The Payments Association

OCTOBER 28, 2024

The Payments Association (TPA)’s George Iddenden recently sat down with Peter Theunis, senior vice president sales and European managing director at BPC to discuss the remarkable transformation of the payments processing industry, driven by the rise of fintech, the shift towards digital payments, and evolving consumer behaviours.

Process 100

Process Payment APIs and Integration Processors Payments 100

Fintech Finance

JULY 9, 2024

Conferma , the leading virtual card provider, has entered into a strategic partnership with digital corporate card issuer, Pliant to expand the use of virtual cards for business travel payments. Users demand flexibility and by partnering with innovative digital card issuers such as Pliant, we are able to offer unrivalled choice.

Innovation 87

Innovation Card Issuer Payment APIs and Integration Issuers 87

Fintech Finance

MAY 22, 2024

myTU , the fintech pioneering the use of cloud-only infrastructure and AI to transform consumer banking, announced the release of a new API product, “ Payouts API ,” designed to help businesses optimise their financial processes and enhance operational efficiency.

API 59

API Payment APIs and Integration Process Multifactor Authentication 59

Fintech Finance

JANUARY 15, 2024

NYSE: JBL) today announced ongoing innovation between its payment solutions business unit and Revolut , a digital banking pioneer and global financial super app provider, to support the neobank’s rapid growth trajectory and global expansion in merchant acquiring. We look forward to growing our valued relationship with Revolut.”

Mobile Payments 59

Mobile Payments Innovation Product Payment APIs and Integration 59

The Fintech Times

JULY 2, 2024

Aani, operated by Al Etihad Payments , has become a crucial part of the Central Bank of the UAE’s National Payment Systems Strategy (NPSS), which aims to create a digitised, cashless economy in the UAE. Mashreq now aims to gradually expand its corporate API proposition as part of its new transaction banking digital strategy.

Instant Payments 57

Instant Payments Central Bank Payment APIs and Integration Real Time Payments 57

Open Banking Excellence

MARCH 5, 2024

JROC will also help focus attention on the economics of Open Banking by introducing the idea of premium APIs, he says. “A A sustainable economic model will encourage greater collaboration and innovation and expansion of products down the line and really drive improvements in customer journeys,” says Wright.

Innovation 147

Innovation Payment APIs and Integration Push-to-Card Use Case 147

Fintech Finance

JUNE 26, 2024

Payabli , the payments infrastructure solution for software companies, has closed a $20M Series A. Payabli’s API-first Payments Infrastructure and Monetization Platform allows software companies to make payments a core part of their business model.

Payment APIs and Integration 52

Payment APIs and Integration Innovation Embedded Payments API 52

Fintech Finance

OCTOBER 24, 2024

based account-to-account (A2A) payment solution provider, today announced an expanded partnership with Plaid , a data network powering the digital financial ecosystem. This will enable customers to onboard with Plaid through Dwolla’s Open Banking Services, creating a modern A2A payment offering for mid- to enterprise-sized businesses.

Risk Assessment 99

Risk Assessment Payment APIs and Integration Verification Assessments 99

The Payments Association

OCTOBER 25, 2024

Challenger processors outperforming incumbents According to the report, new card processing models are gaining significant momentum, driven by technological innovation and the growing influence of non-bank entities like retailers and gig economy platforms. The card processing industry is at the forefront of the growing payments landscape.

Processors 88

Processors Process Payment APIs and Integration Non-Bank 88

Exact Payments

FEBRUARY 5, 2024

In today’s ever-evolving digital landscape, integrated payment processing has emerged as a key to business success. Whether you’re running an e-commerce platform, a cutting-edge software-as-a-service (SaaS) solution, or any digital enterprise, choosing the right integrated payment provider is paramount.

Payment APIs and Integration 52

Payment APIs and Integration Process Payments Risk Management 52

Finovate

APRIL 16, 2024

Codat launched a Supplier Enablement data product with an aim to help businesses replace paper checks. The Supplier Enablement tool recruits suppliers to accept virtual card payments instead of checks by allowing card issuers to access the right ERP data. The Supplier Enablement tool is currently in production with select J.P.

Checks 52

Checks Product Payment APIs and Integration Card Issuer 52

The Fintech Times

SEPTEMBER 14, 2024

With a strong foundation in semiconductors and information technology, alongside government initiatives and a developing fintech ecosystem, Taiwan is steadily integrating digital innovation into its financial services. Taiwan’s gross domestic product (GDP) per capita is over $35,000.

Innovation 117

Innovation FinTech Payment APIs and Integration Non-Bank 117

Fintech News

OCTOBER 28, 2024

This year’s awards are also supported by 12 fintech community members, including Ripple, NETS, ADVANCE.AI, and HSBC, as part of the ‘Fintech Gives Back’ initiative, aimed at encouraging innovation and supporting emerging talent. The company replaces traditional B2B payment methods (e.g. ThitsaWorks Pte.

AI 93

AI FinTech Innovation Payment APIs and Integration 93

Fintech Finance

OCTOBER 2, 2024

BKN301 Group , a London-based leading digital payments and Banking-as-a-Service (BaaS) provider in the MENA region, unveiled its latest innovative payment solution, ‘301 Retail Account.’ The MENA region is experiencing a surge in digital payment and the adoption of innovative financial technologies.

Payment Solutions 97

Payment Solutions Accounts Payment APIs and Integration Online and Mobile Banking 97

Fintech Finance

OCTOBER 17, 2024

Cyberbank Core became an integral part of Galileo’s offering after SoFi’s acquisition of Technisys in 2022. We are thrilled that our new commercial payment services sponsor bank program is built on Galileo’s powerful tech platform,” said Anthony Noto, CEO of SoFi. Galileo is a subsidiary of SoFi. “We

Payment APIs and Integration 94

Payment APIs and Integration Technology Fraud Detection Payments 94

The Fintech Times

APRIL 17, 2024

The creators envision the UK RLN as a unified ‘innovation platform,’ integrating various currency forms like current commercial bank deposits and a shared ledger for tokenized commercial bank deposits. This strategic choice highlights their complementary methods in achieving interoperability as well as seamless integration.

Payment APIs and Integration 137

Payment APIs and Integration Blockchain Finance Digital Payments 137

Fintech News

DECEMBER 11, 2023

Swift has announced the launch of its first-ever “The Innovation Challenges” that invites participants to create AI-based solutions aimed at improving the efficiency and security of cross-border transactions. Teams are not permitted to submit pre-existing solutions or products as part of their challenge submissions.

Cross-Border 122

Cross-Border SWIFT AI Innovation 122

The Fintech Times

APRIL 28, 2024

The National Bank of Iraq (NBI) has updated its legacy systems onto the same core banking platform as other entities in the Capital Bank Group following an integration with Temenos , the SaaS cloud banking solution. NBI, which has 27 branches across Iraq, offers a comprehensive range of services to individuals and businesses in the country.

Payment APIs and Integration 78

Payment APIs and Integration Payments International Payments Process 78

Stax

APRIL 17, 2024

Companies and software providers that embed payment solutions into their services and platform are likely to attract and retain more customers. By using a cloud-based integrated payment software solution, you can provide a streamlined user experience while also earning an additional revenue stream through monetization.

ISVS 68

ISVS Payment APIs and Integration Payments Payment Solutions 68

Fintech Finance

OCTOBER 17, 2024

Challenger processors outperforming incumbents According to the report, new card processing models, driven by technological innovation and the growing influence of non-bank entities like retailers and gig economy platforms, are gaining significant momentum. The card processing industry is at the forefront of the growing payments landscape.

Processors 83

Processors Consulting Payment APIs and Integration Non-Bank 83

Fintech Finance

OCTOBER 15, 2024

A pioneer in open banking, Neonomics unveils an innovative new product suite launched as Nello, with the goal to bring open banking to the next level through AI-driven solutions and seamless payments. Nello AI will be available as a white-label integration for financial institutions and others to easily integrate.

AI 92

AI Payment APIs and Integration End User Push-to-Card 92

Fintech Finance

OCTOBER 15, 2024

The second most used instant payment method in the world, Brazil’s Pix will have a recurring transaction capability, Pix Automático (Automatic Pix in free translation), set to be launched by the Central Bank of Brazil next year, on June 16th. For merchants, this presents an opportunity to increase revenue and attract more clients.

Payment APIs and Integration 87

Payment APIs and Integration Payer Central Bank Instant Payments 87

Finovate

OCTOBER 4, 2024

“Our commitment to product excellence and expansion into key markets (are) central to our roadmap, and this funding will propel us even further,” Plumery Founder and CEO Ben Goldin said. Plumery will also look to add talent, particularly in product, engineering, and commercial roles.

AI 64

AI Innovation Payment APIs and Integration Online and Mobile Banking 64

Fintech Finance

MARCH 28, 2024

Alchemy Pay, the leading global Web3 payment solution provider, has revealed its investment in LaPay UK Ltd, a UK-based fintech dedicated to facilitating international business growth for companies. The post Alchemy Pay Invests in UK Fintech LaPay and Secures API License as Part of Global Web3 Expansion appeared first on Fintech Finance.

Payment APIs and Integration 91

Payment APIs and Integration API FinTech Security 91

Open Banking Excellence

SEPTEMBER 25, 2024

As banks adapt to these transformative forces, attendees gain insights into innovative strategies, regulatory compliance, and customer-centric approaches that will define the future of banking. This pivotal event explores how cutting-edge technologies—such as AI, biometrics, and open banking—are reshaping the financial landscape.

Regulatory Compliance 130

Regulatory Compliance Fraud Prevention Cybersecurity AI 130

Fintech News

APRIL 14, 2024

In the rapidly evolving financial services landscape, the journey from entrenched legacy systems to cutting-edge digital payment platforms is a technological upgrade and a fundamental transformation. This transition embodies a shift towards fostering innovation, operational excellence, and superior customer engagement.

Payment APIs and Integration 128

Payment APIs and Integration Payments Innovation On-Demand 128

Fintech Finance

SEPTEMBER 18, 2024

Tribe Payments, the innovative digital payments and infrastructure orchestrator specialising in issuer and acquirer processing, has achieved ISO 27001 certification, the strongest possible global information security standard.

ISOs 91

ISOs Security Payment Security Payment APIs and Integration 91

The Fintech Times

SEPTEMBER 5, 2024

In early 2024, Zambian fintech, Union54 announced the official launch of ChitChat, its messaging app with an integrated payment wallet. Its flagship product, ChitChat, enables users to communicate, network, and transfer money between wallets. Together, the organisations will foster an inclusive digital economy.

Payment APIs and Integration 57

Payment APIs and Integration Debit Card Financial Inclusion Visa 57

Fintech News

JUNE 11, 2024

Licensed as a Major Payment Institution (MPI) by the Monetary Authority of Singapore (MAS), OPAL offers domestic and cross-border payments, payment accounts, and e-money services. Zvi Appel “Both OPAL and Currencycloud prioritise utilising innovative technology to transform the financial landscape and set new standards for SMEs.

Cross-Border Payments 111

Cross-Border Payments Cross-Border Payment APIs and Integration Payments 111

Fintech Finance

OCTOBER 25, 2024

Mastercard is expanding its US Installments experience at checkout to provide consumers with more choice in how they pay through Mastercard Installment Payment Services. Participating merchants will be able to provide access to millions of pre-approved offers by connecting to the API-based platform.

Visa 98

Visa Issuers Payment APIs and Integration Point-of-Sale (POS) 98

Fintech Finance

SEPTEMBER 10, 2024

BKN301 Group , a London-based leading digital payments and Banking-as-a-Service (BaaS) provider with a focus in the EMEA region, unveiled its latest innovative payment solution, ‘301 Retail Account.’ The introduction of ‘301 Retail Account’ is a testament to BKN301’s commitment to innovation and customer-centricity.

Payment Solutions 92

Payment Solutions Accounts Payment APIs and Integration AML 92

Fintech Finance

SEPTEMBER 12, 2024

Ebury , a global fintech company specialising in payments and collections, FX risk management and business lending, partners with Salt Edge , a leading open banking solution provider, to integrate its PSD2 APIs. Modern financial technology has advanced with notable innovations, and Ebury is no exception.

Payment APIs and Integration 89

Payment APIs and Integration Reconciliation API Cross-Border 89

PYMNTS

MAY 5, 2020

Open application programming interfaces (APIs) are playing an increasingly important role in the financial industry as the field grows increasingly digital. APIs allow banks and technology providers to coordinate development much more easily, enabling the creation of innovative new products and services for functions such as B2B payments.

API 80

API B2B Payment APIs and Integration Payments 80

PYMNTS

MAY 1, 2020

These systems enable FIs to generate greater insights into consumers’ banking and payment behaviors, Munyuki added, and that data can create more personalized or unique services to help them compete. The FSS understands that innovations often lead to heightened systemic, operational and cyber risks, as well,” he noted. “[It]

Privacy 98

Privacy API Innovation Payment APIs and Integration 98

The Payments Association

NOVEMBER 11, 2024

Initially lauded as a catalyst for innovation and consumer empowerment, its European rollout, while making significant progress, has fallen short of initial expectations. The European Trajectory: A Mixed Bag The European Union has been at the forefront of open banking regulation, primarily through the Payment Services Directive 2 (PSD2).

Payment APIs and Integration 88

Payment APIs and Integration API Privacy Regulations 88

Fintech Finance

OCTOBER 29, 2024

Volante Technologies , the global leader in Payments as a Service (PaaS) , is proud to announce a strategic partnership with Standard Bank , Africa’s biggest bank by assets, to modernise payment infrastructure across the African continent.

ISO 20022 76

ISO 20022 Payment APIs and Integration Technology Cross-Border 76

PYMNTS

FEBRUARY 5, 2020

Application programming interfaces (APIs) may be underutilized in business and financial sectors. Recent surveys have found that many bankers and small business (SMB) owners are unaware of how to use business-to-business (B2B) APIs securely and optimally. Around The B2B API World. To get the full scoop, download the Tracker.

API 78

API B2B Payment APIs and Integration Online and Mobile Banking 78