Stax

NOVEMBER 13, 2024

Understanding ACH credit payments means understanding the way in which different types of ACH payments are processed in the US banking system. The receiving bank then credits the money to the account of the receiving customer. Effectively, these are payments that the customer initiates and pushes their funds to the intended recipient.

ACH 88

ACH ACH Network Payer Payee 88

PYMNTS

APRIL 15, 2019

Coverage includes the tie-up of Rapyd and OCBC Bank for real-time payments for shoppers in Singapore as well as online retailers. FinTech provider Rapyd is teaming up with OCBC Bank to provide Singapore shoppers as well as eCommerce retailers with real-time bank payments, Rapyd said in an announcement.

RTP 43

RTP Online and Mobile Banking Point-of-Sale (POS) Real Time Payments 43

Fintech Labs Insights

AUGUST 31, 2016

The ongoing migration to mobile provides financial institutions a chance to reboot their approach to delivering information digitally. Digital banking v1.0 desktop online banking) was primarily about porting paper-based statements into an online format. Digital banking v2.0 It’s a good long-term move.

Mobile Banking 22

Mobile Banking Online and Mobile Banking Credit Union Non-Bank 22

Payment Savvy

NOVEMBER 8, 2022

Barely a couple of decades ago, there were just a few options available for transferring money from one account to another, but the rise of internet banking has given way to a bunch of different services with different names, processes, fees, and waiting times. What Exactly is an EFT Transfer?

ACH 98

ACH Payments Debit Card Online and Mobile Banking 98

FICO

SEPTEMBER 10, 2020

Typically, money mules are unwittingly tricked into depositing a fraudulent check into a bank account or into receiving money from accounts without authorization of the account owner. In some cases, money mules know they are moving stolen funds and do so intentionally in exchange for receiving a portion of the money.

Crime 52

Crime Money Laundering Online and Mobile Banking Romance Scams 52

EBizCharge

SEPTEMBER 18, 2024

ACH payments refer to electronic funds transfers (EFTs) between financial institutions using the ACH network. This system allows businesses and consumers to move money between bank accounts, either within the same institution or across different financial institutions. What are ACH payments?

ACH 52

ACH IAT ACH Network Direct Deposit 52

PYMNTS

AUGUST 21, 2018

20) said corporate customers can now originate RTP transactions to corporate or consumer receivers via the bank’s PINACLE online and mobile banking portal, or through API and file transmission. Funds transferred using RTP are available to receivers within seconds, the financial institution (FI) noted.

Real Time Payments 40

Real Time Payments RTP Treasury Management Treasury 40

PYMNTS

AUGUST 21, 2018

Corporate customers can now originate RTP transactions to corporate or consumer receivers via the bank’s PINACLE online and mobile banking portal, or through API and file transmission. Funds transferred using RTP are available to receivers within seconds, the financial institution (FI) noted.

RTP 40

RTP Real Time Payments Online and Mobile Banking Funds Transfer 40

FICO

FEBRUARY 17, 2023

From the rapid and sudden shift to online and mobile banking, to exploring artificial intelligence (AI) and hyper-personalization , the finance world is changing quickly. Banks and other financial institutions are adopting a digital first strategy, and there’s no going back.

Online and Mobile Banking 52

Online and Mobile Banking Scams Debit Card Risk 52

PYMNTS

AUGUST 1, 2018

consumers had used online banking at the time. PYMNTS recently caught up with Marion King, director of payments for NatWest , about what Faster Payments has meant for the bank and how its use may develop in the future. The world was a very different place when the U.K.’s s Faster Payments Scheme launched in 2008.

Faster Payments 40

Faster Payments Real Time Payments Payments Online and Mobile Banking 40

Fintech Labs Insights

JULY 12, 2016

Online insurance. Mobile wallet analytics. Mobile savings account. Funds transfers. Tags: Consumer, PFM, budgeting, mobile. Fintech deals by size from May 28 to 3 June, 2016: Partners Life. Latest round: $134.5 Total raised: $134.5 HQ: Auckland, New Zealand. Source: Crunchbase. Vibes (owned by Syniverse).

Underwriting 17

Underwriting P2P FinTech Online and Mobile Banking 17

Fintech Labs Insights

NOVEMBER 23, 2015

Financing online consumer purchases. Global funds transfer service for businesses. Online small business financing. Mobile banking & payments platform. Mobile ecommerce & payments platform. Mobile point-of-sale solution. Online health insurance broker. Source: Crunchbase.

NOV 21

NOV Debit Card Online and Mobile Banking FinTech 21

Fintech Labs Insights

JULY 21, 2016

Digital startup bank Number26 pulled in the bulk of that landing a massive $40 million round. Digital bank startup. Online identity & payment services. Banking & money management for students. Tags: Consumer, banking, youth, millenials, payments, personal financial management, PFM, financial education.

FinTech 16

FinTech Underwriting P2P Online and Mobile Banking 16

Fintech Labs Insights

APRIL 12, 2024

Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It was called Online Banking Report and was read by a sizable portion of major industry players. Note: These are the rankings from 10 years ago.

Online and Mobile Banking 15

Online and Mobile Banking Innovation FinTech NOV 15

Fintech Labs Insights

MARCH 24, 2016

How does chat morph into ecommerce, let alone banking? They are a boon to mobile self-service, where screen size limitations make traditional search less user friendly. But chatbot’s can also handle transactions, especially the repetitive routine ones typical of online/mobile banking sessions. Looking ahead.

Online and Mobile Banking 22

Online and Mobile Banking Bots Funds Transfer API 22

Fintech Labs Insights

JANUARY 18, 2016

App Annie garnered $63 million for its mobile analytics and development tools. million to its digital banking platform. Startup digital bank. Mobile analytics . Online marketplace for real estate investing. SaaS banking platform. Mobile insurance brokerage. RealtyMogul took in another $18.4

Online and Mobile Banking 18

Online and Mobile Banking Underwriting FinTech Payment APIs and Integration 18

Fintech Labs Insights

AUGUST 20, 2015

billion) went to three online lenders (Sofi = $1 billion, Avant = $340 million, Dianrong = $220 million). As private companies, there is not a lot of transparency about the deal terms, but we expect most, if not all, of the funding was structured as debt, not equity. Marketplace lender and digital banking solutions provider.

Online and Mobile Banking 31

Online and Mobile Banking Underwriting FinTech P2P 31

Fintech Labs Insights

AUGUST 8, 2016

Online automobile insurance. Digital banking technology. Investment banking platform. Mobile payments platform. Sound-based payment & banking technology. Tags: SMB, merchants, payments, acquiring, mobile banking, core system. Latest round: $14.4 million Debt. Total raised previously: Unknown.

Underwriting 18

Underwriting FinTech Debit Card Online and Mobile Banking 18

Fintech Labs Insights

MARCH 22, 2016

eWallet & mobile payments. Mobile payments & transactions. Mobile payments platform for telecom companies. Insurance quotes via mobile camera. Tags: Consumer, SMB, insurance, quotes, mobile, photo capture, Y Combinator (investor), YC W16. Total raised: $31.85 million including $25 million debt. WorldCover.

Underwriting 16

Underwriting P2P FinTech Online and Mobile Banking 16