FICO

SEPTEMBER 15, 2022

SIMAH wins FICO ® Decisions Award for financial inclusion using FICO ® Scores. This growth in Saudi financial inclusion was made possible by SIMAH’s advocacy efforts with financial institutions and a parallel education campaign with consumers. “We Going Beyond Salary Data For Saudi Financial Inclusion.

Financial Inclusion 52

Financial Inclusion Risk Assessment Assessments Risk 52

PYMNTS

DECEMBER 8, 2016

But the truth is: Those impacted by exclusionary credit scoring models, also known as “unscorables,” actually have financial and credit capability profiles that are similar to those consumers who are able to obtain credit scores. All others were assigned to the “Expanded” population.

Consumer 74

Consumer Risk Database Assessments 74

FICO

OCTOBER 17, 2022

The launch of the Open Finance Framework by Bangko Sentral ng Pilipinas (BSP) in 2021 was a big step forward in driving financial inclusion for millions of Filipinos across the market who still do not have access to credit. Read a whitepaper on how transaction scoring based on authorizations data raises predictive power.

Credit Risk 52

Credit Risk Payment APIs and Integration Consulting Non-Bank 52

PYMNTS

OCTOBER 6, 2017

A recent whitepaper by Cardtronics , in partnership with Edelman Intelligence for its 2017 Health of Cash study , has been titled “ In a Digital World, Cash is Resilient.” The topic of financial inclusion is also important, said Bailey. That study, the third annual, surveyed 1,000 adults across the United States.

P2P 47

P2P Debit Card FDIC Data Breach 47

PYMNTS

DECEMBER 2, 2016

“Each model is validated by comparing predictive performance on both originations and existing-account management applications against the CRCs’ in-house models for the bankcard, auto and mortgage industries,” VantageScore wrote in a whitepaper , highlighting its findings, while reflecting on trends that have emerged over the years.

Risk 52

Risk Assessments Origination Consumer 52

Fintech News

JANUARY 15, 2024

The whitepaper studying this transformative era is supported by data and research from the SGQR+ POC, undertaken by the EY organisation, Banking Computer Services (BCS), and MAS. This phase was instrumental in refining SGQR+ and exploring its scalability for future implementation.

Interoperability 91

Interoperability Cross-Border Payments Financial Inclusion 91

Fintech Finance

MARCH 22, 2024

Mastercard has released a whitepaper on the state of remittances, also known as cross-border payments, in Latin America. Remittances play a key role in strengthening financial inclusion in the region, boosting economies, and alleviating poverty –often serving as an essential source of income for people in low- and middle-income communities.

Visa 52

Visa Cross-Border Cross-Border Payments Financial Inclusion 52

PYMNTS

JULY 5, 2019

The Facebook Libra whitepaper states that Association Members must agree to operate as validators on the network. Banks and networks have their own traction, operating at scale globally, and with a focus on financial inclusion, in a compliant and regulated way, and without Facebook’s reputational and regulatory baggage.

Regulations 82

Regulations Governance Government Cryptocurrency 82

PYMNTS

JULY 1, 2019

The Facebook Libra whitepaper states that Association Members must agree to operate as validators on the network. Banks and networks have their own traction, operating at scale globally, and with a focus on financial inclusion, in a compliant and regulated way, and without Facebook’s reputational and regulatory baggage.

Bots 62

Bots Online and Mobile Banking Regulations PayPal 62