Fintech Finance

SEPTEMBER 19, 2024

HSBC announced today that it has successfully trialled the first application of quantum-secure technology for buying and selling tokenised physical gold. Last year, HSBC was the first global bank to offer tokenised physical gold to institutional investors using distributed ledger technology (DLT).

Distributed Ledger Technology (DLT) 78

Distributed Ledger Technology (DLT) Technology Interoperability Cybersecurity 78

Finovate

SEPTEMBER 20, 2024

In our extended conversation, we discussed TBC’s goals in Uzbekistan, nature of banking in Central Asia, what key financial services are in the most demand, as well as how enabling technologies are helping financial institutions in the region better serve their customers. What is the level of interest in fintech innovation there?

Innovation 122

Innovation FinTech Online and Mobile Banking On-Demand 122

PYMNTS

MAY 2, 2018

New technology and solutions powered by APIs are hitting the financial services market every day, brought on by new innovations or industry regulations. But embracing new solutions to remain compliant with regulations can be easier said than done – especially when it comes to integrating those new innovations with legacy tech. .

Interoperability 64

Interoperability API Payment APIs and Integration B2B 64

Payments Source

NOVEMBER 30, 2016

The bank consortium R3 CEV has released its Corda platform as open source to encourage innovation and interoperability in the industry's development of blockchain technology.

Agreements 94

Agreements Interoperability Blockchain Innovation 94

The Fintech Times

DECEMBER 18, 2024

The fintech, which serves as an industry utility with over 30 years of experience, spearheads the creation of innovative digital platforms that support the integration of open banking and finance, crucial for modernising the financial ecosystem.

Finance 115

Finance IBAN Fraud Prevention Interoperability 115

PYMNTS

MAY 1, 2020

The EU’s PSD2 and GDPR regulations were passed in 2018 and designed with a primary focus on interoperability between open banking systems around the world. The presence and curation of FinTechs is growing … and we are leveraging the technologies offered by FinTech players to enhance customer experience. The Interoperability Dream .

Privacy 98

Privacy API Innovation Payment APIs and Integration 98

Fintech Finance

JUNE 17, 2024

The Eurosystem and London Centres of the BIS Innovation Hub, together with the Bank of England , have launched Project Meridian FX, to build on the findings of Project Meridian by focusing on foreign exchange (FX) transactions. Meridian FX will test the usability of the SO for different types of assets and technologies.

Real Time Gross Settlement (RTGS) 83

Real Time Gross Settlement (RTGS) Distributed Ledger Technology (DLT) Settlement Interoperability 83

Fintech Finance

AUGUST 20, 2024

TerraPay , a global money movement company, announced a collaboration with 5 of the leading wallet operators to establish the “Wallet Interoperability Council”, aiming to leverage TerraPay’s technology to facilitate interconnection and interoperability in cross-border transactions.

Cross-Border Payments 52

Cross-Border Payments Cross-Border Interoperability Payments 52

The Fintech Times

FEBRUARY 11, 2024

The Hong Kong government has reaffirmed its dedication to fostering fintech innovation following the issuance of approximately HK$6billion worth of digital green bonds. This move signifies Hong Kong’s proactive approach to integrating financial technology with sustainable finance practices.

Government 64

Government Governance Innovation FinTech 64

Fintech Finance

NOVEMBER 21, 2024

This partnership is a testament to our belief that technology can be a powerful tool for development. Financial innovation is not limited to central banks. Statista indicated that the Digital Assets market in Africa is projected to reach a revenue of US$3,115.0m

Payment Networks 92

Payment Networks Digital Payments Digital Currency Stablecoins 92

Fintech Finance

JANUARY 11, 2024

The Practicalities of Cross-Border Payments in a Faster Payments World also highlights the challenges faced by fintech companies, providing insights into regulatory compliance, security, foreign exchange rate risks, lack of transparency, high costs, interoperability, data privacy, competition with financial institutions, and liquidity management.

Cross-Border Payments 93

Cross-Border Payments Cross-Border Faster Payments ISO 20022 93

Fintech News

AUGUST 12, 2024

XDC Network has selected eight startups to join its first-ever accelerator programme, powered by Tenity , an innovation ecosystem specialising in early-stage fintech startups. The XDC Network, compatible with Ethereum Virtual Machine (EVM), is equipped to support these startups in applying blockchain technology to real-world applications.

Blockchain 128

Blockchain Credential AI Verification 128

Fintech Review

SEPTEMBER 11, 2024

The Web3 Foundation , in partnership with Scytale Digital , has led the seed funding round for Hyperbridge , a groundbreaking protocol poised to transform blockchain interoperability. million, making it the most successful parachain crowd loan in the Polkadot ecosystem, a testament to its strong community support and technological promise.

Interoperability 52

Interoperability Blockchain Authentication Security 52

Fintech News

NOVEMBER 11, 2024

Launched in May 2022, Project Guardian brings together policymakers and key financial industry players to improve market liquidity and efficiency through the innovative use of technology. As the German member of the Eurosystem and the monetary authority for Germany from 1957 to 1998, the Bundesbank brings its expertise to the project.

Central Bank 99

Central Bank Distributed Ledger Technology (DLT) Interoperability Cross-Border 99

CoinRemitter

JUNE 4, 2024

One of the biggest issues in blockchain technology is that each blockchain operates independently, with its own rules, protocols, and governance models, making it difficult for different blockchains to interact. This blog will understand cross-chain interoperability in detail. This makes the network work better and faster overall.

Interoperability 40

Interoperability Blockchain Transactions Security 40

Fintech News

JUNE 12, 2024

Rapid globalisation and available technological advancements have spurred the demand for more efficient, transparent, and accessible cross-border payment systems. This needs to be sorted out for multilateral payment platforms to fully harness the benefits of interoperability through multilateral payment platforms.

Cross-Border Payments 91

Cross-Border Payments Cross-Border Interoperability Payments 91

Fintech Finance

OCTOBER 8, 2024

WadzChain Network, a global leader in innovative blockchain technology, announced today the launch of one of the world’s first hybrid blockchains intending to transform global payments for businesses. It is the foundation for cutting-edge payment innovations. The WadzChain Testnet is just the beginning.

Global Payments 113

Global Payments Blockchain TPS Interoperability 113

Fintech News

MARCH 25, 2024

Swift emphasised the project’s role in demonstrating how current financial infrastructures could adapt to and incorporate these new technologies. Specifically, in digital trade, the experiments proved the capability for interoperability among diverse digital networks, facilitating atomic trade payments.

CBDC 88

CBDC SWIFT Interoperability Settlement 88

Fintech News

JANUARY 15, 2024

Looking ahead, the Monetary Authority of Singapore (MAS) has introduced the SGQR+, an innovative concept aimed at revamping Singapore’s QR payments infrastructure for the future. Building upon SGQR, SGQR+ represents the next generation of interoperable payments for merchants.,

Interoperability 92

Interoperability Cross-Border Payments Financial Inclusion 92

PYMNTS

MARCH 4, 2017

The B2B payments industry is finally beginning to hustle when it comes to technological innovation. This industry is on the cusp of some major innovation, too, as FinTechs roll out services that banks can offer to their own customer clients via APIs. It loves modern technology.

API 78

API Payment APIs and Integration Innovation Privacy 78

Fintech Finance

OCTOBER 10, 2024

“Tourism’s importance to economic growth makes it essential for the industry to pursue innovation and new partnerships so that more people can benefit,” said Douglas Feagin, President of Ant International. A notable example is FREENOW, a leading European taxi service, which launched a mini-program directly within Alipay+ partner apps.

Cross-Border 89

Cross-Border Transactions Digital Payments Technology 89

PYMNTS

MARCH 4, 2017

The B2B payments industry is finally beginning to hustle when it comes to technological innovation. This industry is on the cusp of some major innovation, too, as FinTechs roll out services that banks can offer to their own customer clients via APIs. It loves modern technology.

API 76

API Payment APIs and Integration Innovation Privacy 76

The Fintech Times

DECEMBER 15, 2023

The MENAT (Middle East, North Africa and Türkiye) based banking group’s lab already consists of PwC , a professional services firm, and Fireblocks , a digital asset transfer and direct custody technology platform, as the founding council members.

Multi-Currency 103

Multi-Currency Interoperability Regulations Innovation 103

PYMNTS

MAY 3, 2018

From mom-and-pop retail shops to the world’s largest companies, nearly every business is looking to offer the latest technology to its consumers. For many in the financial services world, though, implementing innovations is easier said than done. That’s where we come in.”. Making Old and New Work Hand-in-Hand.

API 74

API Payment APIs and Integration Interoperability Point-of-Sale (POS) 74

PYMNTS

DECEMBER 30, 2020

Corporate Spending Innovations (CSI) President David Disque , for instance, spoke with PYMNTS about the challenges organizations face regarding interconnectivity with their business partners, as well as the friction that exists in moving not only electronic money, but electronic data from one corporate to another. It's All About Timing.

B2B 119

B2B Payer Payments BNPL 119

Fintech News

AUGUST 8, 2024

Major Changes in Financial Messaging The financial messaging landscape has seen significant changes over the past few years, driven by the accelerated adoption of new technologies, the increasing importance of data analytics, and the growing use of cloud solutions.

ISO 20022 120

ISO 20022 APACS SWIFT ISOs 120

PYMNTS

OCTOBER 21, 2020

In an interview with Karen Webster, the European Banking Federation’s ( EBF ) Alexandra Maniati , Director of Cybersecurity & Innovation, said the European banking industry is, increasingly, embracing the cloud to pivot to new financial services and products across the Continent. Interoperability is Key — and so are Partnerships .

Interoperability 126

Interoperability Digital Currency Cross-Border Regulations 126

PYMNTS

FEBRUARY 26, 2020

Below, PYMNTS explores the latest initiatives and finds that innovators are looking at the accounts receivable side to tackle accounts payable friction. With technology to sit in the middle of a buyer-supplier relationship, solution providers can offload some of the supplier management burden on the buy-side.

Accounts 72

Accounts Innovation Remittance Data Debit Card 72

Fintech Finance

JUNE 24, 2024

Moreover, by harnessing the latest financial technologies, Curve equips users with data-driven insights to facilitate tailored financial decisions. “Consumers often juggle multiple debit and credit cards, leading to a fragmented and cumbersome financial experience.

Mobile Payments 110

Mobile Payments Payments Interoperability Credit Cards 110

Fintech Review

JULY 2, 2024

Regulatory Technology, or RegTech, has emerged as a crucial ally for financial institutions navigating the intricate landscape of compliance. Financial institutions must navigate complexities related to data privacy, interoperability of systems, and regulatory alignment across jurisdictions.

Compliance 98

Compliance Regulatory Compliance AI Interoperability 98

Fintech News

SEPTEMBER 10, 2024

Their growing popularity has spurred continuous financial innovation, such as the rise of buy now, pay later (BNPL). In the region, several countries have introduced cross-border QR code payment linkage, creating a unique interoperable ecosystem within ASEAN.

Cross-Border Payments 93

Cross-Border Payments Cross-Border APACS Interoperability 93

Fintech Review

JUNE 12, 2024

The insurance industry is undergoing a significant transformation driven by technological advancements. Insurtech, a term blending ‘insurance’ and ‘technology,’ is revolutionising traditional insurance models. This level of personalisation improves customer satisfaction and loyalty.

Risk Assessment 96

Risk Assessment Regulatory Compliance Assessments Risk Management 96

PYMNTS

NOVEMBER 27, 2019

The solutions that faster payments technology have brought to corporates’ global operations cannot be downplayed, but major hurdles continue to challenge real-time payments’ ability to achieve ubiquity. A lack of interoperability between local payment networks is among the largest of those hurdles, said Halpin.

ISO 20022 117

ISO 20022 Cross-Border Payments ISOs Cross-Border 117

Fintech News

SEPTEMBER 19, 2024

The consortium, which holds over 20 financial service licenses across five Asian markets, aims to create an AI-driven virtual bank that empowers underserved communities through advanced technology. The Bank of Thailand is expected to review their virtual banking license application, with results anticipated in the first half of 2025.

Underserved 120

Underserved Cross-Border Financial Inclusion Interoperability 120

The Fintech Times

MARCH 26, 2024

Ray Merceron, general manager of sales, LAC region at i2c i2c’s mission is to responsibly help our clients remove barriers to innovation. Latin America’s payment technology landscape is evolving rapidly. The paytech scene in Latin America is indeed burgeoning with innovation and growth.

Innovation 59

Innovation Alternative Payment Methods Payments SWIFT 59

The Payments Association

DECEMBER 11, 2024

2025 payment trends focus on digital wallets, instant payments, AI, fraud prevention, and consumer convenience, driven by evolving regulations and innovation. As the payments landscape evolves, businesses face increasing pressure to adapt to technological advancements and changing consumer expectations. Kristaps Zips, UK CEO, payabl.

Payments Trends 88

Payments Trends Fraud Prevention Instant Payments Payments 88

PYMNTS

OCTOBER 15, 2020

The real innovation cycle is where you layer on the program ability of money as a data type on the internet,” noted Allaire. Interoperability In Focus . Interoperability, said the panel, can improve B2B payments, creating new payments structures that contain message payloads that (can eventually) enable straight-through processing.

Real Time Payments 125

Real Time Payments NACHA SWIFT TCH 125