 17, 2020

This week's look at the most recent initiatives in partnerships and open banking reveals a focus on SMB lending and finance, while Banking-as-a-Service (BaaS) also gains traction to allow non-banks to offer their own banking services to corporate customers. Allied Irish Bank Embraces LendScape Receivables Finance.

Finance 99

Finance FinTech Risk Mitigation Non-Bank 99

The Fintech Times

MARCH 30, 2025

Since 2010, these programme graduates have created more than 3,000 jobs and raised more than $2.98billion in venture financing. Feathery (San Francisco) a company that builds AI-powered data and document intake workflows for financial institutions to streamline commercial underwriting and client onboarding.

Innovation 80

Innovation FinTech AI Underwriting 80

Fintech Review

APRIL 4, 2025

Chandler, United States, April 4th, 2025, FinanceWire Fintech company DecisionFi, LLC is expanding its reach into underserved consumer markets with a suite of financing solutions designed for sectors often overlooked by traditional lenders. ” The fintech sector continues to grow, driven by demand for fast, flexible financing options.

Underserved 52

Underserved FinTech Underwriting Finance 52

Finextra

SEPTEMBER 10, 2024

MoneyLion”) (NYSE: ML), a digital ecosystem for consumer finance that empowers everyone to make their best financial decisions, today announced a partnership with Nova Credit, a leading credit infrastructure and analytics company, to activate cash flow underwriting within MoneyLion’s hosted decisioning engine. MoneyLion Inc.

Underwriting 52

Underwriting Finance Consumer 52

Finezza

APRIL 23, 2024

Accounts receivable financing or debt factoring is a common business financing practice. Factoring […] The post Mitigating Risk in Debt Factoring: Underwriting Best Practices appeared first on Finezza Blog. Businesses can sell their accounts receivable to a third party, called a factor, at a discount.

Best Practices 52

Best Practices Underwriting Mitigation Risk 52

The Fintech Times

MARCH 12, 2025

Through three separate partnerships, Mastercard appears to be enhancing its focus on the UAE and surrounding Middle East region, with plans to simplify access to finance , enhance payment processes and bolster financial literacy.

Visa 75

Visa Financial Literacy Small Business Payments 75

Stax

AUGUST 20, 2024

And it’s all thanks to embedded finance and embedded fintech. Embedded finance isn’t entirely a new concept. Airline credit cards, payment plans for costly items, and car rental insurance are forms of embedded finance that have been around for a while. Everything is done under one platform.

Embedded Finance 88

Embedded Finance Finance FinTech Payment APIs and Integration 88

PYMNTS

JUNE 17, 2020

As such, trade finance will be an important piece of the global recovery puzzle. Connecting B2B vendors to financing on their unpaid invoices can grant them the financial stability they need to keep trade flowing, but it comes with its own set of challenges — both for the vendor and financiers. With a trade finance gap as large as $1.5

Finance 68

Finance Mitigation B2B Underwriting 68

Fintech News

MARCH 17, 2025

From advancements in digital banking and blockchain to AI-driven finance and cybersecurity solutions, these events cover the full spectrum of fintech innovation. One of the most influential fintech events in the world, Money 20/20 Asia gathers C-level executives, innovators, and regulators to explore the evolving digital finance landscape.

FinTech 88

FinTech Cybersecurity AI Financial Inclusion 88

Fintech Finance

SEPTEMBER 6, 2024

Christensen will lead the company’s global acquiring and risk management teams, working to grow and manage relationships with processors and banks, as well as overseeing the underwriting and risk functions. The post BlueSnap Appoints Bill Christensen as SVP of Acquiring & Risk appeared first on FF News | Fintech Finance.

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Risk Acquirers Risk Management Underwriting 105

PYMNTS

MARCH 13, 2020

Trade finance is a critical tool in supporting global trade for both buyers and sellers, particularly smaller businesses. Yet these financing products aren’t without their risks and drawbacks, and today, criticism continues to mount for certain invoice financing tactics in particular. An Alternative To Factoring.

Finance 69

Finance Payment APIs and Integration Due Diligence Underwriting 69

PYMNTS

JANUARY 8, 2021

Even so, small business lenders are headed toward their own challenges when underwriting financing. Lenders need to embrace the opportunity to collaborate with the small businesses they are financing in order to gain better visibility into that company's performance. A Collaborative Spirit.

Finance 92

Finance Small Business Shutdown Credit Union 92

Fintech Finance

JULY 26, 2024

Marqeta (NASDAQ: MQ), the global modern card issuing platform that enables embedded finance solutions for the world’s innovators, today announced it is working with Visa and Affirm to offer the Visa Flexible Credential, a single card product that can toggle between payment methods, putting the power of choice in the hands of the consumer.

Credential 98

Credential Processors Issuers BNPL 98

Finovate

DECEMBER 16, 2024

Capitalise, a business finance platform based in the U.K., has forged a strategic partnership with data and open finance network Plaid. based business finance platform Capitalise has announced a strategic collaboration with fellow Finovate alum Plaid. Capitalise made its Finovate debut at FinovateEurope 2016.

Small Business 59

Small Business Non-Bank Risk Assessment Finance 59

Nanonets

MAY 3, 2023

Traditionally, finance has been the domain of the smartest in our society. Now, AI tools are pushing the limits of analysis and decision-making in finance, changing the lives and careers of finance professionals around the world. The biggest overarching challenge for finance professionals is data analysis for decision-making.

AI 94

AI Finance Advisors Fed 94

The Fintech Times

OCTOBER 2, 2024

In line with this, Magnati , the payments solutions provider in the Middle East has partnered with Wio Bank PJSC , the regional bank providing embedded finance solutions through its merchant financing platform. It will do so by providing fast access to financing using Magnati’s platform.

Embedded Finance 72

Embedded Finance Finance Point-of-Sale (POS) Underwriting 72

Fintech Review

APRIL 11, 2025

Over the years, weve covered a broad range of fintech topics from digital banking to decentralised finance , regtech , green fintech , and more. It represents a shift in mindset: finance as a service, not a place. They use alternative credit scoring methods and automated underwriting. Essential for open banking.

FinTech 52

FinTech Online and Mobile Banking Payment APIs and Integration Cross-Border 52

Fintech News

AUGUST 12, 2024

These trends include ecosystem banking, generative artificial intelligence (GenAI), and embedded finance, a new report by PwC India and ASSOCHAM says. For non-financial services businesses, embedded finance allows for enhanced customer loyalty, new revenue streams and improved customer experiences. billion by then.

Embedded Finance 111

Embedded Finance FinTech Non-Bank Cross-Border 111

PYMNTS

OCTOBER 19, 2020

So said that in a traditional screening process, SMEs “would send PDFs of bank statements or PDFs or their audited or unaudited financials, and banks [would] take weeks to underwrite. And the cost of underwriting a large borrower vs. a small SME was virtually the same.”. Information Asymmetry.

AI 120

AI B2B Underwriting Non-Bank 120

Lending Front

JUNE 15, 2021

After March of 2020, firms with lower credit scores turned to online lenders (35%) and nonbank finance companies (23%) more often than those with higher credit scores, according to the U.S. The post Bringing Underwriting Up to Speed appeared first on LendingFront. Opening up access to funding.

Underwriting 52

Underwriting Small Business Federal Reserve Assessments 52

The Fintech Times

JANUARY 17, 2024

Practically everyone in finance agrees that AI can impact every aspect of business, whether it be improving customer experience or streamlining operations. “A key component of our AI suite is our GPT -based assistant, ‘TensorAssist,’ tailored for underwriters.

AI 128

AI FinTech Underwriting Due Diligence 128

FICO

AUGUST 16, 2021

FICO Applauds FHFA Inclusion of Rental Data in Underwriting. Last week, the Federal Housing Finance Agency (FHFA) announced that Fannie Mae will begin considering borrowers’ rental payment history in its risk assessment process. Joanne Gaskin. Mon, 08/16/2021 - 18:53.

Underwriting 52

Underwriting Risk Assessment Assessments Financial Inclusion 52

M2P Fintech

MARCH 24, 2025

This includes employing machine learning algorithms to automate parts of the loan application and underwriting process, as well as using digital platforms to facilitate communication between borrowers, lenders, and other relevant parties. Open banking is revolutionizing finance, driven by API standardization and strong security.

Payment APIs and Integration 52

Payment APIs and Integration Blockchain Regulatory Compliance Compliance 52

Fintech News

JANUARY 15, 2024

Southeast Asian SME financing platform Validus has secured US$10 million in debt financing from debt finance provider Lendable. Operating in Indonesia, Singapore, Thailand, and Vietnam, Validus utilises proprietary data and AI to provide financing solutions to underserved SMEs.

Underserved 107

Underserved Underwriting Finance AI 107

PYMNTS

DECEMBER 16, 2020

Those changes will have knock-on effects in other areas of corporate finance. Zhang and his co-founder, Ansel Parikh, had been developing Finch initially as a way to integrate consumer lending products within online marketplaces and other businesses, unlocking those firms' customer data to underwrite financing.

Payroll 116

Payroll Underwriting Use Case API 116

The Fintech Times

APRIL 22, 2024

Codebase Technologies , a UAE-based fintech platform provider, has launched its ‘Digibanc SME Financing’ platform to address the needs of underserved Micro, small, and medium-sized enterprises (MSMEs) across MENA and APAC. This isn’t just a step forward; it’s a leap into the future of business financing.

Underserved 69

Underserved Finance Technology APACS 69

Fintech Finance

OCTOBER 24, 2024

A seasoned financial leader known for his expertise in building and managing high-performing finance and accounting teams, Anderson brings a wealth of experience in strategic planning, public offerings and financial systems implementation, aligning with Payouts Network’s growth trajectory.

Due Diligence 96

Due Diligence B2C Underwriting On-Demand 96