Basis Theory

OCTOBER 1, 2024

Today, the framework introduced in the early 2000s outlines 12 PCI requirements that merchants must satisfy to process credit card transactions on the card networks. Failure to meet these standards could result in fines or bans as a merchant or service, rendering you unable to process payments or send payment data with the major networks.

PCI DSS 88

PCI DSS Compliance Encryption Assessments 88

Clearly Payments

JUNE 3, 2024

Tokenization not only enhances security but also helps businesses comply with regulatory standards, such as the Payment Card Industry Data Security Standard (PCI DSS) , by reducing the amount of sensitive data they store and handle. It’s important to know the types of supported tokenization when choosing a payment gateway.

PCI DSS 59

PCI DSS Payment Gateways Gateways Payments 59

Stax

MARCH 4, 2024

So, let’s dive into payment security, touching on the basics of what you need to know to ensure secure payments. TL;DR The PCI DSS determines security protocols and sets the standards for payment security. A secure payment gateway is one of the main ways merchants can protect their business and customers.

PCI DSS 88

PCI DSS Payment Security Security MFA 88

WLPayments

DECEMBER 5, 2022

In this article, we explain what PCI compliance means and what we, as a payments gateway, do to stay compliant with the PCI DSS standards.

PCI DSS 52

PCI DSS Compliance Credit Cards Payment Gateways 52

Stax

MARCH 15, 2024

Secure payment systems are easy to implement, as you use your payment processor to create a secure payment gateway. By combining a secure payment system with secure payment habits like not collecting excess data from customers, you’ll go a long way in safeguarding your business against fraud.

Process 88

Process Security PCI DSS Encryption 88

Paystand

SEPTEMBER 18, 2024

Table of Contents What is a Payment Facilitator (PayFac)? How Do Payment Facilitators Work? Higher Fees, Higher Value : While payment facilitators often charge higher fees, they offer more streamlined services, particularly for businesses that don’t have access to a traditional merchant account.

Processors 40

Processors Facilitators PCI DSS Payment Gateways 40

EBizCharge

MARCH 12, 2024

Online payment gateways: Online payment gateways act as intermediaries between merchants and financial institutions. When a customer purchases on a merchant’s website, the payment gateway securely collects and transmits the payment information to the payment processor or acquiring bank for authorization.

Credit Cards 52

Credit Cards ACH PCI DSS Payment Gateways 52

Stax

AUGUST 29, 2024

The payment gateway connection will be responsible for transmitting your customer’s payment information between your own customer-facing platforms and your PSP and other relevant financial institutions. Basically, the difference between payment gateways and PSPs is the extent of tasks they complete.

Payment Service Provider (PSP) 88

Payment Service Provider (PSP) Service Provider Payment Gateways Online and Mobile Banking 88

Stax

SEPTEMBER 17, 2024

TL;DR PCI compliance is essential because it helps prevent data breaches, ultimately cultivating customer trust. There are 12 requirements under PCI DSS, divided into six major categories. Each requirement plays a critical role in building a secure environment for payment processing. What is PCI Compliance?

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

Stax

JANUARY 15, 2024

It offers benefits, such as passing interchange fees to users, boosting profit margins, and encouraging alternative payment methods. PCI DSS compliance, a global framework, mandates specific requirements and best practices for maintaining credit card data security. Enter the PCI DSS compliance.

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

Stax

DECEMBER 27, 2023

Moreover, many merchant accounts today come bundled with a payment gateway, another crucial component of the online payment process that streamlines transactions and protects against fraudulent activity. The focus of online merchant accounts is ensuring that payments are processed securely and fraudulent behavior is identified.

Accounts 88

Accounts Online and Mobile Banking Payment Gateways PCI DSS 88

Fintech Review

SEPTEMBER 24, 2024

Ensuring smooth integration between your frontend, backend, and payment gateways while adhering to financial regulations is no easy feat. It must handle sensitive financial data securely, comply with regulations like PCI DSS, and seamlessly integrate with banking APIs. Your product isn’t just another app.

Product 98

Product FinTech PCI DSS Payment APIs and Integration 98

EBizCharge

MAY 20, 2024

Saved cards To further enhance the customer experience and expedite future payments, NetSuite allows customers to securely save their credit card information within their customer records. Saved cards can facilitate smoother, faster payments and improve customer loyalty. What are the benefits of NetSuite payment processing?

Process 52

Process PCI DSS Processors Payment APIs and Integration 52

Stax

MARCH 6, 2024

Integrate with Payment Gateway: The payment gateway transfers payment information and funds between the customer’s account, bank, and the business’s account. This may come with the billing software platform , or a gateway provider may need to be sought separately.

Best Practices 88

Best Practices PCI DSS Payment Gateways Gateways 88

Stax

JULY 9, 2024

Accepting peer-to-peer payments in your business Peer-to-peer solutions are not going to be viable for most businesses, but it does present an opportunity for micro and small businesses. Online payment gateways Online payment gateways facilitate transactions between merchants and consumers in eCommerce settings.

Digital Payments 163

Digital Payments Online and Mobile Banking Contactless Payments Payments 163

The Fintech Times

JUNE 27, 2024

Khalil Alami is the founder and CEO of online payment gateway company Telr and has more than 22 years of experience within the financial services, fintech, as well as the payments and card industries across the US, UAE, Jordan and Saudi Arabia. It is the first in MENA to achieve PCI DSS Level 1 and NESA certifications.

Payment Gateways 58

Payment Gateways Gateways PCI DSS On-Demand 58

PYMNTS

OCTOBER 7, 2020

Gateways To Success And Data Vaulting. At the orchestration level, protocols like smart routing are ensuring that transactions make it to the best available payments gateway, while detecting and adding friction to suspicious activity. Data vaults play an increasingly important role in that sequence.

Compliance 80

Compliance PCI DSS Payment Gateways Gateways 80

Stax

MARCH 26, 2024

Key features of online terminals include: Multi-Channel Payment Processing: Online terminals can process payments from various sources, such as credit cards, debit cards, e-wallets, and, in some cases, bank transfers. This versatility ensures that customers can use their preferred payment method, enhancing the customer experience.

PCI DSS 88

PCI DSS Encryption Payment Gateways Disputes 88

EBizCharge

JUNE 4, 2024

Setting up credit card processing in Acumatica Acumatica payment processing is a straightforward experience that combines the convenience of digital transactions with the robust functionality of the ERP system. Choose a payment gateway. Configuring the payment gateway. Security and compliance.

Credit Cards 52

Credit Cards Process Payment Gateways Best Practices 52

Stax

APRIL 30, 2024

Key Players in Merchant Processing While payment processors play a key role in transferring information among financial entities, there are other players required to complete the entire transaction. These include merchant account providers, payment gateways, credit card networks, and issuing banks.

Process 88

Process Online and Mobile Banking PCI DSS Debit Card 88

Stax

FEBRUARY 26, 2024

Once authorized, payment service providers take the lead in automating payments within the payment gateway. Role of payment gateways and processors Payment gateways and processors act as the backbone of recurring payments.

Best Practices 88

Best Practices Payment APIs and Integration Payment Gateways Payments 88

Clearly Payments

SEPTEMBER 13, 2024

A Payment Orchestrator is a service that enables businesses to manage and optimize their payment processing by connecting to multiple payment providers and processors through a single platform. Core Functions of a Payment Orchestrator Here we’ll cover the core functions that drive the core value of payment orchestrators.

Payment APIs and Integration 75

Payment APIs and Integration Multi-Currency Payments Gateways 75

The Fintech Times

JUNE 13, 2024

Payment gateways Payment gateways enable instant payments, acting as infrastructure intermediaries that ensure the secure and efficient processing of transactions. These gateways handle the real-time authorisation and execution of payments, integrating with banking systems to facilitate swift fund transfers.

Instant Payments 58

Instant Payments Payment APIs and Integration ISO 20022 Payment Gateways 58

EBizCharge

JUNE 6, 2024

Select a payment gateway and processor. Selecting a payment gateway for Microsoft Dynamics 365 is a decisive step toward efficient D365 credit card processing. Look to payment gateways that offer services such as encryption and tokenization for an extra layer of security.

Credit Cards 52

Credit Cards Process Payment Gateways Gateways 52

Payment Savvy

OCTOBER 27, 2020

What is Payment Tokenization? Tokenization is most commonly available via PCI-DSS Level 1 processors. The token then passes on down the payment processing highway to prevent hacking. When a consumer either swipes or enters payment details, the payment gateway creates a token. Tokenization Details.

PCI DSS 52

PCI DSS Gateways Payment Gateways Processors 52

Fintech Finance

MARCH 22, 2024

Cashfree Payments , India’s leading payments and API banking company, announced the launch of ‘RiskShield’, India’s first real-time risk management solution for payment gateways. It aims at reducing payment frauds upto 40%.

PCI DSS 52

PCI DSS Payment APIs and Integration Risk Management Payments 52

Clearly Payments

APRIL 3, 2024

Transaction Initiation Customer Payment: The process begins when a customer makes a payment using a credit/debit card or other payment methods at a merchant’s point of sale (POS) system or online checkout. It then sends an approval or denial response back through the card network to the payment processor.

Process 45

Process Processors Online and Mobile Banking Payments 45

EBizCharge

AUGUST 8, 2024

Flexibility: The agility and adaptability of Salesforce payment integrations means businesses can choose from various payment gateways and options tailored to their specific requirements. What’s the difference between payment gateways and payment processors?

Processors 52

Processors Payment Gateways Fraud Detection Encryption 52

Payment Savvy

JULY 3, 2024

Once the card is swiped, tapped, or details entered, the merchant’s POS system or payment gateway captures the transaction details. PCI DSS Compliance This is the cornerstone of debit card security. These details include the card number, transaction amount, and merchant identification.

Debit Card 52

Debit Card Process PCI DSS Processors 52

Cardfellow

OCTOBER 26, 2022

First and foremost, Recurly is a recurring billing platform that allows subscription-style credit card payments. It also functions as a payment gateway that links your business and payment processors and has a built-in virtual terminal that enables you to accept credit card information by phone. The same 1.25% plus $0.10

PCI DSS 52

PCI DSS Credit Cards Payment APIs and Integration Gateways 52

Exact Payments

SEPTEMBER 25, 2023

Specifically, you will need to: Register with an acquiring bank Register with the card brands (Visa, Mastercard, American Express, Discover) Decide on a payment gateway (this is only relevant if you won’t be using or developing a proprietary payment gateway).

PCI DSS 52

PCI DSS OFAC Facilitators Payment Gateways 52

EBizCharge

APRIL 25, 2024

Merchant accounts provide a secure channel for handling sensitive financial information, such as cardholder data, in compliance with industry standards like the Payment Card Industry Data Security Standard (PCI DSS).

Online and Mobile Banking 52

Online and Mobile Banking Debit Card Credit Cards Contactless Payments 52

PYMNTS

OCTOBER 5, 2020

Hackers often try to intercept the data as it travels between entities, attempting to breach retailers’ or their payment providers’ systems to obtain stored cardholder details. PCI DSS is intended to help combat this by instructing merchants on safeguarding the transactional steps in which they are involved.

Data Breach 82

Data Breach Breach PCI DSS Compliance 82

EBizCharge

AUGUST 12, 2024

Additional obligations of merchant acquirers Merchant acquirers often offer a range of other merchant payment acquiring services, such as payment gateways, electronic payment technology, and customer support for handling card transactions.

Credit Cards 52

Credit Cards Acquirers Process Debit Card 52

Ikajo

NOVEMBER 2, 2023

The role of Payment Service Providers A Payment Service Provider (PSP) is a type of payment processing company that specializes in providing a wide range of payment-related services and solutions to businesses. However, it’s also possible for payment processing companies to provide similar extended services.

Process 52

Process Processors Payment Gateways Payments 52

Stax

MARCH 14, 2024

Payment gateway Payment gateways are commonly used when services are purchased online, such as with online retailers. But they’re also popular to provide a way for B2B customers to make electronic payments. Payments work by giving the payer a link to complete the transaction.

B2B 88

B2B Process B2C Credit Cards 88

The Paypers

MARCH 31, 2016

(The Paypers) Creditcall has been certified by Elavon to accept EMV transactions via its PCI DSS Level 1 certified payment gateway for Ingenico, Verifone and Miura.

PCI DSS 28

PCI DSS EMV Transactions Payment Gateways 28