Wharton Fintech

FEBRUARY 26, 2024

Mastercard, President & CTO Ed McLaughlin — Emerging Technologies in Payments In today’s episode, Kailee Costello hosts Ed McLaughlin , the President & Chief Technology Officer of Mastercard. Out of that very physical cash-check world, Mastercard started completely offline.

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Visa Technology Payments Encryption 130

The Payments Association

JANUARY 21, 2025

In 2024, stablecoins are increasingly integrated into mainstream systems, with Visa and Mastercard enabling their use across CeFi and DeFi platforms. The report also notes a shift in consumer preferences, with rising adoption of digital wallets, mobile POS payments, and BNPL services.

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Payments Trends Financial Crimes Cross-Border Payments 88

Clearly Payments

FEBRUARY 12, 2024

At the forefront of payment industry, particularly in credit cards, are two giants: Visa and Mastercard. As the world’s leading payment networks , Visa and Mastercard play a pivotal role in shaping the landscape of electronic payments on a global scale. Then comes Mastercard, with 24%.

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Visa Payments Payment Networks Online and Mobile Banking 105

The Payments Association

MARCH 19, 2025

As digital wallets reshape finance and big tech challenges traditional banks, who will control the future of money? CEO Linda Yaccarino framed the move as a leap forward, but the real story is bigger: tech giants are no longer just facilitating payments, theyre actively reshaping the financial industry.

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Digital Payments Finance Online and Mobile Banking Payments 88

The Fintech Times

OCTOBER 29, 2024

Orange Middle East and Africa is strategically partnering with global payments giant Mastercard to expand access to mobile financial services across Sub-Saharan Africa. Only 48 per cent of the African adult population is banked, according to the African Digital Banking Transformation Report.

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Visa Financial Inclusion Online and Mobile Banking Debit Card 59

Fintech News

JULY 15, 2024

billion) in 2022, according to Thant Mam Hein, assistant manager of sustainability at uab bank. Reports also show that approximately 50% of Myanmar’s adult population had a bank account in 2020, reflecting growth in financial inclusion and creating new opportunities for businesses and individuals. trillion (US$3.8

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FinTech Online and Mobile Banking Financial Inclusion Payroll 113

Clearly Payments

MARCH 22, 2024

In the landscape of commerce, mobile payments have emerged as a disruptive force, altering the way people engage in financial transactions. As technology advances and consumer preferences evolve, the trajectory of mobile payments promises unparalleled convenience, robust security, and seamless integration into our daily lives.

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Contactless Payments Online and Mobile Banking Mobile Payments Payments 105

Fintech Finance

FEBRUARY 29, 2024

Mastercard and MTN Group Fintech have signed a multi-market agreement that will set in motion a new era of collaboration to connect millions of people and small businesses across Africa with digital tools to transact through secure mobile payments, expanding access to the benefits of the cashless digital economy.

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Visa Financial Inclusion FinTech Online and Mobile Banking 52

Fintech News

MAY 23, 2024

Confronted by shifting factors such as tech advancements, generative AI, high interest rates, increased institutional oversight, and evolving customer expectations — the best banks must adapt their business and operating models in 2024, including in Asia. CHINA #1 China Merchants Bank China Merchants Bank Co.,

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Online and Mobile Banking Treasury Non-Bank Credit Cards 133

Fintech Finance

JUNE 7, 2024

Mastercard has announced the integration of Deposit Switch and Bill Pay Switch with Mastercard’s Open Banking platform, enabling consumers to automatically switch their direct deposits and update their recurring bill payments, both when opening a digital account or when updating information on an existing account.

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Visa Payroll Direct Deposit Online and Mobile Banking 52

PYMNTS

FEBRUARY 11, 2020

To improve the financial lives of millions of Americans, speed matters — especially for FinTechs seeking to bring new products to market digitally and to target consumers underserved by traditional banking models. As Choubey told Webster, the FinTech traces its roots to providing financial access to 90 million Americans.

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Visa Consumer Financial Inclusion Underserved 61

PYMNTS

SEPTEMBER 15, 2020

Scotland-based Tesco Bank has announced that it’s the first financial institution (FI) in the United Kingdom to introduce technology that allows its 2.6 Tesco Bank ’s purpose is to help … shoppers manage their money a little better every day,” said Sigga Sigurdardottir, Tesco’s chief customer officer, in a statement. “We

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Credit Cards Digital Payments Central Bank Online and Mobile Banking 56

PYMNTS

NOVEMBER 17, 2020

Mastercard is teaming up with FinTech startup Juvo to help the “underbanked” in Latin America and the Caribbean to build credit histories so they can engage in a wider range of financial services. The financial profile can then be used to determine a customer’s ability to engage in services such as buying insurance or taking out loans.

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Visa Online and Mobile Banking Participant Regulations 60

PYMNTS

MAY 12, 2016

MasterCard and the government of Rwanda have announced a collaboration to help bring more of its citizens into the financial fold. As part of its Vision 2020 initiative, Rwanda is promoting moving toward a cashless economy, which is where MasterCard’s aid comes into the mix.

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Visa Online and Mobile Banking Financial Inclusion Payment Gateways 40

The Fintech Times

APRIL 3, 2024

Whether it be retailers, ride-hailing apps, super-apps, or other non-bank service providers, embedded finance appears to be making its way into every sub-sector. As time passes, consumers are seeing the number of embedded finance offerings increase across the wide range of products and services they use.

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Embedded Finance Finance Non-Bank Online and Mobile Banking 126

Fintech News

JULY 23, 2024

The list, produced by CNBC in collaboration with market research firm Statista, highlights the world’s top 250 fintech companies across eight market categories: payments, wealthtech, business process solutions, neobanking, alternative finance, financial planning, digital assets and banking solutions. billion (US$4.4

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FinTech Online and Mobile Banking Multi-Currency Non-Bank 133

PYMNTS

FEBRUARY 23, 2016

Yesterday, PYMNTS detailed what happened during Day 1 of Mobile World Congress in Barcelona. It also detailed a series of news announcements from MasterCard, including details about its “selfie pay” expansion plan, MasterPass expansion plans, MasterCard’s IQ Series, its partnership with Coin, and its wearable payments play.

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Online and Mobile Banking Visa Issuers Mobile Payments 40

Finovate

MARCH 7, 2025

As a proliferation of payment options promises to streamline banking and commerce, regulators, fintechs, and financial services companies are looking for ways to make sure that the challenges to these new payment optionsfrom technical complexity to new forms of fraud and financial crimeare met. million to support SMEs in Chile.

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Payments Push-to-Card Online and Mobile Banking P2P 52

PYMNTS

JANUARY 30, 2018

30) that it inked a deal with Payfare , a provider of mobile banking and micro-lending, in which Payfare will use i2c’s Agile Processing payments platform. Drivers can shop in-store or online anywhere Mastercard is accepted. Global payments company i2c announced news on Tuesday (Jan.

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Economy Online and Mobile Banking Financial Inclusion Visa 54

PYMNTS

NOVEMBER 22, 2018

million ATMs across India, per data from the Reserve Bank of India (RBI). These requirements were never anticipated by the industry participants at the time of signing contracts with the banks. The estimate is courtesy of the Confederation of ATM Industry (CATMi), which focuses on the domestic ATM industry. The Opportunity Ahead.

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ATM Digital Payments Payments Financial Inclusion 75

PYMNTS

JUNE 18, 2019

Association Members are both known and familiar: Mastercard, Visa, PayPal, Stripe, PayU, Andreessen Horowitz, Union Square Capital, Coinbase, Xapo, eBay, Uber, Lyft, Farfetch, Mercado Pago, Spotify, Vodafone among others. – Jorn Lambert, Executive Vice President, Digital Solutions, Mastercard. This effort embraces that spirit.”.

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Payments Cross-Border Online and Mobile Banking Financial Inclusion 98

PYMNTS

OCTOBER 12, 2018

For 73 percent of Americans, participating in the digital economy is as easy as securing internet access and entering their relevant credit, debit or bank account numbers with the merchants and service providers they want to buy from and setting up their mobile banking app. The Importance of On-Ramps and Off-Ramps.

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PayPal Online and Mobile Banking Visa Financial Inclusion 63

Finovate

OCTOBER 4, 2024

Netherlands-based digital banking platform Plumery secured $3.3 Founded in 2022, Plumery offers a digital banking platform that enables businesses to rapidly customize and deploy their banking operations. This week’s edition of Finovate Global features recent fintech news and headlines from the Netherlands.

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PYMNTS

MAY 2, 2017

Mastercard today announced the appointment of CIO Ed McLaughlin to president, Operations and Technology. Mastercard started completely offline with charge plates and knuckle busters, he noted. As an example, McLaughlin pointed to Mastercard’s work in the mobile point-of-sale space as the movement first emerged.

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Technology Financial Inclusion Visa Online and Mobile Banking 43

EBizCharge

OCTOBER 10, 2024

The PayTech Awards USA recognizes excellence and innovation in the banking, financial technology, and payment sectors. From impressive start-ups to well-established industry leaders, these awards highlight initiatives that transform payments, enhance financial inclusion and empowerment, and deliver unmatched technology.

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Embedded Payments Payment Solutions CRM Payment Gateways 59

Fintech News

MARCH 18, 2024

The report, released in September 2023, looks at the Thai fintech sector, highlighting the rise of digital payments and the explosive growth of real-time transactions, as well as presenting the opportunities that exist in digital remittances, open banking, business-to-business (B2B) payments and agricultural lending.

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FinTech Online and Mobile Banking Blockchain Product 113

PYMNTS

MARCH 24, 2016

The world of mobile payments news this week started out in the one region of the world that doesn’t often make much news when it comes to what U.S. companies are doing in mobile commerce: Cuba. Which brought about news from some of the biggest players in mobile payments, like Xoom, PayPal and Western Union.

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Online and Mobile Banking PayPal Mobile Payments Push-to-Card 44

PYMNTS

JULY 1, 2019

The announcement establishes a low-cost ecosystem that will enable Libra cryptocurrency users to make purchases both on Facebook and other online marketplaces. Mastercard has invested heavily in blockchain-based initiatives , and Lambert stated the company is prepared to introduce cryptocurrency to a larger audience with Project Libra.

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Financial Inclusion Online and Mobile Banking Blockchain Visa 40

CB Insights

JUNE 5, 2018

In Kenya, anyone with a mobile phone — smartphone or not — can use M-Pesa to send money, pay for things, and access credit. More importantly, users don’t need a credit card, bank account, credit history, or minimum balance to open an M-Pesa account. In contrast, mobile payments in the US have yet to catch on.

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Online and Mobile Banking Debit Card Credit Cards Payment Gateways 68

Clearly Payments

FEBRUARY 18, 2025

With four out of five smartphone users now opting for mobile payments over traditional cards, businesses that fail to support digital wallets risk losing sales and customer loyalty. Market Share 92% of all mobile wallet transactions Number of Users (U.S.) smartphone owners utilized proximity mobile payment services.

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Online and Mobile Banking PayPal Contactless Payments Credit Cards 59

The Fintech Times

FEBRUARY 29, 2024

Jeremy Baber, CEO of Lanistar “Established markets are dominated by traditional banking meaning the opportunities for newer fintechs to deliver significant change are much more restricted. . “Brazil, for example, has been the site of the development and roll-out of bank transfer methods such as PIX and QR-code-driven payments.

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Payments Trends Online and Mobile Banking Payments Push-to-Card 59

PYMNTS

JULY 4, 2017

Identity is key, fostering both financial inclusion — to the tune of 270 million new bank accounts as of March 2017 — and security for the transactions themselves. Mobile reigns here. Paytm has had its own competitive moat set in place, at least a bit, with its payments bank.

Online and Mobile Banking 44

Online and Mobile Banking ATM Push-to-Card Financial Inclusion 44

PYMNTS

MAY 29, 2018

The QR Payment Mark will not only tell consumers that a particular merchant employs the digital payments tool, but serve as an application indicator on a consumer’s mobile device. That risk was behind The People’s Bank of China ’s implementation in April of an approximately $80 spending cap for QR-based payments.

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Financial Inclusion EMV Payments Tools Online and Mobile Banking 48

Tearsheet

DECEMBER 1, 2023

From the much-anticipated launch of FedNow to Twitter (X) making its payment debut , securing money-transmitting licenses in three US states to total US credit card debt surpassing a record $1 trillion , and Pay by Bank almost on the brink of becoming a consumer favorite, the payments landscape underwent a kaleidoscope of shifts.

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Real Time Payments Payment APIs and Integration Contactless Payments Online and Mobile Banking 53

PYMNTS

OCTOBER 23, 2019

Those ambitions, of course, include the goal of bringing financial services to more than 1 billion individuals across the world, known as the unbanked or underbanked. Zuckerberg said in his opening remarks that those who do not have access to bank accounts “could through mobile phones, if the right system existed.”

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Cryptocurrency Financial Inclusion Online and Mobile Banking Crime 40

PYMNTS

OCTOBER 26, 2018

Wearables also got a B2B showcase this week, with Samsung and HSBC rolling out S3 gear at the bank’s flagship Fifth Avenue location. And though they shop in stores the majority of the time (with a strong online shopping presence), they are dedicated digital payers – around 28 percent of wearable device owners say they never use cash.

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PYMNTS

JANUARY 2, 2017

The spring brought coverage of mobile advertising and payments on the go at food trucks as small, smart device-powered businesses, and in the fall, we looked at the biggest trends in digital security at the annual Money20/20 Conference in Las Vegas. DIGITAL BANKING TRACKER.

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ACH Online and Mobile Banking Cross-Border Same Day ACH 49