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Faster Payments Council (FPC), in partnership with Glenbrook Partners, today released results from the 3rd annual Faster Payments Barometer. The FPC conducted the latest survey of payments system stakeholders to gauge progress and perceptions around faster payments, trends, use cases, and challenges in the United States.
The rise of processing providers has made regionalized payment instrument access easier compared to a decade ago, however, and merchants typically choose to integrate with them for this type of support, Barker explained. Avoiding Payment Failure .
For example, ACH payments have an effective date of two to three business days post-transaction. In comparison, wire transfers typically take one to five business days (or more) but sometimes offer same-day fundavailability.
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