The Fintech Times

FEBRUARY 12, 2024

New research has been released by Capital One Insights Center , the research facility for the America-based bank, revealing the extent of consumers’ digital and financial literacy. The Capital One research shows some promising signs and some causes for concern simultaneously.

Financial Literacy 69

Financial Literacy Consumer Online and Mobile Banking Enrollments 69

PYMNTS

APRIL 24, 2019

April is Financial Literacy Month , a congressionally-backed effort to educate Americans about healthy financial practices and habits. At first glance, these consumers wouldn’t seem to be struggling financially, which is further proof of income and academic education being no substitute for financial literacy.

Financial Literacy 68

Financial Literacy Consumer Credit Cards Finance 68

PYMNTS

JUNE 1, 2020

Americans are known the world over for many things, but financial literacy isn’t one of them. GoBankingRates offered up a six-question money quiz a bit back to the public to let consumers test their inherent knowledge of financial literacy and only about 3 percent of respondents managed to pass. “The percent had none.

Financial Literacy 69

Financial Literacy Consumer Mitigation Finance 69

PYMNTS

JUNE 15, 2018

A new study reveals that while Americans are generally overconfident in their financial knowledge, only a few could score a top grade on a financial quiz. The research data, compiled from 1,200 online surveys of U.S. consumers have not attended a financial literacy program.

Financial Literacy 51

Financial Literacy Credit Union Research Participant 51

The Fintech Times

OCTOBER 9, 2024

For people to ensure the best financial outcomes for themselves, and to minimise the dangers of getting into a hole they can’t get out of, financial literacy is critical. Financial literacy alone doesn’t always safeguard individuals from financial difficulties.

Financial Literacy 52

Financial Literacy Accounts On-Demand Finance 52

The Fintech Times

MARCH 17, 2025

” DAlmeida says that the trend is “especially concerning” as new innovative fintechs are beginning to unveil new ways to improve financial literacy and competition in Australia.

Governance 59

Governance Government FinTech Financial Literacy 59

Fintech News

SEPTEMBER 3, 2024

In addition to providing a digital banking platform, OCBC MyOwn Account aims to foster early financial literacy. This new offering from OCBC comes after 18 months of research into the needs and behaviors of parents and their children.

Accounts 117

Accounts Financial Literacy Freeze Account Debit Card 117

The Fintech Times

MARCH 31, 2025

Expand support for companies being spun out from university research (spin-outs) to fuel the next wave of UK success stories. By working closely with industry bodies, we aim to drive innovation, enhance financial literacy, and support the UKs position as a global leader in fintech.

Continuity 64

Continuity Finance Financial Literacy Best Practices 64

Fintech Finance

JULY 2, 2024

The study also revealed that 31 per cent of those surveyed believe schools should prioritise teaching students financial literacy over foreign languages. Whilst foreign languages of course open up opportunities and cultural experiences, financial inclusion is just as important.

Financial Literacy 98

Financial Literacy Financial Inclusion AI Payment Networks 98

The Fintech Times

JANUARY 23, 2025

.” Utilising embedded finance and AI Ryan Miemczyk, director of research, Trust Impact Ltd Probably unsurprisingly, artificial intelligence (AI) could play a huge role in the fintech’s sector journey to becoming more ‘good’ However, its benefits will be truly seen when combined with other offerings.

FinTech 64

FinTech Financial Literacy Cross-Border Online and Mobile Banking 64

PYMNTS

JANUARY 7, 2020

According to research from JDA Software and KPMG, the C-Suite is eager to invest in these technologies to ramp up their supply chain management strategies. Citing MHI’s own research, he said that while AI adoption in supply chains now stands at about 13 percent, it is expected to rise to 62 percent over the next five years.

Financial Literacy 55

Financial Literacy AI On-Demand Technology 55

The Fintech Times

MARCH 14, 2025

Nearly 1 in 4 (23 per cent) young people said they go to financial advisors or professionals for investment advice or information, whereas much fewer (15 per cent) said they would go to social media platforms. The research also shows that Gen Z wants to invest sustainably but prioritises financial outcomes.

Finance 59

Finance Financial Literacy Advisors Laws 59

The Fintech Times

JANUARY 31, 2025

She added that as part of a working group, it is currently developing a financial inclusion dashboard to track and analyse data on financial inclusion. It is also now part of a national network of six data services driving the UKs leadership in smart data research.

FinTech 59

FinTech Financial Inclusion Research Governance 59

The Fintech Times

FEBRUARY 26, 2025

. “It is my hope that we build and leverage AI with the intention of it being a catalyst for more financial literacy and education. I see a future where AI is leveraged to deliver a financial plan to two-thirds of people worldwide who currently do not have a plan in place. billion adults that remain unbanked.

AI 78

AI FinTech Financial Literacy End User 78

Fintech Finance

SEPTEMBER 23, 2024

We are thrilled to bring this financial wellness tool to U.K. workers, empowering them to take control of their earned pay and improve their financial well-being.” According to research from the UK’s Money and Pensions Service (MaPS), more than 16 million U.K. workers have missed payments on key household bills in 2023.

Financial Literacy 96

Financial Literacy Small Business Finance Research 96

Fintech News

OCTOBER 28, 2024

The 18 finalists have been selected based on solutions to challenges in credit access, financial literacy, cross-border payments, and personalized protection, among other areas. KaiOS empowers individuals and communities with accessible education, turning financial wellness into a sustainable reality. Ample Fintech Pte.

FinTech 114

FinTech Financial Literacy Cross-Border Distributed Ledger Technology (DLT) 114

Fintech News

FEBRUARY 26, 2024

These include the provision of financial education resources via a mobile literacy toolkit, joint research efforts focused on financial inclusion, the digitisation of smallholder farmers and small enterprises to facilitate their use of digital financial services, and support for financial inclusion among refugees and their host communities.

Financial Inclusion 101

Financial Inclusion Finance Financial Literacy Underserved 101

The Fintech Times

SEPTEMBER 24, 2024

As a huge number of people continue to grapple with a drastically increased cost of living, many have seen their financial health significantly worsen. In the UK, 29 per cent of adults reported that their financial health has deteriorated over the past six months alone, according to new research from data and payments fintech Moneyhub.

Financial Literacy 69

Financial Literacy Consumer Service Provider On-Demand 69

The Fintech Times

JUNE 5, 2024

Most consumers in the UAE are confident in managing their finances, although gaps in financial knowledge persist, according to Visa ‘s 2024 Financial Literacy Survey.

Financial Literacy 59

Financial Literacy Finance BNPL Credit Cards 59

Fintech Finance

MARCH 6, 2024

Women are more likely than men to be embracing new digital financial services such as mobile wallets and Buy Now, Pay Later (BNPL) according to new Marqeta research. The research highlights trends in men and women’s ability to access, use and benefit from new financial services offerings in the United Kingdom.

Research 59

Research BNPL Embedded Finance Embedded Payments 59

Fintech Finance

FEBRUARY 26, 2024

Mobile money can play a transformative role in advancing financial inclusion and resilience for the nearly 2 billion people who remain unbanked globally.

Financial Literacy 52

Financial Literacy Finance Financial Inclusion Economy 52

Fintech News

APRIL 3, 2024

Findings of a 2021 research by the Bank for International Settlements show that this disparity is not limited to payments, pointing to a similar gender gap of 8% points in the adoption of a broader set of services, such as lending, insurance and investment.

Financial Inclusion 126

Financial Inclusion FinTech Financial Literacy Non-Bank 126

Finovate

APRIL 9, 2024

Features Reduces exorbitant research costs Reduces time from ideation to investment theme execution Offers a virtual global equity analyst Who’s it for? Global allocation specialists, RIAs, institutional money managers, global equity analysts, ETF sponsors, financial services companies, and robo-advisors.

Financial Literacy 52

Financial Literacy Credit Union AI Credential 52

Finovate

AUGUST 5, 2024

In partnership with financial literacy platform Doshi, Yorkshire Building Society is offering online financial education to first-time prospective homebuyers. The new free tool, available on the YBS website to customers and non-customers alike, walks new homebuyers through the entire home-buying process.

Financial Literacy 59

Financial Literacy Non-Bank Credit Union Process 59

The Fintech Times

JANUARY 31, 2025

The firm claimed its funds were screened to exclude bond issuers with activities in the likes of fossil fuels, although the Australian Securities and Investments Commission found that as much as 74 per cent of the securities in the fund (by market value) were not researched or screened against applicable ESG criteria.

FinTech 64

FinTech Audit Financial Inclusion Financial Literacy 64

FICO

AUGUST 23, 2021

2: Digital literacy IS NOT financial literacy. digital natives might not be who financial institutions think they are. Our researched showed that less than half of U.S. respondents (49%) under the age of 25 were comfortable downloading a financial institution’s app to open an account. by Darryl Knopp.

Accounts 52

Accounts Financial Literacy Value Added Service Research 52

Fintech News

FEBRUARY 26, 2024

In Asia Pacific, the lack of a skilled workforce and poor digital and financial literacy were also factors, however this trend can also be observed globally. However this is also influenced by other prevailing macroeconomic trends.

FinTech 142

FinTech Consumer Financial Inclusion On-Demand 142

FICO

APRIL 25, 2018

Student loan debt can also be a part of a consumer’s financial journey as they look at buying a car, a house and even into retirement. FICO research has found that opening several credit accounts in a short period of time represents greater risk of future missed payments- especially for people who don't have a long credit history.

Financial Literacy 68

Financial Literacy Credit Cards Research Consumer 68

Tearsheet

DECEMBER 4, 2024

BNPL taps directly into this mentality, shares Matt Britton, CEO of Suzy , a SaaS market research and consumer insights platform, in a recent Tearsheet Podcast episode. “I According to Britton, many BNPL users are disproportionately financially vulnerable — individuals with limited savings, irregular incomes, or a lack of financial literacy.

BNPL 52

BNPL Financial Literacy Credit Cards Consumer 52

The Fintech Times

AUGUST 21, 2024

New data from research by credit app, ClearScore , conducted in partnership with UK-based The Money Charity reveals that a lack of financial education during school years has hurt people’s financial decision-making later in life.

Void 64

Void Financial Literacy Finance Research 64

Clearly Payments

FEBRUARY 3, 2024

Consider your target audience and industry nuances when researching providers as different platforms cater to diverse customer segments and transaction volumes. Here are key best practices for merchants thinking to use BNPL: Partner with the Right Provider: Selecting the best BNPL provider is important.

BNPL 104

BNPL Payments Mitigation Best Practices 104

The Fintech Times

DECEMBER 9, 2023

“With Quadient and Signal research revealing only eight per cent of consumers actually understand information on new overdraft charges when tested, banks should remember that new Consumer Duty regulations aren’t just a ‘one and done’ thing.

Consumer 111

Consumer Financial Literacy Regulations AI 111

CB Insights

JUNE 17, 2021

The company plans to launch new features, such as financial literacy games, to help teenagers learn financial terms. The post Sequoia Capital-Backed FamPay Raises $38M For Its Teenager-Focused Payments App appeared first on CB Insights Research. Parents can set transaction limits. Become a CB Insights customer.

Financial Literacy 41

Financial Literacy Online and Mobile Banking Transaction Limits Payments 41

The Fintech Times

MAY 21, 2024

The industry must come together to prioritise financial inclusion.” Digital wall According to Socure’s research , legal immigrants in the US face significant hurdles in accessing banking and government benefits. Solving the identity challenges of underserved populations is not only an economic imperative, but a moral one.

Verification 59

Verification Identity Theft Legal Financial Literacy 59

The Fintech Times

JULY 4, 2024

Research has revealed major gaps in the wealth management industry’s ability to engage younger demographics. Its research points to a broad disengagement among young investors, with many feeling overwhelmed by investment principles and dissatisfied with the control they have over their financial decisions.

Financial Literacy 59

Financial Literacy On-Demand Research Addressing 59

PYMNTS

MAY 10, 2018

Here is what research firms say about the future of mPOS. According to a press release from Market Research Future , North America is the leader in the wireless POS market as the region has “advanced technological infrastructure.” That figure comes from Grand View Research , and its forecast exhibits an almost 10% CAGR.

Financial Literacy 45

Financial Literacy P2P Research Chip Cards 45

Fintech Review

DECEMBER 12, 2023

Financial transactions, customer data, and monetary systems are critical components of any economy, and as such, they’re often subject to strict oversight. Research Relevant Laws Depending on where you launch your fintech business, there will be specific financial regulations and standards you’ll need to adhere to.

FinTech 59

FinTech Legal Financial Literacy Regulations 59