Stax

APRIL 8, 2025

Interchange and assessment fees are set by card networks and are non-negotiable. Acquiring bank – The merchants bank that receives and disburses the funds. They facilitate transactions by connecting merchants, credit card processors, and banks while establishing rules, regulations, and fees for processing payments.

Credit Cards 88

Credit Cards Process Processors Push-to-Card 88

Finovate

NOVEMBER 1, 2024

Moniepoint is building an all-in-one, seamlessly integrated platform for African businesses that features services including digital payments, banking, foreign exchange, credit, and business management tools. Wise became the first non-bank operating in Japan to earn approval to join the country’s domestic payment network, Zegin.

Financial Inclusion 111

Financial Inclusion Cross-Border FinTech Visa 111

The Fintech Times

MARCH 27, 2024

Visa has introduced three new AI-powered risk and fraud prevention solutions to enhance security in digital payments. The new products, integrated into the end-to-end Visa Protect suite, aim to diminish fraud across immediate account-to-account and card not present (CNP) payments, as well as transactions both on and off Visa’s network.

Fraud Prevention 59

Fraud Prevention AI Value Added Service Fraud Detection 59

The Fintech Times

JUNE 1, 2024

Meanwhile, the fraud landscape is rapidly changing. Over a third of fraud attempts (42.5 per cent) targeting financial institutions now use AI, according to a recent study by digital identity and fraud prevention solution Signicat. Overall, around 29 per cent of these AI-driven fraud efforts are successful.

SWIFT 124

SWIFT AI Fraud Detection Fraud Prevention 124

The Fintech Times

MARCH 12, 2025

As technologies like cloud computing and artificial intelligence (AI) become more accessible, banks in 2025 will face a new challenge. ’ One company that is well-placed in this banking evolution is Temenos , the core banking solutions provider. How will banks utilise AI in 2025? The result? The impact?

AI 71

AI Fraud Detection Non-Bank Fraud Prevention 71

Stax

APRIL 3, 2025

Its the bridge between an eCommerce website, its customers, and the bank. Its the third-party service that serves as the link between the payment gateway, acquiring bank, and issuing bank or card network. It works in tandem with the customers bank or credit card provider to verify and authorize the transaction.

Payment Solutions 88

Payment Solutions Payment APIs and Integration Payment Gateways Gateways 88

The Payments Association

MARCH 18, 2025

From open banking to open finance and beyond: The future of financial data-sharing March 18 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? The evolution of open banking into open finance, examining regional regulatory approaches and adoption trends. Why is it important?

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

Stax

JANUARY 21, 2025

Ensure the gateway offers PCI DSS compliance, encryption, tokenization, and fraud prevention tools to safeguard transactions. In turn, the payment processor ensures a seamless transfer of the information between the merchant, issuing bank, and customer. Learn More What is a Payment Gateway? This is known as the settlement time.

Payment Gateways 88

Payment Gateways Gateways PCI DSS Payment APIs and Integration 88

Stax

MARCH 13, 2025

Behind every seamless payment card transaction is a complex network of banks, credit card companies, and payment systems working together to transfer money from the customer to the merchant. Although they go to issuing banks, the rates are set by card networks. However, this convenience comes at a cost, mainly for businesses.

Debit Card 88

Debit Card Credit Cards Processors Processing Costs 88

The Fintech Times

JANUARY 17, 2025

” As small and medium-sized businesses increasingly turn to non-banking cost-efficient payment solutions, Guavapay aims to provide solutions that meet the evolving needs of global businesses with real-time, affordable fund transfer, multi-currency accounts and advanced payment APIs.

Innovation 59

Innovation Technology Payment APIs and Integration Multi-Currency 59

The Payments Association

DECEMBER 18, 2024

Payment technology and innovation are accelerating across the fintech industry, with more companies recognising the importance of adapting to changing customer needs, with non-cash transactions projected to hit 2.3 Reserve banks mandating reduced cash use will enhance security and economic participation. trillion transactions by 2027.

Cross-Border 88

Cross-Border AI Push-to-Card Real Time Payments 88

The Fintech Times

APRIL 10, 2025

Latvia-based BluOr Bank has selected Nets , part of the European paytech, Nexi Group , to leverage its payment card issuing services, offering an enhanced customer banking experience tobusiness and entrepreneurs in the Baltic region. This collaboration aims to enhance how businesses manage their expenses.

FinTech 59

FinTech AI Non-Bank Cybersecurity 59

Stax

NOVEMBER 14, 2024

And yet, accepting non-cash forms of payments is more or less required to operate a modern business, at least in the U.S. They include: the merchant, cardholder, card associations, acquiring bank, issuing bank, and payment processor. Acquiring Bank: The business’ (i.e., merchant’s) bank.

Credit Cards 88

Credit Cards Process Online and Mobile Banking Payment APIs and Integration 88

The Payments Association

OCTOBER 30, 2024

This challenge is particularly acute in industries like payments, where trust, security, and compliance are non-negotiable. Non-compliance can expose businesses to fines, reputational damage, and loss of consumer trust. Why compliance and fraud prevention are essential in the payment industry The payments industry is built on trust.

Regulations 100

Regulations Cross-Border Compliance Fraud Prevention 100

M2P Fintech

APRIL 17, 2025

APIs have played a central role in the digital evolution of banking. Initially, APIs were point-to-point connectors to enable simple integrations; with rapid innovations, they have now matured into a foundational layer supporting a wide range of use casesfrom customer onboarding and loan origination to card issuance and fraud detection.

API 52

API Payment APIs and Integration Non-Bank Fraud Detection 52

Fintech Finance

OCTOBER 1, 2024

Merchant Information, a solution within Tink’s Consumer Engagement offering, means banking app transactions are shown with a clear brand name, logo, location, and merchant contact details – reducing the need for consumers to contact their bank to enquire about transactions they don’t recognise.

Transactions 98

Transactions Consumer Non-Bank Fraud Prevention 98

Stax

NOVEMBER 21, 2024

A study by the Federal Reserve Bank of San Francisco showed that credit cards account for 31% of all payments, significantly more than cash at 18%, and debit cards at 29%. The company facilitates the transfer of information and funds between the customer’s bank and your business’ bank.

Credit Cards 88

Credit Cards Small Business Process Credit Card Payment Processing 88

Fintech Finance

NOVEMBER 20, 2024

Government mandates that penalize non-compliance with fraud prevention measures and require victim reimbursement underscore the urgency for financial institutions to strengthen their defense and ensure compliance. APP scam losses in Brazil hit almost $380 million in 2023 and are projected to increase by almost 40% by 2028.

Scams 97

Scams Real Time Payments Fraud Prevention Fraud Detection 97

The Payments Association

SEPTEMBER 30, 2024

It highlights key trends, such as open banking, tokenisation, and fraud prevention, which are crucial for merchants to remain competitive and secure. As the payments ecosystem continues to evolve with innovations like open banking, instant payments, and tokenisation, merchants are facing a host of challenges and opportunities.

Fraud Prevention 88

Fraud Prevention Instant Payments Alternative Payment Methods Participant 88

Fintech Finance

SEPTEMBER 17, 2024

With over 30 years of banking and payments experience, Elliff has a strong track record of innovating and building intrapreneurial ventures and high-growth businesses while at NatWest Group and JP Morgan Chase. This is especially true for dispute resolution and fraud prevention.

Disputes 98

Disputes Multi-Currency Issuers Fraud Prevention 98

Fintech News

JUNE 20, 2024

OpenWay , a provider of digital payments technology to banks, processors, national payment switches, and mobile wallet operators, found that clients are recognising the benefits of AI. Gen AI can identify which government agencies or non-profits may be interested in this functionality and generate targeted proposals.

Use Case 122

Use Case AI Multi-Currency Payments 122

PYMNTS

OCTOBER 19, 2016

Stripe Radar combines data from the hundreds of thousands of businesses processing transactions on the Stripe network with intelligence from banks and credit card networks to provide users with the ability to customize the fraud defenses for their individual business.

Blocks 75

Blocks Fraud Prevention Non-Bank Credit Cards 75

Stax

MARCH 4, 2025

The issuing bank verifies whether the customer has enough funds in their account to complete the transaction. Once approved, the information is sent to the merchants bank account, where the funds are deposited. If necessary, you need to apply for a merchant account through a bank or payment processor.

Credit Cards 88

Credit Cards Payment APIs and Integration Payment Gateways Gateways 88

PYMNTS

OCTOBER 1, 2020

Those apps, she said, should provide security and fraud prevention, transaction insights, “seamless DIY” and customized engagement. Consumers expect to service their accounts with activities like profile setups, making payments and helping manage their accounts with dispute resolution and fraud alerts,” she said.

Online and Mobile Banking 106

Online and Mobile Banking Disputes On-Demand Issuers 106

Finovate

MARCH 7, 2025

As a proliferation of payment options promises to streamline banking and commerce, regulators, fintechs, and financial services companies are looking for ways to make sure that the challenges to these new payment optionsfrom technical complexity to new forms of fraud and financial crimeare met. And then trust.

Payments 52

Payments Push-to-Card Online and Mobile Banking P2P 52

Fi911

DECEMBER 5, 2023

For banking professionals, it’s important to recognize the severe impact of high chargeback levels on merchants, a challenge that continues to escalate. These figures define the maximum number of chargebacks a merchant can incur within a month before being classified as “non-compliant.” Why Do Chargeback Thresholds Exist?

Visa 101

Visa Disputes Non-Bank Risk 101

Stax

SEPTEMBER 17, 2024

And when that happens, non-compliance can lead to many degrees of harm to any and all business owners. It gets worse: merchants that use a non-PCI certified provider can face class action lawsuits, fines of up to $10,000 per month, and $500,000 per incident. Fraud prevention For both customers and merchants, fraud is a common concern.

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

Fintech Finance

APRIL 30, 2024

Bronwyn brings over two decades of experience across technology, cybersecurity, regulatory compliance and fraud prevention. Most recently, Bronwyn served as CISO at fintech Mambu and led security transformation and AI enablement initiatives for TSB Bank.

Security 59

Security Regulatory Compliance Fraud Prevention Non-Bank 59

Stax

JANUARY 28, 2025

The original sensitive data is still secured and hidden in an external data bank. Payment verification by the issuing bank means the customers bank will check whether the customer has sufficient funds to complete the transaction.

Payment APIs and Integration 68

Payment APIs and Integration Online and Mobile Banking Payment Gateways Gateways 68

Stax

DECEMBER 9, 2024

Debit or credit card chargebacks are when a disputed charge made to a merchant’s account is refunded to the customer’s bank account. This has been aided by the rise of online banking, which has made the chargeback process as easy as a few clicks. What Are Credit Card Chargebacks?

Credit Cards 88

Credit Cards Process Disputes Card Issuer 88

Fintech Finance

MARCH 27, 2024

Today, Visa (NYSE:V), a leader in digital payments, announced continued expansion of its global value-added services business with the addition of three new AI-powered risk and fraud prevention solutions. Security and fraud prevention are fundamental to Visa.

AI 52

AI Product Fraud Prevention Value Added Service 52

PYMNTS

DECEMBER 29, 2016

There seems to be no shortage of action in the corporate banking space, whether it be scandals (like Royal Bank of Scotland’s Global Restructuring Group fiasco ), cyberattacks (such as the $81 million stolen from the central bank of Bangladesh) or anomalies like Brexit impacting top financial institutions across the globe.

FinTech 72

FinTech Security Cybersecurity Non-Bank 72

EBizCharge

JANUARY 16, 2025

Determining interchange fees: Interchange fees are costs paid between banks for accepting card-based transactions. MCCs enable businesses and regulatory bodies to maintain accurate financial records, streamline tax reporting, and reduce the risk of non-compliance. MCCs play a role in setting these fees.

Credit Cards 52

Credit Cards Processors PCI DSS Fraud Detection 52

Fintech News

MAY 22, 2024

In May, Fintech Global released its inaugural FinCrimeTech50 list, recognizing the world’s leading technology companies fighting money laundering, fraud and financial crime. The list features the 50 most innovative tech companies offering solutions in financial crime and fraud prevention in the world. Transparently.AI

Financial Crimes 91

Financial Crimes Crime APACS Risk Assessment 91

Fintech News

SEPTEMBER 4, 2024

These companies, which represent countries such as Malaysia, the Philippines and South Korea, are tackling challenges in sectors such as lending, banking, and business finance, leveraging innovative business models and cutting-edge technologies to boost efficiency and enhance accessibility across the financial services industry.

FinTech 114

FinTech Cross-Border Payment APIs and Integration Credit Cards 114

PYMNTS

FEBRUARY 1, 2017

31) said the companies have released their joint analysis on the issue to find that more than a third (38 percent) of banks and payments organizations admit it is becoming increasingly difficult to differentiate between a fraudulent and genuine transaction. Reports Tuesday (Jan.

Research 56

Research Cybersecurity Non-Bank Fraud Prevention 56

EBizCharge

MARCH 20, 2025

and ACH/eChecks for direct bank transfers. Fraud prevention tools: Helps detect and prevent fraudulent transactions. Additional security like 3D Secure , off-site data storage, and customizable fraud modules will also be valuable tools to protect customer payments. Digital wallets (Apple Pay, PayPal, etc.)

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52