Fintech News

JANUARY 26, 2025

Emerging trends such as cross-border payment systems and open banking initiatives are breaking down traditional barriers, fostering greater connectivity and efficiency in Asias financial landscape. This trend is fostering innovation and competition in the financial services sector. However, the rapid progress comes with challenges.

Payments Trends 124

Payments Trends Payment APIs and Integration Embedded Finance Cross-Border 124

The Payments Association

JANUARY 8, 2025

The payments industry is evolving faster than ever, with trends like real-time payments, subscription innovations, and AI-powered tools redefining how businesses and consumers interact. From pay-by-bank solutions to futuristic voice-activated payments, 2025 promises to bring significant advancements.

Non-Bank 88

Non-Bank Real Time Payments Instant Payments Payments 88

Fintech News

MARCH 26, 2025

This Friday, March 28, 2025, marks the end of an era for DBS Bank as Piyush Gupta steps down after an extraordinary 16-year tenure as Chief Executive Officer. During his tenure, he turned DBS from a traditional lender into a globally recognised powerhouse of digital banking. His leadership has been nothing short of transformative.

Online and Mobile Banking 110

Online and Mobile Banking AI Non-Bank Authorization 110

The Payments Association

MARCH 6, 2025

Mastercard and Thought Machine, a cloud-native banking technology company, are advancing their partnership to deliver high-quality payments and core banking (critical back-end technology for product and account management and the customer ledger) capabilities to financial institutions looking to modernise their technology stack.

Visa 88

Visa Non-Bank Debit Card Payments 88

Fintech Finance

NOVEMBER 1, 2024

The rise of non-card payment methods — such as digital wallets, bank transfers, and QR-based payments — underscores the need for businesses to adopt flexible, low-cost solutions to stay competitive. This innovation promotes interoperability, flexibility, and significant cost savings for businesses.

Cross-Border Payments 98

Cross-Border Payments Cross-Border Real Time Payments APACS 98

The Fintech Times

JANUARY 17, 2025

Kamal Hasanov , group CEO of Guavapay “Customer-centric technology innovation at Guavapay has been central to our growth,” explained Kamal Hasanov , group CEO of Guavapay. The post Guavapay Attributes Global Growth in 2024 to Customer-Centric Technology Innovation appeared first on The Fintech Times.

Innovation 59

Innovation Technology Payment APIs and Integration Multi-Currency 59

The Fintech Times

SEPTEMBER 14, 2024

With a strong foundation in semiconductors and information technology, alongside government initiatives and a developing fintech ecosystem, Taiwan is steadily integrating digital innovation into its financial services. Additionally, nearly 80 per cent of these banks utilise blockchain technology, particularly for certifying letters of credit.

Innovation 119

Innovation FinTech Payment APIs and Integration Non-Bank 119

Fintech Finance

DECEMBER 5, 2024

Mambu, a leading cloud banking platform, has announced the acquisition of Numeral , a French payment technology provider for banks and fintechs. It also offers a unique strategic fit to the foundation of the cloud banking leader’s long-term expansion efforts. The size of the market opportunity for bank payments is striking.

Payment APIs and Integration 98

Payment APIs and Integration Technology Acquirers Instant Payments 98

Fintech News

OCTOBER 20, 2024

DBS Bank has introduced DBS Token Services, a suite of banking services that uses blockchain technology to offer faster and more efficient transactions for institutional clients. Featured image credit: Edited from Freepik The post DBS Drives Innovation with Blockchain Services for Institutions appeared first on Fintech Singapore.

Blockchain 114

Blockchain Innovation Liquidity Management Multi-Currency 114

Fintech News

AUGUST 14, 2024

DCS Innov, a subsidiary of DCS Fintech Holdings, has acquired HolyWally , a Wallet-as-a-Service (WaaS) platform provider. This acquisition supports DCS Innov ’s expansion into the US and European markets. InstaWally also offers additional services like remittance and QR payments through strategic partnerships.

Innovation 111

Innovation Acquirers Non-Bank End User 111

Fintech Finance

JANUARY 21, 2025

Building on the success of their award-winning SOTpay platform, this latest innovation offers businesses an all-in-one payment solution that is both robust and versatile, catering to a multitude of payment channels while eliminating fraud-related chargebacks.

Technology 98

Technology Security Gateways Payment Gateways 98

The Payments Association

MARCH 18, 2025

From open banking to open finance and beyond: The future of financial data-sharing March 18 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? The evolution of open banking into open finance, examining regional regulatory approaches and adoption trends. Why is it important? What’s next?

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

Fintech Finance

NOVEMBER 28, 2024

The solution utilizes non-fungible tokens (NFTs) as secure credentials within a “digital safe,” providing a decentralized, immutable method for storing and recovering critical information. “The Its self-custody approach reduces the need for intermediaries, offering control and reduced exposure to third-party risks.

Security 116

Security Transactions NFTs Blockchain 116

Fintech Finance

SEPTEMBER 11, 2024

Now celebrating its 20th anniversary edition, the report predicts instant payments will account for 22% of all non-cash transaction volumes by 2028 globally. Regulations have also played a crucial role in driving innovation and ensuring consumer protection. The time is now to put those foundations in place.”

Instant Payments 98

Instant Payments Accounts Innovation Non-Bank 98

The Fintech Times

NOVEMBER 6, 2024

As expected, innovations and announcements were rife throughout, here’s a roundup of all the news coming out of the global event. “For Visa, this is an opportunity to deliver innovations that enhance payment experiences across Asia Pacific with greater flexibility, security, and convenience.

Product 101

Product Cross-Border FinTech Cross-Border Payments 101

Fintech Finance

DECEMBER 3, 2024

Pix, Brazil’s instant payment system developed and managed by the Central Bank, has changed how transactions are made in the country. The new regulations introduce stricter compliance requirements, requiring all payment transactions for sports betting operations to be verified against player-registered bank account details.

Regulations 98

Regulations Account Validation Compliance Automation 98

Fintech News

APRIL 16, 2025

Through the partnership, NAPAS will integrate ISTs tokenisation technology into its domestic payment network, which connects over 40 banks. Vietnamese consumers will soon be able to make in-store payments using their banks mobile wallets on Android smartphones, or through Apple Pay on iOS devices.

Digital Payments 63

Digital Payments Payment APIs and Integration Contactless Payments Non-Bank 63

Fintech News

FEBRUARY 15, 2024

2024 is expected to be a year of innovation for the fintech industry, marked by advancements in artificial intelligence (AI), cross-border and real-time payments, cryptocurrency and blockchain, and bundled software-as-a-service (SaaS) offerings. A new class of winners will ultimately emerge, armed with heightened products and capabilities.

Innovation 120

Innovation FinTech Cross-Border Payments Cross-Border 120

The Fintech Times

APRIL 30, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. Having looked into how embedded finance solutions have impacted various sub-sectors of finance, where could future innovations lead us? For some markets, it already is.

Embedded Finance 109

Embedded Finance Finance Innovation AI 109

Fintech News

APRIL 28, 2024

The banking industry is shifting towards innovation, collaboration and customer-centricity, driven by the adoption of technologies including cloud computing, data analytics, artificial intelligence and machine learning (AI/ML), changing customer preferences, and a rapidly evolving regulatory landscape, a new report by Amazon Web Services (AWS) says.

AI 111

AI Innovation Financial Crimes Crime 111

Finovate

FEBRUARY 6, 2024

To kick off Finovate’s commemoration of Black/African-American History Month this year, we’re highlighting some of the Black and African-American fintech professionals who represented their companies and their fintech innovations at our Finovate conferences in 2023. Duncan (CEO) co-founded Bankjoy in 2015.

Innovation 118

Innovation FinTech Credit Union AI 118

The Payments Association

DECEMBER 18, 2024

Payment technology and innovation are accelerating across the fintech industry, with more companies recognising the importance of adapting to changing customer needs, with non-cash transactions projected to hit 2.3 trillion transactions by 2027. This will help create digital payment ecosystems that can reach the 1.4

Cross-Border 88

Cross-Border AI Push-to-Card Real Time Payments 88

The Fintech Times

APRIL 12, 2025

As traditional banking processes are replaced by more integrated financial solutions, companies across industries are embedding payment processing, lending, insurance, and investment services directly into their platforms. The need for traditional banks to digitise has never been more apparent.

Embedded Finance 78

Embedded Finance Finance Payment APIs and Integration Non-Bank 78

The Fintech Times

APRIL 12, 2025

With access to more than 95 per cent of the worlds banked population, Rajnish Kumar , co-founder and CEO of Instapay Technologies, commented: This collaboration enables us to leverage Mastercards vast global payment network and cross-border transfer expertise. They can also conveniently track payments, fees and estimated delivery times.

Cross-Border 63

Cross-Border Visa Technology Cross-Border Payments 63

The Payments Association

FEBRUARY 13, 2025

The UPI revolution: A digital payments game-changer UPI is a real-time payment system developed by the National Payments Corporation of India (NPCI) that allows seamless fund transfers between banks using a mobile interface. These reforms promote Rupee-based trade settlements, reducing reliance on dominant global currencies.

Cross-Border Payments 88

Cross-Border Payments Cross-Border Interoperability Payments 88

Fintech Finance

FEBRUARY 6, 2024

.’s mission to transform the payment landscape by offering cutting-edge digital alternatives to conventional card-based systems allowing consumers a pay-by-bank service. Innovative Approach to Payments in the UAE Pavel Sokolovas, co-founder of kevin., The Dubai office is set to be the hub for kevin.’s The post Kevin.

Innovation 101

Innovation Technology Payments Non-Bank 101

Fintech Finance

OCTOBER 17, 2024

Challenger processors outperforming incumbents According to the report, new card processing models, driven by technological innovation and the growing influence of non-bank entities like retailers and gig economy platforms, are gaining significant momentum. in 2021 to 4.0%

Processors 96

Processors Consulting Payment APIs and Integration Non-Bank 96

The Payments Association

MARCH 27, 2025

Embedded finance and multi-banking give corporates greater control, new revenue streams, and stronger networks, unlocking value beyond traditional banking. Traditional financial institutions are too slow and rigid to offer necessary or innovative solutions.

Embedded Finance 88

Embedded Finance Finance Non-Bank On-Demand 88

Fintech News

DECEMBER 4, 2024

In simple, layman’s terms, embedded finance is when financial services – like payments, loans, or insurance – are integrated directly into non-financial platforms. This accessibility is levelling the playing field and accelerating innovation across industries. What’s Next? The future of embedded finance is boundless.

Embedded Finance 111

Embedded Finance Finance Payment APIs and Integration BNPL 111

Fintech Finance

MARCH 7, 2025

Growth is driven by financial inclusion, fintech innovation, and regulatory reforms. How does the rise of real-time payments impact traditional banking in Latin America? trillion by 2027. Despite this expansion, the region’s global market share will stay below 10%, far behind Asia-Pacific and North America. Management Summary 3.

Digital Payments 96

Digital Payments Payments Debit Card Cryptocurrency 96

Finovate

NOVEMBER 1, 2024

Moniepoint is building an all-in-one, seamlessly integrated platform for African businesses that features services including digital payments, banking, foreign exchange, credit, and business management tools. Here is our look at fintech innovation around the world. ” CEO Tosin Eniolorunda co-founded the company in 2015.

Financial Inclusion 111

Financial Inclusion Cross-Border FinTech Visa 111

The Fintech Times

MARCH 12, 2025

As technologies like cloud computing and artificial intelligence (AI) become more accessible, banks in 2025 will face a new challenge. ’ One company that is well-placed in this banking evolution is Temenos , the core banking solutions provider. How will banks utilise AI in 2025? The result? The impact?

AI 71

AI Fraud Detection Non-Bank Fraud Prevention 71

The Fintech Times

APRIL 9, 2025

The Central Bank of the UAE (CBUAE) has awarded a Retail Payment Services licence to Tap Payments , the MENA-based payment provider, bolstering the fintech’s aim to unify and simplify payments across the region. This licence aligns Tap Payments with the UAE’s vision for a future-proof, digitally driven financial landscape.

Security 64

Security Payments Non-Bank Central Bank 64

Fintech Finance

MARCH 30, 2025

From today, the banks that are part of the local solutions will start to adhere to the interconnection gradually. It is expected that all participant banks, from Italy, Portugal, Spain and Andorra, will be connected by June. This initiative aims to strengthen the innovative and trusted European payment infrastructure.

Instant Payments 59

Instant Payments Cross-Border Cross-Border Payments Payments 59

M2P Fintech

APRIL 17, 2025

APIs have played a central role in the digital evolution of banking. Initially, APIs were point-to-point connectors to enable simple integrations; with rapid innovations, they have now matured into a foundational layer supporting a wide range of use casesfrom customer onboarding and loan origination to card issuance and fraud detection.

API 52

API Payment APIs and Integration Non-Bank Fraud Detection 52

The Fintech Times

JANUARY 12, 2025

Bank Alfalah , a commercial bank in Pakistan with a network of over 1,000 branches, has acquired a stake in Jingle Pay , a UAE-born fintech specialising in cross-border money transfers licensed by the Dubai Financial Services Authority (DFSA). Khan , group head, corporate, investment banking and international business of Bank Alfalah.

Cross-Border Payments 59

Cross-Border Payments Cross-Border Acquirers Multi-Currency 59

Open Banking Excellence

NOVEMBER 14, 2023

It has been almost six years since the Second Payment Services Directive (PSD2) came into force and laid the foundations for Open Banking in the EU and UK. Together, these new rules will enable Europe to push forward into Open Finance – the next stage of Open Banking.

Non-Bank 130

Non-Bank Rules Authentication Regulations 130