PYMNTS

MARCH 18, 2019

First, there was the Fed’s decision to slow faster payments progress via Same Day ACH because it wasn’t ready to approve another processing window during the day. Same Day ACH and the card rails – both of which allow for money to move fast into consumer and business bank accounts for every consumer with a debit product.

Faster Payments 80

Faster Payments Fed RTP Same Day ACH 80

PYMNTS

SEPTEMBER 17, 2018

my upholstery guy has a bank account and, in theory, sending him money via a peer-to-peer (P2P) network that can enable receipt across any bank in the U.S. The notion of moving those funds faster between the bank accounts of those trading partners is driving a slew of innovation and investment across bank and non-bank network rails today.

Rules 78

Rules Zelle Payments PayPal 78

PYMNTS

OCTOBER 8, 2018

P2P has made it possible for accountholders to transfer money using only their mobile phone number to do so — and do it safely. ACH rails now settle same-day, three times a day. Instead, it’s a lack of certainty that good funds are on the way — and when they’re expected to arrive.

B2B 76

B2B Same Day ACH Payments ACH 76

PYMNTS

SEPTEMBER 17, 2019

The concept is both incredibly simple and incredibly intuitive: Offer customers 24/7 access to good funds on demand, however and wherever they want them. And there are account-to-account services emerging, such as RTP from The Clearing House, Same-Day ACH and, slated to launch in five years, FedNow.

Instant Payments 70

Instant Payments FedNow Push-to-Card Payments 70