Fintech Finance

MARCH 6, 2024

Women are more likely than men to be embracing new digital financial services such as mobile wallets and Buy Now, Pay Later (BNPL) according to new Marqeta research. The research highlights trends in men and women’s ability to access, use and benefit from new financial services offerings in the United Kingdom.

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The Fintech Times

SEPTEMBER 24, 2024

As a huge number of people continue to grapple with a drastically increased cost of living, many have seen their financial health significantly worsen. In the UK, 29 per cent of adults reported that their financial health has deteriorated over the past six months alone, according to new research from data and payments fintech Moneyhub.

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The Fintech Times

JUNE 5, 2024

Most consumers in the UAE are confident in managing their finances, although gaps in financial knowledge persist, according to Visa ‘s 2024 Financial Literacy Survey. The post Majority of UAE Residents Confident in Finances, Visa Finds Knowledge Gaps appeared first on The Fintech Times.

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Fintech News

OCTOBER 28, 2024

The 18 finalists have been selected based on solutions to challenges in credit access, financial literacy, cross-border payments, and personalized protection, among other areas. KaiOS empowers individuals and communities with accessible education, turning financial wellness into a sustainable reality. Ample Fintech Pte.

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Fintech News

FEBRUARY 26, 2024

These include the provision of financial education resources via a mobile literacy toolkit, joint research efforts focused on financial inclusion, the digitisation of smallholder farmers and small enterprises to facilitate their use of digital financial services, and support for financial inclusion among refugees and their host communities.

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Fintech Finance

FEBRUARY 26, 2024

Mobile money can play a transformative role in advancing financial inclusion and resilience for the nearly 2 billion people who remain unbanked globally. We are very excited about our partnership with Visa enabling us to further drive economic empowerment and support millions of users to access life changing financial services.”

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Finovate

APRIL 9, 2024

Features Reduces exorbitant research costs Reduces time from ideation to investment theme execution Offers a virtual global equity analyst Who’s it for? Global allocation specialists, RIAs, institutional money managers, global equity analysts, ETF sponsors, financial services companies, and robo-advisors.

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Tearsheet

DECEMBER 4, 2024

The focus for financial institutions now is on how these shifts are influencing younger consumers’ financial outlooks, behaviors, and priorities. BNPL taps directly into this mentality, shares Matt Britton, CEO of Suzy , a SaaS market research and consumer insights platform, in a recent Tearsheet Podcast episode. “I

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Finovate

AUGUST 5, 2024

In partnership with financial literacy platform Doshi, Yorkshire Building Society is offering online financial education to first-time prospective homebuyers. Photo by Pixabay The post Yorkshire Building Society Partners with Doshi to Educate for First-Time Homeowners appeared first on Finovate.

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Fintech News

APRIL 3, 2024

Findings of a 2021 research by the Bank for International Settlements show that this disparity is not limited to payments, pointing to a similar gender gap of 8% points in the adoption of a broader set of services, such as lending, insurance and investment.

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Fintech News

FEBRUARY 26, 2024

In Asia Pacific, the lack of a skilled workforce and poor digital and financial literacy were also factors, however this trend can also be observed globally. However, the post-pandemic landscape presents new challenges in maintaining growth momentum, with fintechs exploring innovative customer acquisition strategies.

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FICO

FEBRUARY 12, 2023

Home Blog FICO Top 5 Customer Development Posts of 2022: Digital Banking and Pricing Opti The most popular posts in our Customer Development category dealt with digital banking, optimizing credit line increases, loan pricing and machine learning for credit risk models. Here are extracts from those customer development posts.

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FICO

APRIL 25, 2018

Student loan debt can also be a part of a consumer’s financial journey as they look at buying a car, a house and even into retirement. FICO research has found that opening several credit accounts in a short period of time represents greater risk of future missed payments- especially for people who don't have a long credit history.

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The Fintech Times

AUGUST 21, 2024

New data from research by credit app, ClearScore , conducted in partnership with UK-based The Money Charity reveals that a lack of financial education during school years has hurt people’s financial decision-making later in life.

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CB Insights

JUNE 17, 2021

The company plans to launch new features, such as financial literacy games, to help teenagers learn financial terms. Want the full post? The post Sequoia Capital-Backed FamPay Raises $38M For Its Teenager-Focused Payments App appeared first on CB Insights Research. Parents can set transaction limits.

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The Fintech Times

DECEMBER 9, 2023

“With Quadient and Signal research revealing only eight per cent of consumers actually understand information on new overdraft charges when tested, banks should remember that new Consumer Duty regulations aren’t just a ‘one and done’ thing.

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The Fintech Times

MAY 21, 2024

The industry must come together to prioritise financial inclusion.” Digital wall According to Socure’s research , legal immigrants in the US face significant hurdles in accessing banking and government benefits. Solving the identity challenges of underserved populations is not only an economic imperative, but a moral one.

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The Fintech Times

JULY 4, 2024

Research has revealed major gaps in the wealth management industry’s ability to engage younger demographics. Its research points to a broad disengagement among young investors, with many feeling overwhelmed by investment principles and dissatisfied with the control they have over their financial decisions.

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Clearly Payments

FEBRUARY 3, 2024

Consider your target audience and industry nuances when researching providers as different platforms cater to diverse customer segments and transaction volumes. The post A Merchant Guide For Buy-Now-Pay-Later (BNPL) Payments appeared first on Credit Card Processing and Merchant Account.

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Fintech Review

DECEMBER 12, 2023

Financial transactions, customer data, and monetary systems are critical components of any economy, and as such, they’re often subject to strict oversight. Research Relevant Laws Depending on where you launch your fintech business, there will be specific financial regulations and standards you’ll need to adhere to.

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Fintech News

DECEMBER 17, 2023

The research, which looked at the digital competitiveness in 38 provinces and 157 cities/regencies in Indonesia, revealed a remarkable increase in digital transactions, surging by 32% this year compared to 2019.

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The Fintech Times

APRIL 20, 2024

Nonetheless, when used responsibly the payment method can be very helpful to users and provide them with a financial lifeline; users are becoming increasingly aware of this. Research from Juniper Research has revealed that by 2028, the BNPL userbase will increase by 107 per cent to, from 380 million users in 2024.

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The Fintech Times

OCTOBER 3, 2024

Furthermore, many of these people are unbanked as research reveals 80 per cent of the population does not have access to financial services. This includes promoting literacy, eliminating poverty and promoting vibrant financial institutional operations in Papua New Guinea.

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CB Insights

SEPTEMBER 10, 2020

Wealth : Financial literacy platforms WealthyLife and Brightside. The post Q&A: The Next Leg Of Fintech Innovation appeared first on CB Insights Research. The post Q&A: The Next Leg Of Fintech Innovation appeared first on CB Insights Research.

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FICO

MAY 19, 2023

Topics include Mastering Credit, Credit Scores, Financial Literacy, Financial Wellness, Managing Debt, and Home Ownership. For its achievements, Prosper won a 2023 FICO® Decisions Award for Financial Inclusion.

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CB Insights

OCTOBER 26, 2020

And across equity research and sales & trading, poor performances and new regulations have led to widespread layoffs as banks have figured out they can do more with less. Some have adapted and gone on to post record profits. The disruption of equities research. The disruption of equities research. Table of contents.

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FICO

AUGUST 18, 2022

A UNCDF financial health white paper defines a financially healthy person as someone who “can meet current needs, absorb financial shocks, and pursue financial goals.” However, research indicates that the majority of people are not financially healthy. Can Financial Wellness Be Profitable for Banks?

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The Fintech Times

MAY 7, 2024

Market transformation: The Peruvian payment market is experiencing a digital revolution, influenced by technology, changing consumer habits, and government initiatives promoting financial inclusion. Our research indicates a significant increase in the use of PayU GPO for e-commerce payments in Latin America—from 15.3 million in 2022.

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CB Insights

JULY 25, 2019

There are also nonprofits with the sole focus of improving financial literacy among the public. For example, The National Endowment for Financial Education runs a program aimed at older adults to help them navigate retirement options and make financial plans. Source: Capital One.

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Fintech Labs Insights

DECEMBER 14, 2015

Community financial institution research network. Financial platform for underbanked. The post Fintech Fundings: 30 Companies Raise $100 Million Week Ending Dec 11 appeared first on Finovate. Tags: Remittances, PFM, financial literacy, MasterCard (sponsor). Total raised: Unknown. HQ: Seongnam, Korea.

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The Fintech Times

SEPTEMBER 16, 2024

Significant financial literacy disparities remain between Hispanics and non-Hispanics in the US, according to a new report from MoneyLion , the digital ecosystem for consumer finance. This data is exciting for MoneyLion as it highlights the impact of our ongoing initiatives to foster financial empowerment and literacy.”

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Fintech Labs Insights

AUGUST 1, 2016

Divy’s app and social investing community uses an approachable interface and engaging content to help first time and emerging investors access direct marketing and financial literacy material. ebankIT’s platform offers financial institution clients an omnichannel experience. The post Ready for a Sneak Peek?

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FICO

AUGUST 23, 2021

2: Digital literacy IS NOT financial literacy. digital natives might not be who financial institutions think they are. Our researched showed that less than half of U.S. respondents (49%) under the age of 25 were comfortable downloading a financial institution’s app to open an account. by Darryl Knopp.

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Tearsheet

FEBRUARY 8, 2024

For its part, the US Federal Reserve is conducting research and strategic planning regarding the potential implementation of CBDCs, spurred on by Biden’s executive order. Why hasn’t the US committed to a digital dollar despite Biden’s executive order urging research and development of a potential US CBDC?

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Fintech News

NOVEMBER 7, 2024

The report was developed in partnership with research firm GeoPol and in collaboration with Billease, Home Credit, Tala, and AsiaLink Group of Companies It highlights key trends, including the growing preference for transparent and fast loan services.

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Fintech News

NOVEMBER 12, 2024

Revolut also aims to boost financial literacy among students. This move aligns with research by Visa indicating that convenience is a key factor for Gen Z consumers when choosing payment methods. The post Revolut Rolls Out Singapore’s First Debit Card Vending Machine at NUS appeared first on Fintech Singapore.

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The Fintech Times

DECEMBER 18, 2024

Three-quarters of disabled consumers said that their disability and access needs influenced their choice of bank, to some extent, in research conducted by Business Disability Forum. We hope many other banks and financial institutions follow Monzos example.

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