The Fintech Times

JANUARY 10, 2024

In December 2023, Tenpo , the Chilean digital bank, called out the US corporation for failing to take into account financially inclusive payment methods that were popular among Chileans. The campaign aims to promote freedom of payment choice popular with locals – ensuring financial inclusion.

Financial Inclusion 72

Financial Inclusion Economy Innovation Venmo 72

The Fintech Times

MARCH 28, 2025

By accounting for these differences, organisations that use the solution can adapt their fraud prevention strategies to specific local risks, strengthening security and promoting financial inclusion. He brings extensive experience in fraud prevention, identity management, and financial services.

Financial Crimes 76

Financial Crimes Crime Fraud Prevention Due Diligence 76

FICO

JULY 15, 2022

Financial Inclusion Using Analytics. Plus, it means going beyond the FICO® Scores based on traditional data, so we've also developed scores utilizing new alternative data sources that are specifically designed for financial inclusion. Using new approaches to improve financial inclusion. Saxon Shirley.

Financial Inclusion 52

Financial Inclusion Underserved Consumer Innovation 52

Fintech Finance

OCTOBER 21, 2024

billion of additional global GDP growth and create more than 167 million new bank account holders by 2028, according to a new report published by ACI Worldwide (NASDAQ: ACIW), an original innovator in global payments technology, in collaboration with The Centre for Economics and Business Research (Cebr). billion by 2028. By 2028, 167.2

Real Time Payments 98

Real Time Payments Financial Inclusion Instant Payments Accounts 98

Finezza

NOVEMBER 8, 2023

The share of MSME Gross Value Added (GVA) in India’s Gross Domestic […] The post Unlocking Financial Inclusion with Microloan Management Software appeared first on Finezza Blog. However, the MSME sector plays a critical role in the economic development of India.

Financial Inclusion 52

Financial Inclusion Posting Origination 52

FICO

MAY 23, 2022

Círculo de Crédito , the fastest-growing credit bureau in Mexico, has used unique credit risk scores from FICO to boost financial inclusion in Mexico and help an additional 20 million citizens access credit. For its achievements, Círculo de Crédito won a 2022 FICO® Decisions Award for Decision Management Innovation.

Financial Inclusion 52

Financial Inclusion Embedded Finance Risk Assessment Assessments 52

Fintech Finance

AUGUST 27, 2024

Mexico has a fantastic opportunity to maximize the use of its real-time rails and replicate the success of other countries in the region to drive economic growth and financial inclusion.” “We

Instant Payments 97

Instant Payments Real Time Payments ISO 20022 Financial Inclusion 97

PYMNTS

APRIL 26, 2018

There was a lot going on during PayPal ’s quarterly earnings report yesterday (April 25), as the original “Pay” player managed to beat analyst expectations nearly across the board and even forecast a better-than-expected result for the rest of the year. That was the question of Deutsche Bank’s Bryan Keane.

Financial Inclusion 51

Financial Inclusion PayPal Underserved Push-to-Card 51

The Payments Association

JANUARY 13, 2025

John Erik Setsaas Director of Innovation Tietoevry Banking With over 55% of scams originating on digital platforms, its time to double down on high, low and even no-tech solutions upstream. The Online Safety Act will help to protect and educate users regarding financial abuse. Entity Unknown scams accounted for 8.8% of total cases.

Scams 88

Scams Romance Scams Phishing Volume 88

Fintech News

FEBRUARY 13, 2024

Previously, Mizuho has invested in financial companies across Vietnam, the Philippines, and Indonesia in a bid to foster financial inclusion and support economic development in the region.

Card Issuer 114

Card Issuer Non-Bank Financial Inclusion Issuers 114

Fintech Finance

JULY 8, 2024

“Our expansion into KSA, accompanied by an enhancedfinancial inclusion, will continue to attract prominent global companies, particularly Asia-originated digital players in the gaming, e-commerce, social media sectors and more.

Financial Inclusion 98

Financial Inclusion Cross-Border Participant Digital Payments 98

The Payments Association

APRIL 22, 2025

The Online Safety Act will help to protect and educate users regarding financial abuse. These cases typically occur when victims are unable to identify the origin of the fraudulent interaction, highlighting the challenge of tracing and attributing fraudulent activities. Entity Unknown scams accounted for 8.8% of the total volume.

Scams 88

Scams Romance Scams Crime Online and Mobile Banking 88

PYMNTS

MARCH 12, 2020

With Mastercard’s Pay on Demand platform, people get improved access to financial services and other offerings, which drives financial inclusion and can bring about improved economic possibilities for individuals and businesses.

On-Demand 72

On-Demand Visa Consumer Financial Inclusion 72

PYMNTS

NOVEMBER 6, 2020

Financial services firm Figure Technologies, Inc. has sought a national bank charter from the Office of the Controller of the Currency (OCC), which will let it meet “promises of efficiency, affordability and financial inclusion,” according to a Friday (Nov. 6) announcement.

Blockchain 65

Blockchain OCC Financial Inclusion Origination 65

Fintech Finance

NOVEMBER 5, 2024

In terms of the value of losses, 35 per cent of APP losses originated from scams which started through telecommunication. APP fraud originating from telephone calls or SMS continues to be of higher value and accounted for 35 per cent of losses. “To Data from UK Finance shows that £213.7

Online and Mobile Banking 98

Online and Mobile Banking Scams Fraud Detection API 98

The Fintech Times

APRIL 15, 2025

Al Ansari Exchange , the UAE-based remittance and foreign exchange company, and Ruya Islamic Community Bank (ruya), a digital-first Islamic community bank, are working together to enhance financial inclusivity and convenience for customers across the UAE.

FinTech 64

FinTech Payment APIs and Integration Non-Bank Community Banks 64

FICO

FEBRUARY 27, 2023

We received entries that demonstrated the power of optimization to balance the European energy grid under pressure from the war in Ukraine, to others that show how life-changing and transformational financial inclusion programs can be for ordinary people.

Financial Inclusion 98

Financial Inclusion AI Credit Cards Research 98

Finextra

AUGUST 27, 2024

ACI Worldwide (NASDAQ:ACIW), an original innovator in global payments technology, and Mexipay, a leading Mexican financial technology company, have announced the extension of their partnership to enhance Mexico’s real-time payments ecosystem, with the aim of driving instant payments adoption and boosting economic growth and financial inclusion for (..)

Instant Payments 52

Instant Payments Financial Inclusion Real Time Payments Origination 52

Fintech News

OCTOBER 28, 2024

These awards highlight companies and individuals whose fintech initiatives have contributed to advancing financial technology, promoting financial inclusion, and improving service delivery. RCBC Diskartech is a multilingual financial inclusion application, available in Taglish (Tagalog-English) and Cebuano.

AI 106

AI FinTech Innovation Payment APIs and Integration 106

M2P Fintech

NOVEMBER 12, 2024

Fortunately, digital lending platforms, particularly those equipped with Loan Origination Systems (LOS) and Loan Management Systems (LMS), have reshaped the industry by automating the entire lending process to deliver quick, accurate, and seamless experiences. These innovative operating models are essential for advancing financial inclusion.

Financial Inclusion 52

Financial Inclusion Origination Automation On-Demand 52

Fintech News

JUNE 18, 2024

Billions of dollars traverse the globe every second, with a significant portion of these transactions originating from individuals, particularly migrant workers sending funds to their loved ones in their native countries.

Cross-Border 135

Cross-Border Financial Inclusion Transactions Cross-Border Payments 135

Fintech Review

JULY 16, 2024

This practice allows third-party providers (TPPs) to access banking data with customer consent, enabling the development of new financial services and products. The concept of open banking originated from regulatory initiatives aimed at increasing competition and consumer choice in the financial sector.

Innovation 98

Innovation Consumer API Financial Inclusion 98

Fintech News

JANUARY 15, 2024

The POC witnessed major collaborations with five merchant acquirers, a plethora of over twenty payment schemes from both local and international origins, and a widespread network of merchant acceptance points exceeding a thousand, located within the SFF and the Changi district.

Interoperability 114

Interoperability Cross-Border Payments Financial Inclusion 114

PYMNTS

NOVEMBER 5, 2020

The new funding will go toward expanding BizCapital's product offering for banks, which today focuses on financial inclusion in lending. It's not just about opening up the account origination experience, but fully managing and servicing it," he explained. StreetShares.

FinTech 103

FinTech Payment APIs and Integration Credit Union API 103

The Fintech Times

FEBRUARY 15, 2024

Originally conceived to combat cash-based corruption and promote financial inclusion, UPI has evolved into a cornerstone of India’s vision for a digital economy.

Digital Payments 72

Digital Payments Cross-Border Cross-Border Payments Financial Inclusion 72

The Payments Association

MARCH 18, 2025

Unlike open bankings regulatory-driven origins, open finance is advancing through a mix of policy frameworks and market-led initiativesdriving divergent adoption curves that are reshaping competitive dynamics globally. For payments leaders, the implications are profound. At the same time, implementation models differ across markets.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

The Fintech Times

APRIL 3, 2024

” Bettering global financial inclusion Kathy Stares , executive vice president of North America for Provenir , the AI-powered credit risk decisioning platform, explains that embedded finance is set to make financial services far more accessible.

Embedded Finance 126

Embedded Finance Finance Non-Bank Online and Mobile Banking 126

The Fintech Times

NOVEMBER 13, 2024

Recogning that the majority of financial planning services in Africa target wealthy and upper-middle-class customers, DigMo instead aims to support the large and growing segment of low and middle-income earners. DigMo’s launch closely aligns with the government of Zambia’s recent target to accelerate financial inclusion to 85 per cent.

Accounts 59

Accounts Financial Inclusion Underserved Participant 59

The Fintech Times

FEBRUARY 6, 2025

Morocco, which relies heavily on the export of raw materials and agricultural products, alongside sectors such as tourism and telecommunications, is working hard to develop its financial sector and improve financial inclusion. Historically, Morocco operated on a predominantly cash-based system.

FinTech 59

FinTech Online and Mobile Banking Financial Inclusion Laws 59

FICO

NOVEMBER 15, 2017

Our work with both EFL and Lenddo is part of the FICO Financial Inclusion Initiative. EFL offers financial institutions a different way to assess creditworthiness and promote financial inclusion: by understanding personality. Original module design inspired by Sternberg et al. 2013) and Morrison et al.

Credit Risk 80

Credit Risk Risk Assessments Financial Inclusion 80

Fintech News

AUGUST 26, 2024

As digital wallets evolve from simple payment tools to comprehensive financial ecosystems, they’re writing a new chapter in the story of money – one that’s distinctly Asian in its origin but global in its implications. The APAC digital wallet phenomenon The meteoric rise of digital wallets in APAC is no accident.

APACS 117

APACS PCI DSS Push-to-Card Online and Mobile Banking 117

Open Bank Project Blog

NOVEMBER 20, 2023

Originally published: 11 October 2020 Updated: November 2023 With over 100 countries either implementing or planning an Open Banking framework, the movement is encouraging data-sharing in the global financial services industry.

Regulations 52

Regulations Financial Inclusion Consumer Protection Origination 52

FICO

MARCH 17, 2022

Mibanco needed to adopt a solution to make more precise, value-based decisions at the origination stage, enabling them to grow more profitable portfolios while managing customer-level risk. The second was to replace the core credit flow, used FICO® Originations Solution which is powered by FICO Platform.

Origination 52

Origination Financial Inclusion Adjustments Risk 52

FICO

SEPTEMBER 15, 2022

SIMAH wins FICO ® Decisions Award for financial inclusion using FICO ® Scores. This growth in Saudi financial inclusion was made possible by SIMAH’s advocacy efforts with financial institutions and a parallel education campaign with consumers. “We Going Beyond Salary Data For Saudi Financial Inclusion.

Financial Inclusion 52

Financial Inclusion Risk Assessment Assessments Risk 52

The Fintech Times

JULY 15, 2024

A recent Ericsson and Juniper Research survey also indicated that mobile network operators will see a massive increase in the number of mobile financial service users in the next five years, increasing from 29 per cent to 40 per cent.

Research 59

Research Financial Inclusion P2P Authorization 59

Finovate

JULY 31, 2024

Parlay’s technology complements a bank’s or credit union’s loan origination system to streamline and enhance small business loan processing. Parlay made its Finovate debut at FinovateSpring 2024 in May as part of our Sustainability & Inclusion Scholarship program. Parlay is one of eight companies selected.

Small Business 59

Small Business Visa Credit Union Underwriting 59

PYMNTS

FEBRUARY 12, 2019

Metabank provides financial solutions to customers and businesses in what it considers niche and underserved markets, with a belief in financial inclusion for everyone. The Metabank payments platform also includes wire transfers, ACH origination and other payment services.

Faster Payments 58

Faster Payments Visa Tax Refunds ACH Origination 58