What Are ACH Prenotes and How Do They Work?
EBizCharge
OCTOBER 25, 2023
An ACH prenote is a preliminary transaction verifying and validating bank account information before initiating an electronic fund transfer (EFT). An ACH return may be sent back to the initiating bank or institution if there’s an issue with the transaction. What is a prenote? Cut-off times can vary from bank to bank.
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