The Fintech Times

OCTOBER 30, 2024

While this represents a significant step forward, should financial inclusivity have moved further ahead by now? “With over 20 million underserved adults in the UK, it’s time to rethink access barriers. “Improving inclusivity means rethinking outdated regulations— particularly in the consumer credit market. .

Financial Inclusion 59

Financial Inclusion Embedded Finance Non-Bank Consumer 59

Fintech Finance

OCTOBER 29, 2024

With only 48% of the adult population in Africa banked, according to the African Digital Banking Transformation Report ( [link] ), the collaboration between Orange and Mastercard is designed to accelerate financial access, contributing to the financial empowerment of underserved communities.

Visa 97

Visa Digital Payments Financial Inclusion Online and Mobile Banking 97

FICO

MARCH 25, 2020

For its achievement, Home Credit was awarded the 2019 FICO® Decisions Award for Financial Inclusion. This type of financial inclusion is good for the consumer and good for our business. The team has been methodical in building a dynamic and robust scoring tool and Home Credit participates on the development.

Risk 97

Risk Financial Inclusion Point-of-Sale (POS) Risk Assessment 97

Fintech Finance

SEPTEMBER 12, 2024

Innovating for financial inclusion Zambia has taken great strides in narrowing its gap in financial inclusion. According to the latest data, levels of inclusion have improved ( [link] ) from 59.3% Offering microloans to underserved populations, Lupiya has played a pioneering role in bridging this gap.

Product 98

Product Financial Inclusion Debit Card Digital Payments 98

PYMNTS

SEPTEMBER 15, 2017

LendUp and Beneficial State Bank have a different approach: They want to invest and make money on their customers who are succeeding financially and are able to participate in the full spectrum of the financial system. And that, he said, is hard and time-consuming work.

Financial Inclusion 79

Financial Inclusion FinTech Credit Cards Caps 79

Fintech News

JANUARY 15, 2024

This allows participating wallets (both local and cross-border) and merchants to have a common standard interface for sending and receiving payment notifications. This broader perspective facilitates alternative credit scoring methods, potentially increasing lending to previously unserved or underserved segments.

Interoperability 114

Interoperability Cross-Border Payments Financial Inclusion 114

Fintech Finance

MAY 9, 2024

We are thrilled to collaborate with Mastercard to advance financial inclusion in Africa through the Access Africa initiative,” said Robert Giles, Senior Advisory, Retail Banking, Access Bank. “By

Cross-Border Payments 98

Cross-Border Payments Cross-Border Visa Financial Inclusion 98

Fintech Finance

SEPTEMBER 24, 2024

The round was led by Indus Valley Capital, with participation from Gobi Partners, a prominent Asia-focused venture capital firm with US$1.6 With a clear path to scale by serving historically underserved users in Pakistan, Qist Bazaar is well-positioned to replicate the growth stories we’ve witnessed across the region.”

BNPL 104

BNPL Underserved Non-Bank Finance 104

The Fintech Times

MAY 29, 2024

The Interledger Foundation , an organisation building and advocating for an open, interoperable payment network, is introducing a new initiative to fund fintechs that leverage its Interledger Protocol (ILP) to bring payment capabilities to emerging markets and underserved populations.

Instant Payments 69

Instant Payments Cross-Border Payments Financial Inclusion Underserved 69

PYMNTS

OCTOBER 23, 2020

The financial commitment from Mastercard and the Mastercard Impact Fund deposits the money into Community Development Financial Institution (CDFI) banks and Low-Income Designated credit unions, which assists women- and minority-owned businesses in underserved communities across the U.S.

Visa 108

Visa Underserved Small Business Credit Union 108

Fintech News

MARCH 5, 2024

Through this payment linkage launched in December 2023, individuals can pay for goods and services by scanning the Hong Kong FPS QR code or the Thai PromptPay QR Code at participating merchants. 3 Programmable Money: Advancing Financial Inclusion or Creating Walled Gardens, Powered by J.P.

Embedded Finance 104

Embedded Finance APACS Financial Inclusion CBDC 104

Center for Payments

OCTOBER 20, 2023

When recognizing Cybersecurity Month in October, it is important to consider the connection between cybersecurity, cutting-edge technology, and financial inclusion. Executives of financial institutions should have a good understanding of the importance of financial inclusion and the impact technology has on it is essential.

Financial Inclusion 40

Financial Inclusion Cybersecurity Innovation Online and Mobile Banking 40

The Fintech Times

JULY 28, 2024

“SteelWave Digital can further bridge the financial accessibility gap by expanding its strategic partnerships with global liquidity providers to enhance capital flows into underserved markets. These technologies need to be modern, not outdated. “In the world of finance, technology should and can serve people.

FinTech 92

FinTech Financial Inclusion Online and Mobile Banking Financial Literacy 92

Clearly Payments

MARCH 11, 2024

Economic Implications in Payments The adoption of cryptocurrency has far-reaching economic implications for Canada, ranging from increased financial inclusion to enhanced economic competitiveness. Moreover, as Canada positions itself as a hub for blockchain and cryptocurrency innovation among the startup community.

Cryptocurrency 82

Cryptocurrency Financial Inclusion Consumer Protection Payments 82

Fintech News

OCTOBER 28, 2024

These awards highlight companies and individuals whose fintech initiatives have contributed to advancing financial technology, promoting financial inclusion, and improving service delivery. RCBC also launched RCBC Barangayan (village/community) Banking, blending human touch with digital finance to reach underserved communities.

AI 97

AI FinTech Innovation Payment APIs and Integration 97

Fintech News

MARCH 5, 2024

Through this payment linkage launched in December 2023, individuals can pay for goods and services by scanning the Hong Kong FPS QR code or the Thai PromptPay QR Code at participating merchants. 3 Programmable Money: Advancing Financial Inclusion or Creating Walled Gardens, Powered by J.P.

Embedded Finance 90

Embedded Finance APACS Financial Inclusion CBDC 90

The Fintech Times

NOVEMBER 13, 2024

A new financial service company bringing gamified wealth-building tools to low and middle-income earners has officially launched in Zambia. DigMo , which is licensed by the Bank of Zambia to operate a wallet, plans to support underserved users by providing access to engaging products with incentives.

Accounts 59

Accounts Financial Inclusion Underserved Participant 59

Fintech News

DECEMBER 4, 2024

Financial inclusion will remain a key focus. As embedded finance becomes more sophisticated, it will likely expand its reach to underserved populations across Asia and beyond, enabling greater economic participation.

Embedded Finance 110

Embedded Finance Finance Payment APIs and Integration BNPL 110

The Fintech Times

OCTOBER 29, 2024

Recognising this as an issue that needs to be solved, the collaboration between Orange and Mastercard aims to accelerate financial access and contribute to the financial empowerment of underserved communities.

Visa 59

Visa Financial Inclusion Online and Mobile Banking Debit Card 59

Fintech Finance

FEBRUARY 26, 2024

This five-year initiative aims to advance digital financial inclusion for 20 million individuals, including women, small holder farmers (SHF), and nano, micro and small enterprise (NMSE) owners across low- and middle-income countries in Africa, Asia and Latin America. “At

Financial Literacy 52

Financial Literacy Finance Financial Inclusion Economy 52

The Fintech Times

FEBRUARY 16, 2024

The initiative addresses the serious challenges facing emerging economies globally in financial inclusion. These underserved communities also deal with such issues as workers sending money back home and being hit with unfair charges as high as 6.8 per cent. .

Bitcoin 72

Bitcoin Blockchain Financial Inclusion Underserved 72

Fintech Review

NOVEMBER 27, 2024

Additionally, founders and owners may lack the financial tools and expertise needed to manage cash flow effectively, further complicating their growth potential. Despite their significant contributions to GDP and employment, SMEs in emerging markets remain underserved by traditional banking.

FinTech 105

FinTech Cross-Border Cross-Border Payments Online and Mobile Banking 105

Faster Payments Council

MARCH 30, 2022

Attend this session to hear a discussion on financial inclusion, authentication, and consumer protections. It will be based on the results of an online survey of 100 participants from payments processing organizations across the globe (conducted by Edgar, Dunn & Company on behalf of ACI Worldwide and the U.S.

FPC 88

FPC Faster Payments Cross-Border Financial Inclusion 88

The Payments Association

DECEMBER 18, 2024

The growing adoption of mobile and internet technology and rising consumer expectations for instant payment experiences will drive financial inclusion forward. billion unbanked individuals globally, enabling participation in the formal economy and accelerating the transition to cashless societies.”

Cross-Border 88

Cross-Border AI Push-to-Card Real Time Payments 88

Fintech News

MAY 20, 2024

Attendees will have the opportunity to gain practical and actionable insights into leveraging customers’ financial data to boost engagement and drive business impact.

FinTech 134

FinTech Embedded Finance BNPL AI 134

The Fintech Times

DECEMBER 5, 2024

Fintech’s potential to drive social change is becoming increasingly recognised, with initiatives targeting financial inclusion, underserved markets and sustainability. Salad Money , a community development financial institution (CDFI) and the UK’s largest consumer lending CDFI, is leading the charge in this space.

Financial Inclusion 59

Financial Inclusion Underserved Returns FinTech 59

PYMNTS

APRIL 26, 2018

In a press release , Mastercard said that updating the agreement inked in 2015 will help financial companies in developing countries participate in the Mastercard network through an IFC program. According to Mastercard electronic payments help underserved consumers and small businesses participate in the formal economy.

Visa 48

Visa Digital Payments Underserved Agreements 48

FICO

APRIL 27, 2017

What they’re doing is participating in a new type of psychometric credit scoring that could expand credit in markets worldwide. Through the FICO Financial Inclusion Initiative, we offer new, innovative FICO solutions, which incorporate a wider range of data sources.

Credit Risk 66

Credit Risk Assessments Risk Financial Inclusion 66

PYMNTS

JULY 29, 2020

It’s a merging of capabilities with three primary goals: 1) to build new commerce experiences; 2) to expand financial participation in the digital ecosystem globally; and 3) to drive startup innovation to push those goals forward worldwide. There’s often a dearth of information available to do that, Webster said.

Innovation 71

Innovation Visa Micro-Entry Financial Inclusion 71

PYMNTS

SEPTEMBER 17, 2019

16) said its Series A round was led by Flourish, a venture of The Omidyar Group, while DST Global and existing backers Newfund, Speedinvest and Le Studio VC also participated. Our vision is to build a holistic financial platform for underserved customers in emerging markets,” explained FairMoney CEO Laurin Hainy in a statement. “We

Financial Inclusion 46

Financial Inclusion Underserved Small Business Underwriting 46

Fintech News

DECEMBER 13, 2024

This trend highlights efforts to enhance monetary sovereignty, boost financial inclusion, and modernise payment systems in an increasingly digital world. IDRT, issued by PT Rupiah Token Indonesia, is widely used on centralised and decentralised exchanges, enabling seamless participation in decentralised finance (DeFi) ecosystems.

Stablecoins 70

Stablecoins Cross-Border Cross-Border Payments Caps 70

The Fintech Times

FEBRUARY 19, 2024

They can easily capitalise on personalisation, financial inclusion , and frictionless finance through their data-driven approach to customers and providing customised payment solutions to all, even those who are unbanked and financially excluded. Fintechs are natural trailblazers in the cashless revolution.

Financial Inclusion 59

Financial Inclusion Online and Mobile Banking Digital Currency Economy 59

Clearly Payments

FEBRUARY 12, 2024

Financial Inclusion and Access to Financial Services: Visa and Mastercard play a crucial role in promoting financial inclusion by providing access to electronic payment services for individuals who may not have access to traditional banking services.

Visa 88

Visa Payments Payment Networks Online and Mobile Banking 88

Fintech Finance

MARCH 22, 2024

Remittances play a key role in strengthening financial inclusion in the region, boosting economies, and alleviating poverty –often serving as an essential source of income for people in low- and middle-income communities. A financial exclusion gap also still exists affecting underserved or unbanked communities.

Visa 52

Visa Cross-Border Cross-Border Payments Financial Inclusion 52

PYMNTS

MAY 12, 2017

There’s almost no one out there who argues against the merits of serving the underserved — and the high cost of poverty doesn’t have many vocal advocates. That there should be more and better solutions to serve the currently underserved is not a controversial point.

Financial Inclusion 46

Financial Inclusion Underserved Participant Consumer 46

Fintech News

OCTOBER 16, 2024

Building on its success in 2023, which attracted over 66,000 participants from 150 countries, SFF 2024 will feature a distinguished lineup of global central bankers, regulators, industry leaders, entrepreneurs, investors, innovators, and influencers.

FinTech 113

FinTech Cross-Border Payments AI Cross-Border 113

Fintech News

MARCH 26, 2024

It offers a range of services including a white-label payment gateway for banks and institutions, and an all-inclusive payment gateway solution for merchants. #4 4 Svamaan Financial Services (India) Svamaan Financial Services is a microfinance institution that operates in India with a focus on financial inclusion and social impact.

FinTech 98

FinTech APACS Payment APIs and Integration Multi-Currency 98